Your Financial Pharmacist

Dustin & Melody Hartzler talk about their healthcare side hustles, how these ventures have accelerated their financial goals, how they balance and prioritize their time, and how they work together as a couple when it comes to business and managing their personal finances. Mentioned on the Show APhA - Use coupon code A19YFP for 20% off your membership! Your Financial Pharmacist Giveaway Functional Medicine Continuing Education Virtual Symposium - Use coupon code YFP for 10% off! Dave Ramsey Show CE Impact FMPhA Institute for Functional Medicine A4M WordPress YFP Community Tribes: We Need You to Lead Us by Seth Godin Pharm to Table Psycho-Cybernetics by Maxwell Maltz New Frontiers in Functional Medicine Podcast with Dr. Kara Fitzgerald Dayton Women in the Word Tl;dr Pharmacy Functional Medicine Continuing Education on Instagram Functional Medicine Continuing Education on Facebook Pharm to Table on Instagram Pharm to Table on Facebook Melody Hartzler on LinkedIn Listen to Dustin Hartzler's Podcast: Your Website Engineer Dustin Hartzler on Instagram YFP's Financial Education with APhA Your Financial Pharmacist

Dr. Todd Sorensen, President of the American Association of Colleges of Pharmacy (AACP) and Associate Dean for Strategic Initiatives & Innovation at the University of Minnesota joins Tim Ulbrich on today's episode. They talk through the workforce challenges facing the profession of pharmacy, rising indebtedness, the change.org petition, and Todd's vision for the future of the practice of pharmacy including dramatically expanding the number of pharmacists working alongside primary care providers. Mentioned on the Show APhA - Use the coupon code A19YFP for 20% off your membership! American Association of Colleges of Pharmacy (AACP) Bureau of Labor Statistics Pharmacy Job Outlook The Pharmacist Workforce: A Study of the Supply and Demand for Pharmacists It Really Isn't That Simple by Dr. Lucinda L. Maine Leading in Dickensian Times: Address of the President-elect at the 2019 AACP Annual Meeting by Dr. Todd Sorensen A Tale of Two Cities by Charles Dickens The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller The End of Jobs: Money, Meaning and Freedom Without the 9-to-5 by Taylor Pearson #ChangePharmacy Petition on Change.org YFP's Financial Education with APhA Your Financial Pharmacist

Tim Church interviews Dr. Hillary Blackburn about how she's monetizing her personal residence as an Airbnb host. Hillary has been able to earn thousands of dollars each year making this side hustle another consistent income stream for her and her husband. Mentioned on the Show APhA - Use the coupon code A19YFP for 20% off your membership! YFP 101: How to Get Started with Podcasting w/ Hillary Blackburn Talk to Your Pharmacist Podcast Natural Products Resource Center Pharmacy Residency Bootcamp Airbnb Talking to Strangers: What We Should Know About the People We Don't Know by Malcolm Gladwell Ring Airbnb Earnings Calculator Hillary on Facebook: @talktoyourpharmacist Hillary on Instagram: @talktoyourpharmacist Hillary on LinkedIn: Hillary Blackburn Hillary on Twitter: @hillblackburn Pharmacy Advisory YFP's Financial Education with APhA Your Financial Pharmacist

Tim Ulbrich talks through 5 ways to finish 2019 strong. These 5 strategies will help you enter the New Year with a sense of momentum and accomplishment, setting yourself up for an awesome 2020. Mentioned on the Show: APhA - use coupon code A19YFP for 20% off your APhA membership! YFP Planning YFP 119: Ask a YFP CFP® YFP Community Send questions for Ask a YFP CFP®, to info@yourfinancialpharmacist.com YFP's Ultimate Guide to Pay Back Student Loans Refinance Your Student Loans YFP 023: Having a Painless Financial Holiday (No Rx Needed) YFP's Guide to Having a Painless Financial Holiday (No Rx Needed) YFP Calculators Inside Bill's Brain: Decoding Bill Gates Bill Gates' Summer 2019 Reading List Bill Gates, Warren Buffet and Oprah All Use the 5 Hour Rule by Michael Simmons 7 Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD I Will Teach You to be Rich by Ramit Sethi Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money that the Poor and Middle Class Do Not! By Robert T. Kiyosaki Friend of a Friend: Understanding the Hidden Networks that Can Transform Your Life and Career by David Burkus YFP 116: Transforming Your Life and Career Through Networking w/ David Burkus The Behavioral Investor by Daniel Crosby, Matthew R. Doyle, et al. The Miracle Morning: 6 Habits that Will Transform Your Life Before 8 a.m. by Hal Erod Will It Fly: How to Test Your Next Business Idea So You Don't Waste Your Time and Money by Pat Flynn Ally Seth Godin YFP Financial Education

Christina Slavonik, CFP® at Your Financial Pharmacist, joins Tim Ulbrich for a new installment of the YFP podcast, Ask a YFP CFP®. Christina answers financial questions from the Your Financial Pharmacist community covering topics such as student loans, investing and the inverted yield curve. Mentioned on the Show CommonBond Your Financial Pharmacist John Oliver YFP Planning Email YFP: info@yourfinancialpharmacist.com YFP on Facebook YFP on Instagram YFP Facebook Group YFP's Ultimate Guide to Pay Back Pharmacy School Loans YFP 032: Find Your Why (Part 1): 3 Life Planning Questions w/ Jess & Tim Ulbrich YFP 033: Find Your Why (Part 2): The Path to Success w/ Jess & Tim Ulbrich YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo, or Hire a Planner? YFP 076: Investing Rapid Fire Q&A Dave Ramsey Refinance Student Loans YFP 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste? Dave Ramsey's Financial Peace University APhA YFP 068: Pros/Cons of the Dave Ramsey 7 Baby Steps

On this week's podcast episode, Tim Ulbrich takes you through an exercise to envision what you would do with an extra $1,000 a month and what steps you could take to make it a reality. Mentioned on the Show CommonBond Ask a YFP CFP - Email Your Questions to: info@yourfinancialpharmacist.com Freedom Dividend Your Financial Pharmacist Facebook Group Start.: Punch Fear in the Face, Escape Average, and Do Work That Matters by Jon Acuff Refinance Your Student Loans YFP Resources YFP Calculators YFP Blog YFP Podcast YFP Planning

Blair Thielemier, PharmD, founder of BT Pharmacy Consulting and creator of the Pharmapreneur Academy, joins Tim Ulbrich on this week's podcast episode. Blair shares about how she unexpectedly lost her full-time job as a clinical hospital pharmacist when she was 6 months pregnant, how she dove into entrepreneurship with MTM consulting, and her three bold predictions for the future of pharmacy practice. Mentioned on the Show CommonBond YFP 039: One Pharmacy Entrepreneur's Journey to Maximizing Income and Paying off Debt w/ Blair Thielemier YFP 089: From Unemployed to Successful Pharmacy Entrepreneur w/ Blair Thielemier Pharmapreneur Academy BT Pharmacy Consulting AACP 2019 Graduate Student Survey The End of Jobs: Money, Meaning and Freedom Without the 9-to-5 by Taylor Pearson Pharmacy Workforce Pharmacist Moms Facebook Group

Best-selling author David Burkus joins Tim Ulbrich to talk about the science of networking and how the advice we have been given on how to effectively network needs to be seriously reconsidered and likely thrown out the window. David and Tim talk about his book Friend of a Friend and what the research has to say about a surprisingly simple approach to understanding your hidden networks and how that can transform your life and career. Mentioned on the Show YFP Planning David Burkus Friend of a Friend: Understanding the Hidden Networks that can Transform Your Life and Your Career by David Burkus David Bukus' TED Talk Nicholas Christakis James Fowler Duncan Watts How to Win Friends & Influence People by David Carnegie Adam Rifkin Derek Coburn Levitate Contactually Ronald Burt Adam Grant

On this week's episode, Tim Ulbrich and Tim Baker talk through financial considerations for those that find themselves in a financial hardship due to job loss, hours being cut or wages being reduced. With the recent news of some big box pharmacies planning to close stores and cut their workforce and many other employers cutting back hours for full-time pharmacy employees, this conversation of how to navigate a current hardship or be ready to weather a future storm is more important than ever. Mentioned on the Show Refinance Your Student Loans RxRadio RxRadio: Pharmacy's Podcast - Episode 71: Cancel Student Loan Debt??? YFP 114: Presidential Candidates' Plans for Student Loan Forgiveness w/ Richard Waithe Thoughts on the Walmart Layoffs by Richard Waithe YFP 026: Baby Stepping Your Financial Plan - The 2 Things to Focus on First Ally Cobra Coverage Marketplace Insurance Medi-Share Liberty Healthshare YFP Planning YFP 112: Why One PhD Pharmacist is Taking on Two Side Hustles w/ Dr. Brent Rollins Tony Guerra David Burkus Friend of a Friend…: Understanding the Hidden Networks That Can Transform Your Life and Your Career by David Burkus APhA APhA Membership Offer Email APhA: infocenter@aphanet.org Enter YFP's Entrepreneurial Toolkit Giveaway

On this episode, Tim Ulbrich and Richard Waithe, the creator of RxRadio, talk through the student loan forgiveness plans proposed by Senators Bernie Sanders and Elizabeth Warren, two of the 2020 presidential candidates. Tim and Richard discuss the details of who would and would not receive forgiveness under these plans and how they would be funded if enacted. They also discuss current loan forgiveness plans that are already in place and options that are available for those that need to delay loan payments due to a financial hardship such as a job loss or reduction in hours. This episode originally aired in July 2019 on the RxRadio Podcast. You can learn more about RxRadio by visiting rxradio.fm. Mentioned on the Show RxRadio RxRadio Podcast Your Financial Pharmacist YFP 078: Is Pursuing Public Service Loan Forgiveness a Waste? YFP Blog: the Ultimate Guide to Pay Back Pharmacy School Loans YFP Facebook Group YFP Facebook Page Email info@yourfinancialpharmacist.com YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness