

Financial Independence Podcast
The Mad Fientist
Join the Mad Fientist as he interviews personal-finance icons like Mr. Money Mustache, Ramit Sethi, and JL Collins to discover the strategies they used to achieve financial independence and retire early! Learn about investing, tax avoidance, entrepreneurship, travel hacking, real estate, and all things related to financial independence and early retirement!
Episodes
Mentioned books

56 snips
Aug 5, 2026 • 24min
A Decade of Freedom
A ten-year reflection on life after leaving work, with thoughts on how AI changes income risk. A debate between lean versus fat financial independence styles. Stories about accepting waste, choosing simpler strategies, and letting portfolio growth fund modest lifestyle increases. Plans for long-term safety using 30-year TIPS and spending to create a home that keeps family close.

104 snips
Nov 14, 2025 • 28min
Learning How to Spend Money (While Enjoying Every Dollar Spent)
Struggling to transition from saving to spending? Discover how to reframe your mindset around money and embrace new spending skills. Learn to accept inefficiencies as your wealth grows and prioritize meaningful experiences over fixed costs. Explore the benefits of splurge accounts and creative ways to enjoy your finances now. Gain insights on being more generous while maximizing personal joy in your purchases. It's all about enjoying every dollar spent and experimenting with spending in a thoughtful way!

24 snips
Sep 3, 2024 • 19min
Valuable Lessons from My Eighth Year of Freedom
A personal reflection unfolds as the speaker shares their unexpected journey after declaring financial independence. They reveal that true freedom goes beyond banking numbers, focusing on meaningful spending for a fulfilling life. Major changes prompted insights on wise expenditures, emphasizing happiness over mere wealth accumulation. Listen in for valuable lessons drawn from past experiences and the importance of evolving perspectives on money.

12 snips
Jul 8, 2024 • 6min
The Power of Quitting
Podcast explores the benefits of quitting a job for financial independence, sharing personal journey and highlighting unexpected opportunities. Strategic use of quitting to improve current job and pursue financial independence by negotiating better terms and enhancing happiness.

8 snips
Jun 17, 2024 • 8min
Happiness Through Subtraction
Explore how financial independence can lead to happiness by removing negative aspects instead of adding more. Hear personal experiences on the significance of relationships and experiences in achieving true contentment.

115 snips
May 2, 2024 • 1h 38min
Bill Perkins - Memory Dividends, Time Buckets, and Maximizing Net Fulfillment
Bill Perkins, author of Die with Zero, discusses maximizing net fulfillment over net worth, timing bucketing experiences, breaking financial autopilot, and fearing wasting life more than running out of money on a podcast about financial independence.

73 snips
Dec 5, 2023 • 40min
The Best Advice from JL Collins
Guest JL Collins, author of Pathfinders and The Simple Path to Wealth, discusses the power of FU Money, the superiority of index investing, and the pros and cons of owning a house as an investment. He also delves into the advantages of index funds over individual stocks and actively-managed funds, and offers valuable insights on handling market volatility and preparing for the next crash.

13 snips
Nov 6, 2023 • 23min
Parker Hewes - Your Money and Your Health
Parker Hewes, author of Lifelong Youth: The Simple Path to a Long and Youthful Life, shares the eight health behaviors that will do the most for your long-term health and wellbeing. They discuss the connection between money and health, staying hydrated, getting enough sleep, the importance of natural movement and play, and various health behaviors for a longer, healthier, and happier life.

4 snips
Aug 23, 2023 • 49min
Jillian Johnsrud & Chad Carson - Small and Mighty Real Estate Investing
Real estate investors Jillian Johnsrud and Chad Carson discuss the benefits of small real estate investing and challenge common notions of leveraging debt. They emphasize the importance of aligning real estate with desired lifestyle and share personal examples of community involvement and positive impact. The episode also includes a discussion on Chad Carson's new book on practical steps and philosophy for smaller investors.

36 snips
Feb 17, 2023 • 51min
Ramit Sethi – How to Spend (and Actually Enjoy It)
A naturally frugal saver gets some uncomfortable tough love about spending, from expensive coffee to planning a dream trip to Italy. The conversation explores what a “rich life” could look like, why childhood money habits linger, and how to stop fixating on tiny costs while missing chances to make life easier and more memorable.


