Your Financial Pharmacist

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brandon in Portland, Maine: What are the pros and cons of direct real estate investing and REITs? Mentioned on the Show: YFP Planning Vanguard Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

On this special Thanksgiving episode, Tim Ulbrich welcomes Melissa Akacha, a pharmacist that helped rally her community to bring another pharmacist out of homelessness. This is a story of generosity, of being aware of your surroundings, and extending a helping hand to those that encounter misfortunes that could happen to any one of us. Mentioned on the Show YFP Planning WBUR: A Former Pharmacist Was Forced Into Homelessness, Then Her Community Stepped Up to Help by Yasmin Amer Nextdoor Lynn Shutzman's Go Fund Me Link YFP Facebook Group

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Lu in Baltimore, Maryland: Where can I find reputable options with lower interest rates for graduate school loans outside of federal financial aid? Mentioned on the Show: YFP Planning Refinance Your Student Loans Student Loan Planner NerdWallet CommonBond LendKey Earnest College Ave Citizens Bank Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Michelle Cooper, author of I've Still Got Me: A Widow's Journey to Love, Happiness & Financial Independence, Director and Co-Founder of XML-W, a division of XML Financial Group, and former practicing attorney, joins Tim Ulbrich on this week's podcast episode. Michelle shares her personal story and unique perspective on finances and law to inspire hope for those experiencing loss and provides sound financial principles for those seeking financial independence. Mentioned on the Show Refinance Student Loans I've Still Got Me: A Widow's Journey to Love, Happiness & Financial Independence by Michelle P. Cooper XML Financial Group YFP Planning Your Financial Pharmacist Protect Your Income (Life and Disability Insurance) Michelle Cooper Michelle Cooper on Facebook Michelle Cooper on LinkedIn

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Lily in Tuscon, Arizona: What's the best way to apply the funds I receive from the IHS loan repayment program? Mentioned on the Show: YFP Planning Schedule a Free Financial Planning Discovery Call with YFP Planning Refinance Your Student Loans CommonBond IHS Loan Repayment Program Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Brittany Hoffmann-Eubanks, Founder and CEO of Banner Medical, joins Tim Church to share her side hustle journey in creating a company that's on track to hit over $100,000 in revenue and what she did to get to this point. Mentioned on the Show Policygenius YFP 116: Transforming Your Life and Career Through Networking w/ David Burkus Friend of a Friend: Understanding the Hidden Networks that can Transform Your Life and Your Career by David Burkus Alex Barker, The Happy PharmD Banner Medical Writing LinkedIn Brittany Hoffmann-Eubanks on LinkedIn Email Brittany Hoffmann-Eubanks: bheubanks@bannermedicalwriting.com

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Tessa in Stevens Point, Wisconsin: If I refinance my federal student loans and a Democratic President is elected who wants to forgive all student debt, would those loans still be eligible for forgiveness? Mentioned on the Show: YFP Planning Refinance Your Student Loans Episode 114: Presidential Candidates' Plans for Student Loan Forgiveness w/ Richard Waithe Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dr. Joey Mattingly, a faculty member at The University of Maryland School of Pharmacy, talks to Tim Ulbrich about a recent article published in the American Journal of Pharmaceutical Education titled Before we talk about student debt cancelation, can we talk about the interest rates? They cover the basics of loan terminology, discuss why lower interest rates would have such a significant impact on student indebtedness and discuss the reasons why lowering interest rates may be a better option than loan cancellation or forgiveness. Mentioned on the Show YFP Planning Before we talk about student debt cancelation, can we talk about the interest rates? by T. Joseph Mattingly II, PharmD, MBA, PhD YFP 005: The Impact of Rising Student Debt on a Pharmacist's Income w/ Joey Mattingly, PharmD YFP 114: Presidential Candidates' Plans for Student Loan Forgiveness w/ Richard Waithe, PharmD RxRadio Refinance Your Student Loans AACP 2017 Graduate Student Survey Evaluating the Changing Financial Burdens for Graduating Pharmacists by T. Joseph Mattingly II, PharmD, MBA, PhD and Timothy R. Ulbrich, PharmD YFP Facebook Group Is There Room for Efficiency in Pharmacy Education? by T. Joseph Mattingly II, PharmD, MBA, PhD YFP 124: The Behavioral Investor w/ Dr. Daniel Crosby The Laws of Wealth: Psychology and the secret to investing success by Dr. Daniel Crosby The Behavioral Investor by Dr. Daniel Crosby

Welcome to the inaugural episode of Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes a question from Andrea in Kansas regarding refinancing her student loans with a cosigner. Mentioned on the Show: YFP Planning Refinance Your Student Loans Protect Your Income Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dr. Daniel Crosby, New York Times best selling author, joins Tim Ulbrich to discuss his most recent work, The Behavioral Investor. As both a psychologist and asset manager, Dr. Crosby provides a fascinating look into the sociological, neurological and psychological factors that influence our investment decisions and provides solutions for how to improve our behavior to be more likely to succeed with our long-term investing plan. Mentioned on the Show APhA - Use coupon code A19YFP for 20% off your membership! Personal Benchmark: Integrating Behavioral Finance and Investment Management by Daniel Crosby and Charles Widger The Laws of Wealth: Psychology and the Secret to Investing Success by Daniel Crosby The Behavioral Investor by Daniel Crosby YFP 057: The Power of Automating Your Financial Plan I Will Teach You to be Rich by Ramit Sethi Standard Deviations Podcast Daniel Crosby on Twitter @danielcrosby Daniel Crosby on LinkedIn Daniel Crosby, Ph.D. YFP's Financial Education with APhA Your Financial Pharmacist