beyond MD with Dr. Yatin Chadha

Today I'm thrilled to host someone I've learned so much from over the years - Mike Heroux, passionate dividend growth investor. Mike has been educating Canadian retail investors for many years & is founder of Dividend Stocks Rock.Regardless of your investing level, this episode has something for everyone.Discussion points:Introduction (01:53)How Mike got started with dividend growth investing (3:37)The dividend triangle (7:58)How many sectors, how many stocks? (12:14)Finding time to invest (16:48)What about XEQT and chill? (19:32)Managing FOMO as a dividend growth investor (23:13)The retirement loop (25:46)How to avoid yield traps (29:36)Payout ratios (35:41)Covered call ETFs (38:40)Any other trends among Mike's best performing stocks? (45:23)Valuation (48:24)Rebalancing the portfolio (55:49)Re-investing dividends (58:54)Mike's best and worst investments (59:55)Interesting dividend growth ideas related to AI (1:06:55)Where to follow Mike, Dividend Stocks Rock (1:10:49)Mike Heroux:https://www.dividendstocksrock.com/https://thedividendguyblog.com/podcast/https://www.youtube.com/@DividendGuybeyond MD links:website: https://www.beyondmd.ca/newsletter: https://www.beyondmd.ca/newsletterLinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

Dr. Kieran Nair, a hospitalist from Vancouver, shares his transformative year-long sabbatical in the French Riviera. He discusses the importance of presence over productivity and how stepping away from burnout helped him reconnect with family. Nair emphasizes financial literacy and the choices that enabled his adventure, inspired by the book 'Die With Zero.' He also highlights the value of intentional living and prioritizing freedom, encouraging others to redefine their purpose beyond work.

Welcome to my deep dive into every real estate investment I have ever made.There's good, bad, and down right ugly!Part 1 (this episode), focuses on my more active investments - rental properties.Discussion points:- why I decided to invest in real estate (1:00)- sources of return in rental property investing (2:50)- condo #1 (4:40)- condo #2 (7:18)- multifamily (9:35)- learnings from RE investing (16:20)Links:website: https://www.beyondmd.ca/email: yatin@beyondmd.caLinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmerican express referral link (for all Amex cards):https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Welcome to part 2 of my real estate investing journey where I cover all of my passive real estate investments.Contents:- MIC - Mortgage Investment Corporation (0:40)- Private equity residential real estate development (4:02)- Public REIT - Sienna Senior Living (8:00)Links:website: https://www.beyondmd.ca/email: yatin@beyondmd.caLinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmerican express referral link (for all Amex cards):https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Dr. Kyle Fortinsky, a gastroenterologist and co-founder of Clever Consult, shares insights on streamlining medical documentation through AI. He discusses the origins of his platform, which automates specialist pre-charting, ultimately saving hours for physicians. Dr. Fortinsky reflects on balancing entrepreneurial ventures with clinical practice, emphasizing the importance of user feedback and iterative development. He also shares valuable advice for budding clinician-entrepreneurs, highlighting the need for a strong support team and careful timing.

Renewing a mortgage is more than just re-signing with your existing lender. Today I sit down with Elan Weintraub to discuss everything related to mortgages and renewals. Treat it like a financial checkpoint that aligns with your career, family plans, and cash flow, not just a headline rate. We dig into the real levers you control, and uncover key questions you should ask:Why is a 30 year amortization often a good idea?Considerations for paying down the mortgage fasterWhy every 4% rate isn't the same (interest can compound too)What do I need to know about adjustable vs variable rate mortgages?What are the range of prepayment options?Are tax strategies real or overhyped?What are the pros and cons of mortgage laddering?If you’ve got a renewal coming up or want to future-proof your financing, this is a concise masterclass on what actually moves the needle. If this helped you, subscribe, leave a review, and share it with a colleague who’s staring at a renewal letter right now.Arya EHR: https://www.aryaehr.com/Elan Weintraub:https://www.linkedin.com/in/elan-weintraub-9683702/https://mortgageoutlet.ca/Yatin:LinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmerican express referral link (for all Amex cards):https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Discover why some professionals thrive at work while others struggle. Engaging discussions reveal how social connections, focusing on processes, and embracing playfulness can enhance joy in daily tasks. Learn practical strategies, like gamifying work and setting boundaries, to regain control and spark fulfillment. Continuous growth through mentorship and new skills is highlighted as key to sustaining satisfaction. Reflect on what truly drives passion in your career and find actionable insights you can implement today.

Dr. Kieran Nair, a mid-career hospitalist from BC and author of the Financially Free MD blog, shares insights from his transformative family sabbatical in the French Riviera. He discusses recognizing burnout and realigning life's priorities around family and health. Kieran offers practical advice for being present and highlights the importance of financial education in achieving life flexibility. Listeners will appreciate his take on investing strategies and how he navigated budgeting decisions to make his dream year abroad possible.

In this engaging discussion, Sima Acharya, a business professional and former product lead at Ezra, joins her husband to share insights on pivotal life decisions they've made together. They discuss the joys of early travel adventures, balancing home renovations with delayed satisfaction, and the importance of raising kids with curiosity. Sima elaborates on their investment philosophy, highlighting their approach to family goals and financial decisions, all while keeping life’s experiences a priority.

In this engaging discussion, Sean Wilson, a Certified Financial Planner and founder of Moraine Wealth Advisory, teams up with Navaz Cassam, President and Chief Actuary of GBL Inc. They dissect the complexities of pension plans for incorporated doctors, focusing on the Individual Pension Plan (IPP) and the Healthcare of Ontario Pension Plan (HOOPP). Topics include the advantages of tax-deferred funding, the impact of defined benefit formulas, and the flexibility of IPPs. Listeners gain valuable insights into maximizing retirement benefits and making informed financial decisions.