The Stocks and Savings Podcast

How do people make money by investing? Why do stocks go up? Aren't they just numbers on a screen? These may seem like basic questions, but we never get told the answer! Perhaps this is why fewer than 5% of people in the UK have a Stocks and Shares ISA - because investing can seem incredibly risky when you don't understand where your profits come from. So, understanding what drives an investor's profit is what today's podcast is all about! If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us reach more people. Thank you! 😇 --- ⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠ We'd also like to thank this season's sponsor, Trading 212. Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started! ⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. --- Take The Next Step On Your Investing Journey We both know that starting your investing journey is not easy, since the world of investing can feel intimidating, full of jargon, and all of the options make it completely overwhelming. This is why we've created a carefully designed step-by-step roadmap with our A-Z Investing Course that will take you from beginner to confident investor. With 40+ lessons, 100+ videos, group check in calls every three weeks with us, and the ability to ask our questions whenever you need to in the exclusive Facebook Group, you'll be able to take that next step on your investing journey. Check out our A-Z Investing Course We can't wait for you to join us! --- Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting. And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠. For more financial education made simple: ⁠Learn more about our A-Z Investing Course⁠ ⁠Download our free investing guide⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠ See you next time! 🤗

In this podcast, the hosts discuss their personal investment portfolios and approaches. They reveal their top 5 stocks and take a deeper look at funds and companies they own. They explore investing in PayPal and the risks involved. They also talk about their experience using Trading 212 and investing in the NASDAQ 100 index fund. The hosts analyze the long-term trend of the NASDAQ 100 and discuss the impact of Tesla. They discuss Adobe, its financial performance, and competitive strengths. They assess the risks of two companies in their portfolio and their decision to sell DigitalOcean shares due to uncertainty and red flags.

Season 3 finale! In today's episode, we'll do a half-year review of our finances, our business and our investment portfolios (as well as the stock market as a whole). We're going to take a break over the summer, but we'll be coming back with a new season of The Stocks and Savings Podcast in September 2023! If you enjoyed this episode, please leave us a 5⭐️ rating on Spotify and Apple Podcasts. As a smaller podcast, it would really help us reach more people and gain credibility. Thank you! 😇 This episode is not sponsored, but below there are a couple of referral links (if you sign up through these, we’ll get a small payment which helps us create this free content): Investing in ETFs (incl. Vanguard) with InvestEngine: ⁠⁠⁠⁠Click here ⁠⁠⁠⁠to get up to £50 bonus when you invest £100 (Ts&Cs apply).  Trading 212: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. For more financial education made simple: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠⁠

Like most parents, you probably would like for your children to live a good, happy life. A big part of that is ensuring their financial security, which is why in today's episode we bring you 6 ways in which you could save and invest for your children. If you enjoy this episode, share it with other parents who might find it helpful! And please leave us a 5⭐️ rating. As a smaller podcast, it would really help us reach more people and gain credibility. Thank you! 😇 This episode is not sponsored, but below there are a couple of referral links (if you sign up through these, we’ll get a small payment which helps us create this free content): Investing in ETFs (incl. Vanguard) with InvestEngine: ⁠⁠⁠⁠Click here ⁠⁠⁠⁠to get up to £50 bonus when you invest £100 (Ts&Cs apply).  Trading 212: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. For more financial education made simple: ⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠⁠

If you’ve ever looked at a stock and wondered if it’s a good investment or how you’d even go about determining the answer to that question, today’s episode is for you. In this episode, we’ll present the way we go about analysing companies by taking Airbnb through our investment framework. We will look at everything from its business model and competitive advantages to risk factors, financials and valuation. If you enjoy this episode, please share it with a friend and leave us a 5⭐️ rating. As a smaller podcast, it would really help us reach more people and gain credibility. Thank you! 😇 This episode is not sponsored, but below there are a couple of referral links (if you sign up through these, we’ll get a small payment which helps us create this free content): Investing in ETFs (incl. Vanguard) with InvestEngine: ⁠⁠⁠⁠Click here ⁠⁠⁠⁠to get up to £50 bonus when you invest £100 (Ts&Cs apply).  Trading 212: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. For more financial education made simple: ⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠⁠

We're starting a new series all about Investing Strategies! The first strategy we'll cover is dividend investing, so tune in to this episode to find out what dividend investing is, how it works, what to look for when choosing dividend investments and the main advantages and risks of this investing strategy. If you enjoy this episode, please share it with a friend and leave us a 5⭐️ rating. As a smaller podcast, it would really help us reach more people and gain credibility. Thank you! 😇 This episode is not sponsored, but below there are a couple of referral links (if you sign up through these, we’ll get a small payment which helps us create this free content): Investing in ETFs (incl. Vanguard) with InvestEngine: ⁠⁠⁠⁠⁠Click here ⁠⁠⁠⁠⁠to get up to £50 bonus when you invest £100 (Ts&Cs apply).  Trading 212: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. For more financial education made simple: ⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠ See you next time! 🤗

There's this belief that the best way to earn good returns is to only invest in the S&P 500, but should you do that? In this week's episode, we explain how the S&P 500 works, the history behind it and the hidden risks behind index funds. We also propose a way to mitigate them. If you enjoyed this episode, please share it with a friend and leave us a 5⭐️ rating. As a smaller podcast, it would really help us reach more people and gain credibility. Thank you! 😇 This episode is not sponsored, but below there are a couple of referral links (if you sign up through these, we’ll get a small payment which helps us create this free content): Investing in ETFs (incl. Vanguard) with InvestEngine: ⁠⁠⁠Click here ⁠⁠⁠to get up to £50 bonus when you invest £100 (Ts&Cs apply).  Trading 212: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. For more financial education made simple: ⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠ See you next time! 🤗

Dive into valuable lessons from a best-selling finance book that reveal how personal experiences shape our views on money. Understand the power of compound interest and why early investing is crucial. Learn about the 4% rule for retirement and the balance between emotion and reason when making financial decisions. Discover how risk perception influences choices and the significance of defining personal success over societal expectations. These insights aim to empower listeners to become savvy savers and investors.

Welcome to another episode of The Stocks and Savings Podcast! As always, you're joined by Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠@stocksandsavings⁠. In this episode, we'll give an update on our investment portfolios and we’ll talk about our investing approaches and the top 5 positions in our portfolios. We’ll also give you a flavour for how we go about analysing individual stocks.   If you enjoyed this episode, please leave us a 5⭐️ rating & a review. As a smaller podcast, it would really help us reach more people. Thank you! 😇 This episode is not sponsored, but below there are a couple of referral links (if you sign up through these, we’ll get a small payment which helps us create this free content): Investing in ETFs (incl. Vanguard) with InvestEngine: ⁠⁠⁠⁠⁠Click here ⁠⁠⁠⁠⁠to get up to £50 bonus when you invest £100 (Ts&Cs apply).  Trading 212: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. For more financial education made simple: ⁠⁠⁠Download our free investing guide⁠⁠⁠ ⁠⁠⁠Follow us on Instagram⁠⁠⁠ ⁠⁠⁠Follow us on TikTok⁠⁠⁠ ⁠⁠⁠Follow us on YouTube⁠⁠⁠ ⁠⁠⁠Follow us on Twitter⁠⁠⁠ See you next time! 🤗

Welcome to the first episode of season 3 of The Stocks and Savings Podcast! As always, you're joined by Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog @stocksandsavings. As we approach the end of the tax year, we're looking at ways to make the most out of our money. One such way is to save and invest tax free using an Individual Savings Account (ISA). In this episode, we'll talk about what an ISA is, the main types of ISAs (Cash ISA, Stocks & Shares ISA, Lifetime ISA, Innovative Finance ISA and Junior ISA) and we'll also discuss some popular ISA providers in the UK. We hope that this episode helps you choose the right ISA for you and the right provider. If you enjoyed this episode, please leave us a 5⭐️ rating & a review. As a smaller podcast, it would really help us reach more people. Thank you! 😇 This episode is not sponsored, but below there are a couple of referral links (if you sign up through these, we’ll get a small payment which helps us create this free content): Investing in ETFs (incl. Vanguard) with InvestEngine: ⁠⁠⁠⁠⁠Click here ⁠⁠⁠⁠⁠to get up to £50 bonus when you invest £100 (Ts&Cs apply).  Trading 212: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. The Vanguard study that we mentioned in the episode when talking about the returns of stocks compared to cash can be found here. For more financial education made simple: ⁠⁠Download our free investing guide⁠⁠ ⁠⁠Follow us on Instagram⁠⁠ ⁠⁠Follow us on TikTok⁠⁠ ⁠⁠Follow us on YouTube⁠⁠ ⁠⁠Follow us on Twitter⁠⁠ See you next time! 🤗