The Clever Girls Know Podcast

On today’s podcast episode, Kaliela Osha shares how women can tackle the career exhaustion gap and create a positive environment for their career growth and success. Kaliela founded Brillie at the end of 2022 out of the clear need to create more gender diversity across workplaces and the observation that though the workplace gender gap starts at the beginning of our careers, there are currently minimal resources available for early-stage career women, primarily due to costs and accessibility. To solve this, Brillie is democratizing access to professional training, coaching, and networks for women starting day 1 of their careers, to increase and accelerate their paths to leadership. Brillie also works directly with businesses to implement customized diversity initiatives to support their hiring, retention, and advancement of women. WHAT KALIELA DISCUSSED: - What the "career exhaustion gap" really means - How societal expectations and gender roles contribute to the career exhaustion gap for women - How women experience burnout differently than men - Common signs and symptoms of career exhaustion and burnout, and how women can recognize them - Navigating the pressure to "have it all" without sacrificing your well-being - How women can better advocate for themselves and negotiate for better working conditions and benefits to prevent burnout and advance their careers AND MUCH MORE HOW TO KEEP UP WITH KALIELA: on Instagram: @iambrillie Via her website at brillie.org ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Nika Booth shares her tips for debt-free living! Nika is an award-winning debt expert, personal finance content creator, and the Founder of Debt Free Gonnabe. She created Debt Free Gonnabe to document and share her journey to pay off over $200,000 in debt. Now she’s debt free and teaches others how to better manage their money and pay off debt, without sacrificing fun. Nika teaches in a way that is easily understood, relatable, and judgment-free. She won the 2021 Plutus Award for Best Debt Freedom Content and her work has been featured on Business Insider, New York Times, Next Advisor/TIME, CNN Audio, CNBC, & more. WHAT NIKA DISCUSSED: - Her motivation to become debt-free - How her mindset around personal finance evolved - Practical tips on how she managed to pay off her debts - How she stayed motivated on her debt repayment journey - Resources and tools that helped her along the way AND MUCH MORE STUDENT LOAN RESOURCE: https://studentaid.gov HOW TO KEEP UP WITH NIKA: Via her website: https://debtfreegonnabe.com On Instagram: @debtfreegonnabe ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Allison Baggerly shares tips to navigate finances in a relationship so you and your partner can get on the same page! Allison is the author of the book, "Money Made Easy", a podcaster, money coach, and founder of Inspired Budget. As a former teacher, Allison blends her talents for teaching with her passion for personal finances to help others learn how to start budgeting and build a life they love. Allison and her husband paid off over $111,000 of debt on 2 teacher salaries while growing their family. During the process, she learned how to take back control of her money, stay consistent with paying off debt, and stop emotional spending once and for all. Allison has been featured in notable media outlets such as Forbes, Business Insider, and Parents as a budget expert who gives women a step-by-step process to break free from the grueling paycheck-to-paycheck cycle. Women turn to Allison, and Inspired Budget, for advice and inspiration every single day.  WHAT ALLISON DISCUSSED: - Why joint accounts are not the best option for every relationship - How weekly money dates can help couples get on the same page about their finances - How couples can establish clear financial boundaries and responsibilities while maintaining transparency and openness about finances - Strategies for compromising when one partner is a spender, and the other is a saver AND MUCH MORE HOW TO KEEP UP WITH ALLISON: Get her new book, Money Made Easy, everywhere books are sold. Visit her website: https://inspiredbudget.com/ Follow her on Instagram: https://instagram.com/inspiredbudget ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

​In today's episode, we are discussing financial abuse.​ Financial abuse, using money to manipulate and maintain power over another person, is one of the most common forms of domestic abuse. Financial abusers use money as a weapon to assert control over, isolate, and restrict the economic opportunities of another person. Many of us tend to think of financial abuse as taking place in a romantic relationship, such as between a husband and wife or domestic partners.​​ However, financial abuse can also occur in other relationships, such as between a parent and a minor child or between a caregiver and an elderly patient. ​In this episode, learn the common types of financial abuse, how to identify it, and what you can do to overcome financial abuse if you are a victim. ARTICLE MENTIONED: - How to do a credit freeze: https://www.clevergirlfinance.com/blog/should-i-freeze-my-credit/​ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today's podcast episode, join Esther and Yazmir as they share advice on how to begin a new chapter in your life. Starting a new journey in life might be scary, but it’s a necessary journey that we all go through. Life is about making progress and moving forward. This all comes with change. Sometimes these changes are due to circumstance; other times, they’re by choice. What does it mean to start a new chapter in life? Starting a new chapter means starting things differently. This decision is often marked by a significant date or event. For example, starting new goals on January 1st. A new chapter is a sign of growth and that we’re ready to progress to something that will make us better. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Ar’Sheill Monsanto shares her journey to saving money and paying off her mortgage. Ar'Sheill was featured on the Clever Girl Finance platform after saving over $10,000 in one year. She's since made several other financial accomplishments, including becoming mortgage free, selling her property for a six-figure property, building a significant nest egg for her future self, and much more! Ar’Sheill has worked in advocacy, public policy, and community organizing for 15 years where she has been responsible for implementing evidence-based strategies to create environmental change through public policy. She most recently served as the Director of Organizing Strategy in Houston for Leadership for Educational Equity. In the past, she has spearheaded advocacy campaigns for nonprofit organizations including the Illinois Dept. of Public Health, American Heart Association, Texans Standing Tall, and Texas State Alliance of YMCAs. Ar’Sheill is passionate about creating meaningful change through public policy. When Ar’Sheill is not working you can find her watching reality shows, searching for the perfect cupcake, or at a spin class. WHAT AR'SHEILL DISCUSSED: 1. How she got motivated to save $10,000 in one year and the specific things she did 2. The steps she took to purchase her home and then pay off the mortgage 3. The role of discipline and perseverance played in her ability to reach her financial goals AND MUCH MORE HOW TO KEEP UP WITH AR'SHEILL: Via her website: www.arsheillmonsanto.com On Instagram: @arsheillmonsanto On LinkedIn: linkedin.com/arsheill-monsanto ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Lucille Roache shares key tips on how to generate recurring income with your side hustle. Lucille is a Business Startup coach, author, trainer, and host of the Female Startup podcast. She helps new and aspiring female entrepreneurs to develop the skills, tools, and knowledge to identify and attract the right clients and build a business that will last. WHAT LUCILLE DISCUSSED: 1. Examples of successful recurring income streams for a side hustle/business 2. How a new business owner can determine the best recurring income model for their business 3. Strategies or tactics that business owners can use to increase their clients or sales 4. How business owners can ensure they provide consistent value to potential customers to maintain their recurring income 5. Common mistakes people make when trying to create recurring income streams AND MUCH MORE HOW TO KEEP UP WITH LUCILLE: Via her website: https://www.assetbusinessconsultancy.co.uk On Instagram: https:///www.instagram.com/lucilleroache ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Kelsey Smith discusses how moms can find themselves again and work toward achieving their personal goals - guilt-free. A traumatic experience led Kelsey to her own journey of fulfillment and self-discovery where she had the massive realization that this feeling was far too common for mothers all over the world. Kelsey knew she needed to normalize moms having big dreams + making their own fulfillment a priority, so she created a space that helped women and mothers do just that. Through her community, the Momma Has Goals phone app, events, programs, and 1:1 mentorship, Kelsey leads women to the life of their dreams for themselves and their families with the mission to help all current and aspiring mommas find their highest selves inside and outside of motherhood. WHAT KELSEY DISCUSSED: 1. What the "mom funk cycle" is and how it affects moms 2. Key strategies for identifying triggers and breaking out of the mom funk cycle 3. How to proactively prevent the mom funk cycle from happening 4. How moms can prioritize their own self-care, achieve their personal goals, and address feelings of guilt or shame that may arise AND MUCH MORE HOW TO KEEP UP WITH KELSEY: Text List: "Goals" +1 (707) 347-0319 // https://my.community.com/kelseysmith Facebook: https://www.facebook.com/mommahasgoals Instagram: https://www.instagram.com/mommahasgoals/ Web: https://mommahasgoals.com/ https://thisiskelseysmith.com/ ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, join Bola and Esther from team Clever Girl Finance as they discuss how they are intentionally "Choosing To Prosper" with their finances! WHAT BOLA & ESTHER DISCUSSED: - What it means to choose to prosper financially - Why goal-setting is crucial to creating your path to financial success - The significant goals they set that had a positive effect on their overall finances - Financial challenges they overcame in order to achieve their goals - How women can choose to prosper financially in every season of their lives AND MUCH MORE ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today’s podcast episode, Lauren Keys shares how she achieved early retirement alongside her husband before she turned 30. Lauren put herself through college by waiting tables and earning merit scholarships. After graduating college debt-free, she worked in marketing at various small businesses. Throughout her eight-year career, she took time to travel, including a six-month sabbatical in Hawaii. By age 29, Lauren had saved and invested enough to retire. She details her journey to financial independence on her blog, Trip Of A Lifestyle, which is focused on how to have fun while also saving enough money to quit working full time decades before everyone else. Trip Of A Lifestyle is a completely free resource to help more people get rich, work less, and travel whenever they want. WHAT LAUREN DISCUSSED: 1. What the term "retire early" means to her 2. Her detailed roadmap of what she did to retire by age 29 3. Why planning for fun on her savings journey was necessary. 4. Her mindset and how she approaches challenges AND MUCH MORE HOW TO KEEP UP WITH LAUREN: Via her website: https://www.tripofalifestyle.com/ On TikTok: https://www.tiktok.com/@tripofalifestyle On Instagram: https://www.instagram.com/tripofalifestyle/ On Facebook: https://www.facebook.com/TripOfALifestyle/ On YouTube: https://www.youtube.com/c/TripOfALifestyle/ On Twitter: https://twitter.com/@toalifestyle ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance