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Moody's Talks - Focus on Finance

Latest episodes

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Feb 8, 2023 • 16min

Japan dashes away from cash; India’s public sector banks bounce back

Tomoya Suzuki talks about the digital payments push in Japan, and Rebecca Tan explains why the outlook is brighter for India’s public sector banks.Speakers: Tomoya Suzuki, VP – Senior Analyst, Moody’s Investors Service; Rebecca Tan, VP – Senior Analyst, Moody’s Investors Service Hosts: Jun Yang, AVP – Research Writer, Moody’s Investors Service; Danielle Reed, VP – Senior Research Writer, Moody’s Investors ServiceRelated Research:Banks – Japan: Push for digital transactions is credit negative for regional banksMoody's takes positive rating actions on four Indian public sector banksBanks – India: Rising rates will have limited impact on Indian banks' credit profiles
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Jan 25, 2023 • 23min

Emerging markets banks face foreign currency risks; shockwaves spread in crypto asset markets

Moody's analysts discuss crypto asset regulation, credit developments at Silvergate Bank and foreign currency fluctuation risks for emerging markets banks and Asia-Pacific financial institutions.Speakers: Stephen Tu, VP – Senior Credit Officer, Moody’s Investors Service; Sadia Nabi, VP – Senior Analyst, Moody’s Investors Service; Eugene Tarzimanov, VP – Senior Credit Officer, Moody’s Investors Service; Jungmin Arlene Sohn, Analyst, Moody’s Investors ServiceHosts: Carolyn Henson, VP – Senior Research Writer, Moody’s Investors Service; Danielle Reed, VP – Senior Research Writer, Moody’s Investors ServiceRelated Research:Moody's downgrades Silvergate Bank's long term deposit rating to Ba1, outlook negativeFinancial Institutions – Global: Regulators' vigilance on cryptoasset risks, credit positive for banks, also has broader implicationsBanks - Emerging markets: Foreign-currency risk is acute for some banking systemsFinancial institutions – Asia-Pacific: Risks from local-currency depreciation are limited, except for some finance companies
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Jan 18, 2023 • 15min

Outlook negative for finance companies globally in 2023 on tighter funding and rising asset risk

Bruno Baretta explains how weak macroeconomic conditions are increasing credit risk for finance companies globally despite a possible profitability boost for some companies from rising interest rates. Speaker: Bruno Baretta, AVP – Analyst, Moody’s Investors ServiceHosts: Michael Porta, VP – Senior Research Writer, Moody’s Investors Service; Danielle Reed, VP – Senior Research Writer, Moody’s Investors ServiceRelated content on Moodys.com (some content only available to registered users or subscribers):Finance Companies — Global: 2023 outlook negative with funding and asset quality weakening
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Jan 11, 2023 • 16min

Global P&C insurance outlook turns negative; global life insurance outlook stays stable

Claims inflation and higher reinsurance costs loom large in the outlook for P&C insurance, while life insurers see enough benefit from higher interest rates to offset economic turbulence, for now.Speakers: Manoj Jethani, VP – Senior Credit Officer, Moody’s Investors Service; Christian Badorff, VP – Senior Credit Officer, Moody’s Investors Service Hosts: Myles Neligan, VP – Senior Research Writer, Moody’s Investors Service; Danielle Reed, VP – Senior Research Writer, Moody’s Investors Service
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Dec 14, 2022 • 19min

Strong balance sheets keep global banks on stable outlook despite macroeconomic gloom

Against an uncertain global economic backdrop, hosts Carolyn Henson and Michael Porta talk to Moody’s analysts Edoardo Calandro, Rita Sahu and Nicholas Zhu about prospects for global banks in 2023.Speakers: Edoardo Calandro, VP – Senior Credit Officer, Moody’s Investors Service; Rita Sahu, VP – Senior Credit Officer, Moody’s Investors Service;  Nicholas Zhu, VP – Senior Credit Officer, Moody’s Investors ServiceHosts: Carolyn Henson, VP – Senior Research Writer, Moody’s Investors Service; Michael Porta, VP –Senior Research Writer, Moody’s Investors ServiceRelated Research:Banks – Global: 2023 outlook stable as rising rates, strong balance sheets counter global slowdownBanking System Outlook – China: Deteriorating operating environment drives negative outlook
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Dec 7, 2022 • 26min

Banking system braced as Fed’s second round of quantitative tightening ramps up

Jill Cetina and David Fanger explain how this round of quantitative tightening will affect bank funding and capital. Plus, Coinbase faces higher risks, and Twitter’s lenders face markdowns.Speakers: Jill Cetina, Associate Managing Director, Moody’s Investors Service; David Fanger, SVP, Moody’s Investors ServiceHosts: Danielle Reed, VP – Senior Research Writer, Moody’s Investors Service; Erin McDermott, AVP –Research Writer, Moody’s Investors ServiceRelated Research:Banks – Cross Region: Twitter underwriting losses thus far appear moderate for syndicate banksMoody's reviews Coinbase (Ba3 corporate family) for downgradeCoinbase Global, Inc.: FTX implosion leaves vacuum in crypto space, a credit negative for CoinbaseFederal Reserve’s second round of quantitative tightening will have pronounced effects on banks
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Nov 23, 2022 • 22min

Blowback from FTX failure is contained to crypto sphere as wary banks maintain distance for now

 Vincent Gusdorf, Fadi Massih and Warren Kornfeld discuss the aftermath of the FTX bankruptcy and explain how crypto finance risks could spill over into traditional financial institutions.Speakers: Vincent Gusdorf, Senior Vice President, DeFi & Digital Assets, Moody’s Investors Service; Fadi Massih, VP – Senior Analyst, Moody’s Investors Service; Warren Kornfeld, Senior Vice President, Moody’s Investors ServiceHosts: Danielle Reed, VP – Senior Research Writer, Moody’s Investors Service; Michael Porta, VP – Senior Research Writer, Moody’s Investors ServiceRelated Research:Financial Institutions – Cross Region: Failed bailout of FTX is credit negative for crypto marketExchanges & Clearing Houses – US Crypto meltdown raises heat on FTX's alternative clearing modelAs crypto finance system comes out of shadows, a dilemma emerges for banks
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Nov 16, 2022 • 29min

Banks, insurers aim for net zero emissions as risks rise from extreme weather, carbon transition

As COP 27 winds down, Shree Khare and Tomoya Suzuki discuss Japan's rising natural catastrophe risks, and Megan Fox and Brandan Holmes explain what's driving banks' and insurers' net zero plans.Speakers: Shree Khare, Vice President of Model Development, RMS; Tomoya Suzuki, VP – Senior Analyst, Moody’s Investors Service; Megan Fox, VP – Senior Analyst, Moody’s Investors Service; Brandan Holmes, VP – Senior Credit Officer, Moody’s Investors ServiceHosts: Danielle Reed, VP – Senior Research Writer, Moody’s Investors Service; Myles Neligan, VP – Senior Research Writer, Moody’s Investors ServiceRelated Research: Banks’ net zero financed emissions plans show progress, underscore challengesInsurance – Global: Net zero plans help insurers manage carbon transition risks
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Oct 26, 2022 • 20min

Indian banks brace for rising rates; effects of China’s slowdown spill over to Asia-Pacific banks

Srikanth Vadlamani explains why Indian banks’ loans will perform well despite rising interest rates, and Eugene Tarzimanov discusses the threat to Asia-Pacific banks from China’s slowing economy.Speakers: Srikanth Vadlamani, VP – Senior Credit Officer, Moody’s Investors Service; Eugene Tarzimanov, VP – Senior Credit Officer, Moody’s Investors ServiceHosts: Danielle Reed, VP – Senior Research Writer, Moody’s Investors Service; Jun Yang, AVP – Research Writer, Moody’s Investors Service
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Oct 19, 2022 • 22min

European and UK banks, Asia-Pacific insurers grapple with rising interest rates

Kelvin Kwok, Mattias Frithiof and Farooq Khan explain the implications of inflation and rising interest rates for Asia-Pacific insurers and Western European and UK banks.Guests: Kelvin Kwok, AVP - Analyst, Moody’s Investors Service; Mattias Frithiof, AVP – Analyst, Moody’s Investors Service; Farooq Khan, VP – Senior Analyst, Moody’s Investors ServiceHosts: Danielle Reed, VP – Senior Research Writer, Moody’s Investors Service; Myles Neligan, VP – Senior Research Writer, Moody’s Investors ServiceRelated content on Moodys.com (some content only available to registered users or subscribers):Life insurance – Asia-Pacific: Asset and liability management will remain disciplined amid rising ratesBanks – Western Europe: Rising rates bring clear margin gains for European banks, but higher costs and loan impairments will offset benefitsBanks and Building Societies – United Kingdom: Headwinds from affordability shock to dampen profitability boost from rate rises

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