

AJ Osborne Podcast
AJ Osborne
Welcome to the AJ Osborne Podcast. Twice a month, I’ll sit down with guests or fly solo to share incredible stories, give my take on today’s economy, and show you how to build wealth the right way.
We bring high-value guests - solely for the purpose of long-form, high-impact discussions. By working together, we can build a better future for ourselves and our families.
Find our video podcast on YouTube: https://www.youtube.com/playlist?list=PLoaCszL7eN9T7EixaJgL49WTLsT-CWLD1
We bring high-value guests - solely for the purpose of long-form, high-impact discussions. By working together, we can build a better future for ourselves and our families.
Find our video podcast on YouTube: https://www.youtube.com/playlist?list=PLoaCszL7eN9T7EixaJgL49WTLsT-CWLD1
Episodes
Mentioned books

Sep 23, 2023 • 55min
12. The Fed Stopped Interest Rate Hikes. Here's what that means
On Wednesday, 9/20/23, the Federal Reserve decided to hold rates steady while indicating expectations of one more hike before the end of the year. Although we are seeing a steadying of inflation, it still continues to grow.
I invited my friend, J Scott, who is a fellow podcaster, author, and real estate investor, to join us and explain what this means for the future of real estate, investing, and our economy as a whole.
We will discuss how this affects individuals across the entire spectrum of the economy and delve into past trends, examining how individuals and business owners have been historically affected.
Connect with J Scott: https://linktr.ee/jscottinvestor
Our Podcast "Drunk Real Estate": https://www.youtube.com/@drunkrealestateshow/videos
Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism
Get more free resources here: https://ajosborne.com/
Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Sep 7, 2023 • 37min
11. How I use failure & risk to grow my business
The podcast discusses the importance of risk and change in business, the curse of success, the four pillars of successful economies, the unique aspects of the United States that aid or hinder entrepreneurs, the country's self-sufficiency, and the significance of building a strong foundation in personal finances and entrepreneurship.

Aug 31, 2023 • 46min
10. The importance of keeping the money you make w/ NFL's Devon Kennard
Devon Kennard's successful NFL career have him an unique perspective about money: he was now the stereotypical athlete that made a lot of money and had the ability to spend it in an instant. But he refused to take part in this stereotype.
He was determined to invest his money, and then use the passive income on the things he wanted.
He wanted to KEEP the money he made.
"Be careful trying to label what 'wealthy' looks like. We all value things differently." - snapshot from Devon"s twitter: DK (@DevonKennard) / X (twitter.com)
We apologize for the audio in this episode, the content was so good we still wanted to get it out to you. We hope you find value from this episode!
Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism
Get more free resources here: https://ajosborne.com/
Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Aug 24, 2023 • 57min
9. How higher interest rates affect fast-growing markets w/ Craig Curelop
Starting out in real estate can be daunting. One of the first steps is to choose a market you want to invest in. There are many Midwestern, midsized markets that are being affected by higher interest rates. How will it react?
Date the rate, marry the house - this is Craig Curelop's strategy, which he has used to acquire over 100 deals in his first year, now at approximately $100M+ in deals per year. He is the host of the Invest2Fi podcast, and the founder of The FI Team
Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism
Get more free resources here: https://ajosborne.com/
Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Aug 17, 2023 • 49min
8. Investing Internationally: What You Need to Know (w/ Alfonso Cuadra)
Investing opportunities are everywhere in the US. There is so much access to monetary and other support systems - and the opportunity might not be here for long.
Today we're talking with Alfonso Cuadra, who is an immigrant, international investor and asset owner. We're outlining some of the different challenges and differences between North American countries and others abroad.
The sacrifice his family had to make to come to North America was tremendous, but is the new opportunity enough to pay that off? I saw this in Brazil, he's seen it in El Salvador. Poverty is real.
So why does the average Joe in America has more opportunity than a vast majority of the world's population?
Check out Alfonso's channel: Alfonso Cuadra - YouTube
Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism
Get more free resources here: https://ajosborne.com/
Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Aug 3, 2023 • 49min
7. Are Entrepreneurs the answer to the world's problems? w/ Evan Carmichael
Entrepreneurs made the world what it is today, will they take us to the next stage?
Just one generation ago, being an entrepreneur was laughable. You had to buy a brick and mortar building, buy inventory, and spend hours in a library researching.
Now, all of that has changed. You can start a website, sell online services, and find answers in a matter of seconds using Google and AI.
What’s the IMPACT of your life? Of your work? That’s what differentiates a corporate 9 to 5 job and a successful entrepreneur’s business. As you grow and scale, you can leave your own mark on the world, help people, and solve problems. And you can SEE the change yourself. Your contributions are not so far detached from your own personal goals.
Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism
Get more free resources here: https://ajosborne.com/
Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Jul 27, 2023 • 51min
6. Capitalism "Waves" & How to Leverage the Economic System
The market will either make you or break you. We can't predict when it will or what it'll do, but we can look at the patterns and be prepared.
In this episode, I dive into my investing thesis - what do I look for in an industry that spurs me to invest? What are the indicators that tell me, is this a good investment or not?
Also, we discuss protectionism.
Protectionism is the practice of a government supporting an industry when it fails. When the market decides a company needs to die out, it will naturally take place. When the government intervenes, it results in a protected field where failure is impossible.
Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism
Get more free resources here: https://ajosborne.com/
Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Jul 20, 2023 • 56min
5. How to Network with High Value People | Steve Sims
If you met Elton John or Elon Musk, what would you ask them?
No seriously, would you ask them about the weather? What their "number 1" tip for success is? What book they would recommend?
Or would it be better to find out who they are as a person, their philosophies, or how they create and manage relationships?
That's exactly what Steve Sims did. He set out to learn why you can work JUST as hard as the "successful" people, but their RESULTS were so much better. He's asking the important questions in the rooms with important people.
And he's here to share with you what he's learned.
Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism
Get more free resources here: https://ajosborne.com/
Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Jul 12, 2023 • 39min
4. Is the Recession OVER? What's next for the US (ft. Ryan Pineda)
The White House announced that Inflation is down to 3% on a month-to-month basis. Real estate prices are coming down, but not at the rate that was expected.
Large hedge funds are STILL pouring millions into the housing market. That goes to say, their strategy has not changed despite the lay offs, interest rates, and high prices.
In this episode, Ryan Pineda and I discuss this topic in detail. What's going on with this crazy economy?
Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism
Get more free resources here: https://ajosborne.com/
Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest

Jul 6, 2023 • 57min
3. The Rich vs the Middle Class - America’s Wealth Gap Problem w/ Bethany LaFlam
You might've heard that the top 1% is crushing the other 99% of people. Are the ultra wealthy taking over?
Social mobility is a measure of movement of people within a country’s socio-economic status. It’s an expression of how easy or difficult it is for one to move up (or down) a social class.
That’s why there are sayings like “go to college, get a ‘real’ job,” and “you should be a doctor or lawyer.”
When we look at the laws and regulations built in the US, there is an obvious predisposition against those who do not have money. The law assumes that if you have money, you must be smart. And if you don’t have money, you must be stupid - this is not always the case. But this is what’s inherently taught.
This might be risky, but I’m bringing Bethany LaFlam, my attorney, on this episode to shed some light into the rules and regulations placed on financial freedom.
Article discussed in the podcast: https://www.wsj.com/articles/a-housing-bust-comes-for-thousands-of-small-time-investors-3934beb3
Follow Bethany on Insta: https://instagram.com/bethany_laflam?igshid=OGIzYTJhMTRmYQ==
Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism
Get more free resources here: https://ajosborne.com/
Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest