Dentists Who Invest Podcast

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Starting your own dental practice can feel overwhelming, especially when you’re staring down those early bills. But what if there’s a way to ease the pressure? In this episode, finance expert Chetan Jethwa explains how interest-only loans could be the solution for new or “squat” practices. By keeping repayments low at the start, these loans give you the breathing room to focus on growing your patient base and covering essentials like staff salaries. We even share a cracking story about a dentist who used this approach to set up a thriving practice later in life.If you’re thinking about making the leap from associate to owner or starting fresh, this episode has plenty of practical advice to help you make it happen. From picking the right location and crafting a solid business plan to understanding what lenders are really looking for, we break it all down. So, whether you’re just starting out or planning your next big move, don’t miss this one!———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Thought of what’s behind the numbers when it comes to dental practice valuations? In this episode, we’ve got Luke Moore breaking down the ins and outs of what really goes into valuing a practice these days—and it’s way more than just revenue! We explore how valuations have shifted from simple revenue checks to a full-on deep dive into profitability, all thanks to major changes like the Dentist Act shake-up in 2006-2007. This opened the door for dentists to run limited companies and even brought in non-dentist shareholders, changing the game for practice valuations.We’re taking a good look at how the business model in dentistry has evolved, with the move from NHS to private practices and the rise of private dental groups. Banks see dental practices as a low-risk bet, especially as recruitment challenges keep nudging the sector towards private setups. Plus, we’re busting some myths around GDC regulations and showing how creative financial strategies have popped up to tackle industry changes, impacting dental practice valuations even more.And what’s the post-pandemic vibe? Demand for smaller, mixed practices is on the rise, and Luke shares tips for those looking to buy or sell in this new landscape. From understanding the supply and demand rollercoaster to potential tax implications, this episode is a must for anyone keen on navigating the future of dental practice ownership. Whether you’re a veteran or a newbie, these insights into dental practice valuations are pure gold.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text

Get your free verifiable CPD for this episode here >>>  https://www.dentistswhoinvest.com/videos/the-super-associate-blueprint———————————————————————If you’re ready to take your dental career to the next level, this one’s for you! In this episode, we’re joined by Kalpesh Prajapat, or Kal, a dentist who made the leap from hospital-based dentistry to smashing it in private practice. He’s here to share the insider tips and tricks to becoming a Super Associate in dentistry. It’s all about combining top-notch clinical skills with savvy financial know-how to really step up your game.Kal talks us through how embracing a growth mindset, constant learning, and having the right mentorship can set you on the path to success. He shares personal stories of how building trust with patients and fostering a positive team environment can make all the difference. We also dive into practical tips for making your practice run like clockwork—think digital tools like Asana and Loom to streamline your day-to-day, and how focusing on the high-value stuff (you know, the 80-20 rule) can seriously boost your productivity.And don’t forget about social media! Kal reveals how a solid online presence can bring in high-quality patients, making your dental practice shine in today’s digital world. Whether you’re a seasoned pro or just starting out as an associate, this episode will give you all the insights you need to thrive in the competitive dental industry. So, grab a cuppa and tune in—this is one you won’t want to miss!———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————In this episode, Paulina Karavella from Glassnode gives us the lowdown on her journey into the world of Bitcoin and cryptocurrency. It all kicked off back in 2014 when she first got wind of Bitcoin during her master’s thesis. Fast forward and she’s now all over the data science behind crypto. With Bitcoin heading towards its all-time high, Paulina’s here to remind us that even with all the hype, we should still be taking a long-term, steady-as-she-goes approach when it comes to investing in this volatile market.We also dive into on-chain data which is like having a live feed of every trade, transaction, and market movement. Basically a real-time look at what’s going on in the crypto world. Paulina breaks down key things to look out for, like the halving cycle, coin days destroyed, and how the big players (whales) can really shake things up. Plus, we chat about realised vs unrealised profits and what that means for the future of crypto.We shift gears to talk about the challenges crypto exchanges face with transparency, especially when it comes to tracking wallet ownership. We also have a chinwag about Bitcoin’s growing role in real estate and its rise as legal tender in places like El Salvador. And don’t miss the story of Benjamin Ahmed, a young lad making waves in the NFT world—proof that there’s far more to cryptocurrency than just the coins. Stick with us for a fun, yet insightful chat about all things Bitcoin and crypto!———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text

Get your free verifiable CPD for this episode here >>>  https://www.dentistswhoinvest.com/videos/what-the-budget-means-for-dentists-with-david-hossein———————————————————————Want to become as tax efficient as possible?Connect with David here: https://www.dentistswhoinvest.com/david-hossein———————————————————————Curious about how the latest budget changes might hit your pocket as a dentist? Join us as David Hossein dives into the ins and outs of this year’s budget shifts and what they mean for dentists across the board. From the National Insurance rise to fresh twists on capital gains tax, these budget changes for dentists could seriously shake up the financial game. We’ll also chat about how pensions are creeping into the taxable estate category—meaning the government’s got its eye on your retirement pot to boost their coffers.If you’re a dental practice owner, these budget changes might mean it’s time to rethink your financial approach. With rising costs and fluctuating interest rates, it could be wise to reassess practice valuations, tighten those purse strings, and have a serious look at your fees. This episode is packed with all you need to know to stay sharp and ahead of the game in today’s unpredictable financial world.And it’s not just dentists in the spotlight! We’ll take a quick detour to talk about generational businesses—like family farms in Ireland—now facing heavy inheritance tax hikes. These budget changes are rattling businesses across the board, and we’re here to keep you informed. So, give it a listen and get clued up on the latest budget changes that could shape your financial future.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text

Want to understand how to become as tax efficient as possible?Connect with Johnny here: https://www.dentistswhoinvest.com/reducing-tax-bill/———————————————————————You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Delve into the financial landscape shaping dental practices with Johnny Minford as he breaks down the latest budget from the Chancellor. This episode offers a critical look at how fiscal policies, particularly those influenced by political motives, may create unforeseen challenges for principal dentists. We examine the economic implications on the profession and the role of bodies like the Office of Budget Responsibility in guiding future strategies, providing a comprehensive view of the financial environment dentists face today.Johnny explains the nuances of recent national insurance changes and how they uniquely impact dental practices and GPs who often can’t leverage exemptions due to private partnership structures. We discuss alternative ways to address the financial burden these policies place on employers and the importance of strategic financial planning to keep practices sustainable amidst tax changes.Explore how these adjustments influence dental practice valuations and highlight the importance of pension planning and varied financial strategies for dentists. The conversation touches on potential capital gains tax shifts and how they might create urgency in the market, ultimately affecting practice valuation. This episode underscores the need for knowledgeable financial advisors to support dentists in making informed decisions and securing their financial future in an evolving tax landscape.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————Learn strategies to double your income with Dr. Barry Oulton, an expert in patient communication. Dr. Oulton reveals how adapting communication styles can improve rapport and retention, prioritising service over financial goals. Learn techniques from Chris Voss’s Don’t Split the Difference, focusing on how understanding diverse patient needs leads to increased success.Delve into building long-term patient relationships by understanding motivations for better dental care. Discover the value of discussing 20-year health goals and proactive measures like guided biofilm therapy to support dental care. Dr. Oulton also highlights the “Unlocking Sales Through Service” event in London, crafted to refine skills and enhance the uptake of high-value treatments. Whether you’re new or experienced, this episode is packed with insights to transform your approach to dental care and patient satisfaction.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text

Join mortgage expert Sarah Grace, who specializes in helping first-time buyers navigate the complex world of home ownership. In this chat, she breaks down the impending stamp duty changes set for April 1, 2025, which will significantly raise costs for first-time buyers. Sarah discusses the impact of past policies and addresses whether the new Labour government will offer any relief. With no age limit on first-time buyer status, this conversation is packed with invaluable insights for anyone looking to enter the property market.

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here >>>  dentistswhoinvest.com/podcastreport———————————————————————What happens when a successful dentist steps into the whirlwind of reality TV? Join us as we chat with Dr Paul Midha, a dentist whose life took an unexpected turn after his reality TV debut, leading him to rub shoulders with ex-Premier League legends and other TV stars. Discover how a chance meeting with a PR agent opened doors to unique opportunities, from celebrity football matches to attending the National Reality TV Awards. Paul’s journey is a testament to the transformative power of networking and the impact it can have on a dentist’s personal and professional growth.In the high-stakes world of reality TV, this dentist faced Lord Sugar in “The Apprentice” boardroom, where he had to decide if fame was worth sacrificing half of his business ventures. In this episode, Paul shares his experience navigating the intense pressures of reality TV while staying true to his values. He highlights the support and camaraderie he found with other contestants and offers insights into the grit and integrity required behind the scenes.Paul’s foray into reality TV didn’t just alter his life but it also gave his dentist career a boost. The exposure brought in new patients and strengthened Vici Dental Group’s reputation, where Paul partners with his cousin, Dr Ricky. From mentorships at conferences to leveraging content creation, this dentist reveals how the experience provided valuable networking avenues that helped him expand his horizons. Tune in to uncover the lessons he’s learned and how they can inspire you to take on new challenges.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.Send us a text

Warren Robins, a life insurance expert, unpacks the often-overlooked complexities of life insurance. He explains why many fall prey to optimism bias, leading to inadequate coverage. Discover the critical differences between whole-life and term assurance. Warren emphasizes income replacement policies as a reliable financial safety net over risky lump-sum payouts. He also discusses the significance of trusts to streamline benefits for beneficiaries and advises on avoiding common pitfalls in policy setup.