AJ Osborne Podcast

Explore the influence of fear and media on decision-making, prioritize important signals over noise, create different realities influenced by media and political biases, understand the impact of technology on perception of events, and learn how to navigate through the noise and make informed decisions.

My dad, Ron, lived in a time where mortgage interest rates were 18% - the highest in US history. He assumed he would never be able to own a home, and he would be renting forever. He had friends going down to the bank to get 12% interest on a Certificate of Deposit (CD). It was absolutely bonkers.    He was just trying to get started, as a young man. The policies enacted to get things under control was so aggressive that it had lasting consequences for the American economy.   But somehow, he survived, and came out on top. And he has seen the lingering effects of various monetary policies: it's not just that one quarter or one year that's affected. Why did this happen, and what did it mean for housing, cost of living, and consumer sentiment? Do we REALLY have to choose between high interest rates and high home prices? Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest  Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

The US had a huge role in shaping the world the way we know it today. It's role in international wars, politics, and economics has been astounding, particularly for a country so young. It's done a lot of bad, it's done a lot of good. But with the way the world is today...is the era of "good" over? Let's talk about the assumption that the way we perceive the world today is how it always was. Generations today don't share the same experiences as the ones prior - this is known throughout all of human history.  What are these trends that are going on today? This is especially important to me because I have kids. This is their future. How can we best understand this tremendous cycle of change that's occurred in the past few decades, what did it produce, and why it's changed.  Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest  Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Capitalism is a function of money - the economy. It’s all about serving other people. What you can trade, what you can offer or sell, what problem you can solve for a certain price. As a society, we put a lot of focus on the consumer side - or “consumerism” - of capitalism. The never ending cycle of making money and spending money. And it impacts us direct in one way or another, whether you are buying goods with your paycheck, or trying to start your own business selling/offering something on the market. But you can’t just sell 1 pen and make a ton of money. Certain business are structured in certain ways because they have to in order to scale and make any money. So what do we need to understand to actually be benefited by capitalism and not be crushed by it? In this episode, we talk about the dichotomy of capitalism and consumerism, as well as how capitalism enables different levels of businesses. Take advantage of today's market conditions with our investing firm: https://cedar.cc/invest  Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Guest Mauricio Rauld shares his experience of running a law firm while in the hospital, highlighting the importance of seeking help and avoiding burnout. The podcast covers topics such as the challenges faced during a hospital stay, the mindset shift of transitioning to entrepreneurship, the significance of freedom of speech in a capitalist system, and building relationships for mutual value.

The Fed announced several rate drops that could possibly happen in 2024, quite the surprise since they hiked rates dramatically to fight inflation not so long ago. What does this mean for the American Economy? In this episode, we will discuss the ramifications of these interest rate changes, updates to the monetary policy, the aftermath of the years of high inflation (things aren't getting cheaper!), and the effect of debt as the market changes. Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest  Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

The podcast speaker shares their personal experiences of almost losing everything and the lessons they learned from failure in their business. They discuss the consequences of a risky business decision driven by greed and pride, including financial loss and a legal battle. The chapter emphasizes the importance of navigating contracts, lawsuits, and emotional people, as well as the significance of logical and sound business conversations. The speaker also discusses their shift towards real estate and storage, the concept of compounding, and the importance of protecting against downsides.

Housing prices are up. Food prices are up. Everything is up, and life can seem bleak. But just how bad is the American economy doing, really?   As we know, news headlines about recessions and high interest rates can cause a lot of stress and worry. But the mainstream news reports don't always reflect reality. In today's episode, we cover the hard truth about the housing market, the economy as a whole, and why sometimes, the bad is actually good. It's all about mindset, in business AND in life. When we can shift our narrative, many more possibilities are opened to us. Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest  Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Companies are hurting right now. The market is TERRIBLE for investors and business sharks alike. But the truth is, "you don't know who's swimming naked until the tide goes out" - Warren Buffett.   But the United States remains a top choice for investors even during tumultuous times. It's legal structures and consumer laws still are lucrative for many. Let's talk about why bad markets are actually the BEST to invest in. We talk about deal structure, technology's role in wealth creation, and how this can affect your business/lifestyle just as it has affected mine. Want to take advantage of todays market conditions with us? Invest in our opportunistic Fund 2 Here: https://cedar.cc/invest  Find this podcast on YouTube: https://www.youtube.com/@SavingCapitalism Get more free resources here: https://ajosborne.com/

Financial freedom and the advantages of building a business for long-term success are discussed. Treating your life as a business, understanding market fluctuations, and changing your money mindset are highlighted as key concepts in achieving financial independence.