My Worst Investment Ever Podcast

BIO: Bryan Clayton is CEO and co-founder of GreenPal, an online marketplace that connects homeowners with local lawn care professionals.STORY: Bryan learned about Bitcoin from an employee who claimed to be a miner. He invested $10,000 without further research. Their Bitcoin wallet was hacked six months later, and he lost his entire investment.LEARNING: Don’t do anything unless your whole heart and soul are in it. Understand all the risks you’re exposed to before getting into something new. “There is no one move on the chessboard that wins the game. There are no shortcuts; it’s always a build-up to the win.”Bryan Clayton Guest profileBryan Clayton is CEO and co-founder of GreenPal, an online marketplace that connects homeowners with local lawn care professionals. Before starting GreenPal, Bryan founded Peachtree Inc., one of the largest landscaping companies in Tennessee, and sold it in 2013. Bryan’s interest and expertise are related to entrepreneurship, small business growth, marketing, and bootstrapping businesses from zero revenue to profitability and exit.Worst investment everIn 2012, Bryan got to know about Bitcoin through one of his employees, a Bitcoin miner. The employee explained to Bryan the theory of Bitcoin and what it was. Bryan thought cryptocurrencies were pretty cool, and he was interested in investing in this invisible money.Bryan invested about $10,000 into Bitcoin. Six months later, his employee was in panic mode. Bryan learned that their Bitcoin wallet had been hacked and all their Bitcoin stolen. So, Bryan’s $10,000 went to zero just like that.Lessons learnedDon’t do anything unless your whole heart and soul are in it.You have to get into the game to understand and learn how to mitigate risks.Andrew’s takeawaysIf there were a fast way of getting rich, everyone would do it.New equals risk, so understand all the risks you’re exposed to.Actionable adviceDedicate time to work on yourself while you’re working on and in the business of investing.No. 1 goal for the next 12 monthsFor the next 12 months, Bryan’s goal is to achieve 50% business growth.Parting words “Don’t let risk scare you to stay on the sidelines. Get in the game because only when you’re in the game can you win.”Bryan Clayton [spp-transcript] Connect with Bryan ClaytonLinkedInTwitterInstagramWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Puja Talesara Bhandari is an internationally certified Life and Executive coach recognized globally for her out-of-the-box thinking and result-based approach.STORY: Puja put her heart and soul for six months, only for it to be scrapped just 14 hours before its launch. She wasted another two months following up on why the project was canceled instead of moving on to other active projects.LEARNING: You need to know when to stop trying. Always have your primary goal, but don’t lose sight of other goals. “Time is money; invest it well.”Puja Talesara Bhandari Guest profilePuja Talesara Bhandari is an internationally certified Life and Executive coach, recognized globally for her out-of-the-box thinking and result-based approach. She has been recognized for her leadership roles and was conferred as one of the influential women in the millennial space. She was nominated six times as one of LinkedIn’s Wonder Women.Puja Talesara Bhandari firmly believes inward excellence leads to outward excellence. She has her roots in Human resources. She was the youngest leader in the strategic role. She has worked with revered organizations globally. Her personal and professional piqued her interest in coaching. She is being mentored by John Mattone, ex-coach of Steve jobs.She is on a mission to create communities of inspiring courageous and authentic leaders across age span and geographies. Her forte is Personal leadership. She fulfills her purpose through her initiatives catering to gen z, millennial leaders, Entrepreneurs, educators, and entrepreneurs.She has been recognized globally for her work on revered platforms.Few to mention Millennial leaders, 51 influential women, and sculptors. Her life trajectory published in Stories of Asia was amongst the top 5 stories which resonated with different age groups. She is recognized on LinkedIn for her contribution.She has coached 500 + in 12 + geographies. Her journey from a small town from a non-English speaking family to being the first professional in the family, later a global speaker and coach, is a reflection of personal leadership.Worst investment everPuja put her heart and soul into a project assigned to her for six months. Three days before the project’s launch, she called the organization’s executive, inquiring about any pending issues. The executive said she’d get back to her, but she never did.Precisely 14 hours before the launch, Puja was still following up with the executive when she learned that the project had been scrapped. She was so disappointed considering all the work she’d put in, and she didn’t want to accept that it was over. Puja spent another two months following up with the management team on why the project had been scrapped.Lessons learnedYou need to know when to stop trying.Always have your primary goal, but don’t lose sight of other goals.Andrew’s takeawaysTrust is the glue of any business.Actionable adviceStop, scan what’s working and what’s not, create an action plan, and then scale up from that plan of action.No. 1 goal for the next 12 monthsPuja’s goal for the next 12 months is to create communities of inspiring, authentic, courageous leaders across the globe.Parting words “While we are always focusing on changing the environment and the things around us, the real transformation starts within us.”Puja Talesara Bhandari [spp-transcript] Connect with Puja Talesara BhandariLinkedInFacebookTwitterAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Dr. Harish Pant brings thirty-eight years of global and Indian experience spanning aerospace and defense, aviation, automotive, steel, engineering plastics, lightweighting and composites, industrial design, engineering services, and infra-trade.STORY: Harish was a rising star, excelling in his profession and the youngest department head. Out of nowhere, a senior person was transferred to his department and became the new head. Harish was made the assistant department head. He didn’t understand why this happened and wasted a whole year trying to prove himself.LEARNING: You’ve got to know when something is not worth your time, energy, and attention and, therefore, walk away. “Attention investment is the most fundamental thing a person can do to bring their awareness alive.”Dr. Harish Pant Guest profileDr. Harish Pant brings thirty-eight years of global and Indian experience spanning aerospace and defense, aviation, automotive, steel, engineering plastics, lightweighting and composites, industrial design, engineering services, and infra-trade.He is a contemporary thought leader with the dexterity of technologies (Blockchain, Artificial Intelligence, and IoT) and has worked with numerous global companies.Harish has also created a platform: Utkarsh - Uttarakhand Youth Development, and he’s working towards the development of youth in the state.Worst investment everAbout 25 years ago, Harish was department head for a while when he learned that a senior-level person who had joined the company a month back had been transferred to his department. He was now the department head, and Harish was pushed to position number two. This happened when he was a rising star and the youngest of the department heads. So this demotion came as a shocker to him.Harish tried to find out from management why he’d been demoted, and they told him that it was just temporary and he’d be well taken care of. But he was not convinced. He tried everything he could to convince management that he was the right candidate for the job. This went on for months. Harish placed his entire focus on trying to prove himself. He stayed at the company even when he knew he should leave.Eventually, Harish quit when he got another opportunity, but he feels the time he put his attention to proving his worth was his worst investment ever.Lessons learnedThings will be beyond your control during your career, and that’s ok.Andrew’s takeawaysYou’ve got to know when something is not worth your time, energy, and attention and, therefore, walk away.Actionable adviceAnalyze the whole situation and ask yourself if it’s workable. You must also know who you are, so reflect on the person you are.No. 1 goal for the next 12 monthsHarish’s goal for the next 12 months is to help people transform their lives through a complete process that he has created. [spp-transcript] Connect with Dr. Harish PantLinkedInFacebookYouTubeAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Adrian Choo is the One and Only Career Strategist in Asia and is the founder of Career Agility International. In three years, he helped more than one thousand clients successfully achieve clarity to enjoy a happier and even more successful career.STORY: Adrian and his friend started a technology company that ran for three years. They had to call it quits when they couldn’t scale the business.LEARNING: Don’t go into business just because you want to be in business; acquire domain expertise first. Entrepreneurship is a long game. “Don’t they say the early bird gets the worm? Sometimes it isn’t true. It’s the second mouse that gets the cheese.”Adrian Choo Guest profileAdrian Choo is the One and Only Career Strategist in Asia and is the founder of Career Agility International. In three years, he helped more than one thousand clients successfully achieve clarity to enjoy a happier and even more successful career!Worst investment everAdrian wanted to start a business again after his first entrepreneurial stint. So he sat down with friends and brainstormed business ideas. They created a company doing electronic marketing. They got funded, ran it, and engineered many groundbreaking technologies in electronic marketing, data analytics, and lifestyle marketing.Adrian and his friends ran the business for three years. They were successful at first but had difficulty scaling it. Eventually, they decided to call it a day and go their separate ways.Lessons learnedDon’t go into business just because you want to be in business. First, acquire domain expertise, have a solid business foundation or idea, and then go into business.Understand the market before becoming an entrepreneur, not the other way around.Andrew’s takeawaysEntrepreneurship is a long game. When you go into entrepreneurship, be prepared to dedicate the next five or ten years of your life or even your lifetime.Set a goal to get to $3 to $5 million in revenue as fast as possible, possibly within three years. This is enough money to cover the overheads of running a real business.Actionable adviceYou have to make mistakes to learn from them. But on the flip side of it, it’s better to learn from other people’s mistakes. If you want to go into business and be an entrepreneur, Adrian recommends that you watch all seven seasons of Shark Tank, the American version.No. 1 goal for the next 12 monthsAdrian’s goal for the next 12 months is to help another 1,000 people get more career clarity and enjoy and refocus their lives around their careers and everything else that’s important to them.Parting words “Stay tuned to Andrew Stotz; he knows his stuff. So, learn a lot from him. He’s the best or the worst.”Adrian Choo [spp-transcript] Connect with Adrian ChooLinkedInWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Shang Saavedra reached the ability to be work-optional by the time she was 31 years old by focusing on increasing her income, lowering her expenses, and investing all her savings.STORY: Shang was ill-advised to buy a life insurance policy with the promise of getting 6-7% returns. She trusted the financial advisor without doing any research on the policy. The policy is barely making any returns.LEARNING: Do due diligence on the motivations of any financial advisors that you take on. Scrutinize any figures and illustrations that you get. "You should be able to explain your investment to your teenage self. If your teenage self cannot understand it, then don't invest in it."Shang Saavedra Guest profileShang Saavedra reached the ability to be work-optional by the time she was 31 years old by focusing on increasing her income, lowering her expenses, and investing all her savings. During the day, Shang is a corporate working mother, and at night, she creates content around investing, personal finance, and mindset, on her blog savemycents.com and Instagram @savemycents.She has a heart for teaching Americans how to retire with dignity, focusing on mental health, behavioral psychology, and an attitude of doing things scared. She lives with her husband, child, and two cats in New York City.Worst investment everWhen Shang was in her mid-20s, she was scouting for an investment that would help her avoid income tax as much as possible or reduce her income tax liability. A financial advisor she was talking to sold her a whole life insurance policy that he claimed would give her six to seven percent returns. Shang bought the policy with yearly premiums of $5,000.It was only a year later, when Shang started reading more into the whole life insurance policy and its financial statements, she realized the growth rates that the financial advisor had illustrated to her were unrealistic. In reality, the value of her policy was likely growing close to inflation.Thankfully, the $5,000 premium wasn't a ton of money relative to how much Shang invests today, and she's not losing money, but she's not making good returns either. But it's still her worst investment ever, and she feels so shameful because as a highly educated person who can run her numbers, she ended up with this pretty awful investment.Lessons learnedDo due diligence on the motivations of any financial advisors that you take on.Scrutinize any figures and illustrations you get, especially those with unbelievable growth rates.Be able to explain your investment to your teenage self. If your teenage self cannot understand it, don't invest in it.Andrew's takeawaysYou have a right to ask how much you're paying, who's getting paid, and who's getting a cut. The financial professional must explain it to you.Actionable adviceOnly buy term life insurance as it's a very reasonable policy, price wise for you to put some money into each year to provide for the people who depend on you.No. 1 goal for the next 12 monthsShang's goal for the next 12 months is to make as many new connections at her new company and do the best that she can there.Parting words “Do it scared, but do it anyway.”Shang Saavedra [spp-transcript] Connect with Shang SaavedraLinkedInInstagramWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Patrick Huey is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy®, and an Accredited Tax Preparer.STORY: Patrick bought a technology stock based on rumor and peer recommendation. He didn’t do any research and the stock ended up losing value.LEARNING: Don't just come into an investment seeking an investment, seek an outcome. Overestimate your risks and underestimate your gains. "Overestimate your risks and underestimate your gains."Patrick Huey Guest profilePatrick Huey is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Advisor in Philanthropy®, and an Accredited Tax Preparer. He earned a bachelor’s degree in History from the University of Pittsburgh, and a Master's in Business Administration from Arizona State University.Patrick served nine years as a U.S. Naval Flight Officer earning the Strike Fighter Air Medal during combat operations and two Navy Achievement Medals.He is the author of History Lessons for the Modern Investor and The Seven Pillars of (Investment) Wisdom.Patrick specializes in creating financial plans, generating a retirement income stream, and managing investment strategies. Contact him for help growing, spending, and gifting your wealth.Worst investment everWhen Patrick got a stable income, he started talking and listening to some of his friends about stocks. He figured they were a heck of a lot smarter than he was, so he listened pretty intently. Then Patrick bought a high-flying tech stock based on his friends' advice. At the time, Patrick could only afford to buy one stock at a time and added to his portfolio when he could.Patrick created a highly volatile, barely diversified technology/Internet stock portfolio. He did no research and bought the stocks on rumors and recommendations from a peer group. He thought nothing about risk mitigation or even his tolerance for loss.Patrick was pretty sure at that point that he was an investment genius and would retire early on an island somewhere. Then the market started to slide, and he figured he was just going to add to the position. Then 911 happened, and Patrick got pretty busy. After 911, when he finally checked his account, his 10s of 1000s of dollars had turned into a few 100. He eventually sold that stock and just moved on.Patrick got smarter about money and understood that you don't amplify your mistakes by continuing to buy something that has no earnings, no business model, no profits, no nothing. And to also diversify his portfolio.Lessons learnedDon't just come into an investment seeking an investment. Come into an investment seeking an outcome.Overestimate your risks and underestimate your gains.Personal finances are just that; personal. So forget what your friends are doing.Educate yourself about investing.Andrew's takeawaysJust following other people and not doing your research ends up in disaster.We do not create wealth in the stock market. We grow wealth in the stock market.Actionable adviceUnderstand how you think before you can think clearly. Keep emotions out of investing.No. 1 goal for the next 12 monthsPatrick's goal for the next 12 months is to be a little bit better at something every single day. [spp-transcript] Connect with Patrick HueyLinkedInWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Jacent Wamala is a licensed marriage and family therapist turned money mindset coach and wealth & wellness university founder.STORY: Jacent accumulated huge student loans while in graduate school in her pursuit to fulfill societal expectations.LEARNING: Put boundaries, stipulations, and structure in your life. Have a clear vision about where you want to be. "Don’t focus on receiving a specific outcome, instead, be more open to learning and figuring out what comes next after that."Jacent Wamala Guest profileJacent Wamala is a licensed marriage and family therapist turned money mindset coach and wealth & wellness university founder.Women of color rely on her expertise and “been-there-done-that” guidance to write the best chapters of their lives. With her by their side, they discover how to overcome debt, level up their income streams, and achieve impactful, life-changing financial freedom. Tap in with Jacent so she can teach you how to do the same.Her goal is to help her community become aware of the limiting beliefs and fears getting in the way of their financial freedom and empower them to create a plan to reach their goals. She does this by educating regularly on her podcast and IG page, both with the name, Jacent's Gems.Worst investment everJacent had this checklist that she felt she needed to check off to be considered successful when growing up. So she went to school, got her diploma, went to college, got a good degree, and then got a good job. In her pursuit to fulfill societal expectations, she decided to join graduate school. Grad school left her with about $70,000 in student loans. Jacent was so hang up on fulfilling expectations that she didn't even consider looking for a scholarship. She feels that the worst mistake she ever made was taking up this debt.Lessons learnedPut boundaries, stipulations, and structure in your life.Success is not about feeling like doing something at the moment. It's about being convicted to the point that you must do it because you recognize the consequences would be higher if you don't follow through.Instead of focusing on being attached to an outcome, experiment and observe the data you receive. Then be open to what comes after that.Andrew's takeawaysSet your intention about where you want to be, and shift that focus from the pain, suffering, struggle, and obstacles preventing you from achieving success.Have a clear vision about where you want to be.Close your financial books every month.Actionable adviceGet off the fence, pick a side, and then go from there.No. 1 goal for the next 12 monthsJacent's goal for the next 12 months is to have the healthiest mind, body, and spirit possible.Parting words "The only way that you're going to feel fulfilled in your life is by following through on things that you have thought of and said that you wanted to do for yourself."Jacent Wamala [spp-transcript] Connect with Jacent WamalaLinkedInFacebookInstagramYouTubePodcastWebsiteBookAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

Ajinkya Kulkarni, CEO of WintWealth, shares the story of investing with a friend who stopped payments, emphasizing focusing on the investment process, educating oneself on risks, and playing the long game. Lessons learned include the impact of luck on outcomes and the importance of continuous improvement in the investment process.

BIO: Neil Twa is the founder and CEO of Voltage Digital Marketing. He has been launching, operating, and growing private label e-commerce businesses for the last nine years.STORY: Neil partnered with a local community on a project he believed would be a gamechanger. He found out that he was being defrauded and had to quit the project losing his entire investment.LEARNING: Get a mentor. Know the people you partner with well before you get down to any business. "Stop and sleep on it, and if you still feel confident about it in the morning, then you go for it."Neil Twa Guest profileNeil Twa is the founder and CEO of Voltage Digital Marketing. He has been launching, operating, and growing private label e-commerce businesses for the last nine years. As of today, he and his clients have sold over $100 million in physical products primarily through the Fulfilment by Amazon (FBA) sales channel. Neil shares his blueprint for how to build an online business that can generate a passive six-figure almost automated income in just 12 months while setting up the business for potentially millions in sales within 18 months.Worst investment everNeil got involved with some local community guys in Oklahoma. The group sold him on a concept for a new product that was going to help the oil and gas industry. The product would help save price points on the power grid while allowing residential homes and businesses the ability to become demand elastic to the grid. Neil bought into that vision and believed that it would be amazing technology.The investment was a solid one on paper. But over time, Neil started questioning the future of the project. They had raised millions from investors to get this business off the ground, but somehow, they couldn’t make it to a prototype. There was always one excuse or another. The project wasn’t moving forward as it should even though there was money put into it. So where exactly was the money going?One day Neil walked into the office and noticed a piece of paper that was a different accounting than the one that he had recently received. The paper showed money was going to other people instead of going to product development. At that point, Neil realized that he was being defrauded.Neil had to distance himself from the project and it left him completely broke. He felt like a failure and ashamed for getting people who trusted him involved.Lessons learnedHave a mentor or someone who is willing to listen to your business ideas.Before you partner with people, understand a little bit more about who they are and their key competencies.Andrew's takeawaysIt’s normal to lose confidence when facing failure.Make sure your monthly financial statements are accurate and on time. Review them every month without fail.Actionable adviceDon’t make a quick decision. Stop and sleep on it. If you still feel confident about it in the morning, then you go for it.No. 1 goal for the next 12 monthsNeil’s goal for the next 12 months is to continue to build and exit brands.Parting words “Feel the fear and do it anyway, but be smart about it.”Neil Twa [spp-transcript] Connect with Neil TwaLinkedInFacebookYouTubeInstagramWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Jofin Joseph is a third-time entrepreneur who chose education and early childhood development as an area to work within his new startup, Totto Learning.STORY: Jofin and his friends closed their startup after college to seek employment. After two years, they realized that they learned more from their startup than from their jobs, so they quit and returned to their startup.LEARNING: Today's the best time to start. Stop thinking and start doing. "Stop planning, start doing."Jofin Joseph Guest profileJofin Joseph is a third-time entrepreneur who chose education and early childhood development as an area to work within his new startup, Totto Learning.He has had a successful exit in his previous startup and is a huge believer in failures being the best way to learn fast.Get a 10% discount (Use coupon code: FRIENDOFTOTTO) on Totto Nurture - Assisted home learning for early years.Worst investment everJofin and a few of his classmates had a small startup in college offering software services and building websites. At the end of college, they decided to part ways, get employed, gain some experience, earn some money, and then come back and start up again.Jofin got hired by one of the largest IT services companies in India. The company was a great place to work. He got a lot of exposure to the IT world and worked with great people, and the company culture was the best.About a year down, it started hitting Jofin that the team was probably doing more in terms of having fun building stuff in college than in employment. Though they were now making money, they didn't enjoy what they were doing. It took them two years to quit their jobs and return to their startup. For Jofin, those two years he spent in employment instead of working on his startup are his worst investment ever.Lessons learnedNo time is too late. Today's the best time to start. Stop thinking and start doing.Have a great set of people around you who can encourage you to work on your ideas.Andrew's takeawaysTake advantage of the opportunities around you.Don't be afraid to start that startup you're thinking of.Actionable adviceStart, nothing is as difficult as you think it is once you start.No. 1 goal for the next 12 monthsJofin’s goal for the next 12 months is to touch 50,000 parents and change their lives for good.Parting words “Reduce risk and grow.”Jofin Joseph [spp-transcript] Connect with Jofin JosephLinkedInFacebookTwitterInstagramWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast