James Eck explains that with insured loss estimates of up to roughly $70 billion, earnings of property insurers and reinsurers will fall sharply, and some reinsurers could face capital erosion.Guests: James Eck, Vice President – Senior Credit Officer, Moody’s Investors ServiceHosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors ServiceTo read more on this topic, visit Moodys.com (some content available only to registered users or subscribers).P&C Insurance and State Government – US: Hurricane Ian hits insurers' Q3 earnings; capital erosion risk for some (re)insurers Reinsurance – US: Reinsurers diverge on property catastrophe coverage in Florida; higher pricing ahead

Louise Welin and Maria Gillholm discuss difficulties ahead for Swedish mortgage borrowers and real estate companies, and implications for banks. Also, new business is slowing for US mortgage insurers.Guests: Bob Garofalo, Vice President – Senior Credit Officer, Moody’s Investors Service; Louise Welin, Vice President – Senior Credit Officer, Moody’s Investors Service; Maria Gillholm, Vice President – Senior Credit Officer, Moody’s Investors ServiceHosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors Service, and Myles Neligan, Vice President – Senior Research Writer, Moody’s Investors ServiceTo read more on this topic, visit Moodys.com (some content available only to registered users or subscribers).Financial Institutions – Sweden: Higher central bank rates are credit positive for banks, but asset risks are building Mortgage Insurance – US: Profitability remains high as housing market begins to cool Cross Sector – Sweden: Real estate refinancing risk worsens, but impact on banks manageable 

Rajeev Bamra and Sadia Nabi discuss regulation of global cryptoassets and stablecoins in the US. Also: a proposal to clear certain Treasurys trades, and banks' risks from conflict in Nagorno-Karabakh.Guests: Rajeev Bamra, head of DeFi and Digital Assets Strategy, Moody’s Investors Service; Sadia Nabi, Vice President – Senior Analyst, Moody’s Investors Service; Lev Dorf, Assistant Vice President – Analyst, Moody’s Investors Service; Donald Robertson, Associate Managing Director, Moody’s Investors ServiceHosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors Service, and Michael Porta, Vice President – Senior Research Writer, Moody’s Investors Service

C.J. Wong explains the forces behind Vietnamese banks’ credit strength, and Rebecca Tan discusses inflation's impact on banks in six member states of the Association of Southeast Asian Nations.Guests: C.J. Wong, Analyst, Moody’s Investors Service; Rebecca Tan, Vice President – Senior Analyst, Moody’s Investors Service Hosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors Service, and Jun Yang, Assistant Vice President – Research Writer, Moody’s Investors ServiceTo read more on this topic, visit Moodys.com (some content available only to registered users or subscribers).Banking System Outlook – Vietnam: Economic rebound and improving profitability support positive outlookGovernment of Vietnam: FAQ on economic prospects, environmental risks and institutional challengesRating Action:  Moody's takes rating actions on 12 Vietnamese banksBanks – ASEAN: Inflation-driven rate rises will boost margins but rapid increases would be credit negative

Badis Shubailat and Tengfu Li discuss how high commodity prices are supporting the recovery of Islamic banks, and Alexandra Aspioti explains why GCC fund managers are optimistic. Guests: Alexandra Aspioti, Vice President – Senior Analyst, Moody’s Investors Service; Badis Shubailat, Analyst, Moody’s Investors Service, and Tengfu Li, Assistant Vice President – Analyst, Moody’s Investors Service Hosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors Service, and Carolyn Henson, Vice President – Senior Research Writer, Moody’s Investors ServiceRelated content on Moodys.com (some content only available to registered users or subscribers): Funds & Asset Management – Middle East: GCC fund firms expect oil price surge to support AUM and net inflowsIslamic finance – Cross region: High commodity prices will sustain the recovery of Islamic banks

Helena Kingsley-Tomkins explains why the outlook for global reinsurance is stable, despite higher natural catastrophe losses, and James Eck discusses the prospects for alternative capital.Guests: Helena Kingsley-Tomkins, Vice President – Senior Analyst, Moody’s Investors Service and James Eck, Vice President – Senior Credit Officer, Moody’s Investors Service Hosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors Service, and Myles Neligan, Vice President – Senior Research Writer, Moody’s Investors ServiceRelated content on Moodys.com (some content only available to registered users or subscribers): Reinsurance – Global: Stronger earnings prospects and solid balance sheets underpin stable outlookReinsurance – Global: Buyers’ survey indicates claims inflation is driving reinsurance pricing momentumReinsurance – Global: Buyers’ survey indicates claims inflation is driving reinsurance pricing momentumReinsurance – Global: Alternative capital market poised to resume growth on higher reinsurance pricing

Bernhard Held and Petter Bryman discuss the implications for certain European banking systems of a reduction in Russian energy supply, and Alessandro Roccati discusses recent credit developments at Credit Suisse following large losses.Guests: Bernhard Held, Vice President – Senior Credit Officer, Moody’s Investors Service, Petter Bryman, Vice President – Senior Analyst, Moody’s Investors Service, and Alessandro Roccati, Senior Vice President, Moody’s Investors ServiceHosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors Service and Myles Neligan, Vice President – Senior Research Writer, Moody’s Investors ServiceRelated content on Moodys.com (some content only available to registered users or subscribers): Sovereign – Europe: Looming gas crisis intensifies credit pressures for Europe’s most exposed sovereignsBanking – Europe: Gas supply rationing would lift problem loans from benign levelsCredit Suisse Group AG: Update following rating actionCredit Suisse Group AG 2024 plan: reduced risk appetite and greater shift to wealth management will lower risks and earnings volatilityCredit Suisse Group AG Q4 2021: Weak revenue, goodwill impairment and litigation charges led to large lossCredit Suisse Group AG: Q2 2022: Weak revenues and litigation charges lead to large loss

Fabio Iannò explains why European banks will benefit from the ECB's recent increase in key interest rates, and Felipe Carvallo discusses how the sale of certain Citibanamex business operations will alter Mexico’s banking sector.  Guests: Felipe Carvallo, Vice President – Senior Credit Officer, Moody’s Investors Service, and Fabio Iannò, Vice President – Senior Credit Officer, Moody’s Investors ServiceHosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors Service and Myles Neligan, Vice President – Senior Research Writer, Moody’s Investors ServiceRelated content on Moodys.com (some content only available to registered users or subscribers):Banorte and Banco Santander México: Citibanamex acquisition would boost margins; combination's efficiency and loss-absorption will be key credit protectionsBanking – Europe: ECB action on rates, sovereign spreads will support southern European banks

Stephen Tu explains why Apple’s new Pay Later initiative may have important implications for financial institutions; Saranga Ranasinghe and Frank Mirenzi tell us about future growth in and risks to Australia’s pension (“superannuation”) sector.Guests: Saranga Ranasinghe,  Vice President – Senior Analyst, Corporate Finance Group, Moody’s Investors Service; Frank Mirenzi, Vice President – Senior Credit Officer, Financial Institutions Group, Moody’s Investors Service; Stephen Tu, Vice President – Senior Credit Officer, Financial Institutions Group, Moody’s Investors ServiceHosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors Service and Carolyn Henson, Vice President – Senior Research Writer, Moody’s Investors ServiceRelated content on Moodys.com (some content only available to registered users or subscribers):Pensions – Australia: Superannuation sector supports access to funding, debt sustainability of rated issuersInfographic: Australia's superannuation sector is a large and growing source of capitalBanks – Global: Apple Pay Later could lead to deeper foray into financial services product manufacturing  

Yulia Wan and Sean Hung discuss the implications for financial institutions of China's policy focus on financial stability. Plus, Eugene Tarzimanov and Yaroslav Sovgyra discuss how inflation will affect banks in emerging economies.Guests: Yulia Wan, Vice President – Senior Analyst, Financial Institutions Group, Moody’s Investors Service; Sean Hung, Vice President – Senior Credit Officer, Financial Institutions Group, Moody’s Investors Service; Eugene Tarzimanov, Vice President – Senior Credit Officer, Moody’s Investors Service, and Yaroslav Sovgyra, Associate Managing Director, Financial Institutions Group, Moody’s Investors ServiceHosts: Danielle Reed, Vice President – Senior Research Writer, Moody’s Investors Service and Myles Neligan, Vice President – Senior Research Writer, Moody’s Investors ServiceRelated content on Moodys.com (some content only available to registered users or subscribers):Cross Sector – China: More indirect and selective government support will add extra burden to state firmsBanking – China: Banks cautious in supporting property developers but asset risks still remain highBanks – G-20 emerging markets: Rapid inflation-driven rate hikes will be double-edged sword for banks