David C Barnett Small Business and Deal Making M&A SMB

Customer Concentration Risk ***New Video Alert! I’ve been making YouTube videos for 11 years and this is the first one about customer concentration?? Today, we fix that and look at this from all points of view. Sellers Buyers Bankers Check it out in this week’s new video: https://youtu.be/1t-MdRHTijQ Cheers See you over on YouTube David C Barnett #smallbusiness #mergersandacquisitions #M&A #CustomerConcentration #BusinessAcquisition #BusinessValuation #ExitStrategy #DealStructuring #SmallBusinessRisks #EntrepreneurshipTips #BusinessBuyerAdvantage #SmallBusiness #Entrepreneurship #BusinessGrowth #BusinessStrategy #FinancialFreedom #BusinessPodcast #BusinessCoaching #StartupTips *** 0:00 Intro 01:15 What Is Customer Concentration Risk? 03:40 Why Customer Concentration Matters in Small Business 06:10 Buyer’s Perspective | Risks of Losing a Major Customer 09:05 Seller’s Perspective | Why Many Owners Overlook the Risk 12:30 Lender’s Perspective | SBA Rules & Financing Challenges 15:20 Real-World Examples of Customer Concentration Problems 19:45 Deal Structures Buyers Use to Manage Concentration Risk 23:50 Strategies for Sellers | Reducing Concentration Before Exit 27:15 Industry Concentration vs. Customer Concentration 30:40 Switching Costs & Customer Stickiness Explained 34:20 What If a Business Has Only One Customer? 37:50 How Customer Concentration Affects Business Valuation 41:30 Risk Mitigation | Earnouts, Seller Financing & Holdbacks 45:00 Long-Term Solutions for Buyers and Sellers 48:10 Final Thoughts | Why Diversification Protects Business Value 49:30 Resources for Buyers & Sellers | BusinessBuyerAdvantage.com **** - Join David's email list so you never miss any new videos or important information or insights, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com - Get better organized in your business, https://www.EasySmallBizSystems.com - Learn to make better cash flow forecasts and write incredibly effective business plans from scratch!, https://www.BizPlanSchool.com - Learn to build an equity asset with insurance! visit https://www.NewBankingSolution.com -Did you sign up for an expensive Merchant Cash Advance for your business and now struggle to make the payments? Find out how you can negotiate your way out at https://www.EndMyMCA.com

Live Trademarks, Patents and Franchise Investing New Livestream guest- Jeff Holman I’m happy to have Jeff Holaman join me on a live broadcast. Jeff has 20+ years of experience solving complex business and legal problems for entrepreneurs and companies in growth phases. Tune in and we'll be discussing having your very own attorney on staff! Well, part of one anyways. We’ll also be talking about patents, trademarks and the effects of tariffs on e-commerce businesses. This is a ‘must see event’ for Franchise Investors & Operators, Entrepreneurs. Find Jeff on LinkedIn: https://www.linkedin.com/in/holman/ Jeff's website: https://www.linkedin.com/in/holman/ You may also enjoy this video I did about IP and Brand value in small business: https://youtu.be/0CcQV2yiycI

This discussion illuminates the crucial concepts of depreciation and capital expenditures in business transactions. Misinterpretations can lead to costly pricing mistakes for buyers and sellers. The conversation emphasizes the significance of understanding replacement costs over mere financial metrics. Listeners also gain insight into how these elements impact business valuation, particularly in small enterprises. It's a solid reminder that clarity is key to successful deal-making!

Soothe growing pains with a fractional COO New Livestream guest- Ashish Gupta I’m happy to have Ashish join me on a live broadcast. He’s got operational experience in making things go smoothly across a great array of business sizes and types. Tune in and as we’ll be discussing how a growing business can take advantage of a fractional Chief Operating Officer while controlling costs vs. having a full time expert on staff. This is a ‘must see event’ for anyone growing quickly in their business or who knows they suffer from bottlenecks and clients who regularly ‘slip through the cracks’ of how you would like them to be served. Be sure to join live so that you can ask questions, replay will be available. Set yourself a reminder on YouTube here: https://youtube.com/live/I9HhK21cdr0 We’ll be going live September 08, 2025 1 PM Atlantic Time and 12 Noon Eastern Time See you there! David C Barnett **** - Join David's email list so you never miss any new videos or important information or insights, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com - Get better organized in your business, https://www.EasySmallBizSystems.com - Learn to make better cash flow forecasts and write incredibly effective business plans from scratch!, https://www.BizPlanSchool.com - Learn to build an equity asset with insurance! visit https://www.NewBankingSolution.com -Did you sign up for an expensive Merchant Cash Advance for your business and now struggle to make the payments? Find out how you can negotiate your way out at https://www.EndMyMCA.com

**** - Join David's email list so you never miss any new videos or important information or insights, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com - Get better organized in your business, https://www.EasySmallBizSystems.com - Learn to make better cash flow forecasts and write incredibly effective business plans from scratch!, https://www.BizPlanSchool.com - Learn to build an equity asset with insurance! visit https://www.NewBankingSolution.com -Did you sign up for an expensive Merchant Cash Advance for your business and now struggle to make the payments? Find out how you can negotiate your way out at https://www.EndMyMCA.com

***New Video Alert! Confused by some of the terms you come across? This week, I run down a list of the top 10 SMB deal making terms you need to understand to avoid bad deals. Even if you believe you’re experienced, you may learn a thing or two in this week’s video: https://youtu.be/xVU_HofGDys Cheers See you over on YouTube David C Barnett #businessbroker #bizbroker #businessbrokers #smallbusiness #mergersandacquisitions #smallbiz #buyabusiness #sellabusiness #M&A #terms #definition

Bouncing back from adversity and dealing with haters. New Livestream guest- Marc Mawhinney I’m happy to have Marc join me on a live broadcast. Marc has been up and down in the world of business. He’s started, built and crashed more than one business until eventually finding success. Tune in and as we’ll be discussing bouncing back from adversity and dealing with haters. This is a ‘must see event’ for anyone who is thinking of getting into business and is paralyzed by ‘worst case’ scenarios running in their head. Be sure to join live so that you can ask questions, replay will be available. We’ll be going live Monday August 25, 2025 at 1:00 PM Atlantic Time and 12 Noon Eastern Time. See you there! David C Barnett **** - Join David's email list so you never miss any new videos or important information or insights, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com - Get better organized in your business, https://www.EasySmallBizSystems.com - Learn to make better cash flow forecasts and write incredibly effective business plans from scratch!, https://www.BizPlanSchool.com - Learn to build an equity asset with insurance! visit https://www.NewBankingSolution.com -Did you sign up for an expensive Merchant Cash Advance for your business and now struggle to make the payments? Find out how you can negotiate your way out at https://www.EndMyMCA.com

**** - Join David's email list so you never miss any new videos or important information or insights, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com - Get better organized in your business, https://www.EasySmallBizSystems.com - Learn to make better cash flow forecasts and write incredibly effective business plans from scratch!, https://www.BizPlanSchool.com - Learn to build an equity asset with insurance! visit https://www.NewBankingSolution.com -Did you sign up for an expensive Merchant Cash Advance for your business and now struggle to make the payments? Find out how you can negotiate your way out at https://www.EndMyMCA.com

BBA_Online Training v4_0 Launch by David C Barnett

How to turn your business into a resilient fortress to protect you and your family from your mortal enemies. New Livestream guest- Mark Willis I’m happy to have my friend and show sponsor Mark Willis join me on a live broadcast. As you know, Mark is a certified in financial planning and works with business owners all around the US. Tune in and as we’ll be discussing how to make any small business stronger and more resilient and how being a business owner makes financial planning different than the advice given out to employees. Mark and I just finished writing a book together and we’ll be discussing the covered topics in this broadcast. This is a ‘must see event’ for anyone who owns a business or will one day. Learn what you’ll find inside our new book, The Business Fortress. Available now on Amazon. Find the new book at https://www.DCBBookList.com Find other conversations I've had with Mark at https://www.NewBankingSolution.com ** **** - Join David's email list so you never miss any new videos or important information or insights, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com - Get better organized in your business, https://www.EasySmallBizSystems.com - Learn to make better cash flow forecasts and write incredibly effective business plans from scratch!, https://www.BizPlanSchool.com - Learn to build an equity asset with insurance! visit https://www.NewBankingSolution.com -Did you sign up for an expensive Merchant Cash Advance for your business and now struggle to make the payments? Find out how you can negotiate your way out at https://www.EndMyMCA.com