Tangent 💚 Proptech

Raunaq Singh is the founder & CEO of Roam, the platform for purchasing a home with an assumable, low-rate mortgage included. Prior to founding Roam, Raunaq spent a decade in various product and operations roles across Uber, Opendoor and Culdesac. He received a Bachelor's degree in Political Economy from NYU and currently resides in New York City.(2:26) - Lessons from Opendoor & Uber(5:01) - Roam origin story (7:36) - Feature: Housing Trust Silicon Valley (8:48) - Assumable mortgage mechanics(14:55) - Roam's Business Model(16:38) - Benefits for mortgage lenders(18:58) - Roam's homebuyers & sellers(21:10) - Impact of interest rates on the business(22:10) - Roam's New Closing Guarantee(27:54) - Housing market in 2024(31:59) - Collaboration Superpower: FHA, VA, Zillow, Redfin💚 Learn more:➡️ Roam's site➡️ Raunaq Singh on LinkedIn💚 Feature:➡️ Housing Trust Silicon Valley's site - Housing finance & public-private partnerships to create more equitable & affordable communities.💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on X➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on X➡️ Zach Aarons on LinkedIn➡️ Tangent on LinkedIn➡️ Tangent on XDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Ryan Simonetti is the CEO and co-founder of Convene, a global hospitality company that owns and manages premium Meeting, Event & Workplace locations around the world. His unique expertise in real estate acquisitions, development, and finance has helped catapult Convene to become a pioneer in the commercial real estate industry. Ryan is also the co-founder & Chairman of Ease Capital, a digital-first commercial lending platform that combines data, technology & world-class customer support to streamline the multifamily financing process from end-to-end. Ryan has been recognized for his transformative achievements on Commercial Observer’s inaugural Power PropTech List, Real Estate Forum’s 50 Under 40 list, Inc. Magazine’s '30 Under 30', a list of America’s Most Promising Young Entrepreneurs; was named 'Top Entrepreneur' by Crain’s New York, and was a finalist in Ernst & Young’s Entrepreneur of the Year® New York Awards. (3:00) - WeWork's bankruptcy impact on the Office industry(8:17) - Tech vs Real Estate valuations(11:13) - Feature: Housing Trust Silicon Valley (site)(12:26) - Office Markets comparison(16:44) - Convene's performance & KPI's(18:07) - Innovative experience management(25:11) - Office AR & VR adoption(29:07) - Ease Capital - tech-enabled Multifamily lender(31:52) - Collaboration Superpower: Michael Jordan💚 Learn more:➡️ Convene's site➡️ Ease Capital's site➡️ Ryan Simonetti on LinkedIn➡️ Ryan Simonetti on X💚 Feature:➡️ Housing Trust Silicon Valley's site - Housing finance & public-private partnerships to create more equitable & affordable communities.💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on X➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on X➡️ Zach Aarons on LinkedIn➡️ Tangent on LinkedIn➡️ Tangent on XDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Ryan Frazier is the Co-founder and CEO at Arrived Homes, the Real Estate tech company that Jeff Bezos and Marc Benioff invested in to make the wealth building potential of owning rental homes & vacation rentals more accessible. Ryan and the Arrived team believe they can do that by simplifying the process, and lowering the cost to get started. With Arrived anyone can buy shares in income producing rental properties starting at just $100. Arrived takes care of all the real estate operations so that investors can sit back and collect net rental income and their share of the home's appreciation. (2:42) - Arrived Homes origin story(7:49) - Arrived's end-to-end platform(9:14) - Investor returns with Arrived vs. REITs(14:44) - Seattle's Proptech Ecosystem(16:30) - Feature: Housing Trust Silicon Valley (site) (17:41) - Investing in single family homes vs. Residential funds(21:48) - Arrived's real estate investor community(24:35) - Proptech's strategy to competing with Institutional SFR(30:06) - Build-to-rent opportunity(33:57) - Housing market predictions for 2024(39:42) - Collaboration Superpower: Christina Tosi (Founder at Milk Bar - Wikipedia)💚 Learn more:➡️ Arrived Homes' site➡️ Ryan Frazier on LinkedIn💚 Feature:➡️ Housing Trust Silicon Valley's site - Housing finance & public-private partnerships to create more equitable & affordable communities.💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on X➡️ Zach Aarons on LinkedIn➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on X➡️ Tangent on LinkedIn➡️ Tangent on XDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Nick Narodny is the Founder and CEO at Aalto, a real estate marketplace that lets people buy and sell homes online. Nick previously co-founded Grovo, a microlearning company for real estate agents that was acquired by Cornerstone on Demand. Real Estate runs in the family for Nick, after being raised and inspired by his real estate agent mother and father. Aalto combines modern technology with a centralized team of licensed agents. Buyers and sellers use digital tools to lead most of the process themselves. Aalto agents provide on-demand support, review offers, and handle closing. This online model aims to provide a consistent, high quality experience while costing less to operate, so buyers and sellers save money with low fees and rebates.(1:55) - Aalto, buy a home online(3:38) - Nick & Aalto's origin story(8:42) - Aalto vs. traditional broker(17:02) - Feature: Housing Trust Silicon Valley (site)(18:13) - NAR Lawsuit & it's ramifications for the industry(30:38) - Predictions for buyer & seller commissions in 2024(35:43) - Collaboration Superpower: Winston Churchill💚 Learn more:➡️ Aalto's site➡️ Nick Narodny on LinkedIn💚 Feature:➡️ Housing Trust Silicon Valley's site - Housing finance & public-private partnerships to create more equitable & affordable communities.💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on X➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on X➡️ Zach Aarons on LinkedIn➡️ Tangent on LinkedIn➡️ Tangent on XDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Ben Miller is the co-founder and CEO of Fundrise, the largest direct-to-consumer alternative asset manager in the US. Under his leadership, Fundrise has grown to over 2 million active users and over $3 billion in real estate private equity, private credit, and growth-stage venture capital. Ben also serves as Chairman of the Board of three publicly-registered investment companies and, during his 25-year career, has acquired more than $8 billion of real estate assets, including 37,000 residential units and 5 million square feet of industrial and commercial space. (00:26) - Fundrise's journey to revolutionizing private market investing(8:13) - Benefits of end-to-end platform experience(12:49) - Growth-stage Venture Capital fund (Part I)(15:43) - Real Estate investment strategy(19:20) - Feature: Housing Trust SV (site) - Housing finance & public-private partnerships to create more equitable & affordable communities(20:31) - AI impact on Commercial Real Estate(28:14) - Macro trends impacting Real Estate(29:46) - Economy outlook for 2024(35:24) - Growth-stage Venture Capital fund (Part II)(46:25) - Long-term vs. short-term lessons(48:59) - Collaboration Superpower: Alexander Hamilton💚 Learn more:➡️ Ben Miller on Twitter➡️ Fundrise's site➡️ Get $50 on Fundrise by signing up here ➡️ Onward, a Fundrise podcast with Ben Miller & guests (site)💚 Feature:➡️ Housing Trust Silicon Valley's site - Housing finance & public-private partnerships to create more equitable & affordable communities.💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on X➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on X➡️ Zach Aarons on LinkedIn➡️ Tangent on LinkedIn➡️ Tangent on XDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Eliot Brown is the co-author of The Cult of We (with Maureen Farrell), a WSJ best-selling book, and winner of the Financial Times, Fortune, and NPR Best Book of the Year Awards. Eliot covers startups and venture capital for The Wall Street Journal in London. He joined the Journal in 2010, when he was hired to cover commercial real estate in the wake of the financial crisis. He previously worked at the New York Observer, where he covered economic development and local politics.(2:10) - From The Cult of We to WeCrashed(3:42) - Importance of the book and it's lessons(6:18) - WeWork's board of directors & enablers(8:02) - Valuations: Real Estate vs. Tech(14:20) - HostAI - (site) AI-powered guest messaging & Airbnb rental software(16:23) - Where did it all go down hill for Adam's WeWork(19:15) - WeWork's most impactful tricks(24:16) - Cult of the Founder & power of storytelling(40:14) - WeWork's tech acquisitions(43:29) - Private vs. Public market frenzy💚 Learn more:➡️ The Cult of We's site➡️ Eliot Brown on X➡️ Get The Cult of We book on Amazon➡️ Get The Cult of We book on Bookshop💚 Feature:➡️ HostAI's site - AI-powered guest messaging for Airbnb hosts & boutique hotels 💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on X➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on X➡️ Zach Aarons on LinkedIn➡️ Tangent on LinkedIn➡️ Tangent on XDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Marshall Cox is a PhD in Electrical Engineering, and the Founder and CEO at Kelvin, winner of the MIT Clean energy prize, the Popular Science Innovation Award, and the Verizon Powerful Answers award. The Kelvin team has developed a system that eliminates overheating in pre-war buildings. The system, called the Cozy, is a wireless, low-cost, and easily installed retrofit that drops on top of radiators to control indoor temperatures in buildings with radiator heat. In individual installations the system can eliminate overheating and vastly improve comfort. By retrofitting whole buildings, the Cozy redistributes steam flow to heat up colder rooms faster, saving up to 40% in heating costs and yielding a potential cumulative annual savings of $7 billion over the 120 million residential and commercial radiators in the United States.(0:22) - Why should we decarbonize buildings (2:47) - Origin of heating tech(3:55) - Carrots & sticks for building decarbonization(7:17) - Kelvin origins(9:46) - Kelvin's smart radiator covers(11:37) - Improving operations' bottom line(12:55) - Financing decarbonization solutions(15:31) - Cozy's low maintenance (17:22) - Precision in estimating building savings(19:50) - Hybrid electrification adoption(25:30) - Elevating living experience for renters(26:38) - Collaboration Superpower: Jigar Shah (Director of Loan Programs in the US DoE)💚 Learn more:➡️ Kelvin's site➡️ Marshall Cox on LinkedIn💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on Twitter➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on Twitter➡️ Zach Aarons on LinkedIn➡️ Tangent on LinkedIn➡️ Tangent on TwitterDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Marcus Räder started his first company when he was 11 years old. Since then, he's been learning about the world of business, growing up in an environment where global communication and connectivity gets better each day. With 10 years of experience in EdTech and online marketing at various startups, he decided it was time to help others. By founding Hostaway, he helps Airbnb and short-term rental hosts improve their businesses. (0:50) - Hostaway origins(3:16) - State of Short-term Rental industry(8:37) - Airbnb regulation(14:32) - Marketplace fee monetization & consumer psychology(21:28) - Adam Smith's free market, market failure & regulation vs. monopoly(22:52) - All-in-one vacantion rental software(29:18) - Role of online travel agencies(31:26) - Proptech & Travel Tech lessons from EdTech(34:28) - Collaboration Superpower: Alice Cooper💚 Learn more:➡️ Hostaway's site➡️ Marcus Räder on LinkedIn💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on Twitter➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on Twitter➡️ Zach Aarons on LinkedIn➡️ Tangent on LinkedIn➡️ Tangent on TwitterDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Bryan McLaren is the Chairman & CEO at Zoned Properties, providing regulated Cannabis Real Estate and knowledge since 2014. Cannabis is now legal across 37 US states, and NYC's recent roll-out has put the industry under scrutiny. In this episode, Edward Cohen & Zach Aarons explore the opportunities for Commercial Real Estate investors and retail owners within the Cannabis sector. (0:42) - State of Cannabis Real Estate (6:07) - Retail opportunities & challenges(12:03) - Home prices & cannabis legalization (14:44) - Estimating market demand(17:26) - NYC Recreational cannabis roll-out💚 Learn more:➡️ Zoned Properties' site➡️ Bryan McLaren on LinkedIn💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on Twitter➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on Twitter➡️ Zach Aarons on LinkedIn➡️ Tangent on LinkedIn➡️ Tangent on TwitterDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.

Groundfloor is a private real estate lending marketplace open to non-accredited investors. Groundfloor opens the door to short-term, high-yield returns backed by real estate. Their platform brings together individual investors looking for short-term lending investments and borrowers looking for short-term financing for their specific real estate projects. Borrowers get access to more flexible, faster and cheaper capital than a traditional bank or a hard-money lender. Investors get access to short-term, high-yield investments. Groundfloor earned a historic qualification by the SEC in August 2015 to sell private real estate debt investments to non-accredited investors.💚 Learn more:➡️ Groundfloor's site➡️ Nick Bhargava on LinkedIn➡️ Blueprint Vegas' site 💚 Connect with Tangent:➡️ Edward Cohen on LinkedIn➡️ Edward Cohen on Twitter➡️ Jeff Berman on LinkedIn➡️ Jeff Berman on Twitter➡️ Zach Aarons on LinkedIn➡️ Tangent on LinkedIn➡️ Tangent on TwitterDisclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.