The Stocks and Savings Podcast

The hosts discuss the age-old question of whether to invest or overpay a mortgage, exploring the benefits of both options. They touch on the power of investing and compounding, the financial benefits of investing versus overpaying a mortgage, and the importance of considering mortgage rates and future interest rates. They also share their personal experiences with navigating mortgages and offer guidance on prioritizing debt repayment.

7 mega technology stocks have launched the market upwards in 2023: Apple, Microsoft, Alphabet, Amazon, Nvidia, Tesla, and Meta. Today we'll be introducing The Magnificent Seven, how they earned their name, and what we think of each stock within this group. If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people. Thank you!😇 --- ⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠ We'd also like to thank this season's sponsor, Trading 212. Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started! ⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. --- Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting. And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. For more financial education made simple: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ See you next time! 🤗

Investing to make money is great, but what if you could do that whilst putting your money into companies that align with your values? That's what ethical investing is all about, and we'll dive into all that today with this mini guide to ethical investing. If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people. Thank you!😇 --- ⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠ We'd also like to thank this season's sponsor, Trading 212. Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started! ⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. --- Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting. And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. For more financial education made simple: ⁠⁠⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ See you next time! 🤗 --- Mentioned in the episode: Vanguard ESG Global All Cap (V3AM) Invesco MSCI World ESG Universal Screened (ESGW) MSCI ESG Ratings And Climate Search Tool

The start of a new month always means one thing: it's time to invest! That's why we'll be going through how we invested our money when we got paid, the stocks and funds we bought, and our reasons for doing so. If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people. Thank you!😇 --- ⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠ We'd also like to thank this season's sponsor, Trading 212. Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. --- Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting. And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. For more financial education made simple: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ See you next time! 🤗

Learn the step-by-step process of investing, the importance of specific investment goals, the impact of fees on investments and a recommendation of a low-cost investment provider, choosing low-cost investing and tax-advantaged accounts, investing small amounts regularly and forming a habit, avoiding excessive monitoring of investment portfolios, increasing contributions to investments, strategies for gradually increasing investments and a recap of the ten steps.

We love to talk all about investing and finance and building wealth, but there's one topic we often overlook. Once you've managed to grow your money, how can you spend it in a way that brings you joy? Today, we'll be examining a study called "If Money Doesn't Make You Happy Then You Probably Aren't Spending It Right" that claims to have 8 principles to getting more happiness from your hard earned cash. If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people. Thank you!😇 --- ⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠ We'd also like to thank this season's sponsor, Trading 212. Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started! ⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. --- Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting. And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠⁠⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠⁠⁠⁠⁠⁠. For more financial education made simple: ⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ See you next time! 🤗

UK investors have historically put their faith in professional fund managers to invest their hard earned cash into the stock market. But with index funds becoming more popular, will they usurp managed funds as the top choice for investors? And should they? Let's find out! If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people. Thank you!😇 --- ⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠ We'd also like to thank this season's sponsor, Trading 212. Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started! ⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. --- Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting. And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠⁠⁠⁠⁠. For more financial education made simple: ⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠ See you next time! 🤗 --- ETFs Mentioned: $SPXP, $EQGB, $VUKG, $VRWP, $GGRP

This discussion dives into the world of investment with a keen focus on red flags that signal potential trouble. Management quality is crucial, as poor leadership can lead to significant risks. Comparing the financial health of companies like Vodafone and Amazon highlights the complexities of share prices. The importance of economic moats is scrutinized, showing how competitive advantages affect sustainability. Listeners are urged to stay vigilant against signs of financial missteps and leadership challenges to safeguard their investments.

Explore the thrilling world of artificial intelligence and its impact on stock investments. The hosts delve into the surge in AI stocks, highlighting key players like NVIDIA and the renewed optimism in tech. They discuss the complexities of investing in AI-related funds while emphasizing the importance of diversification and risk management. Listeners are encouraged to evaluate investment opportunities critically, weighing the potential versus the market hype. Get ready to navigate the exciting but risky terrain of AI investments!

When it comes to investing, most new investors are scared of one thing - losing money. That's why we've decided to talk about the 5 biggest mistakes we made when we first started investing in the stock market. These mistakes might have resulted in us losing thousands of pounds, but they taught us lessons that will last a lifetime! As Warren Buffett said: "It's good to learn from your mistakes. It's better to learn from other people's mistakes" - so we hope you'll be able to learn from our mistakes and become a better investor thanks to week's episode of The Stocks and Savings Podcast. If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people. Thank you!😇 --- ⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠ We'd also like to thank this season's sponsor, Trading 212. Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started! ⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1). If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS. Terms & conditions apply. Capital at Risk. Investments may rise and fall. --- Take The Next Step On Your Investing Journey We both know that starting your investing journey is not easy, since the world of investing can feel intimidating, full of jargon, and all of the options make it completely overwhelming. This is why we've created a carefully designed step-by-step roadmap with our A-Z Investing Course that will take you from beginner to confident investor. With 40+ lessons, 100+ videos, group check in calls every three weeks with us, and the ability to ask our questions whenever you need to in the exclusive Facebook Group, you'll be able to take that next step on your investing journey. ⁠Check out our A-Z Investing Course⁠ We can't wait for you to join us! --- Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting. And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠⁠. For more financial education made simple: ⁠⁠Learn more about our A-Z Investing Course⁠⁠ ⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Follow us on Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Follow us on TikTok⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Follow us on YouTube⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠ See you next time! 🤗