The Samuel Leeds Podcast

➡️ Join Samuel Leeds LIVE Property Crash Course, from ONLY £1: https://www.samuelleeds.com/slptour From broke immigrant to controlling a £4.5 million property portfolio – meet Yolanda. In this inspiring _Winners on a Wednesday_ episode, I take you inside the real story of how she went from nothing to turning over half a million pounds a year through emergency accommodation. You’ll not only hear Yolanda’s story – you’ll see her properties, learn her strategies, and understand exactly how you can do the same. Yolanda's journey proves that property investment in the UK isn't just for the rich – it’s for those willing to learn, take action, and serve a real need. Through serviced accommodation and social housing strategies, she’s built a business that’s profitable _and_ purpose-driven. ✨ Follow [Name]’s Journey on Instagram: https://www.instagram.com/[handle] 🔑 KEY TOPICS COVERED: → What is emergency accommodation – and why it pays so well → The pitfalls of ASTs and how to get “super rent” instead → How Yolanda leveraged the Help to Buy scheme → Social housing secrets councils don’t advertise → How to partner with landlords and create win–wins → Real numbers – profit breakdowns and refurbs → Dealing with setbacks – how Yolanda bounced back from a £30k loss → The role of family, mindset, and resilience in property success → Why the Samuel Leeds Academy made all the difference in her journey ➡️ It all starts with a Crash Course! Book your spot at Samuel Leeds' next course: https://www.samuelleeds.com/slptour USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683

➡️ Join Samuel Leeds LIVE Property Crash Course, from ONLY £1: https://www.samuelleeds.com/slptour In this video, I sit down with top mortgage broker, Andrew Clothier, to demystify everything you need to know about property finance in the UK – from the truth behind those “too good to be true” mortgage rates to the exact steps you need to follow if you're refinancing, using a joint venture, or relying on overseas funds. Far too many people come to me and say they “can’t get a mortgage” – but that’s only because they’ve asked one bank. There are hundreds of lenders out there, and getting the right mortgage is all about knowing how to structure the deal and which lender to approach for your specific circumstances. Whether you're a new investor or scaling your property portfolio, this conversation is packed with insider knowledge that could save – or make – you thousands of pounds. 💡 Plus, I reveal how I personally deal with valuers, what not to say during a refinance, and why being declined by a lender is often just a sign to ask a better question. 🔑 KEY TOPICS COVERED: → Why your bank declining you means nothing – and how to approach other lenders → The truth about “fake” low interest rates and massive hidden fees → How to avoid refinance down valuations and maximise your end value → Offset mortgages and creative finance strategies that still work → What a mortgage broker really does and why they’re essential in your power team → Exit strategies for bridging loans – and why plan B is essential → The inside scoop on 100% mortgages and whether they’re worth it → Why lenders are finally getting more flexible with underwriting → What makes a property “unmortgageable” and how to spot it before it’s too late ➡️ It all starts with a Crash Course! Book your spot at Samuel Leeds' next course: https://www.samuelleeds.com/slptour USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 We are always looking for interesting podcast guests: For collaboration enquiries, please email marketing@samuelleeds.com  DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds LIVE Property Crash Course, from ONLY £1: https://www.samuelleeds.com/slptour Simon Squibb has been running his mouth about me, the property industry – and frankly, he's got away with it for far too long. In this video, I finally expose the truth behind his his business model, and the hypocrisy that’s got everyone talking. This isn’t just a roast – it’s a challenge. He called me out for a debate, I accepted, and guess what? He bottled it. Why? Because deep down, he knows the truth. I’m ready to sit down, face to face, and hash it out – but Simon Squibb would rather run from the room than defend his words. If you’re in the property game – or thinking of starting your property investment journey – don’t fall for the noise. This video uncovers the real narrative and protects the community that actually helps people build wealth the right way. 🔑 KEY TOPICS COVERED: → Why he won’t debate me (even after calling me out) → The truth about his business and how he actually makes money → His failed attempt to launch a sweet brand – while slamming others for doing the same → The hypocrisy of preaching anti-property while investing in property himself → Why his advice to “quit your job” is toxic and dangerous → A call-out for a real, public debate – no edits, no scripts ➡️ It all starts with a Crash Course! Book your spot at Samuel Leeds' next course: https://www.samuelleeds.com/slptour USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 We are always looking for interesting podcast guests: For collaboration enquiries, please email marketing@samuelleeds.com  DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds LIVE Property Crash Course: https://www.samuelleeds.com/slptour There’s a dangerous myth going around the property space in the UK – that you must spend thousands of pounds on redress schemes, insurance, and registrations before you can start deal sourcing or rent-to-rent. Let me tell you right now – that’s absolute nonsense. I’m Samuel Leeds – full-time law student, property investor for 17 years, and mentor to thousands. In this video, I expose the compliance cult spreading misinformation and costing people thousands before they even make their first penny in property. If you want to legally and ethically make money in property without being scammed into unnecessary red tape – you need to watch this video start to finish. 🔑 KEY TOPICS COVERED: → Why most beginners are lied to about compliance → The truth about redress schemes (TPO, PRS) → When you actually need anti-money laundering registration → How deal sourcing can be done legally – without licences → The rent-to-rent compliance myth busted → Public indemnity insurance – legal requirement or optional? → ICO registration – do you really need it? → What Trading Standards and the Property Ombudsman actually say → How to avoid being misled by SEO blogs and fake mentors → The correct way to set up your business (incl. SIC codes) ➡️ It all starts with a Crash Course! Book your spot at Samuel Leeds' next Crash Course: https://www.samuelleeds.com/slptour USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 We are always looking for interesting podcast guests: For collaboration enquiries, please email marketing@samuelleeds.com DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds LIVE Property Crash Course: https://www.samuelleeds.com/slptour They bought a 26-bed HMO for £650,000 – with no survey, no finance in place, and they'd never even stepped foot in the building! 😱 In this week's episode of Winners on a Wednesday, I sit down with Ronnie and Emma from Kalen Group Properties – full-time property investors who went from electricians and office jobs to managing multi-million pound developments. What makes their story remarkable isn’t just the risks they took – it's how they pulled it off: raising £65k from friends and family, surviving a Christmas financing disaster, and coming out the other side with over £600,000 profit… all in under 24 months! ✨ Follow Ronnie and Emma's Journey on Instagram: https://www.instagram.com/kalengroup 🔑 KEY TOPICS COVERED: → How Ronnie and Emma secured a 26-bed HMO with no money down → Raising a £65,000 deposit from friends and family under pressure → Why they ignored 3 of the 5 golden rules of property investment → How the Samuel Leeds Academy helped them avoid financial disaster → Bridging finance explained — and how they made it work → Revaluing a property from £650k to £1.55 million → The power of commercial valuations in HMO property strategy → Living through a nightmare auction process — and still coming out on top → What to do when your council, utilities, and solicitor are all against you → How to generate £75,000 NET profit annually from just ONE property → Their next deals: PLOs, below-market value flips, and a £2m+ GDV conversion → Advice for beginners: what they'd do differently and how YOU can start ➡️ It all starts with a Crash Course! Book your spot at Samuel Leeds' next course: https://www.samuelleeds.com/slptour USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 We are always looking for interesting podcast guests: For collaboration enquiries, please email marketing@samuelleeds.com DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join the Academy waitlist: https://www.samuelleeds.com/acadyt Welcome to the Property Investors Academy! I’m thrilled to show you exactly what to expect from your journey to financial freedom through property investment. Whether you’re new to property or already experienced, this deep dive will reveal how the Academy can help you succeed. From unlimited mentoring with property millionaires, 24/7 support, and comprehensive property training courses, to Deal Connect, Samuel Leeds Finance, and the unique Property Investors Mediation Service (PIMS) – this is not just another property course. It’s a one-stop hub for everything you need to build your portfolio, make money from property, and surround yourself with a thriving, like-minded community. Join me as I explain how you’ll access tailored support for your property deals, tap into exclusive funding, get your property deals rated, and become part of a national network of property investors – all designed to help you achieve property success faster. 🔑 KEY TOPICS COVERED: → Unlimited property mentoring and mindset coaching → Power Team access: accountants, solicitors, surveyors, and more → 24/7 mentor chat powered by my knowledge → Deal Connect: source and sell property deals with me → Samuel Leeds Finance: get your deals funded → Deal Glance and Rate My Deal services → PIMS: professional dispute resolution → Weekly masterminds and Power Team Hour sessions → On-site property visits and live examples → Local networking events and national Academy meetups → Samuel Social: private, property-focused social media → Exclusive courses on everything from BRR to commercial conversions ➡️ Ready to join a community that’s dedicated to your property success? Join the Academy waitlist: https://www.samuelleeds.com/acadyt USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 We are always looking for interesting podcast guests: For collaboration enquiries, please email marketing@samuelleeds.com DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds LIVE Property Crash Course: https://www.samuelleeds.com/slptour In this heated debate, I sit down with someone who publicly called me the “biggest scammer in the property space.” Rather than dodge criticism, I invited him to my home for a face-to-face debate. Was it awkward? Yes. Was it honest? Absolutely. This is a raw, unfiltered conversation about property mentorship, business ethics, and whether charging for training is truly fair. I’ve been in the property game since 2009 – buying, selling, developing, and building real wealth. But with success comes scrutiny. Some say mentorship is a scam, especially if people are paying thousands. I understand the concern. That’s why I opened up about everything: the prices, the profits (or lack of), the hate I get, and why I continue doing what I do. If It Doesn’t Start With “Samuel” and End With “Leeds”... Run a Mile 🏃‍♂️ Want to debate Samuel yourself? Click here: https://www.samuelleeds.com/ytdebate 🔑 KEY TOPICS COVERED: → Why I started mentorship despite already making money in property → The ethics of charging for training and mentorship → Real breakdown of my £12,000 mentorship programme → Do I target “vulnerable” people or aspiring entrepreneurs? → My training business valuation (spoiler: it shocked me too) → The difference between real mentorship and fake gurus → Is mentorship a viable long-term business model? ➡️ It all starts with a Crash Course! Book your spot at Samuel Leeds' next Crash Course: https://www.samuelleeds.com/slptour USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 We are always looking for interesting podcast guests: For collaboration enquiries, please email marketing@samuelleeds.com DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds LIVE Property Crash Course: https://www.samuelleeds.com/slptour In this heated debate, I sit down with Edward, a solicitor, to tackle some of the most controversial property and financial topics in the UK. From whether poverty is a personal choice to the idea that only property owners should have the right to vote, this conversation is packed with thought-provoking insights! As a property investor and mentor, I believe in taking full personal responsibility for your financial future. But does everyone have the same opportunities? And should rent caps be introduced to control skyrocketing housing costs? We break it all down in this powerful discussion. 🔑 KEY TOPICS COVERED: → Is it your fault if you’re poor in the UK? → Should only property owners be allowed to vote? → The reality of rent caps – do they help or hurt tenants? → University vs. real-world property education – which is better? → How to take control of your financial future through property investment ➡️ It all starts with a Crash Course! Book your spot at Samuel Leeds' next Crash Course: https://www.samuelleeds.com/slptour USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 We are always looking for interesting podcast guests: For collaboration enquiries, please email marketing@samuelleeds.com DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds LIVE Property Crash Course: https://www.samuelleeds.com/slptour Welcome to another Winners on a Wednesday! Every week I bring you inspiring property success stories from my students, and today’s guest is a big one. Meet Damien Cheeseman – a millionaire property investor, Academy student, and one of my top mentees and (now) mentors. Damien started out as a builder with a construction company in the East Midlands. After attending my Property Investors Crash Course, he went all in – and in just two years, he’s built a property empire worth £38 million in serviced accommodation, lease options, BRRs, and rent-to-rent deals. In this exclusive behind-the-scenes tour, we visit his stunning SA property – with unique features designed by the Duchess of Rutland herself – and hear how Damien: → Systemised his business → Scaled fast with multiple strategies → Manages a multi-million pound property portfolio → Gives back to the community through charity work This is not just about money – it’s about freedom, impact, and creating a legacy. ✨ Follow Damien's Journey - and Properties - on Instagram: https://www.instagram.com/damiencheesemanproperties You can WATCH the episode on YouTube, where you can see the full tour of his property! 🔑 KEY TOPICS COVERED: → How Damien scaled to £38 million in serviced accommodation → Lease options explained → BRR to SA & BRR to HMO strategies → Managing a £3-4 million turnover property portfolio → Systemising a construction business to free up time → Building wealth through property, not just income → Lessons for builders transitioning into property investors → Using property education to fast-track success → Why property investment beats traditional career paths → Giving back through property profits ➡️ It all starts with a Crash Course! Book your spot at Samuel Leeds' next course: https://www.samuelleeds.com/slptour USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 We are always looking for interesting podcast guests: For collaboration enquiries, please email marketing@samuelleeds.com DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.

➡️ Join Samuel Leeds LIVE Property Crash Course: https://www.samuelleeds.com/slptour In this episode, I break down the disturbing reality behind the World Economic Forum’s infamous phrase: “You will own nothing and be happy.” Back in 2020, I exposed this dangerous mindset – and now, in 2025, we're halfway to 2030 and the warning signs are undeniable. The majority of people in the UK don’t own a home. Rent is skyrocketing. Mortgages are tougher than ever. And younger generations are settling for a lifetime of renting, subscribing, and being told it's "normal." This isn’t a conspiracy theory – it’s happening right now. And unless you take ownership seriously, you’ll be left behind. The elites don’t want you to own anything, because ownership equals freedom. I’ve spent the last 17 years investing in UK property, building a property portfolio, creating passive income, and helping thousands of students do the same. I'm not here to scare you. I’m here to wake you up and show you exactly how to fight back by building real wealth through property investment. 🔑 KEY TOPICS COVERED: → What the World Economic Forum really means by “you will own nothing” → Why UK property ownership is becoming harder – and who's benefitting → How the elite are buying up entire neighbourhoods across Britain → The truth about rent, mortgages, and government control → How to take back your power through property ownership → Why starting a business or attending a property crash course could save your financial future → The massive opportunity RIGHT NOW for new property investors → The system isn’t broken – it’s working exactly how they designed it → How to escape the rat race and build generational wealth ➡️ It all starts with a Crash Course! Book your spot at Samuel Leeds' next Crash Course: https://www.samuelleeds.com/slptour USEFUL LINKS: 🎥 WATCH: ALL NEW Success Stories Channel: https://www.youtube.com/@UCuMZkB9CLBpjuviJ6Ljzd_w 📖 READ: My latest best-selling book: https://www.samuelleeds.com/FOMPOD ♟️ PLAY: Get the Property Millionaire board game: https://www.samuelleeds.com/ytbg ❓ Have a question about property? Join my Property Facebook Group: https://www.facebook.com/groups/778613042238071 🗣️ FOLLOW ME ON SOCIAL MEDIA: → YouTube: https://www.youtube.com/@SamuelLeeds → Instagram: https://www.instagram.com/samuelleeds → TikTok: https://www.tiktok.com/@samuel_leeds → Facebook: https://www.facebook.com/OfficialSamuelLeeds/ → Twitter: https://twitter.com/samuel_leeds → LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 We are always looking for interesting podcast guests: For collaboration enquiries, please email marketing@samuelleeds.com DISCLAIMER All information, including dates, figures, links, and references mentioned in this video, is accurate and valid at the time of filming. Please note that circumstances may change over time, and we recommend double-checking any details before making decisions based on this content.