Fintech Chatter: Insights From Fintech Leaders

Welcome to your weekly news roundup of all things Fintech.This week Joanne and Dexter welcome three special guests on the show.Steve Vallas ex CEO of Blockchain Australia, about his latest venture.Toby Norton-Smith from x15 Ventures joins us to talk about their latest Xccelerate programAnd Anson Parker talks about how Up Bank’s  latest MayBuy initiative is being received in the marketA favour to askFintech Chatter is free of sponsors and will always be free content. If you appreciate the interviews please help us promote the show byHitting "follow" on your podcast player and leave a five-star review on Apple scroll to the bottom of the page (iphone or ipad only), hit 5 stars and write a review Spotify  in the app click 5 starSubscribing and liking on YoutubeThanks for your support.About Tier One PeopleFounded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.Tier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. If you are building a world-class Fintech venture and need help in hiring tier-one people contact usSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Join Joanne and Dexter for this week's Fintech news round up featuring Angus Gilfillan, CEO of Finspo - https://www.finspo.com.au/ A favour to askFintech Chatter is free of sponsors and will always be free content. If you appreciate the interviews please help us promote the show byHitting "follow" on your podcast player and leave a five-star review on Apple scroll to the bottom of the page (iphone or ipad only), hit 5 stars and write a review Spotify  in the app click 5 starsSubscribing and liking on YoutubeThanks for your support.About Tier One PeopleFounded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.Tier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. If you are building a world-class Fintech venture and need help in hiring tier-one people contact usSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 121 of Fintech Chatter Podcast, Dexter Cousins chats to Dan Silver, COO and co-founder of Stake, a global gateway to investing and its culture. Stake was launched in July 2017 by Matt Leibowitz and Dan Silver with the ambition to open up Wall St to the world.Since launching, Stake has amassed over 450,000 customers across Australia, New Zealand, the UK and Brazil by spearheading commission-free brokerage.Stake now offers investors access to over 8,000 stocks across the US and ASX markets through a sophisticated and seamless platform.Stake has grown to 135 staff and is booking $20 million in revenue a year. Stake recently completed its $90 million Series A funding from Tiger Global and DST Global Partners.Dexter chats to Dan about his experience of giving up a corporate career and launching his own business. Dan shares his lessons on scaling, leadership, resilience, global expansion, bootstrapping and capital raising.Check out the Stake PlatformCheck out jobs at StakeA favour to askFintech Chatter is free of sponsors and will always be free content. If you appreciate the interviews please help us promote the show byTap "follow" on your podcast player and give a five-star review on Apple scroll to the bottom of the page (iphone or ipad only), hit 5 stars and write a review Spotify  in the app click 5 starsSubscribing and liking on YoutubeThanks for your support.About Tier One PeopleSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

We're kicking off our new weekly show - bringing you the latest Fintech Chatter News from Australia and Overseas. It's a different format with a new presenter, the show's producer Joanne Cousins, joining Dexter on the mic for the first time.Every Monday we'll cover investment at home and overseas, bringing you the latest people on the move and reporting on upcoming events in Fintech. We'll also be speaking to guests and sharing their wins.In this show, we are joined by Victor Zheng from MX51 as he shares the latest news on their series B $32.5m raise, We're also joined by Nick Nicolaides from Pearler talking about their latest raise. This week's events:Brett King book signingAus Defi Meet UpTickets to Intersekt If you have any news you want to share contact  joanne@tieronepeople.com and we'll do our best to try and feature you as a guest on the show. Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 120 of the Fintech Chatter podcast, Dexter Cousins is joined by Andrew Wong of Koba Insurance.Koba, a data-driven Australian car insurance company Koba's offers comprehensive car insurance at a flat (whilst parked) fee, with an add on cost per km's driven. So, if you work from home and your car is sitting in your garage then you simply don't pay any extra. With an ever-growing number of cars linked to smart technology, this offers a fairer pricing option for many customers. KOBA is led by an industry-leading insurance professionals team, not just a bunch of tech guys trying to solve insurance problems, they understand that technology gives them a competitive advantage.Andrew is a senior executive with a background in digital and commercial marketing strategy. He has worked on the digital launch of Consumer Packaged Goods (CPG) brands for corporate environments and start-ups in global markets incl. US, Singapore, Australia, New Zealand, China, and the UK.He is a performance-based marketeer with a dedication to gaining rapid and measurable ROI. He has successfully assembled high-performing teams and navigated through complicated landscapes and chaos to achieve a collective vision.Find out about Koba Insurance hereFind out about Andrew Wong hereA favour to askFintech Chatter is free of sponsors and will always be free content. If you appreciate the interviews please help us promote the show byHitting "follow" on your podcast player and leave a five-star review on Apple scroll to the bottom of the page (iphone or ipad only), hit 5 stars and write a review Spotify  in the app click 5 starsSubscribing and liking on YoutubeThanks for your support.About Tier One PeopleFounded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.Tier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. If you are building a world-class Fintech venture and need help in hiring tier-one people contact usSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 119 of Fintech Chatter, Dexter Cousins is joined by Dan Jovevski, CEO and founder of WeMoney.WeMoney is a social financial wellness platform aimed at helping people achieve their financial goals.Since starting in 2020 WeMoney has built a strong community of users and has more than 300,000 downloads. And in 2021 WeMoney won the coveted People's Choice Award for Emerging Fintech at the Finnies Awards. This week they announced a AU$7m capital raise to help scale the business and develop new products.Dan is a second-time founder, having founded, scaled and exited his first FinTech - SwitchMyLoan.com.au back in 2016.Dan shares some of his secrets on building a purpose/community-led Fintech. A little tip, it takes more than just a Discord group 😉Dexter asks Dan about the experience the second time around and what he has done differently. They also discuss a recent trip to the US and the key differences between launching a FIntech in Aus vs North America.A favour to askFintech Chatter is free of sponsors and will always be free content. If you appreciate the interviews please help us promote the show byHitting "follow" on your podcast player and leaving a five-star review on Apple or SpotifySubscribing and liking on YoutubeThanks for your support.About Tier One People.Founded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.Tier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. If you are building a world-class Fintech venture and need help in hiring tier-one people, you can reach us info@tieronepeople.comLinkedIn: https://www.linkedin.com/in/dextercousins/Twitter: https://twitter.com/dextercousins Website: https://tieronepeople.com Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In Episode 118 of Fintech Chatter Dexter Cousins is joined by Lisa Virgo, Chief People Officer at Tic:Toc Homeloans.Tic:Toc, is a platform Fintech company based in Adelaide, South Australia - with a growing presence in Sydney.  Founded in 2015, but launched to the public in July 2017, Tic:Toc offers automated digital home loans to consumers while selling its automation technology to other lending businesses. Lisa has been emersed in the journey of Tic:Toc from the early days, from a start-up with 9 employees to scaling the headcount of approximately 130 employees. Dexter talks to Lisa about the lessons they have learned along the way, including:- How P&C delivers the growth strategy for the CEO/Founder- The importance of values from day one- How Tic:Toc have managed remote working- Avoiding the growing pains- Setting principles around salaries and remuneration- Attracting great talent when you don't have much money or a recognised brand- Not using job descriptions- Getting rid of performance reviews- Overcoming talent shortages by identifying and developing people with potentialThere's some incredible advice in this podcast delivered in a very honest and candid way, which will hopefully resonate with many founders and Fintech leaders.A favour to askFintech Chatter is free of sponsors and will always be free content. If you appreciate the interviews please help us promote the show byHitting "follow" on your podcast player and leaving a five-star review on Apple or SpotifySubscribing and liking on YoutubeThanks for your support. About Tier One People.Founded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.Tier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. If you are building a world-class Fintech venture and need help in hiring tier-one people, you can reach us info@tieronepeople.comLinkedIn: https://www.linkedin.com/in/dextercousins/Twitter: https://twitter.com/dextercousins Website: https://tieronepeople.com Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In Episode 117 of Fintech Chatter podcast, Dexter Cousins is joined by Fintech Leader of the Year, Dom Pym.Dom is co-founder of Up and Ferocia and has made successful exits from Pin Payments and Nutmeg.Dexter first met Dom in 2018 as Up went into Beta phase - He made the bold claim back then that Dom was the Steve Jobs of Aussie Fintech.Since then Up has become a world-class digital bank and Dom has had a massive impact on Fintech Down Under. Ferocia was recently acquired by Bendigo Bank giving Dom and business partner Grant Thomas the dream exit. Dom still is very much involved in UP and he shares the latest product release into home loans.He recently announced his family office, Euphemia, which promises to support the next wave of startups. It’s a unique approach and one that puts people and values at the very core of the investment thesis.About Dom PymDom’s been involved in numerous start-ups and large-scale technology projects since the 1990's, in Australia and overseas. Dom sits on the board of directors at Fintech Australia, and the advisory Board at Bendigo Bank, and continues to work on Up (up.com.au, Australia’s most successful digital bank, highest rated bank, and most trusted bank). Up’s built to help #Upsiders spend wisely and save effortlessly.A favour to askFintech Chatter is free of sponsors and will always be free content. If you appreciate the work we do please help us promote the show by:Hitting "follow" on your podcast player and leave a five-star review on Apple or SpotifySubscribing and liking on YoutubeThanks for your support!About Tier One People.Founded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.Tier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. If you are building a world-class Fintech venture and need help in hiring tier-one people, you can reach us info@tieronepeople.comLinkedIn: https://www.linkedin.com/in/dextercousins/Twitter: https://twitter.com/dextercousins Website: https://tieronepeople.com Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In Ep116 of Fintech Chatter Podcast Dexter Cousins is joined by Leda Glyptis, Chief Client Officer for 10x Banking.In late 2019 Westpac and 10x announced a world first. One of the world's biggest banks partnering with a Fintech startup to build a Banking as a Service platform, so Westpac could partner with other Fintech startups.In another world first, Westpac announced Afterpay would become the first customer of the 10x BaaS partnership.Founded by banking legend Anthony Jenkins (previously global CEO of Barclays Bank) and based in London, 10x Banking has also partnered with JP Morgan Chase to launch a UK digital retail offering. Dexter and Leda talk about 10x Bankings plans for Australia and just how much the Australian Fintech scene has evolved since Leda's last visit to Australia for Sibos in 2018.About Leda.Leda is Chief Client Officer of 10x Banking. A former banker, technology executive and founding CEO of 11:FS Foundry, leading the growth of its modular core digital banking offering. Prior to that, Leda was Chief Innovation Officer at Qatar National Bank, the largest bank in the Middle East and North Africa, with responsibilities for employee-driven and market-led innovation strategy and execution. Prior to QNB, Leda was a Director at business and technology consulting firm Sapient, focusing on digital transformation and emerging technologies, and led EMEA innovation at BNY Mellon. Leda joined BNY Mellon from fintech start-up Great East London Software, where she served as Head of Services Development. Leda holds an MA from King’s College, Cambridge, and an MSc and PhD from the London School of Economics and Political Science. She has taught politics, global governance and management principles, while working in management roles across various industries. Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

In episode 115 of the Fintech Chatter podcast, Dexter Cousins is joined by Yish Koh, MD of Kit. Launched in Beta in May 2022, Kit is the latest venture from x15ventures, CommBank’s venture-scaling entity. Kit is an ‘earning and learning’ money app, that helps school-aged kids build financial capability through fun, evidence-based and experiential learning. Nifty nudges and kid-friendly explainers are delivered by Kit – a friendly, in-app sidekick, who helps make money, make sense.Prior to being MD of Kit, Yish Koh was Head of Portfolio at x15, responsible for new venture investment and building opportunities. Starting off her career in management consulting, she spent several years working in the NFP sector in early learning, disability services, and health insurance, prior to joining CBA.A favour to askFintech Chatter is free of sponsors and will always be free content. If you appreciate the interviews please help us promote the show byHitting "follow" on your podcast player and leaving a five-star review on Apple or SpotifySubscribing and liking on YoutubeThanks for your support!About Tier One People.Founded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.Tier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. If you are building a world-class Fintech venture and need help in hiring tier-one people, you can reach us info@tieronepeople.comLinkedIn: https://www.linkedin.com/in/dextercousins/Twitter: https://twitter.com/dextercousins Website: https://tieronepeople.comSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp