Mile High FI Podcast A Slacker’s Guide to 12 Years of Early Retirement - Kevin Sebesta | MHFI 302
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Jan 13, 2026 In this conversation, early retiree Kevin Sebesta shares his unique perspective on 12 years of life after FIRE. A community organizer and founder of the Slackers group, he emphasizes the importance of friendships formed through travel. Kevin introduces his 'Fun Bucket' concept for guilt-free spending on experiences. He reflects on the child-free lifestyle's influence on finances and discusses how curiosity drives fulfillment in retirement. Balancing financial optimization with enjoyment, he encourages testing retirement ideas before fully committing.
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Last-Minute Morocco Trip Turned Lifelong Bonds
- Kevin described a last-minute Morocco trip with 17 friends arranged via Five Friends Travel.
- He praised the comfort-level planning and said the group became lifelong friends after the adventure.
Your Five People Determine Your Retirement Flavor
- Kevin says your social circle shapes your life: "you're the average of the five people you hang around with."
- He uses adventurous peers to push spending on meaningful experiences in retirement.
Match Account Type To Heirs And Charity
- Do align account types with legacy goals: send pre-tax retirement accounts to charity and taxable/Roth to people.
- Use beneficiary designations and titling to avoid probate rather than relying solely on a will.
