Merryn Talks Money

Jawad Mian, founder and managing editor of Stray Reflections, shares compelling insights on market trends and investment strategies. He discusses the cyclical nature of investing, comparing today's landscape to historical patterns. The conversation explores the increasing allure of gold and Bitcoin amid geopolitical shifts. Mian also highlights the significance of self-awareness in investment decisions, emphasizing the psychological traps that hinder sound judgment. It's a captivating blend of history, strategy, and introspection for every investor.

In this discussion, John Stepek, a senior reporter and author of the Money Distilled newsletter, dives into the surprising rise of UK inflation, now at a 10-month high. He emphasizes the necessity of protecting savings and how soaring energy costs are influencing global discussions. They also tackle the dramatic increase in taxes from savings interest and reflect on the need for robust energy and defense policies, advocating for nuclear energy as a viable solution amidst rising electricity costs and evolving political priorities.

Dive into the world of cash ISAs and uncover potential changes that could impact your savings. Explore the rising preference for cash over stocks and what it means for your finances. Get insights on the proposed lifetime allowance for cash ISAs, comparing it to pension limits. The discussion emphasizes the need for simplification in savings structures amidst inflation challenges. Plus, enjoy tips and tools for enhancing your financial management along the way!

In a thought-provoking discussion, Adam Dixon, a sustainable capitalism chair, Ashley Hunter, a global risk advisor, and Iqbal Kham, an impact-driven investment CEO, explore how Adam Smith would view Donald Trump's economic policies. They tackle topics like tariffs, trade, and the implications of deregulation. The panel also shares insights on the UAE's economic landscape and the balance between passion and practicality in career choices. Additionally, they emphasize the importance of ethical investing and navigating real estate opportunities in emerging markets.

Jack Ryan, a Bloomberg News reporter with expertise in mining and precious metals, joins Charlie Morris, Chief Investment Officer at ByteTree, to discuss the recent surge in gold prices. They delve into the drivers behind gold's rise, including geopolitical instability and increasing central bank demand, particularly from China. The conversation also touches on gold's historical significance, investment strategies for ordinary investors, and comparisons with Bitcoin as an asset class. Strategies for navigating the complexities of gold investments are also explored.

Steve Hou, a Bloomberg Indices Quant Researcher specializing in systematic investment strategies, joins the discussion on the relentless search for ‘alpha’ in investments. He highlights the crucial role of consistent R&D spending as a predictor of innovative success. The conversation also covers how AI is transforming traditional industries and the importance of timely investments in turnaround companies. With insights on niche markets like chocolate stocks and the significance of shareholder yield, Hou provides a smart roadmap for savvy investors.

Marcus Ashworth, a Bloomberg Opinion columnist, delves into the implications of Trump's tariff threats on global markets. He highlights how these tensions shape U.S.-China relations while examining their impact on inflation and growth. The conversation shifts to the surge in gold prices, driven by central bank demand amid geopolitical fears. Ashworth argues that there's more to equities than just the U.S., encouraging listeners to consider global investment trends and the evolving landscape in financial strategies.

Matthew Hutton, author of 'Your Last Gift: Getting Your Affairs in Order', dives into the crucial topic of financial planning for death and inheritance. He discusses the importance of having a will and the complications that arise without one, especially in England. Hutton emphasizes the need for clear communication about inheritance within families and the impact of transparency on relationships. He also covers preparing digital assets, organizing affairs to lighten the burden on loved ones, and navigating inheritance tax.

In this engaging discussion, John Stepek, author of the Money Distilled newsletter and senior reporter for Bloomberg, dives into Chancellor Rachel Reeves' ambitious growth plans and the hurdles she may encounter. He evaluates the implications of Chinese AI startup DeepSeek for US Big Tech, stressing the importance of embracing market uncertainty. John also cautions investors against seeking perfection in stock prices, indicating it's essential to accommodate unpredictability in investment strategies.

Stephen Yiu, the lead manager of the Blue Whale Growth Fund, shares his insights on the recent Big Tech selloff and the evolving perspectives on AI investments. He explains why he trimmed stakes in US tech firms, citing concerns over AI costs. The conversation dives into the rise of DeepSeek, a Chinese AI company poised to challenge American tech, and highlights new investment opportunities in sectors like sports gambling. Yiu also reflects on how political shifts influence market strategies while navigating the complexities of AI's transformative effects.