

beyond MD with Dr. Yatin Chadha
Yatin Chadha
Financial literacy is not emphasized enough for professionals during training, leaving many unprepared as they begin their careers. The topics covered in beyond MD apply to all professionals, including medical students/residents and practicing physicians. This podcast is led by radiologist Dr. Yatin Chadha and guided by expert analysis. Each episode, Yatin interviews accountants, lawyers, brokers, and advisors to heighten awareness on important topics, such as professional corporations, holding companies, trusts, estate planning, insurance policies, mortgages, real estate, and investing. It's time to take your financial knowledge base to the next level so you can get ahead outside of the workplace. Please send questions and topics of interest to beyondmdpodcast@gmail.com
Episodes
Mentioned books

Feb 20, 2025 • 46min
Ep #85 - Creative pursuits, using your knowledge to impact others, & finding fulfillment in medicine, with Dr. Michael Fralick
I'm delighted to welcome back my friend and colleague, Dr. Michael Fralick, MD, PhD.Mike is a creative spirit and has a knack for finding opportunities to positively impact others through his knowledge & expertise.He is a clinician scientist, runs the Fralick lab (which covers the intersection of AI & patient care), and last year published his first book & launched his internal medicine review course.I hope you enjoy this conversation which covers creativity, productivity & time management, and how to use our knowledge to drive impact & find meaning in medicine.Discussion Points:- Mike's book --> One Pagers for the Wards (1:40)- Finding time for creative pursuits & balancing competing demands (7:05)- Mike's motivation for writing the book (11:15)- Mike's time management & productivity strategies (15:30)- Strategies for navigating emails (23:00)- Things to know if writing a book (27:35)- Lessons learned from Mike's course - updates in inpatient medicine (31:10)- Goals for 2025 (39:36)- The most important lesson Mike has learned (42:48)- Closing thoughts (43:50)Medicine pods: https://medicinepods.com/Michael Fralick:https://www.amazon.ca/One-Pagers-Wards-Michael-Figueroa-Fralick/dp/1068806605https://fralicklab.com/https://www.youtube.com/@Fralickmikehttps://www.linkedin.com/in/michael-fralick-203716231/Yatin:Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha

36 snips
Feb 6, 2025 • 46min
Ep #84 - What happens if I get sued as a physician in Canada? With Dr. Todd Watkins, Associate CEO of the CMPA
In this engaging conversation, Dr. Todd Watkins, Associate CEO of the CMPA, sheds light on the complexities of medical malpractice claims in Canada. He discusses how physicians typically learn about a case against them and what steps to take upon receiving a statement of claim. Dr. Watkins elaborates on the role of the CMPA in providing crucial support, including legal representation and emotional guidance. He also tackles the significance of expert witnesses and the financial implications of malpractice lawsuits, making it an essential listen for medical professionals.

Jan 23, 2025 • 56min
Ep #83: What factors impact returns when investing in real estate development? - with Sasha Cucuz, CEO of Greybrook Securities
Today I welcome back Sasha Cucuz, CEO of Greybrook Securities.The focus today is to understand the variables impacting the margins (& expected returns) on investments in real estate development.Discussion points:- Greybrook's high rise model (2:19)- understanding the value of land (3:30)- what variables are controllable? (9:25)- the outlook for pre-construction condos (15:25)- how are margins impacted for condo projects? (24:25)- has the southern Ontario investment thesis changed? (31:15)- the anatomy of a USA value add project (37:50)- what areas excite Greybrook in the US? (48:04)- closing thoughts (53:02)Greybrook: https://greybrook.com/Yatin:Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha

21 snips
Jan 9, 2025 • 27min
Ep #82 - 11 Powerful Productivity Hacks for 2025 and Beyond
Discover powerful productivity hacks that can transform your efficiency. Learn why setting and writing down your goals is crucial, and how structuring your day can enhance focus. Explore the benefits of task clustering and the importance of deep work without distractions. Find out how to tackle technology to optimize your environment and capture ideas effectively. Embrace the two-minute rule, create accountability partnerships, and remember to make productivity fun. These insights will help you achieve a better work-life balance and live on your own terms.

6 snips
Jan 2, 2025 • 1h 6min
Ep #81 - Forever episode: Traveling the World Affordably by Optimizing Credit Card Points with Ricky Zhang
In this engaging discussion, Ricky Zhang, the founder of Prince of Travel, shares his expertise on optimizing credit card points for travel. He explains the intricacies of how points systems work and offers tips for rapidly accumulating them. Ricky highlights the best credit cards for Canadians, such as Amex Cobalt, and discusses efficient redemption strategies. He emphasizes responsible credit management, suitable for various traveler types, and offers insights into utilizing shopping portals. Listeners will learn to navigate travel rewards like pros!

Dec 12, 2024 • 52min
Ep #80: The Relevance & True Cost of CPP (Canada Pension Plan) for Small Business Owners - with Aravind Sithamparapillai
Aravind Sithamparapillai, an associate at Ironwood Wealth Management and known as a tax ninja, dives deep into the Canada Pension Plan and its implications for small business owners. He simplifies complex tax topics like salary vs dividends and discusses tax integration across provinces. Fascinatingly, he compares CPP contributions with personal investment strategies, highlighting the long-term security CPP offers. He also sheds light on lesser-known CPP benefits, including disability and family support, making financial planning more accessible for listeners.

Nov 14, 2024 • 34min
Ep #79 - Embracing New Opportunities, Taking Risks, & Maximizing Impact with Dr. Neel Chadha - beyond MD Physician Journeys
Today I'm thrilled to host Dr. Neel Chadha. Neel is a family physician who made the bold decision to go all in on developing retirement residences for seniors.This is a story of embracing new opportunities, taking calculated risks, & pursuing a focused life to find success.Discussion Points:Introduction (1:35)From family medicine & geriatrics to developing senior homes (5:15)Neel's decision to leave the hospital & go all in on senior living (6:55)Neel's retirement residence community (9:35)Senior living in Canada - status quo, supply/demand (12:00)Investing in senior living - key metrics to track (16:25)Navigating interest rates & other challenges in 2023 - key takeaways (18:42)Why a focused life is critical for success (23:30)The importance of mentorship (26:05)What Neel wants to be known for (30:25)Closing remarks (31:10)This episode features Arya EHR - https://www.aryaehr.com/**I endorse only products/services I personally use or would use. Any income generated offsets the costs of running this podcast :)Neel:https://lanarklifestyles.ca/https://www.linkedin.com/in/dr-neel-chadha-44829013b/Yatin:Email: beyondmdpodcast@gmail.com LinkedIn: Yatin ChadhaWays to support beyond MD:Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCPhttps://americanexpress.com/en-ca/referral/cobalt?ref=yATINCYEoc&XLINK=MYCP

Oct 24, 2024 • 1h 7min
Ep #78 - Real Estate: Converting Equity to Cashflow Though Toronto Multifamily Investing with Matthew Lee & Ming Lim (Volition Properties)
The idea for today's pod was born after a riveting conversation on a flight to Florida. I'm happy to host Matthew Lee & Ming Lim from Volition Properties to learn how they've built wealth through investing in multifamily properties in the Toronto core.Discussion Points:- Introductions - worth it, I promise (1:30)- Introduction to Volition (8:15)- The investment thesis for multifamily in Toronto (10:35)- Investment locations (19:50)- Why tenants are so critical to the business model (23:45)- Are there opportunities currently in Toronto? (25:30)- What about areas outside the city core primed for more gentrification? (29:55)- How do you turn properties into meaningful cash flow later? (33:30)- The numbers behind a recent deal (44:55)- How many properties does one need to exercise this strategy? (48:10)- Price per square foot, the reason for 2-3 bedroom suites (51:00)- 101 on laneway suites & the status quo in Toronto (53:20)- Parting words (1:01:15)Volition Properties:FREE Monthly investor meetup:https://www.meetup.com/Volition/Detailed info on the condominiumization meetup Oct 29th, 2024https://www.meetup.com/volition/events/302351457/?eventOrigin=group_events_listContact info: info@volitionprop.com www.volitionprop.com 1-877-416-BRRRwww.facebook.com/VolitionPropwww.instagram.com/volitionpropertieswww.ca.linkedin.com/company/volitionpropwww.youtube.com/@VolitionPropertiesPhysician Financial Wellness Conference:https://www.physiciansficonference.com/Yatin Chadha:Email: beyondmdpodcast@gmail.comLinkedIn: Yatin ChadhaWays to support beyond MD:Share beyond MD with your networkAmex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

15 snips
Oct 3, 2024 • 56min
Ep #77: Unpacking My Biggest Life & Money Lessons - My Wife, Sima Acharya, Interviews Me
In a unique twist, Sima Acharya interviews her husband, Dr. Yatin Chadha, a radiologist and podcaster passionate about financial literacy. They discuss life lessons, the evolution of their financial alignment, and the importance of personal development. Dr. Chadha shares transformative investment strategies and reflections on their parenting journey. The couple also reveals insights from influential reads that have shaped their views and expresses excitement about future podcast topics, creating a blend of humor and wisdom.

Sep 12, 2024 • 1h 5min
Ep#76: Optimizing Finances for our Kids' Education - RESPs & beyond - with Dr. Matt Poyner
Today I host my friend & colleague, Dr. Matt Poyner. Matt breaks down the Registered Education Savings Plan (RESP) & other ways to optimize finances when it comes to our kids' education.Matt is a long time blogger at dividendstrategy.ca, physician, & is now passionate about offering flat fee financial planning.Discussion Points:- Matt's journey & foray into financial planning (2:34)- Basic RESP overview (14:15)- RESP set up - family vs specified (21:05)- Optimal RESP contribution strategy (23:09)- Investing approach inside an RESP (31:32)- RESP withdrawals & understanding the RESP buckets (37:26)- RESP options if your child doesn't go to school (44:00)- Thoughts on optimizing student financial aid (48:44)- Spending time with the kids - Matt's perspectives (57:50)Matt:matt@PoynerFinancial.cahttps://PoynerFinancial.cahttps://dividendstrategy.ca/blog-2/Yatin:Email: beyondmdpodcast@gmail.com LinkedIn: Yatin ChadhaEpisode Links:https://dividendstrategy.ca/blog-2/https://postcall.ca/subscribe?ref=YJc1MtZLsq&_bhlid=f71f181c85b22d7c236a5b072534f69e25f99241https://rhombus-butterfly-rwgm.squarespace.com/updatesininpatientmedicinehttps://www.looniedoctor.ca/2023/04/21/resp-contribution/https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/rc4092/registered-education-savings-plans-resps.html