The Investor Lab

Have you ever heard about ‘Fractal Economics’? If not, now’s the perfect time to get started. Join us as we talk about what it is, how it can hugely benefit property investors, and its contribution to speeding up the window for cash flow and growth. We also cover why debt is actually an asset and other important related insights.   In this episode, we cover: Fractal economics as the universal law for powering portfolio growth [11:10] Understanding asset allocation [15:38] Fractals and what they have to do with property investing [20:02] The distinction between economics and fractal economics [23:12] Applying fractal economics to become self-similar at scale [24:29]  Speeding up the ‘time window’ for cash flow growth [31:27]  Why most people don’t use fractal economics [35:39] Different factors that contribute to faster growth & success [37:29] Debt is an asset, but you need a good mindset to manage it well [43:37] Closing thoughts on fractal economics [47:51] Links From The Show: Download the Fractal Economics graphic (LINK) Geek out on the fractal Mandelbrot Set (https://www.youtube.com/watch?v=ZQFwzyFsElA) Read ‘The Debt Millionaire’ by George Antone (https://www.amazon.com.au/Debt-Millionaire-people-never-wealth-ebook/dp/B01FTY5YSE) Read Chapter 5 of Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Join The Real Estate Entrepreneurs Handbook (Module 2) training (https://theinvestorlab.com.au/jointhecommunity/) Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)  If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.

Sometimes, all it takes to break free from your corporate job is to get inspired by someone who’s done it. Today, Henry Vila shares his 5-year property entrepreneurship story, the three key areas to help drive your learning journey, insights into building rooming houses as a strategy for better cashflow and growth, and heaps more. Whether you’re starting to invest or looking for advanced strategies, this episode is for you!   In this episode, we cover: Henry’s journey from Venezuela to Australia [07:30] Making the jump from being a ‘corporate slave’ to a property entrepreneur [11:37] How his self-belief and perception of risk affected the transition [17:37] The impact of Tony Robbins’ business mastery events [23:40] The 3 key areas to drive your learning journey [28:24] Rooming houses is not for beginners in property investing [32:43] The move from simply buying houses to property development [36:29] The benefits of rooming houses [39:25] Financing and classification of rooming houses [41:24] Yields you can expect from rooming houses [48:14]  Why building rooming houses isn’t as popular as you’d expect [49:37]    About Henry Henry Vila is the Managing Director of property developer, Stone Horizon. His personal and entrepreneurial journey is an inspiration to others ready to make the change. A proponent of building rooming houses, Henry seeks to teach more people about this advanced strategy to enable them to keep chasing their freedom.   Visit Stone Horizon (http://www.stonehorizon.com.au/)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)  If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.

Discipline is key to getting anything you want in life. Find out how to think and make better decisions as we talk about the different levels of discipline, how to apply it to real estate investing, how desire can inspire or corrupt discipline, and tactics to achieve the outcome you want. Start working on a disciplined life by tuning in to today’s episode!   In this episode, we cover: Why do we need to talk about discipline? [06:34] The role of discipline in life and success [08:14] Your environment affects how you develop discipline [12:08] Discipline is the highest of all values [15:52] Reach success by having the discipline to commit to what you’re doing [17:09] What discipline is and what it isn’t [21:57]  Discipline affects all facets of your life [25:35] Applying discipline in property investing [30:33] External accountability can be both good and bad [36:50]  Your discipline needs to be attached to the right desire [39:00] Discipline without purpose doesn’t serve a function [43:31] The simple reason 90% of property investors fail [46:55] Tactics for cultivating the practice of discipline [48:51] Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall) If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.

What if you could own bits and pieces of real estate, rather than the whole thing? What if you could use those bits to diversify your portfolio to achieve better results, whilst securing it against bricks and mortar? Well, you can. Today, Bricklet’s CEO, Darren Younger, shares everything about Bricklets, its contribution to opening more investment opportunities, its long-term viability, and more.   In this episode, we cover: What is a Bricklet and how do you own one? [05:36] The background and fuel that sparked the idea of fragmented properties [06:46] How Bricklet works and its advantage over fractional investing [10:57] Investing opportunities through Brickletized properties [15:34] Earn money by selling a Bricklet of your home [17:30] Brickletizing bigger and commercial properties [18:51] Take inspiration from innovation [24:45] Is there a downside to buying Bricklets? [26:06] Why Bricklets could be priced differently from property values [28:09] The disparity between true value and property values of Bricklets [30:07]  Bricklets open the door for investing in million-dollar commercial assets [32:40]  Capturing property history through Blockchain technology [34:20] The long-term viability of the buying and selling of Bricklets [37:17] Improving credibility to attract more investors [38:15] Links from the Show: The Road Less Stupid by Keith Cunningham (https://www.amazon.com/Road-Less-Stupid-Keith-Cunningham/dp/0984659269) For property ownership in affordable fragments, check out Bricklet (https://bricklet.com.au/)  About Darren Darren Younger is the CEO of Bricklet, a disruptive property tech innovation company in Australia. He’s in charge of launching their platform so more Australians can enjoy the opportunities to invest in property and diversify their property investments. Bricklet allows people to own portions of a title by breaking up a property into smaller parts. Their idea changes the way people think about property investing and opens the possibility for more people to invest.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)    If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.

A lot of people have probably never heard of psychographics and how it works hand-in-hand with demographics to go beyond the numbers, to paint a picture of WHY things and people move the way they do.  We take a look at what psychographics is, why it’s useful, and how you can leverage Psychographics to identify strong locations to invest, make your tenants happier and turn you into a better decision-maker.  See you on the inside!   In this episode, we cover: The etymology of demography & psychography and their differences [07:07] Emotions, not statistics, drive human behaviour [10:06] Is Psychographics more important than Demographics? [13:38] Gentrification contributes more to property price growth [17:11] A healthy economy is dictated by the speed money moves around [22:47] Mindset (confidence) dictates the health of the national economy [26:38] Look at both statistics and how people feel [29:52]  Gauge how people want to live [34:53] Pay attention to what people want - they’re not just statistics [40:43]  Find out the “why” when people move to an area [44:03] Language in the media drives sentiment [47:09] Psychographics is a marketing skill [51:43]   Links from the Show: Trading Economics Consumer Confidence (https://tradingeconomics.com/australia/consumer-confidence) Trading Economics Business Confidence (https://tradingeconomics.com/australia/business-confidence) Trading Economics Unemployment Rate (https://tradingeconomics.com/australia/unemployment-rate) Google Alerts (https://www.google.com.au/alerts)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)  If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.

The phrase “making money” often gets a bad rap for its unethical connotation. Today, we’re looking at it in a positive light. Join our conversation with Caspar Roxburgh, author of the Binge Thinking Podcast. Full of tips on having a good mindset on life, advice on earning & spending ethically as millennials, and acting on your goals, this episode is not one to miss. Tune in and get the advice you need to start living better.   In this episode, we cover: Approaching the dichotomy of age and time (without knowing the future) [07:30] Fear leads to avoidance of long-term thinking [11:52] Get real to combat the negative narrative we’ve been conditioned to believe [14:35] You can make money ethically [18:02] Recognise the game you’re living in [23:05] Being ethical isn’t about giving away all your money [23:39] Making the decision to invest and work with buyer agents [25:24] Measuring success and thinking long-term [30:26] Climate change as a key factor in finding the right property [32:55] Tips to develop your mindset and stay consistent [35:26] Develop a conscious, aware, self-examined life [38:23] Finding inspiration in family, work, and philosophy [40:47] Acting on your goals & vision as the endpoint of property investing [42:18]   Links from the show: Good to Great by Jim Collins (https://www.jimcollins.com/article_topics/articles/good-to-great.html)   About Our Guest: Caspar Roxburgh is a scientist, researcher, app developer, storyteller, podcast author, and world music DJ. A deep thinker, Caspar possesses a unique perspective on millennial psychology based on what he does and what he’s been doing the past few years. He is currently a Research & Storytelling Director, which involves designing, managing, and reporting on scientific research for governments, NGOs and the private industry. He also works on producing photography, prose, film, audio and overarching communications strategies for programs that are changing the world.   You can reach out to Caspar on the Binge Thinking Podcast or on Facebook, Twitter, and Instagram.  Listen to their latest episode featuring TIL’s co-host, Gabi Billing (https://bingethinkingpodcast.com/episodes/61-property-investment) Listen to one of their first episodes with Goose McGrath about music festivals (https://bingethinkingpodcast.com/episodes/2017/4/4/episode-7-goose-mcgrath) Connect With Us: The Investor Lab Website (https://theinvestorlab.com.au)  The Investor Lab on Facebook (https://www.facebook.com/groups/theinvestorlab/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property (https://www.renegadespropertybook.com) If you need help, hit us up at Dashdot Buyers Agents (https://dashdot.info/application)    If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.

Vacancy rates matter in property investing, but it’s often overlooked and undervalued. Join us today as we engage in a scintillating conversation on vacancy rates. We go through buyer psychology, future growth indicators, the impact of the Coronavirus, and more. How well do you understand this misunderstood metric? Tune in to learn more.   In this episode, we cover: The disparity in vacancy rates tell us about supply and demand  [07:40] A 3% vacancy rate is good, but 1% is a crisis [10:09] Vacancy rates determine whether it’s a landlord’s or renter’s market [14:06] Population is not the sole factor affecting demand [18:21] Lower returns lead to property devaluation [24:52] Banks class areas based on their risk profile [27:37]  Vacancy rates as an indicator of capital growth [29:42] Indicators to look for that shows supply is reaching an equilibrium [36:46] The role of the government in managing vacancy rates [41:14] Psychographics: People’s desire dictate where they spend [48:16] Invest in an area based on what it is becoming [50:26] Increase your value proposition to retain customers [51:10] snippet Tenant retention is a good selling point [57:38] Periods of vacancy is part of the long-term game [1:00:26]   Links from the Show SQM Research on Vacancies (sqmresearch.com.au/vacancy)   Connect With Us: The Investor Lab Website (https://theinvestorlab.com.au)  The Investor Lab on Facebook (https://www.facebook.com/groups/theinvestorlab/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property (https://www.renegadespropertybook.com) If you need help, hit us up at Dashdot Buyers Agents (https://dashdot.info/application)  If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.

Real estate investing goes beyond borders. For today’s episode, we’re going to look at the New Zealand property market. Together with Hadley Nightingale, we go over location selection, building a team, strategies that work wherever you are, and plenty more. Investing in New Zealand could be your next property deal. Find out more by tuning in!   In this episode, we cover: Maize farming and his real estate journey [06:54] Going back to real estate after attending a Robert Kiyosaki event [18:43] Leaving the ‘Drama Triangle’ to show up and do the work [21:08] Turning a mouldy house into a rent-by-room goldmine [23:33] The advantage of getting unemotional, objective opinions [28:59] Shifting from apartment blocks to investing in duplexes [30:12] Why he focuses on cash flow and not growth [32:16] Purchasing properties they can add value to [34:20] No expected property boom despite removal of loan to value restrictions [35:24] There are buying opportunities but the economy is uncertain [38:08] Advice for people looking to buy properties right now [39:25] Three reasons Australians invest in New Zealand [40:25] Comparing NZ and AU: net cash flow and property management rates [42:07] Preparing for the global demand for chicken [45:32] Always work with the right team and get solid advice [47:07] snippet   Links from the show: The Drama Triangle (https://karpmandramatriangle.com/dt_article_only.html)   About Our Guest: Hadley Nightingale is a specialist property buyer from New Zealand. He has worked in the agriculture industry and spent 8 years working in the transport and mining industries in Australia before moving back to New Zealand.    You can contact Hadley on Facebook. Email Hadley at hadley@newzealandpropertybuyers.com   Connect With Us: The Investor Lab Website (https://theinvestorlab.com.au)  The Investor Lab on Facebook (https://www.facebook.com/groups/theinvestorlab/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property (https://www.renegadespropertybook.com) If you need help, hit us up at Dashdot Buyers Agents (https://dashdot.info/application)    If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.

Overlooking something simple could lead to you making irreparable mistakes to your portfolio and real estate journey. In this episode, we talk about reverse engineering your financial goals. We dig into the strategies you need to deploy, the 4 framework points for defining your goal, what levers to pull, and other neat tips. Start thinking differently and operate more powerfully. Tune in now!   In this episode, we cover: The 4 key parts to reverse engineering your financial freedom [04:53] Start with the end in mind [05:40] The ‘Financially Independent Retire Early’ (F.I.R.E.) Movement [07:20]  Defining your bare minimum (freedom versus luxury) [09:50] Think of what your future self wants and superimpose into the future [11:23] Real estate is still a safer choice for the long-run [12:52] Aim for cash flow growth [13:52] Trick to computing how many properties to buy [17:00] The Apex Regression: What other levers can you pull? [19:09] Maximizing the yield on your portfolio [21:22] Optimization leads to getting more with less [23:44] Create the right ecosystem to get the right results [24:47] The point is to understand what you’re trying to achieve [26:30]   Connect With Us: The Investor Lab Website (https://theinvestorlab.com.au)  The Investor Lab on Facebook (https://www.facebook.com/groups/theinvestorlab/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property (https://www.renegadespropertybook.com) If you need help, hit us up at Dashdot Buyers Agents (https://dashdot.info/application)  If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.

Real estate goes through cycles. When you’re in the industry, you should be here for the long term. Wiseberry Heritage’s Darin Butcher is with us today for a conversation on life as a sales agent, practicing high performance leadership, setting 25-year goal plans and so much more. Get inspired to keep moving forward in your real estate journey as you learn from this impactful episode.   In this episode, we cover: Leadership affects how great your people will (and can) be [10:44] The start of Darin’s real estate journey & portfolio [13:48] Changing to a positive cash flow strategy [17:15]  Growing and mentoring others to become leaders [21:01] Biggest lessons on leadership and running a business [24:31] Stay ahead of the game by investing in personal development [25:45] High-performance tips & the 25-year plan [26:38] Avoid trial and error and get a mentor [28:48] Navigating the real estate market at present times [31:43] Buy the value proposition that’s in line with your strategy [38:04] The Central Coast market after the Coronavirus [39:43] Stamp duty and New South Wales property prices [44:12] Make ‘true money’ by looking long-term [46:04] Take the opportunity when you see it [50:12]   Links from the show: Black Belt of The Mind by Dr. Fred Grosse (https://www.drfredgrosse.com/shop/)    About Our Guest: Darin Butcher is from Wiseberry Heritage, a real estate agency on the Central Coast of New South Wales in Australia. He is a sought-after real estate professional in the country as well as an entrepreneur, investor, and developer. You can contact Darin at his mobile number 414-920-949 or on his Facebook. Wiseberry Heritage Real Estate (https://wiseberry.com.au/)   Connect With Us: The Investor Lab Website (https://theinvestorlab.com.au)  The Investor Lab on Facebook (https://www.facebook.com/groups/theinvestorlab/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property (https://www.renegadespropertybook.com) If you need help, hit us up at Dashdot Buyers Agents (https://dashdot.info/application)    If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!See omnystudio.com/listener for privacy information.