CRAFTED Millionaire

Through your life with your spouse, there will be times when they will be the breadwinner and there will be times when you will be. It is give and take and it’s important to have those honest conversations about who has the most income-earning potential at any given moment for the season you are both in and the state of the economy. It is okay if you are the breadwinner. It is also okay if you are not. If you are not, how can you be supportive? Remember that you are a team and in this episode, Cayla reminds us to put our egos aside and really look at this conversation as the opportunity you and your spouse need to maximize your earnings.You will learn:[1:47] - Cayla sees that men and women are different. Women tend to out-earn their spouse.[2:53] - Nurturing comes naturally to women and we know how to care for customers.[3:45] - Have an honest conversation with your spouse. Who has the most income-earning potential?[4:44] - No matter who the breadwinner is, there should be support.[5:50] - Because of an opportunity for Cayla’s husband, Cayla took her foot off the gas for a bit with Mommy Millionaire to support him.[8:16] - Be thankful to your supportive spouse.[9:20] - For years, Cayla worked on Mommy Millionaire and Chase worked on learning how to manage the money and invest.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

Sometimes we need the reminder that our lives are worthy of celebration. Even when things aren’t going according to plan or it feels like there’s nothing worth celebrating, the littlest things are very much worth throwing a party for. Take a deep breath and focus on the areas of your life that you have to celebrate. Celebration is another form of showing gratitude and in this short episode, you’ll have a jam packed few minutes of ways to celebrate the little things.You will learn:[1:54] - There’s always something to celebrate.[2:40] - Celebration is a party thrown in the name of gratitude.[3:10] - What actions make you feel joy?[4:02] - Remember to stop and throw a celebration no matter what is going on.[4:32] - Whatever you wish to receive, you have to give it first.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

In this Mommy Millionaire Minute, Cayla shares her top three tips for teaching your children about money. We don’t want our kids to grow up with the same negative mindset about money, so we need to be intentional about how we develop their mindset and knowledge about their finances. Whether you have your own children or not, this information is vital to all the children in your life. Remember that it takes a village and that what you hear today could be the piece of the puzzle to help boost the confidence and knowledge in the kids you know. So listen on to find out Cayla’s outlook on raising children when it comes to money and how you can start this journey with your own.You will learn:[1:54] - Even if you don’t have your own kids, it takes a village to raise children. It’s important to teach the kids in your life.[3:02] - Cayla’s kids live in one of the wealthiest cities in the world and are surrounded by wealth.[4:01] - You must teach the wealth mindset to your kids.[5:14] - Ask your kids ways to multiply their money.[6:49] - Cayla financially rewards her kids to learn more.[8:26] - All of our behavior is based on the reward.[9:08] - The second thing Cayla teaches her kids about money is that God is their source.[11:06] - Your spirit will live with you eternally.[13:08] - It is important to teach your kids to be generous.[14:54] - Money is something fun we can bless others with.[15:31] - Be intentional with your conversations about money with your kids.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

A lot of coaches say to be fearless. Go after your dreams and put the fear aside. But Cayla has a different approach. Fear is inevitable and we all have our own unique fears. One common thread with fear however, is financial fear. What causes this fear and how can we sit with it, acknowledge it, and use it the right way to gain financial freedom?Cayla uses the example of a fire in this episode that helps make this concept understandable, memorable, and useful in controlling and containing our fears. Do you want to be a campfire or a wildfire? Remember that fear of failure is totally normal, but that you have the power to take that fear and failure and use it for success.You will learn:[2:07] - A lot of coaches say to be fearless, but Cayla shares that fear is inevitable.[3:24] - What is financial fear?[4:45] - Using a campfire to demonstrate, Cayla explains that contained fire is controlled just like contained fear.[7:05] - Make note of what your financial fears are.[8:09] - The nay-sayers are the ones who are fueling your fear.[9:17] - Look at all the things that could go wrong and put it in the campfire.[10:31] - There are things that could go wrong, but calculated risks can turn your fear into financial freedom.[11:48] - If you look at failure as a bad thing, it will fuel your fear.[13:20] - Failure is required and will tell you what you’re made of. It’s an invitation for you to bloom.[14:58] - Usually when you are afraid of something it is because you don’t have enough information about it.[16:15] - Sit with your fear, spend time with it, and you’ll find out all the reasons you are afraid.[17:16] - Part of life is being willing to fail and fall, even in front of your kids.[19:18] - Cayla gives an example of how surrounding herself with diverse thinking has helped her. One-track minds fuel the fear.[20:12] - Isn’t it worth putting your fear at bay and giving it to other people?Find Cayla:Mommy MillionaireFacebookInstagramPinterest

It is absolutely crucial to be on the same page as your spouse. This is true for many aspects of life, but in this episode, Cayla hones in on the topic of financial freedom. Your relationship with your spouse could be hurting your financial freedom for a few different reasons. What are these reasons and how can they be mended to get on the same page moving forward?Cayla gives actionable tips in this episode to have a possibly difficult conversation with yourself and your spouse. There may be some things that you need to change and that your spouse may have to change to better your finances. Did you know that 50% of divorces are because of financial problems? Listen on to find out how you can avoid these problems and communicate about finances effectively with your spouse.You will learn:[1:54] - We’ve had conversations around spouse relationships before, but not about finances.[3:11] - Two-thirds of spending is done by women but large purchases are driven by men.[4:36] - Communication is number one.[5:27] - Kids pick up on energy, especially tension. [6:54] - How can you openly talk about your financial freedom?[8:40] - When you can’t seem to get on the same page, bringing in a third-party perspective can be very helpful.[9:30] - 50% of divorces end because of finances.[11:22] - In order to go to the next level, who do you need to help you?[12:52] - Cayla describes her and Chase’s desire to increase their net worth.[14:30] - Downsizing for a little while might be the right decision for them to reach their goal. Cayla explains why having someone other than your spouse to hold you accountable.[16:01] - There are some things that are non-negotiables.[17:12] - Be careful who you surround yourself with.[18:31] - Have a conversation with your spouse to get this ball rolling.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

You are here to invest in your knowledge and intellectual property. Today is the perfect day to do that, because, in this interview with Julie Solomon, you will learn so much. Julie Solomon is the author of Get What You Want: How to Go From Unseen to Unstoppable. The book is written in a workbook style that will help you take action throughout your reading. Julie is also the host of the top Influencer Podcast and a mom of two young children.In this interview, Julie lays it all out on the table: how a scarcity mindset held her back, how her relationship with money created seemingly insurmountable debt, and most importantly how she overcame these things to get what she wants. You will learn:[3:32] - Welcome to the show, Julie! Julie shares her background.[4:57] - Julie used to feel that she wasn’t worthy of success. She was stuck in a victim trap.[6:01] - A lot of times, people look at someone successful and think that they were handed everything on a silver platter.[7:23] - Growing up, Julie was taught to have a scarcity mindset. We all have an origin story.[8:37] - As a new mom, she justified overspending money. Her mindset and relationship with money created a problem.[10:45] - Social media has created the norm of lying about how much money you are spending.[11:58] - Julie explains that she had a lot of perfectionism and people pleasing issues.[12:30] - What are the secrets you have that you would be mortified if someone knew? That shadow is holding you back.[13:44] - Once the problem was acknowledged and accepted, Julie sought help.[15:00] - When in denial, you are not living your purpose.[17:26] - Having no boundaries is a form of too much control.[19:08] - Where are you delaying your own happiness to ensure someone else’s?[21:52] - Julie and Cayla both work with a lot of people who work in direct sales. Business boundaries are important.[23:40] - Sometimes we think that we are so powerful and important. But how important is it for you to do the things that don’t light you up?[26:06] - Many people are focused on the things they don’t want rather than what they do want.[28:05] - What is your payoff and purpose?[30:40] - If you can’t toot your own horn, who is going to do it?[32:09] - When you’re stuck in survival mode, you’re only focused on making it to the next day.[33:12] - Ask yourself what it would take to make something happen.[35:18] - When we get so focused on merely surviving, we won’t have more than that.[37:28] - Do you feel like this isn’t practical because of your kids?[39:35] - Julie explains how she works from home and what help she has in place to make her career possible.[41:35] - There is no shame in hiring help.Find Julie:WebsiteInstagramFacebookLinkedInFind Cayla:Mommy MillionaireFacebookInstagramPinterest

It’s no secret that Cayla loves investing and is obsessed with talking about ways to make money. One way to invest is in real estate and Cayla began that journey a few years ago by purchasing her first fourplex. In this episode, Cayla walks you through her experience and the lessons she learned through purchasing property. She even includes how much money she invested upfront, how she managed the property for a year and a half, and how much return she received in reselling it.Ultimately, you have to start acting like you are ready to make this kind of deal. Do the research and ask the questions. Find your mentor and get into the process beforehand so you are ready to go when the money is available to be invested.DM Cayla the word “finance” for more information about financial literacy and freedom.You will learn:[3:04] - Secrets of the Millionaire Mind by T. Harv Eker changed Cayla’s life.[4:12] - Then a few years later, Cayla read another book called Rich Dad, Poor Dad and realized what could be possible.[5:13] - If you want a better lifestyle, invest more and have the assets that pay for it.[6:10] - If you are just getting started, you want to partner with someone who knows what they’re doing.[8:03] - The goal for Cayla was not to have monthly income from the fourplex.[9:05] - Cayla listed some of the qualities she looked for in the property to invest in.[10:32] - You have to put a larger chunk of money down on a piece of property for this purpose.[11:12] - Cayla explains the amount of money earned each month and what she did with it and how much profit she made from selling it.[13:02] - What are some ways you can increase your income a little bit in order to make the amount you need to put down on a property investment?[14:12] - Start acting as if you are ready to make that deal. Do the research and ask the questions.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

Cayla only brings on the best of the best and she has followed today’s guest on social media for a while, constantly seeking out her posts and words of wisdom. So, in this special interview with Paige Michelle, we learn about Human Design and how Paige is approaching parenthood based on the season she is in.Paige Michelle is a global human design authority, life and business strategist, investor, and most importantly, a mommy. She is the Queen Mother at Undefined, a personal development empire that focuses on helping women, especially mothers, immediately take control of their mental, emotional, physical, and financial destiny with courses, products, and interviews with leaders. She is also the host of the Undefined Podcast and is currently working on a book that will be called Be a Mother, Not a Martyr.This conversation is so real and inspirational. Paige’s demeanor exudes confidence and her words will certainly cause you, like Cayla, to think outside the box.You will learn:[3:10] - Paige shares her background and how she wound up as a human design expert.[4:35] - She was interested in Human Design after completing the form for her son and the results were spot on.[5:42] - As humans, we use labels to organize information and there’s nothing wrong with that. The problem is when we start to identify as a label.[7:01] - Money is only ever going to amplify what is going on inside.[8:03] - Paige started by finding her vulnerabilities through Human Design.[9:06] - Even the bad things that happen, you need to take full responsibility.[10:32] - We put so much pressure on ourselves as mothers, but children are their own person and the only thing you can truly control is your experience.[11:50] - Paige describes a trauma experience that impacted her as a mother.[14:29] - Nothing is more triggering than parenthood.[15:24] - We have to parent each of our children differently. They have individual triggers and needs.[16:44] - Boundaries are not about the other person. They are about you.[18:46] - Try not to make life decisions based on what others think of you, including your children.[20:01] - Paige describes her nontraditional plans for her children that works best for everyone. This decision would not have been made a few years ago.[21:40] - When you have money, you’re able to make different decisions.[23:08] - Paige explains that she is a guide for her children.[25:17] - If you understand value, many things are available to you without money.[26:20] - People do tend to have external benchmarks for things they value.[28:18] - Cayla felt like a fraud because she put so much meaning on money.[30:29] - We may find the reason that we are not hitting a goal is because we don’t really want it.[31:50] - We have different seasons in our lives so we can’t look to others for what we want.[33:50] - Paige is working on a book called Be a Mother, Not a Martyr.Find Paige Michelle:Undefined PodcastInstagramTikTokFind Cayla:Mommy MillionaireFacebookInstagramPinterest

We’ve been trained to believe that the more we work, the more successful we’ll be. While hard work is certainly important, the hustle mindset isn’t going to get you anywhere. It may even feel like a treadmill - constantly moving but not moving forward. You are listening in to Mommy Millionaire because you are committed to financial freedom. In this episode, Cayla reminds us that it is not only okay to take a break, but it is necessary. The missing piece is usually in planning, so take a breather and use that time to think of a plan towards your goal of financial freedom.You will learn:[2:07] - Hustle means something different for everyone. For Cayla, it means that there is always something to do.[3:08] - Because she was hustling, Cayla never took the time to enjoy her life.[3:46] - If you just take action without a plan, the hustle mentality will cause you to be lost.[4:54] - If you are hustling constantly and you don’t take the time to plan your route, you will never move forward.[6:07] - The missing link is always the plan.[7:19] - It is so simple to have financial freedom.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

The people we spend the most time with can make or break our dreams. Your community is contagious and is impacting your dreams and your money without you even realizing it. If you are spending time with people who make you feel small, it is absolutely toxic to your goals.Cayla shares ways to keep your dreams guarded and safe in this episode. It is okay to spend time with people you love who might be negative about your goals. But what do you do when they try to speak life into your dreams? Cayla has tips for it all. Ultimately, you are meant to be happy and prosperous, so be careful and intentional about who you share your dreams with.You will learn:[1:45] - Your community is contagious and how does that affect your money?[3:41] - Nothing will infect you with negativity faster than the people who you spend time with.[4:56] - If you spend time with people who make you feel small, it will take you much longer to reach your goals.[6:34] - If you’re surrounded by employees but want to be in your own business, you will have a hard time escaping the employee mindset.[7:40] - You have nothing to lose and so much to gain.[8:52] - Don’t tell others about your plans and dreams, especially if you know they’re going to be negative. You can still spend time with them, but don’t talk about it.[9:51] - Guard your heart. Guard your mind.[11:26] - Only take advice from people you would want to trade lives with.[12:18] - Who are you spending time with that is truly happy?[13:20] - You are meant to be happy. Live out loud.[14:48] - When you spend time with certain people, it is toxic for your hopes and dreams.[16:18] - Who are you letting speak into your dreams?[17:29] - If you are searching for your like-minded community, plug into Mommy Millionaire.Find Cayla:Mommy MillionaireFacebookInstagramPinterest