CRAFTED Millionaire

In this quick Mommy Millionaire Minute, Cayla answers a fun question posed by Mommy Millionaire Business Strategist, Jasmine. Jasmine wants to know what the number one investment that Cayla and Chase have going on that they have decided to go all in on. Well, the answer might surprise you, because it isn’t just one thing. Listen to find out Cayla’s investment focus right now, why these three investments were selected as the right opportunity for them, and learn another element to what wealth creation really looks like.You will learn:[2:04] - What is the number one investment that Cayla and Chase decided to go all in on?[3:09] - Cayla used to go all in and that mindset caused her to lose money.[4:33] - The three things they’re investing in are storage units, waste management, and multi-family real estate.[6:07] - They continue to invest in startups they believe in, but those are long-term.[7:11] - It is important to Cayla to give her kids a leg up.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

It is so tempting to spend our money when we experience an income increase. We’re conditioned through social media to want things right away. But immediate gratification will ruin your plan for wealth.In this episode, Cayla explains how riches do not equate to wealth and what we should really be focusing on if we want to develop generational wealth. It all begins with a little delayed gratification and some serious commitment to it. Remember to not increase your lifestyle right when your income increases. If you stay where you are but you have more money, think about ways you can make that money multiply. It’s all about a long-term game for your money and Cayla shares ways to decrease your expenses to keep that goal in mind.You will learn:[1:40] - Riches do not equal wealth.[2:31] - Immediate gratification will ruin your plan for wealth.[3:30] - Your future's so much brighter than your present.[4:41] - Cayla shares some of the things that have happened to recent clients for them to create wealth.[5:55] - Podcasts are a great way to connect.[6:58] - You have to get into the mindset of not increasing your lifestyle.[8:05] - If you can commit to delayed gratification, you can achieve freedom much sooner than those who don’t.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

Did you know that self-storage units have proven to be safe investments even during economic downturns? Think about it. In a recession, people still need a place to store their stuff. People are also more likely to need a storage unit as they have to downsize. What Cayla has found in her most recent investment adventures is that self-storage units are one of the smartest and hottest things available for you right now as an investment.So listen to this quick Mommy Millionaire Minute to get your wheels turning on more opportunities available for you to bring in more income.You will learn:[1:57] - Most people have access to more money than they think they do.[3:01] - Where Cayla lives, the tenants have more rights than property owners and that’s one of the reasons she is focusing on different types of real estate.[4:11] - Self Storage has consistently held its value during significant economic downturns.[5:01] - There are no evictions.[6:12] - Cayla shares some statistics.[7:03] - DM Cayla “Self Storage” and she will let you know about some webinar opportunities coming up.[8:19] - There is less income compared to multi-family investments.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

We’re all working hard for that dream life, but what does that look like day-to-day now? Your ideal day today might not look like the ideal day in your dream life and that’s okay. In fact, that’s what it is supposed to be like because right now you are working hard to build those assets to experience that delayed gratification.This episode is all about paying what your ideal day looks like and how it feels to you. Cayla also explains what you can do right now for yourself to have an ideal day on your way to your dream life even if you are experiencing times of struggle. Remember, what you do during your “ideal” day might change as you level up, but your non-negotiables are a must.You will learn:[3:02] - Give yourself the gift of order.[4:20] - We need to appreciate the days that keep us on our toes but we also have to make time for the non-negotiables.[5:18] - Make deposits into your health.[6:33] - A part of your ideal day needs to armor you up.[8:08] - “You’re not always going to want to do the things that matter that will create your dream life.”[9:45] - What are you doing to build your wealth?[12:10] - You will find the places you need to experience delayed gratification.[13:28] - Your ideal day today may not match your ideal dream day.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

In this unique episode, Cayla shares her heart. You may have noticed a shift in the content of the podcast in the last year and Cayla shares how and why she is radically changing every aspect of her life to make sure she is in alignment with God. How did she realize she needed a change? Listen to this episode to find out how God guided her in times of confusion and the three things that pushed her in this direction. She shares scripture that has had an impact on her life in the last year and how her alignment with God has changed her life.You will learn:[2:10] - Cayla’s content has changed a bit in the last year as she transforms her life to be in alignment with God.[3:29] - The first thing that happened that started this change is Cayla’s confusion about her business direction.[5:06] - Through an experience with a friend, she realized she was doing things that weren’t in alignment.[7:41] - At this point, Cayla turned to scripture.[9:18] - Cayla shares the scripture that impacted her at this moment.[11:14] - The scripture shared was what Cayla was drawn to and through prayer, she realized the demons in her life.[12:38] - Anything we need, all we need to do is believe and pray.[13:40] - Someone who loves Jesus Christ may be offensive.[14:43] - Are you unconsciously leading yourself and others away from God?[15:54] - Life is not about becoming better. When we follow Christ, we deny ourselves.[16:50] - If you are confused and doubting yourself, choose to go all in on your faith.[18:27] - Cayla believed she was doing the right thing, but realized the things she was doing were ungodly.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

The Law of the Seed is something to think about every single day. It is simply that when you plant and sow a seed in fertile soil, you will reap a harvest. But in this survival lesson of the day, Cayla shows us that you can’t sow one seed and expect to reap another, which is what we tend to do. In everything we do, we honor God and you will be surprised and blessed by the cascade of events that come from living an intentional life full of giving and tithing. So listen as Cayla explains the Law of the Seed, provides inspirational verses that prove this phenomenon, and know that you can have the confidence in the seeds you sow.You will learn:[2:03] - How do you achieve success while also honoring God?[3:24] - Take action with all the faith you have.[4:21] - You can’t sow one thing and expect to reap another.[5:33] - The devil comes to lie to you every day. [7:01] - Sowers are always looking for the right soil to plant seeds.[8:06] - Where are you tithing?[10:19] - There are many things you want to do, but test the soil first.[11:38] - There is a cascade of events that will happen when you live an intentional lifestyle.[12:59] - When you have confidence in the seeds you sow, they are multiplied.[15:16] - Who are the people who need to hear your message?[16:21] - The harvest belongs to you. Sowing connects you to God.[17:12] - Cayla shares a recent experience of listening after opening herself up to receive a message.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

Even if you aren’t in the network marketing business, you are going to learn something from this Mommy Millionaire Minute. It’s an interesting question that gets asked pretty frequently. Is it okay to sell from two different companies if you are in network marketing? The answer is maybe, but Cayla doesn’t recommend it. For one, it could be against their rules, terms, and conditions. But more importantly, it’s been proven that you will be more successful, especially when starting out, to focus on just one thing at a time.You will learn:[2:12] - It is in your best interest to focus on one thing at a time.[2:40] - It’s not that it can’t be done, but Cayla hasn’t seen anyone successful in two companies.[3:06] - Even if there’s one product in another company you like, don’t promote it.[3:36] - The comp plans in network marketing are designed for you to sell just for them.[4:09] - If you’re going to sell somebody’s else’s product, you have to know that you have to follow their rules.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

Financial freedom is the main topic for today’s episode and if you’ve been around for a while, you know this is a podcast focus quite often. Cayla is passionate about helping others achieve financial freedom. When you have that, you then have time freedom to live the life you’ve dreamed about. We all want to serve and help people, but it must come from a place of abundance and financial freedom helps you achieve this.This episode is all about a piece of that financial freedom puzzle: Credit scores. For many, credit scores are confusing and we tend to have a lot of misconceptions around them. Cayla admits that she herself had some misunderstandings around ways to improve her credit score! So in today’s episode, Cayla explains how credit scores work, where they came from, and most importantly how to leverage your credit to get ahead. It all starts with spending habits in place and knowing how the system works to make it work for you.You will learn:[2:30] - If you can leverage your credit, you can create wealth.[3:27] - Credit scores don’t lie. You can tell a lot about people’s habits.[4:40] - People with high credit scores don’t need a loan.[5:43] - Cayla improved her credit score and is on her way to an exceptional level.[6:23] - How is a credit score determined?[7:30] - Sometimes it seems like it doesn’t make sense, but you actually want to use your credit. Cayla breaks down what you should use and how.[8:58] - You have to show your ability to consistently pay down loans.[10:06] - Make frequent payments. Do not wait till your due date.[11:01] - Ask for an increase on your credit limit.[12:27] - Banks want to keep your money and keep your debt.[13:39] - What are the things you can do with good credit?[15:40] - Be smart with this. Know and be attached to your why.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

Cayla is asked this question frequently. If you have the money, which is better to do first? Buy your first home or a rental property? If Cayla could go back and make life decisions based on what she knows now, she would make entirely different choices. Everyone is going to learn something from the episode even if you have already made large real estate purchasing decisions. The main thing is, ask the right questions and think about your choices logically.You will learn:[1:40] - This episode is inspired by a very common question.[2:32] - Cayla shares what she would do if she had known what she knows now instead of buying her first home.[3:53] - You can hunker down now and plan for your future.[5:08] - When Cayla started her entrepreneurial journey, she didn’t have access to successful people. It’s easier now to ask questions.Find Cayla:Mommy MillionaireFacebookInstagramPinterest

When it comes to your money, where is it best spent? Is it better to pay down your mortgage or invest? This episode was inspired by a recent Instagram question and Cayla is obsessed with talking about investing and finances. So today’s Mommy Millionaire Minute is all about leveraging. What would Cayla do? While tempting to pay that mortgage down, what does that actually get you in the end? Listen to find out Cayla’s take on investing and why you should have money work for you.To book a call with a Mommy Millionaire Business Strategist please click here.You will learn:[1:40] - This episode was inspired by an Instagram question.[3:35] - What happens when you pay your mortgage down and you own the house outright? It’s not going to make you money.[4:32] - Put your money where it can be multiplied.[5:29] - While not giving financial advice, Cayla shares what she is focusing on with her investments.[6:51] - In times of economic stress, there are still things you can do. Listen to Cayla’s plans for herself and see what works best for you.Find Cayla:Mommy MillionaireFacebookInstagramPinterest