ReFi Podcast

Join John Ellison of ReFi DAO as he sits down with a true pioneer in the ReFi space, Sarah Baxendell of Regen Network. Sarah's journey is as diverse as it is inspiring, with roots in finance, supply chain management, and hands-on experiences in permaculture landscapes across eight enriching seasons. As the global environment faces daunting challenges, Regen Network is at the forefront, developing cutting-edge technology to bolster the environmental asset market with unwavering integrity. Together, they navigate the innovations of Regen Network, highlighting breakthroughs, challenges, and the pressing gender imbalance in blockchain.  Dive into this heartfelt conversation that not only spans technological feats but also emphasizes our collective role in Earth's regeneration. Immerse, reflect, and join our journey to make impactful changes together. In the second episode of Season 3 you will: Dive deep into Sarah Baxendell's multifaceted journey, from her hands-on involvement in permaculture to leading innovations in the refi space. Uncover Region Network's pivotal role in environmentally-driven asset market innovation. Delve into the conversation on gender disparity in blockchain and the push for inclusivity. Time Stamps: [00:00:00] Teaser [00:00:40] John’s Intro [00:02:05] Sarah's background and journey [00:08:47] Occupy Wall Street [00:13:31] Reclamation of 107 acres of land [00:17:37] Regen Network's mission [00:19:04] Creating global climate action [00:23:38] Creating new income sources [00:25:54] Keystone species and biodiversity [00:31:00] Unique Regen Registry and scientific methodologies [00:34:09] Interchain carbon paradigm [00:36:15] Regenerative finance and blockchain [00:40:06] Trust and growth in the ecosystem [00:44:26] Data provenance and higher quality assets [00:47:41] Permissionless credit class functionality [00:50:38] App developer ecosystem emerging [00:54:09] DAOfication of the core network [00:57:05] Ecology and community of creators [01:00:14] Women in the blockchain world [01:04:37] Lack of women representation [01:08:33] Women feeling unseen and unappreciated [01:12:29] Feminine and masculine energy [01:17:18] Blockchain as the cultural wave [01:20:09] Forming community through chaos [01:23:11] What it means to be human Hashtags: #regenerativefinance #regenerativefuture #permaculture #environment #assetmarket #refi #web3 #climatechange #blockchain #blockchainforgood #refipodcast #regeneration

In this thought-provoking episode, John and Monty explore the challenges and opportunities of creating a sustainable world. With a focus on impact and verifiable proof, they discuss the potential for a commercially viable business that tells the story of change. From rebuilding our lives to redefining what family means, they uncover the power of facing our shadows and taking action. Discover the narrative that propels us forward and find hope in the incredible solutions and networks that can make a real difference.  Molded by familial values and academic pursuits in Bristol, Monty immersed himself in integrated management, innovation, and startup strategies. An early tech enthusiast, he recognized the lack of environmental focus in the Web 3 ecosystem. Today, he's a strong voice in the ReFi movement, working to harness the transformative power of AI and web 3 to foster a greener future through ReFi DAO and ReFi London. In the premiere episode of Season 3 you will: Uncover the capabilities of AI and Web3 in decentralizing our globe Understand the dream of a Regenerative Earth Witness how communities are forging regenerative societies Timestamps: [00:00:00] Welcome to ReFi Podcast Season 3!  [00:01:35] Community-owned network of storytellers [00:03:08] Who is John Ellison? [00:04:28] ReFi Podcast Recap  [00:06:07] Intro to Source Studios [00:06:55] Season 3 Overview [00:08:28] John’s Personal Awakening  [00:09:28] Motivations and Impact  [00:14:32] Rewilding and conservation efforts  [00:17:17] Global environmental tipping points [00:21:59] Propelling towards making a difference  [00:25:23] What does it mean to be human?  [00:27:10] Redesigning models of growth  [00:29:29] Web 3 and AI governance  [00:33:31] Regenerative Renaissance and a New Story  [00:36:08] Regenerative economics and society [00:40:30] ReFi DAO and its potential  [00:43:18] A new bottom-up grassroots society  [00:45:15] Local communities and regeneration  [00:48:39] Creating space for regeneration #regenerativefinance #regenerativefuture #impactstorytelling #refi #web3 #climatechange#blockchain#blockchainforgood #refipodcast #innerregeneration #regeneration

🌍 Unveiling a New Chapter of Regeneration and Web3 🌍 Get ready for the third season of ReFi Podcast as we dive into the next chapter of regeneration, Web3 technology, and positive impact. Our mission remains steadfast: to reshape the world by harnessing the power of decentralized networks, innovation, and collaboration. 🎙️ In Season 3, we explore groundbreaking ideas, connect with visionary leaders, and share insights that shape the future. From discussions on the potential of network states to unraveling the complexities of global coordination, each episode invites you to be part of the conversation driving change. 🌐 Join us as we bridge the gap between online communities and real-world impact, weaving together diverse voices, experiences, and perspectives. This season, we're taking a closer look at the fusion of technology and sustainability, with our eyes firmly set on building a regenerative future. 🚀 Whether you're a Web3 enthusiast, an advocate for positive change, or simply curious about the intersection of technology and impact, Season 3 has something for everyone. Our guests share their insights, experiences, and visions, inspiring listeners to explore new horizons and take action. 🔔 Don't miss out on this exciting season! Subscribe to ReFi DAO's YouTube channel, hit the notification bell, and be the first to catch each episode as we journey together towards a more regenerative and interconnected world. 🎉 Join us on this adventure of innovation, collaboration, and positive change. It's time to rewrite the narrative and shape the future we want to see. Stay tuned for Season 3 of ReFi DAO! 👉 Subscribe now 🌐 Learn more about ReFi DAO and join our community: https://www.refidao.com/join#sign-up 🙏🏼 Supported by Celo Foundation (https://celo.org/) and Climate Collective (https://climatecollective.org/) Let's regenerate the world, one episode at a time! 🌿 #ReFiDAO #Web3 #Regeneration #PositiveChange #Decentralization #Innovation #Collaboration

In this podcast episode, John Ellison is joined by Monty Merlin, collaborator at Refi Dao and good friend from the UK, to discuss the concept of a network state and its potential impact on regenerating the Earth. They explore the idea of decentralizing online communities into physical local communities to acquire land, take action, and gain diplomatic recognition. They address the tensions and conflicts that arise when bringing powerful coordination technologies into the real world. Monty goes on to share his background growing up in a passionate, environmentally-conscious family and his interest in technology as a tool to enable change. The conversation delves into the refi movement, its intersection with environmentalism, its shortcomings and the potential it holds to coordinate large scale shifts in society. 00:40 The network state. 09:32 Green consumer movement. 10:32 Living in a broken system. 15:01 Structural barriers and institutional limitations. 16:30 The suffocating canvas of legal possibility. 22:02 Network states and ideology. 26:54 Crypto-colonialism and experiments 28:33 Living in smart contracts. 33:04 Regenerative governance and collective intelligence. 37:12 Coordinations in network states. 40:42 Coordination vs. network state. 43:56 Regenerative way of living. 46:44 Regenerative economic framework. 51:01 Cross-network collaboration potential. 52:39 Global coordination and collaboration. 55:39 Storytelling in Web3. 58:10 Regenerative global organization. Join the conversation on Twitter, follow: https://twitter.com/ReFiDAOist https://twitter.com/climateXcrypto https://twitter.com/simarsmangat Send in a voice message:  https://podcasters.spotify.com/pod/show/refipodcast/message

In this special episode, John chats with Rafael from Digital Gaia, who are focused on utilizing AI technology for the regenerative economy, specifically in agriculture. They are building large-scale land and soil models to help people understand the possible interventions for soil regeneration and creating healthier ecosystems. The discussion covers the issues with the black box AI model, the risks presented by AI, and how it can be reframed as an opportunity to accelerate the transition to a regenerative economy. Digital Gaia is currently fundraising on Gitcoin and is open to collaboration. The team consists of experienced professionals, including Rafael, who worked at Google for six years, and Ned Harvey, the former head of the Rocky Mountain Institute. They are dedicated to rethinking land management, data usage, and incentive structures for a regenerative planet. Donate on Gitcoin now! https://bit.ly/digitalgaia Rafael Kaufmann Nedal   “Building the brain of the regenerative economy” https://twitter.com/_rkauf?lang=en https://www.digitalgaia.earth/ 00:00 Intro 03:56 what is digital gaia? 05:28 where are we now with AI as a civilization? 10:40 How Digital Gaia is building AI co-Pilots Differtnly? 17:37 Digital Gaia Concept Paper Walkthrough 21:50 Theory of Change, Digital Twins, 29:54 Core lenses of building approach 32:05 Raf’s way of thinking 36:49 Where's Digital Gaia at now and what's next? 41:26 Digital Gaia Explained 52:56 Long term vision 58:00 CTA Mentioned Ned Harvey Digital Gaia https://twitter.com/nedleeharvey Daniel Schmachtenburger meta crisis https://civilizationemerging.com/ Cerulean Ventures https://cerulean.vc/ Thinking Fast and Slow: Daniel Kahneman https://www.amazon.co.uk/Thinking-Fast-Slow-Daniel-Kahneman/dp/0141033576 Gaia hypothesis https://en.wikipedia.org/wiki/Gaia_hypothesis Join the conversation on Twitter, follow: https://twitter.com/ReFiDAOist https://twitter.com/climateXcrypto https://twitter.com/simarsmangat https://twitter.com/johnx25bd  Thanks to our frens at Feed Ignite for the podcast and micro-content production: https://feedignite.com This episode was sponsored by Digital Gaia

Join jE in this special bonus episode as he sits down with Rene, the CEO and founder of Celo. They discuss the current state of ReFi following the collapse of Silicon Valley Bank and its impact on the industry. Delve into Celo's origin story and explore the key interventions needed to ensure a bright future for ReFi. With a focus on unlocking scalable growth and solving real-world problems, this intimate conversation offers a unique perspective on the power of ReFi to make a global impact. Don't miss this chance to learn from one of the leading figures in the space. Rene Reinsberg“To all my friends working on bringing web3 to the masses focusing on real-world impact. 2023 is gonna be our year!”https://twitter.com/RegenReneCelo 0:00 - Intro2:32 - Global network state teaser3:53 - Welcome outline topics5:54 - How would you describe the state ReFi today?11:16 - Core ideas of celo’s origin story21:05 - Key markers/ milestones of the current state of celo’s ecosystem27:30 - What are the key impediments? what are the interventions we can introduce to see mass adoptions?29:40 - How to bring this capital into refi and what are the impediments (breaking down each section of capital)43:28 - What is celo’s strategic direction is in 202353:45 - Cello CTA Website - https://celo.orgDiscord - https://discord.com/invite/atBpDfqQqXCelo Camp - https://www.celocamp.comChainlink Ecosystem - https://www.chainlinkecosystem.com/ecosystem/celoHitchhiker’s Guide to Fundraising in the Celo Ecosystem.https://docs.celo.org/community/fundraisingCelo TeamSepandar (Sep) Kamvar - https://www.linkedin.com/in/sdk12345/Marek Olszewski - https://www.linkedin.com/in/marekolszewski/Angelo Paolo Kalaw - https://www.linkedin.com/in/aptkalaw/?originalSubdomain=ph MentionsAlex Marcus - https://www.linkedin.com/in/afmarcus/Tim Berners-Lee - https://www.csail.mit.edu/person/tim-berners-leeCharles Eisenstein - https://charleseisenstein.orgLuuk Weber - https://www.linkedin.com/in/luukweber/?locale=en_USTomer Bariach - https://www.linkedin.com/in/tomer-bariach-496a2b48/OrganisationsAave - https://aave.comMakerDAO - https://makerdao.com/en/UniSwap - https://uniswap.orgKolektivo - https://www.kolektivo.networkReFi DAO - https://www.refidao.comReFi Lisboa - https://twitter.com/ReFiLisboaPoolside - https://www.poolside.coImpact Market - https://www.impactmarket.comPolka Starter - https://polkastarter.comFlori Ventures - https://www.floriventures.comMento - https://www.mento.orgClimate Collective - https://climatecollective.orgMeta Mask - https://metamask.ioCosmos - https://v1.cosmos.network/communityVenture Founders - https://www.venturefounders.co.ukSilta Finance - https://silta.financeGlobal Impact Investing Network https://thegiin.orgEthicHub - https://www.ethichub.com/en/Morgan Stanley - https://www.morganstanley.comInformationDynamic NFT - https://chain.link/education-hub/what-is-dynamic-nftBlack Swan Event - https://corporatefinanceinstitute.com/resources/economics/black-swan-event/On-Ramp & Off-Ramp - https://cointelegraph.com/explained/cryptocurrency-on-ramps-and-off-ramps-explainedCarbon Tunnel Vision - https://digitally.cognizant.com/moving-beyond-carbon-tunnel-vision-with-a-sustainability-data-strategy-codex7121ZK roll-ups - https://ethereum.org/en/developers/docs/scaling/zk-rollups/LinksValora app - https://valoraapp.com ReFi DAO Local Node Prize! - https://mirror.xyz/0x7340F1a1e4e38F43d2FCC85cdb2b764de36B40c0/FABiu5AhpAR6LBLZxlGSfjOrHsHYj2J8VT4QJWPxbpk?ref=blog.refidao.com

Join jE & Simar for an exciting episode of the ReFi Podcast as they welcome Hayley and Ryan from Thallo, the carbon platform revolutionizing the way we tackle carbon emissions. In this episode, they’ll be exploring their recent launch of a two-way bridge with bio carbon registry, a key innovation in the space that will unlock demand for quality carbon credits while providing the necessary liquidity and transparency of a decentralized finance market. Thallo is leading the way in providing funding for project developers and land stewards to address one of the most pressing issues of our time. Don’t miss out on this story and make sure to share with those who would be interested, and leave your thoughts in the comments…   Hayley Moller “If I’ve learned one thing, it’s to never let the fact that you can’t fix the WHOLE problem stop you from taking whatever small step you can.” https://twitter.com/hayleymoller Ryan Gledhill “Ultimately, we started Thallo to make a difference.” https://twitter.com/RyanGled 00:00 Intro 03:00 Hayley’s Story 06:24 Ryan’s Story 09:44 What is Thallo? 15:47 Corporate Adoption 21:30 Where’s Thallo at now? 24:37 Projects & Developers 29:17 Explainer 34:25 Traffic Volume so far 37:57 Where’s the Market Headed? 41:16 Ecological Succession 47:32 CTA   Thallo: Website - https://www.thallo.io Twitter - https://twitter.com/thallo_io Reports - https://www.thallo.io/category/reports/ Two way bridge - https://docs.thallo.io Core members: Adam Dry - https://twitter.com/drygeek Joe Hargreaves - https://twitter.com/JoeHargreaves91 Nicolas Alexander - https://www.linkedin.com/in/nicolas-alexander/?originalSubdomain=es Also Mentioned: Sepandar Kamvar - https://blog.refidao.com/meet/ Orgs: Verra - https://verra.org Toucan - https://toucan.earth KlimaDAO - https://www.klimadao.finance Flowcarbon - https://www.flowcarbon.com BlackRock - https://www.blackrock.com/uk usbank https://www.usbank.com/index.html Bank of New York Mellon - https://www.bnymellon.com/emea/en.html Vantage Capital Markets - https://vcmllp.com r3 - https://r3.comMaker DAO - https://makerdao.com/en/ Bio Carbon - https://biocarbonregistry.com/en/ Al Gore - https://algore.com/project/the-climate-reality-project Project Drawdown - https://drawdown.org United Nations - https://www.un.org/en/ Information CarbonCredits- https://www.investopedia.com/terms/c/carbon_credit.asp Footsie - https://www.investopedia.com/terms/f/footsie.asp Digital Measurement, Reporting and Verification (DMRV) - https://verra.org/wp-content/uploads/Verra-DMRV-WG-TOR-final.pdf Application Programming Interface (API) - https://help.crypto.com/en/articles/3511424-api Blockchain - https://r3.com/blockchain-101/ Web 3 - https://ethereum.org/en/web3/ ESG or CSR journeys - https://blog.worldfavor.com/esg-vs-csr-what-is-the-difference Global North and Global South - https://blogs.glowscotland.org.uk/sl/climateemergencynewsroom/2021/11/03/global-north-vs-global-south/ Articles Verra ban on Tokenisation of retired credits - https://verra.org/verra-addresses-crypto-instruments-and-tokens/ Regen Investor Roundtable - https://lu.ma/regen-investor Join the conversation on Twitter, follow: https://twitter.com/ReFiDAOist https://twitter.com/climateXcrypto https://twitter.com/simarsmangat https://twitter.com/johnx25bd Thanks to our frens at Feed Ignite for the podcast and micro-content production: https://feedignite.com

Join jE for a bonus episode of the ReFi Podcast as he welcomes Ben Sheppard, the serial entrepreneur behind Silta finance. In this episode, Ben will share his insights on how his company is bridging the gap between traditional finance and decentralized finance to support sustainable energy infrastructure projects. As a due diligence protocol, Silta finance is offering unique processes to instill confidence in the lending side of the market, helping them to finance projects in emerging markets all over the world. If you are interested in real-world assets on chain and the future of infrastructure finance, this is a must-listen episode! Don't forget to subscribe, share and leave your thoughts. Ben Sheppard, Co-Founder, Silta Finance “Building a better world for my son to grow up in”   Keep up to date with Silta: https://silta.finance https://www.youtube.com/@SiltaFinance 00:00 Intro 03:00 What is Silta? 05:08 What is the size of the market? (It's big) 06:00 Epiphany Moment 13:41 Silta's Alternative to Due Diligence 16:37 First DD Solar Micro Grid Philippines 17:53 Silta Score 20:16 Debt Instrument People are Buying? 24:08 What people are investing into...   28:15 Satisfying TradFi & DeFi Lenders 29:44 Explainer 33:43 Pre-existing alternative to SILTA? 36:15 Silta Token 39:20 Are the tokens at risk? 43:45 Building in Resilience 48:34 Are we still in Crypto Winter? 51:56 CTA   People: James Cook https://www.linkedin.com/in/james-cook-04173142/ Stanley Boots https://www.linkedin.com/in/stanley-boots-1b383526/?originalSubdomain=vn Samy karim @cryp7omaxi  https://twitter.com/cryp7omaxi Maex Ament @maex242 https://twitter.com/maex242?lang=en Philip Stehlik @pstehlik https://twitter.com/pstehlik Orgs: Ontario Teachers’ Pension Plan  https://www.otpp.com/en-ca/ Canadian Imperial Bank of Commerce  https://www.cibc.com/ StepStone Group  https://www.stepstonegroup.com Goldfinch | The Decentralised Global Credit Protocol https://goldfinch.finance Aave Open Source Liquidity protocol https://aave.com Centrifuge | The first protocol to bring Real-World Assets to DeFi https://centrifuge.io TrueFi Capital Markets | DeFi’s Leading Credit Protocol https://truefi.io Credix | Credit investing made global https://credix.finance Maple https://www.maple.finance MakerDAO | An Unbiased Global Financial System https://makerdao.com/en/ Definitions: Stable coins  https://www.investopedia.com/terms/s/stablecoin.asp KYC and AML https://getid.com/kyc-and-aml/ Dynamic NFT https://chain.link/education-hub/what-is-dynamic-nft Join the conversation on Twitter, follow: https://twitter.com/ReFiDAOist https://twitter.com/climateXcrypto https://twitter.com/simarsmangat https://twitter.com/johnx25bd Thanks to our frens at Feed Ignite for the podcast and micro-content production: https://feedignite.com

jE and Simar gratefully reflect on 2022, and what a year it has been!In both meeting and working in collaboration with brilliant and ambitious individuals that they have met along the way, uniting with a single purpose, to build a better future for all of nature and humankind, using the emerging tools at the intersection of climate & Web3. Helena from Spirals and Brian from LOA LABS jump on to have a catch up too! Helena Merk CEO at Spirals "Spirals makes it easy for any money to work towards climate impact. Rather than holding ETH, you can now hold Green ETH, and rather than holding CELO, you can hold Green CELO." https://www.linkedin.com/in/helenamerk/ Brian Truax, CSPO at LOA LABS "Here you are today, staring down the barrel of 2023. And while the best time to demand the best for and of yourself was years ago, the second best time is right now." https://www.linkedin.com/in/briantruax/ Mentioned: Celo Connect https://celoconnect.com/barcelona2022/ David Dao from Gain Forest Labs https://daviddao.org/ Gain Forest Labs https://www.gainforest.earth/ Amira from Solana https://twitter.com/amiravalliani Solana https://twitter.com/solana Ryan from Kleiner Perkins https://www.linkedin.com/in/ryanpanchadsaram/ Dr. Watson from Toucan https://www.linkedin.com/in/annahollidaywatson/ Toucan https://toucan.earth/ Klima DAO https://www.klimadao.finance/ Kevin from Gitcoin https://twitter.com/owocki Scott from Gitcoin https://twitter.com/notscottmoore Gitcoin Grants https://gitcoin.co/grants/ NFT Pivot https://www.nft.pivot-tokyo.com/ Sev from Eco Labs https://twitter.com/sevnightingale Eco Labs https://www.eco-labs.xyz/ Gregory from Regen Network https://twitter.com/gregory_landua Regen Network https://www.regen.network/ Luuk from Kolektivo https://twitter.com/LuukDAO Kolektivo https://www.kolektivo.network/ BICOWG https://gitcoin.co/grants/3091/blockchain-infrastructure-carbon-offset-working-g Michael from Loa Labs https://mobile.twitter.com/michael_loa_lab Black Artist Foundation https://mobile.twitter.com/BlackArtistFND Real Simple Labs https://mobile.twitter.com/realsimplelabs Climate Collective https://climatecollective.org Checkout: ReFi Gratitude NFT https://refigratitude.xyz/ Good Reads: jE What is ReFi Article https://je.mirror.xyz/S-dpms92hw6aiacUHoL3f_iAnLVDvbEUOXw7wpy7JaU Ministry for the Future https://en.wikipedia.org/wiki/The_Ministry_for_the_Future Sacred Economics https://sacred-economics.com/ 00:00 Intro 01:20 Gratefulness 04:24 Belonging 13:17 Past, present & future of ReFi 17:10 Simar, founder to investor 22:30 Relationships of LPs/GPs 23:07 Venture capital perspective 27:37 Brian 30:10 2022 Highlight 31:47 Trials and tribulations 35:28 Togetherness 36:34 Self help practises 39:33 Role in Refi 43:00 Refi Gratitude collection 50:40 Brian's CTA 51:12 Helena 51:43 2022 Highlights 54:50 Personal impact 57:40 Spirals update 58:30 FTX collapse 01:02:30 ETH Denver 01:03:21 Thanks to frens! Special thanks to all the listeners, Simar, Johnx25bd, Climate collective, Thomas, Lewis and Henry at Feed ignite, Pheadrus, Pranav and Cate. See you at ETH Denver! https://www.ethdenver.com/ Join the conversation on Twitter, follow: https://twitter.com/ReFiDAOist https://twitter.com/climateXcrypto https://twitter.com/simarsmangat https://twitter.com/johnx25bd Thanks to our frens at Feed Ignite for the podcast and micro-content production: https://feedignite.com

jE is joined by William from Helios, who are building DeFi infrastructure to allow investors to support direct renewable energy projects on top of existing commercial and industrial businesses. They have projects live across India, The Middle East and South America already, promoting decarbonization and electrification, whilst bringing real world assets on chain with a stable yield... Important Note: Tariq Fancy is the former Chief Investment Officer for Sustainable Investing at BlackRock, and has no affiliation with BlackStone. We would like to clarify that any reference made by William in the episode to BlackStone was unintentional, and we apologise for any potential confusion caused. Topics covered include: 🎙 William's journey 🎙 Solar in emerging markets 🎙 The Helios user/investor expereience 🎙 How Helios works 🎙 The Helios roadmap 🎙 And a whole lot more, see below... William, founder of Helios: “People feel hopeless in the fight against climate change. Helios provides the power to make a real difference” https://twitter.com/HeliosReFi http://www.helios.eco Mentioned: Akiya DAO  https://twitter.com/akiyadao David Rodriguez https://twitter.com/davidjrodriguez Draft Ventures https://draftvc.com/ Tariq Fancy https://twitter.com/sosofancy https://medium.com/@sosofancy/the-secret-diary-of-a-sustainable-investor-part-1-70b6987fa139 Gitcoin https://gitcoin.co/ eth barcelona https://ethbarcelona.com/ eth denver https://www.ethdenver.com/ Block split https://twitter.com/blocksplit 00:00 Intro 02:17 Akiya DAO  05:07 William’s founder journey 11:20 Helios in a nut-shell 18:00 Where Helios fits in solar sector 20:40 Solar in Emerging Markets 22:56 The Helios user experience  26:55 Investor Experience 29:00 The scale of opportunity 33:25 Where’s Helios at now? 35:55 What’s next? 38:26 Helios Collaborators 42:19 Helios Legal Structures 45:30 CTA Join the conversation on Twitter, follow: https://twitter.com/ReFiDAOist https://twitter.com/climateXcrypto https://twitter.com/simarsmangat https://twitter.com/johnx25bd   Thanks to our frens at Feed Ignite for the podcast and micro-content production: https://feedignite.com