Creating Wealth Real Estate Investing with Jason Hartman

Jason Hartman
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Mar 13, 2020 • 31min

1411 FBF: Cash Flowing in a Higher Rate World: The Return of Deferred Down Payments, ARMs & the Buy Down

Todays Flash Back Friday comes from Episode 1064, originally published October 1, 2018 Jason Hartman takes today's episode to discuss how investors can cash flow in a world that features increasing interest rates. With the Fed continually raising rates on their way to their goal, investors are seeing their rates slowly rise. Jason takes some time to discuss 3 strategies investors can use to help profit during these times and bring a new report from the self management journey of client Andrew Baker. Finally, producer Adam talks with a lender from the network about where rates are today, where they're expected to go in the next few months, and where they're likely to end up once the Fed stops raising. Key Takeaways: [4:20] What things to expect coming back to the market as interest rates rise [7:59] Pricing a mortgage from the perspective of the mortgage company [9:12] Calculate when your break even point for paying a buy down is to determine whether or not you should do it [11:49] Some more from Andrew Baker's self management adventure Mortgage Minutes for October 2018 [24:39] Do points make sense right now? [27:22] Where can we expect interest rates to be by the time the Fed is doing raising rates? Website: www.JasonHartman.com/Properties Profits in Paradise Jason Hartman's Alexa Flash Briefing The PropertyCast
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Mar 12, 2020 • 40min

1410: Jim Cramer says, "Print Money," Protect Yourself From Coronavirus (COVID-19), China Lifestyle Update

Are we on our way to an inevitable recession, will a government stimulus keep us breathing, should we just, "Print Money," as Jim Cramer put it? On this tenth episode special, Jason Hartman discusses health concerns, global economics, and how to prepare your health and your bank account from the Coronavirus Pandemic. In our second segment, Jason interviews Shenzhen, China local with an update on the lifestyle changes sparked by the Coronavirus. Key Takeaways: [2:00] Are we on our way to an inevitable recession, or will government stimulus keep us clear? [4:10] Jim Cramer says, "Print money" [10:00] A quick word from one of our listeners [13:00] As the demand curve ramps up, that's when things go crazy [15:30] Coronavirus (COVID-19), asymptomatic, contagious for up to 14 days without knowing you are sick [17:20] Handshakes, like mosquitoes are virus carriers [18:30] How to protect yourself from Coronavirus [23:40] Coronavirus compared to the Spanish Flu [28:10] The virus lives on outside surfaces [30:10] The Chinese Economy, "the workshop of the world" isn't running near full capacity [32:00] In China, cities bulldozed dirt over roads to quarantine the towns Websites: www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast
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Mar 11, 2020 • 37min

1409: The Coronavirus, Tax Deadline Changes, The Doom Vortex, Oil Crash & Guest George Gammon Part 2

Is the Coronavirus a big enough issue to push back the April 15, Tax Deadline? Wash your hands and pay attention to the economy, oil, the repo-market, the Coronavirus, and Be Prepared! Today, Jason and George pick up with Part 2, topics such as; The Doom Vortex/feedback loop, oil prices, bonds, and what the world needs to prepare for. The Coronavirus is playing a big role in economic changes and Jason and George break down some of the less obvious concepts of how this plays out. Key Takeaways: [1:45] Pushing back the April 15, Tax Deadline? [5:00] The people with the healthiest immune systems are most likely to be asymptomatic and be the carrier [10:45] Love him or hate him, President Trump has started the trend of bringing more (manufacturing) jobs to the U.S. [12:15] Part 2 Continuation: George Gammon [13:15] When Triple B bonds get downgraded to junk bonds [19:25] Sooner or later, companies like Tesla or Uber will need to sell equity to generate the cash they need to sustain themselves, especially in a recession [25:10] During a recession, tax receipts plummet Websites: 1-800-Hartman www.JasonHartman.com www.GeorgeGammon.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast
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Mar 10, 2020 • 38min

1408: Coronavirus Supply Demand SHOCK, Debt Defaults Coming, Oil Crash with George Gammon Part 1

COVID-19 or Coronavirus is spreading and so are the stories about it. Jason Hartman and guest, George Gammon, discuss the health and economic differences between the Coronavirus and the normal flu. If the health problems weren't enough, it's good to understand the economic implications surrounding this world spread virus. Today's episode dives deep into understanding the relationships existing in the global market. Key Takeaways: [4:00] Most people consider the great recession to have started the day that Lehman Brothers failed [6:30] Understanding nominal value and fiat money [13:05] The big differences between the Coronavirus and the normal Flu are the R Naught Value, and Serious (non-fatal) Complication Rate [19:25] COVID-19: a tougher, more hardy virus, living outside of the body [22:00] A supply shock and a demand shock in the U.S.? [26:05] How the corporate bond markets and the credit markets are affected by the crash in oil, Coronavirus and everything bubble turning into an everything crash [24:15] The stock market is like buying in cyclical real estate markets Websites: 1-800-Hartman www.JasonHartman.com www.GeorgeGammon.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast
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Mar 9, 2020 • 34min

1407: Black Swan Event Coronavirus, ALM Asset Liability Management Profits with Jeff Twigg

In today's episode, Jason is joined from across the world with Shenzhen, China local, Gary Halmbacher to discuss Black Swan Event Coronavirus. Gary shares his experiences with self-quarantining, and local changes just north of Hong Kong. In the second segment, Jason is joined by Sarasota, Florida realtor, Jeff Twigg. Jason and Jeff discuss aspects of Dan Amerman's workshop, including ALM. The two also discuss the unanticipated predictions made by Dan Amerman. Key Takeaways: [3:05] Guest Gary, from Shenzhen, China explains being self-quarantined [9:40] Guest Jeff Twigg [13:11] Discussion on Dan Amerman workshop, and some of his surprising predictions [16:45] The Roth IRA might go away? [22:35] Means-testing for Social Security [24:00] ALM Asset Liability Management Strategy Websites: www.JasonHartman.com www.JeffTwiggHomes.Com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast
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Mar 6, 2020 • 36min

1406 FBF: Asset Protection, Series LLCS, Wage Increases & Interest Rates

Today's Flash Back Friday comes from Episode 1057 Jason Hartman starts off this backward show with guest Scott, who's an attorney who will be speaking at the upcoming Profits in Paradise about asset protection. The two explore the benefits of a Series LLC and some best practices for asset protection. Then Jason goes solo and discusses where wage growth is happening in the US (and where it's not), and how trade wars and interest rates are connected right now. Key Takeaways: [3:25] What is a Series LLC and how can it benefit a real estate investor? [6:43] The best asset protection you can get defeats lawsuits before they even start [11:45] What kind of things will Scott be presenting in Hawaii? [17:57] The first part of asset protection is financial privacy [20:24] Real wage growth in Hispanic homes was more than 2x other households [25:22] Looking at rent paid like your tenant was your employee [28:18] The only linear market in the top wage increase list is Columbus, OH. [29:40] Trade wars are keeping interest rates lower Website: www.JasonHartman.com Jason Hartman's Alexa Flash Briefing Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)
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Mar 5, 2020 • 33min

1405: Fed Rate Cut, New Construction Property Profiles, COVID-19, & Debt Coverage Ratio

Jason Hartman speaks with today's returning guest, Adam, about current news including; another federal rate cut and COVID-19. While it's hard to escape the COVID-19 discussion right now, it's easy to plan for your financial future. Jason and Adam discuss the property investment benefits of an ever-increasing work-from-home environment. Check out two new construction property profiles with a great debt coverage ratio. Also, be the first to see new properties in the Proforma by subscribing to the PropertyCast in the link below. Key Takeaways: [1:30] Another rate cut by the not-so federal reserve [4:40] COVID-19 may fade out by springtime [7:00] The 100k bread-and-butter home holds a profit until your rent drops more than 20% [9:00] New construction in Jacksonville [10:37] Debt coverage ratio = how likely am I to ever get into trouble with this property [13:00] Property Cast - uploaded Proformas in pdf form, distributed like a podcast [17:30] A new construction in Palm Coast [21:00] General health: stop high-fiving. Instead, maybe bow? [24:45] The British government is telling people to avoid human contact for twelve weeks Websites: www.JasonHartman.com Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast
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Mar 4, 2020 • 29min

1404: Investors Benefits From Anti-Racist Appraisal Law?

Jason Hartman asks Rabbi Evan Moffic back to the show to discuss Biden's plan to revive anti-discrimination policies at the federal level. If his plan goes through, we can be sure that investors at the very least, will benefit. Don't forget the important, fourth kind of appraisal. If you'd like to live a little longer, drink water, eat healthily, and create wealth. The continuation of today's podcast discusses the recently released statistics making claims that life expectancy is related to wealth. Key Takeaways: [2:00] What's Joe Biden doing? A hidden benefit for real-estate investors [7:16] ...as a result, owner-occupied homes in majority African-American neighborhoods are undervalued by $48,000/home on average [10:40] The additional fourth (of three) kinds of appraisals; comparison, income, cost, and selling the property to a buyer. [15:00] Wealth can contribute to an additional 15 years on your life [24:30] The health of your body is the health of your cells Websites: www.JasonHartman.com RabbiMoffic.com/ Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast
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Mar 3, 2020 • 25min

1403: Lowest Interest Rates In History, Don't Try And Time The Market, Investment Counselor Sara

What will happen and what does it mean; the lowest interest rates in history? Jason is joined today by investment counselor, Sara, to discuss some new properties and their benefits. The two discuss the real estate market that has been trending upwards, causing few to want to wait. Don't try and time the market. Instead, focus on understanding the income property strategy. Save the date, Meet the Masters 2020 is set for beautiful San Diego, May 2nd and 3rd. Do you have what it takes to be a successful investor? Don't forget to check into the Jason Hartman Blogcast. Key Takeaways: [2:35] The lowest interest rates in history? [8:00] The real estate market has been trending upwards, why wait? [13:00] In the Dayton market, $119k [19:10] Meet The Masters 2020 in beautiful, San Diego [21:10] Do you have what it takes to be a successful investor? [22:20] What's your willingness to learn? Websites: www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) Jason Hartman's Blogcast
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Mar 2, 2020 • 30min

1402: All ROI Is Not Created Equal, Coronavirus Vaccine, How Typical Income Has Changed, Internships A Plus, Florida Rent Control

People aren't the problem, they solve problems. Jason shares news of the Israeli scientists' claim to a Coronavirus vaccine. The typical income has changed dramatically in 40 years, and so has the way a family's spending has been shaped. College or internships, the benefits of the latter. Jason answers a question from Florida Rent Control. In today's second segment, All ROI is not created equal. Learn one of the most valuable lessons of income property investments, IDEAL. Key Takeaways: [1:30] The Israeli scientists say they have a Coronavirus vaccine coming out in just a few weeks [2:30] People solve the problems [5:30] The typical male income no longer covers a family of four expenditures [10:00] College or internships? [12:45] Sebastien from JasonHartman.com/ask - was reading a report from Marcus & Millichap report about Florida Rent Control [19:00] Acting as a landlord in California can be a risky business [22:00] All ROI is not created equal [22:30] Income - cash flow from your investment (rent revenue) [23:20] Depreciation - a non-cash expense that recognizes the reduction in useable value for a piece of property over time [23:40] Equity - as the self-liquidating loan payments are made, it results in an increase in wealth for the investor [24:08] Appreciation - when the value of a property increases over time [24:50] Leverage - the use of other people's time and money Websites: www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) www.JasonHartman.com/ask

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