The Broke Generation

In this week's episode I'm joined by family lawyer, Bec Dahl, to talk about protecting yourself financially in a relationship. Please note this information relates to Australian family law only. Family law differs by country, and the mechanisms discussed in this episode are quite specific to Australia.  Highlights: How assets work in a relationship, both before, during and after separation The difference between de facto relationships and marriage Binding financial agreements and how they work How to protect yourself in a new or existing relationship Where to find Bec: https://nicholeslaw.com.au/staff/rebecca-dahl/ Instagram: @becfamilylawyerSee omnystudio.com/listener for privacy information.

In this episode I'm joined by Rebecca Maher, co-founder of MoneyHappy. Rebecca and I talk about the intersection between money and career, and how our career wellbeing impacts our financial wellbeing. Highlights: How our job choices are directly linked to our financial outcomes – and why it's not talked about enough How money factors into your career decisions throughout your life The value of having "a plan" Are employers paying enough!? Communication in your career Where to find Rebecca: http://www.moneyhappy.net.au/See omnystudio.com/listener for privacy information.

How to feel wealthier in your everyday life Feeling wealthier in everyday life is not solely dependent on the amount of money one has. While financial resources can provide certain comforts and opportunities, there are various other factors that contribute to a sense of wealth and contentment. Shifting one's perspective and finding happiness in what one already has can greatly enhance their overall well-being.   In today's episode, Emma Edwards dives into the intriguing topic of feeling wealthier in your everyday life without needing to earn additional income. Join the conversation as she explores ten practical and easy-to-implement strategies that will revolutionise your perception of abundance. Contrary to popular belief, it's not just the numbers in your bank account that determine your sense of wealth. Our financial attitudes and behaviours play a significant role in shaping our financial reality. By incorporating these handy tips into your money routine, you'll experience an instant boost in your feelings of abundance. Tune in to this episode and embark on a journey towards a more fulfilling and prosperous life. Episode Highlights: [00:01] Episode intro and what’s in for you today [01:35] Being rich versus being wealthy [03:30] Ways to make you feel wealthier [03:53] Give things away for free  [07:02] Using things without the need to save them for the best [09:40] Get organised with your essentials & minimise how frequently you purchase them [12:53] Don’t default to the cheapest option all the time [15:14] Give tips [17:34] Book for services regularly and don’t put them off [20:43] Never get to zero [22:40] Have some cash in the house [25:00] Stop paying for things annually [26:33] Give to charities or causes that you care about [30:01] Wrap up and end of the show Standout Quotes: “To reach that level of financial contentment, stop saving things for best. Use them, enjoy them and allow  yourself to get value for your money.”- Emma [09:24] - Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget. Where to find me: Instagram: @the.brokegeneration Blog: www.thebrokegeneration.com Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. See omnystudio.com/listener for privacy information.

In this episode I talk to money coach, Laura Ann Moore, about saving money, improving your relationship with money, boosting your habits, and understanding how our beliefs inform our behaviour. I LOVED this conversation and I hope you do too! Highlights: How Laura's childhood experience made her a saver How our individual experiences form unique beliefs Learning how to safely spend money and let go of frugality and scarcity The intersection of emotion and logic Money mindfulness techniques to increase your awareness around your behaviour Where to find Laura:  Instagram: @laura_ann_moore TikTok: @laurannmoore  Podcast: Mind Money Soul  See omnystudio.com/listener for privacy information.

In this episode I speak to personal branding expert Yaren Iffet about what it actually means to have a personal brand, and how it can help you develop in your career and in your life. Highlights: personal branding isn't LinkedIn posts and starting a blog how to dig into what your personal brand could be the benefits of connecting through your personal brand Where to find Yaren: Instagram: @yareniffet.au Get her free personal branding guide: https://yareniffet.mykajabi.com/personal-branding-ebookSee omnystudio.com/listener for privacy information.

In this episode I chat to Slow Fashion Stylist, Jenna Flood from @ironicminimalist, about clothing consumption and our mutual commitment to not buy any clothing in 2023. Together we talk about our own experiences with clothing consumption, including why we knew we wanted to do a wardrobe freeze. Highlights: Understanding the habits behind our consumption patterns Noticing our impulses Lessons from 3 months of no buy How it feels to walk away from stuff we'd have otherwise bought How we're finding joy outside of consumption Jenna's Australian sustainable brand recommendations:  Kowtow Arnsdorf Nobody Denim Hera Patagonia Denimsmith ABCH E Nolan Anna Cordell Caves Collect Post Sole Studio Etiko Resources to find more brands:Good On YouEthical Clothing AustraliaList of plus size brands -- https://www.instagram.com/p/CftJKcMP1_k/  Also mentioned: Annika. She is a colourful plus-size model.See omnystudio.com/listener for privacy information.

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In this episode, I share 8 tips on managing the cost of living crisis and wage stagnation in a way that goes beyond just spending less (though I do address some ways of doing that!). Highlights: the importance of focusing on OUR situation, not the widespread panic widening the gap between your income and expenses changing payment dates where to get financial help if you're experiencing hardship Mentioned in this episode:  ASIC Financial Hardship: https://moneysmart.gov.au/managing-debt/financial-hardship Financial Rights Resource Centre: https://financialrights.org.au/ Podcast Episode 10 Ways to Make Extra Money Fast: https://podcasts.apple.com/au/podcast/bonus-10-ways-to-make-extra-money-fast/id1573560175?i=1000575620777 Sign up to my weekly newsletter and get a free copy of my Financial Values workbook! www.thebrokegeneration.com/subscribe See omnystudio.com/listener for privacy information.

In this solo episode I take you through the concept of the financial comfort zone, what it is and how it informs our financial behaviour.  Much like comfort zones in our broader everyday lives, financial comfort zones can keep you stuck in certain sets of circumstances, and make it difficult to make changes even when it feels counterintuitive to stay where we are. Insights in this episode have been extracted from my graduate studies in Financial Psychology, so buckle up and get ready to get to know more about why you are the way you are with money. Where to find me: Instagram: @the.brokegeneration TikTok: @the.brokegeneration Blog: www.thebrokegeneration.com Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances.See omnystudio.com/listener for privacy information.

In this episode I'm joined by fashion psychologist (!) Shakaila Forbes Bell to discuss the complex relationship we have with our clothes, and how we can consume clothes in a more positive, mindful and conscious way.  Highlights: how clothes relate to our identity how our self esteem relates to the way we shop Shakaila's 4, 3, 2, 1 rule for mindful clothing consumption how we can embrace fashion psychology to foster greater enjoyment of our clothing a psychologists take on where we go from here in terms of our obsession with consumption Where to find Shakaila and her work: Book: Big Dress Energy, available at all good book stores Instagram: @shakailaelise and @fashionispsychology Website: www.fashionispsychology.com See omnystudio.com/listener for privacy information.