WealthTalk - money, wealth and personal finance.

Is it harder for women to achieve success in business compared to their male counterparts? We hear from three successful female entrepreneurs who haven’t let anything get in their way from building wealth through the business pillar. Kevin and Christian offer their thoughts on some of the important aspects raised by each of our inspirational guests - including why it’s so important to understand the lifetime value of a customer as well as generating recurring income in your business. Featured Guests: Charlotte Pearce, Founder of Inkpact | Sarah Walker, CEO of Easy Rent Now Ltd | Julianne Ponan, Founder of Creative Nature Resources Mentioned In This Episode:https://inkpact.com/ - deliver handwritten personalised notes and gifts to the people who make your business greathttps://www.easyrentnow.co.uk/ - Social Enterprise Company that provides good quality shared homes at fair rents. https://www.creativenaturesuperfoods.co.uk/ - a range of healthy snack bars that have won more great taste gold stars than any other cold-pressed range in history!Use discount code ‘GNAWBLES10’ to use on any of their new Gnawbles products here: https://www.creativenaturesuperfoods.co.uk/product-category/type/gnawbles/ Find Out More About The WealthBuilders Academy. A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

How do you feel about the current performance of your pension? Frustrated, worried and fearful of what life might be like for you in retirement? In this episode of WealthTalk hosts Kevin Whelan & Christian Rodwell replay a webinar which they recently hosted which received a huge response, titled ‘3 Ways To Instantly Make Your Pension Work Harder For You’. You’ll learn 3 ways you can instantly reduce the costs and maximise your current pensions earning ability by following what we’ve called the ‘Pension CPR’.Resources Mentioned In This Episode:Watch the Webinar Replay - 3 Ways to Instantly Make Your Pension Work Harder For You-Find Out More About The WealthBuilders Academy-Register for Free Access to the WealthBuilders Membership Site-Please Leave Us A Review If you have been enjoying listening to WealthTalk

Whether you’re male or female, the WealthBuilding principles don’t change. Even though our society is making enormous strides in equality, statistically women are financially worse off than men in many aspects of their wealth. It’s reported that by the time an average woman reaches her 60’s the size of her pension pot is a third the size of an average man’s, and for 1.2 million women in their 50’s, they have no retirement provisions at all. In this week’s episode, Kevin Whelan & Christian Rodwell discuss the topic of Women in Business.Resources Mentioned In This Episode:WT17: Do You Have A Lost Pension?Wealth Dynamics Test - What Entrepreneur Profile Are You?Application for a State Pension Statement [BR19 Form]Sources of statistics referred to in this episode:https://www.prowess.org.uk/facts/https://www.thisismoney.co.uk/money/pensions/article-7551755/The-warning-shows-women-start-saving.htmlhttps://www.thisismoney.co.uk/money/markets/article-7298209/The-male-female-divide-UKs-100-leading-firms.htmlhttps://www.independent.co.uk/voices/gender-equality-pay-gap-research-lean-in-sheryl-sandberg-a9172351.html-Find Out More About The WealthBuilders Academy-Register for Free Access to the WealthBuilders Membership Site-Please Leave Us A Review If you have been enjoying listening to WealthTalk

Today we’re revisiting a topic that we covered back in Episode 11, which is Leverage. Leverage is a key aspect of wealth. One of the common reasons that holds people back from building wealth is overwhelm. Too much information. In today’s episode Kevin and Christian recap the five points of leverage and encourage you to choose one, take some form of action, put the wheels in motion... and get going.WT004: How To Uncover Hidden Money In Your Life Using D.E.B.I.T.SWT011: Creating Leverage Using F.I.R.S.TTake The Wealth Dynamics TestWT017: Do you have a lost pension? Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

The whole idea of legacy is not just to protect money. It's to transfer wisdom, and transfer good practices and principles to the next generation so that they don't just get the money, they get the wisdom as well. And that's really quite critical in the WealthBuilding process that we teach - in fact it’s point number seven in our own values in the Declaration of Financial Independence. In today’s episode you’ll hear how ‘leaving a legacy’ is the most common reason why our members wish to create wealth, and why it’s such a powerful motive that can make someone unstoppable. The challenge for many, however, is that whilst they may have good intentions, their execution and lack of a solid plan lets them down.Resources Mentioned In This Episode:WT003: The 5 Levels of Wealth and Knowing Your Reason WhyWT006: Using Wealth Dynamics To Find Your Personal FlowWT008: Protecting Your Assets [The Roof]Free Download: Save A FortuneFast: 12 Secrets to eliminate your mortgage, credit cards and loans [eBook] Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Featured Guest: Shaz Nawaz - AA Accountants. Tax is the overlay to every single asset. So whatever asset you decide to invest in, there's going to be a different tax treatment. In today’s episode we’re focusing on Pillar 4 - Property, and we are delighted to welcome property tax expert Shaz Nawaz to share his vast knowledge around common tax mitigating strategies that any investor should be aware of. Shaz will be covering reliefs and exemptions, capital allowances, personal tax strategy as well as when you should and not consider incorporating your properties. We all have an obligation to pay our taxes, however, if you can minimize those, and feel comfortable with retaining as much profit and income as possible, then this is going to help you to build your wealth. Resources Mentioned In This Episode:WT23: Using Trusts To Protect Your Assets Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

 What are the advantages and disadvantages of investing in commercial property over residential? There are certainly different, more sophisticated rules, and some of the advantages include greater tax allowances, and the ability to invest using your pension [SSAS]. In fact, you’ll learn how commercial property really lends itself to working well with both the pension and business pillars. You’ll hear from three members of the WealthBuilders Community who share their insights into different types of commercial property investing opportunities that are available, including commercial to residential, mixed use properties, office space and the industrial sector. Is investing in commercial property more risky than residential? Listen to find out! Show contributors - Suzie Carter, Dan Taylor, Mark Stokes.Resources Mentioned in this Episodehttps://www.amazon.co.uk/Commercial-Residential-Conversions-essential-developers/dp/152722788X Find Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

What is serviced accommodation, and what are the pros and cons of this property investing strategy? Instead of renting a property in the traditional sense for a number of years, this strategy focuses on short term lets - taking a property and treating it more like a guest house or hotel. In recent years companies such as Airbnb have completely revolutionsed this market, and in doing so, have created new opportunities for property owners to leverage their existing assets to achieve higher cash flow. You’ll hear from four members of the WealthBuilders Community who share their experiences, along with a whole host of things you have to learn about - not just delivering the service, but how do you get the customers in the first place? What's your tenant type? Are you catering for corporate customers, or leisure, or both? Where's the location? Is there a demand for people who would want to rent for short term? Show contributors - Ian McBain, Ian Morton, Adrian Taylor, Lee Pemberton.Resources Mentioned In This Episode:https://www.airbnb.co.ukhttps://www.booking.comhttps://www.expedia.co.uk/ Find Out More About The WealthBuilders Academy. A step by step process to help you create, build and protect your wealth. https://www.wealthbuilders.co.uk/academy Register for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membership If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

What is an HMO, and what are the pros and cons of this property investing strategy? Instead of renting a property on an Assured Shorthold Tenancy (AST) to a single family, a way to leverage the capacity within that property is to rent the individual rooms to unconnected tenants - generating increased revenue and cash flow for the property owner. You’ll hear from four members of the WealthBuilders community who are each focusing on different market sectors, and discover how they are delivering value for their tenants and customers using the HMO strategy. You’ll also hear why ‘not having enough money’ is not a reason to delay getting started! Show contributors - Kevin McDonnell, Andy Bedwell, Chris Paton, Kevin Kinsella.Resources Mentioned In This Episode:No Money Down Property Investing - Kevin McDonnell [Book]Houses of Multiple Occupation Guidelines - Gov.ukFind Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academyRegister for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membershipIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Simon Zutshi has been investing in UK property for over 20 years. In 2003 Simon hosted his first network meeting for property investors, establishing the Property Investors Network (PIN) - which today boasts 50 meetings across the UK every month, making it the UK’s biggest training and networking organisation. In today’s episode recorded live in London, we hear from Simon on his views of the current UK Property market, and whether the uncertainty that surrounds the future of the country presents a reason to be cautious, or huge opportunities. Show contributors - Simon Zutshi.Resources Mentioned In This Episode:Register to attend your local PIN networking event for FREE[CLICK HERE] to select your nearest location, and enter voucher code ‘wealthbuilders’ when selecting your booking/payment method]Property Magic by Simon Zutshi [Book]Take the Wealth Dynamics TestFind Out More About The WealthBuilders AcademyA step by step process to help you create, build and protect your wealth.https://www.wealthbuilders.co.uk/academyRegister for Free Access to the WealthBuilders Membership Sitehttps://www.wealthbuilders.co.uk/membershipIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!