The Property Podcast

Rob Bence and Rob Dix from The Property Hub
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Sep 12, 2024 • 20min

TPP600: September Market Update

In this special market update celebrating an incredible 600 consecutive episodes, Rob & Rob look into the latest market news – unpacking everything from diverse house price trends to how potential changes in capital gains tax may be influencing landlords’ decisions. Plus, there’s some good news on the mortgage front and a surprise twist in this week’s Hub Extra!  (0:48) What’s going on with house prices  (6:28) Are landlords selling up?  (10:20) There’s movement on the Renters’ Rights Bill  (12:02) Some positive updates about mortgages  (13:46) The latest from the world of politics   (16:25) Hub Extra (with a twist!)  Links mentioned:  Halifax: UK house price growth approaches two-year high  Nationwide house price index  Concern over housing costs hits record high across rich nations  Rise in ex-rental properties listed for sale before Budget  Rental sales appraisals rise amid landlord CGT fears  Renters’ Rights Bill set for Parliament this week  Rental bidding wars set to be banned  Lloyds Bank raises borrowing limit for first-time buyers  Coventry lowers BTL rates  James Cleverly: I would abolish stamp duty  Our Greatest Fear —Marianne Williamson  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 
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4 snips
Sep 10, 2024 • 7min

ASK445: How do I convert growth into cash? PLUS: Can I get my lender to recognise improvements I've made?

On this episode, the hosts delve into how to transform capital growth from a property portfolio into accessible cash. They weigh the benefits of selling assets versus leveraging equity for wealth extraction. Additionally, they discuss how homeowners can boost their property's valuation through renovations and how to effectively navigate mortgage revaluation processes. Listeners learn about refinancing options and the value of consulting a mortgage broker for personalized guidance.
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13 snips
Sep 6, 2024 • 16min

AOB: How 5% extra effort can double your results

Discover how a tiny 5% increase in effort can lead to monumental results, whether you're a business owner, employee, or property investor. Hear personal stories that showcase the power of tailored communication and strategic planning. Learn how to surpass expectations by envisioning experiences beyond the ordinary. Embrace uniqueness in job applications and business practices to stand out in a crowded market. Ultimately, it's all about consistent actions and a growth mindset for achieving remarkable improvements!
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12 snips
Sep 5, 2024 • 34min

TPP599: What would we do if we started again?

Join Rob and Rob as they rewind their property investment journeys, revealing insights and lessons learned along the way. They discuss pivotal decisions, reflect on what they'd change, and share strategies that worked for them. Expect to hear about the recent rise in mortgage approvals and its impact on the market. Plus, they offer practical advice for newcomers, emphasizing the importance of education and teamwork. Discover lightbulb moments and celebrate bold investment moves, all while supporting the live theatre scene!
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Sep 3, 2024 • 8min

ASK444: Is this Labour rumour true? PLUS: Does my refinancing plan work?

This week delves into the intriguing possibility of the Labour Party revising the renter's reform bill, possibly introducing a French-style hardship test. Is it just speculation or something more? Plus, a listener seeks guidance on a plan to buy and renovate properties, curious about how banks assess remortgage applications. What factors do lenders consider beyond just rental income? Tune in for insights on navigating these financial strategies and staying informed in the rental market!
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21 snips
Aug 29, 2024 • 31min

TPP598: Is property the ultimate investment for our new economic era?

Discover how the rise in interest rates has reshaped the investment landscape. With inflation and financial volatility on the rise, what should investors focus on? Delve into asset classes like stocks, gold, bonds, and Bitcoin, and find out how property stands up against these options. Explore both the pros, such as stable income, and cons involving liquidity and political risks of property investment. Learn key strategies for navigating this new economic era while emphasizing diversification to weather uncertain times.
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Aug 27, 2024 • 8min

ASK443: How do I convince my husband to invest? PLUS: What should I do when I move abroad?

Sam, eager to convince her husband to invest their £90K pension fund in property, discusses the importance of aligning their personalities with investment strategies. The hosts suggest exploring REITs for a hands-off option. Meanwhile, Rich, who owns a buy-to-let, weighs his impending move to Dubai and a potential £200K influx. He contemplates whether to pay down existing property debt or expand his portfolio, emphasizing the need for strategic long-term planning in the world of expat finances.
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6 snips
Aug 22, 2024 • 25min

TPP597: How often do property prices double? (Surprising data)

The podcast tackles the myth that property prices double every decade, revealing surprising truths backed by data. It discusses the impact of recent political developments on the housing market, like proposed rent controls. A survey highlights varying public sentiments about property prices post-election, particularly in London and Scotland. The hosts emphasize the importance of understanding market cycles for investment success. Finally, they explore the intriguing link between personal health and financial growth, suggesting blood tests as a key to better investment outcomes.
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Aug 20, 2024 • 7min

ASK442: How do I use the 18 year cycle when remortgaging? Is now the time to buy my freehold?

Phillip seeks insights into how the 18-year property cycle should shape his mortgage and portfolio strategy. The hosts explain the significance of personal circumstances over cyclical predictions. Meanwhile, James is intrigued by the plummeting price of his leasehold from £185K to £30K. They discuss potential legal changes affecting ground rent and explore why his landlord might be eager to sell. Tune in for expert advice on navigating these property dilemmas!
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Aug 15, 2024 • 24min

TPP596: The silent property crash: one year later

Explore the intriguing concept of the silent property crash and its far-reaching effects on investors. Get an insightful update on house price trends, including a drop in real-term values after the COVID bubble. Understand how inflation can surprisingly benefit property investors and reveal undervalued opportunities. The hosts weave in tales of a potential market stabilization while also sharing their excitement for paddle, a fun new sport that combines badminton and tennis, adding a lively touch to the conversation!

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