Creating Wealth Real Estate Investing with Jason Hartman

Jason Hartman
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Nov 20, 2023 • 43min

2080: Mastering Digital Privacy- The Ultimate Guide to Protecting Your Identity Online with Rob Braxman

Gain insights into real estate trends, leveraging income property for impressive returns, and stay informed on the dynamic landscape of mortgage applications. Then Jason and Rob Braxman discuss internet privacy issues and how they affect civil liberties in a dystopian tech world. Rob explains that Facebook uses IP addresses to detect proximity checks using "Mac addresses," which are unique network identifiers that are unique to each device. IP addresses are a protocol used for transferring data over the Internet, while Mac addresses are for announcing traffic inside one's own network. The limitation of Mac addresses is that they can only exist inside a local area network and do not transmit to the Internet. Rob suggests using a VPN virtual private network (VPN) to protect IP addresses, and locations. Listen in as Rob shares how you can defend your privacy in this relentless tech world bent on attacking your privacy. Key Takeaways: Jason's editorial 3:13 The Magic Number 4:19 California numbers YOY 5:19 A surge of new home mortgage applications on October 6:29 Empowered Investor Pro's new insurance product Rob Braxman interview 8:04 This dystopian tech world 10:40 The Idaho Killer and the Google sensor vault 13:26 Why privacy is important 14:52 FB, Reading Minds with Functional MRi and Hot Mics on phones 18:30 Mac and IP Addresses and why it matters 25:31 Layers of privacy via VPNs and "Degoogled" phones 32:35 CALEA LAW- Protection against a cell carrier and a state 39:21 What we can do to protect our privacy Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Nov 17, 2023 • 38min

2079 FBF: 4 Options For Property Management, Client Case Study Muthiah Nachiappan

This Flashback Friday is from episode 791, published last Feb 14, 2017. Jason welcomes Muthiah Nachiappan to the show. Muthiah is a client with 9 properties and an avid property management contract reader. He discusses his self-designed Property Management Survey, the garbage fees most property owners pay but don't question and how he became interested in income properties. For property owners, Jason shares 4 options for property management and then the 3 options property management companies have if they want to stay in business and service their customers. Key Takeaways: 2:57 Property Management contracts always favor the person who is drafting them. 4:19 Jason wants to disrupt the property management business through self-management, a la carte services and flat fee property management. 7:51 How Muthiah get interested in income properties. 11:54 Muthiah explains his Property Management Survey. 16:27] A flat fee system gives the property manager an agreed upon percentage of any money that comes in. 21:56 These 4 options for property management should be available to every property owner. 27:18 Property management companies need to change their business model to provide a hybrid option. 31:47 Let your property management company know that you are an educated and aware investor. 34:14 Muthiah shares his future investment plans and his retirement objectives. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Nov 15, 2023 • 46min

2078: The Dark Side of Private Equity; How It's Reshaping Real Estate & Impacting YOU with Gretchen Morgenson

This is part 2 of Jason's interview with Gretchen Morgenson. Jason discussed the Atlanta Federal Reserve bank data and housing affordability issue in the US. He highlighted the potential impact of a predicted housing shortage despite a lower population growth projection from the Census Bureau. Jason also talked about the structural labor shortage and its impact on unemployment rates and wage inflation, attributing it to a supply and demand imbalance. He expressed optimism about the impact of technology on job creation and promoted the 'Empowered Investor Guides Program.' FireYourManagers.com Jason welcomes Gretchen back as they finish the interview. They discuss how private equity's surge into single-family homes is reshaping urban landscapes, pricing out regular investors and first-time home buyers. They highlight concerns about these firms prioritizing profit over property maintenance, creating a semi-monopoly in the market. The impact stems from massive capital injections, largely sourced from public pension funds seeking high returns. Private equity's historical roots in leveraged buyouts are discussed, noting the industry's evolution and its current reliance on institutional investors. The conversation touches on rising interest rates affecting the real estate model and potential challenges for private equity firms. In closing, Gretchen warns individual investors of the industry's growing interest in their capital. #PrivateEquity #RealEstateMarket #Investing #HousingCrisis #Finance #EconomicImpact #PensionFunds #PropertyOwnership #MarketTrends #CapitalAllocation Key Takeaways: Jason's editorial 2:06 America's population statistics 11:11 Atlanta FED data 12:37 Affordability map 16:28 Peak of affordability 19:57 Affordability now 23:23 Ai and the new necessities 26:50 Empowered Investor Guide- 6 Zoom sessions coming up Gretchen Morgenson's interview part 2 27:48 Crowding out phenomenon 29:41 Where are they getting so much capital 31:46 Private equity timeline 33:54 How private equity will impact the real estate market 36:02 Getting hyper-focused on rents 39:37 Financing the single home purchases and it's cost of debt 41:01 What kind of capitalism do we want to have 42:33 Beware- they're coming for the individual investor Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Nov 13, 2023 • 29min

2077: Private Equity- How It's Changing the American Economy with Gretchen Morgenson

This is part 1 of Jason's interview with Gretchen Morgenson. Jason introduces author Gretchen Morgenson, as he talks about how private equity impacts and disrupts the American economy. He also mentions the wealth gap, control over businesses, and the challenges faced by the middle class. He emphasizes the significance of understanding past transactions, particularly during the COVID era, and highlights the housing shortage, attributing it to a lack of disruptive construction and transportation technologies. He also introduces a new strategy to increase cash flow and deposits, encouraging listeners to join a 6-week coaching program. Then Jason welcomes Gretchen Morgenson, a Pulitzer prize award-winning journalist, as they talk about private equity. They discuss the impact of private equity on various businesses, including real estate, and Gretchen explained the model of private equity which uses heavy debt and aims for quick turnaround profits. They also touched on the secretive nature of the private equity industry, its significant presence in various sectors of the US workforce, and its effects on profit-focused business practices. The conversation ended with a warning about private equity firms entering the insurance business. #PrivateEquity #EconomicImpact #HousingShortage #InvestingStrategy Key Takeaways: Jason's editorial 1:23 The wealth gap 3:17 Jason's long overdue haircut 4:08 Travel in a time machine to "Yesterday" 9:20 What's the point? 10:20 Cheaper mortgage after a decade 11:38 The affordability issue 11:53 Empowered Other People's Money- Fireyourmanagers.com Gretchen Morgenson interview 13:58 Welcome Gretchen Morgenson 14:13 These are the plunderers- time pressure on leveraged companies 17:17 Leveraged loans and the size of the markets 19:20 Focussed on hyper-profitability 25:53 Private Equity in SFH real estate Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Nov 10, 2023 • 41min

2076 FBF: Philip – Client Case Study in Atlanta, Kansas City, and Little Rock with Income Property Investor

This Flashback Friday is from episode 514, published last May 11, 2015. Jason reads a nice letter written by Gary who toured with Jason during the Memphis Property Tour. Jason introduces a long-time client, Philip Sullivan to the show to talk about his real estate investment portfolio. Philip is unique because he started his real estate journey doing hard-money lending first and then purchasing income property. He talks on some of the mistakes and key lessons he has learned on today's show. #Investment #RealEstate #EmpoweredInvestor #Housing #Equity #PropertyManagement #Casestudy Key Takeaways: 3:13 Jason regrets dropping out of typing class. Send him a voice mail, not an email! 8:13 Jason reads a lovely note written by one of his clients, Gary. 12:26 Jason welcomes Philip to the show. 15:36 Philip did 10-15 hard-money loans before he purchased his first property. 23:26 Philip chose class A properties, because he liked the leverage and stronger appreciation. 31:36 Catering to a diverse set of income classes will help you in both a good or bad economy. 34:36 Forward your addresses so important mail gets directly to you and not to your rental property. 36:41 A lot of clients have been successfully using virtual mail boxes. Jason explains what they are. Mentioned In This Episode: VirtualPostMail.com TravelingMailBox.com USGlobalMail.com PostScanMail.com Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Nov 8, 2023 • 40min

2075: The Coming Perfect Housing Storm

Jason Hartman shares updates on a new program for empowered investors in episode 2075. They introduced the Empowered Investor Guides program, offering specialized guidance to property investors. The program aims to help property owners convert tenants into tenant buyers, increasing deposits and reducing the need for property management. Additionally, Jason discussed the strong equity positions of homeowners, with most having significant equity in their properties, making a housing crash unlikely. He also touched on the need to address housing affordability issues. Melody Wright returns as she discusses the oversaturation of the real estate market, particularly in the build-for-rent and multi-family sectors. She points out that the boom in building luxury properties and the overpricing of homes have resulted in an oversupply. Many builders have ignored the need for affordable housing, and there might be a need for government intervention to subsidize write-downs on overpriced properties. Wright also highlights the impact of demographic shifts, with fewer babies being born and boomers retiring, and their effects on housing trends. #Investment #RealEstate #EmpoweredInvestor #Housing #Equity #PropertyManagement #Affordability Key Takeaways: Jason's Editorial 1:26 FireYourManager.com 6:57 Ready for a soft landing 9:14 The COVID jobs recovery is complete (and then some) 9:52 Negative equity rates among mortgaged residential houses 13:36 Turning back the clocks on housing 14:25 More on housing affordability next week Melody Wright Interview part 2 15:30 Build to Rent 26:43 Demographics on household formation during covid, affordability and the new builds 36:54 Action steps Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Nov 6, 2023 • 31min

2074: The Dark Side of Airbnb and Short-Term Rentals with Melody Wright

Jason interviewed Melody Wright, a housing analyst and strategist, about the housing market. Melody shared her experience in the mortgage industry and her transition into real estate technology. They discussed her pessimistic outlook on the housing market due to issues like inventory shortage, short-term rental properties, and 'shadow leverage'. Melody emphasized that she wasn't predicting a crash but was highlighting the challenges. Melody and Jason also discussed the delay in recording Covid data in Los Angeles County and the importance of triangulating data from multiple sources. They also touched upon the impact of a frozen housing market and the role of short-term rentals in the market. They also discussed the oversaturation of the short-term rental market due to Airbnb's growth strategy, and the trend of institutional investors pulling back. They concluded the conversation with a discussion on the current state and future prospects of the housing market, including the shift towards rental properties. #RealEstateMarketInsights #ShortTermRentals #Airbnb #InventoryIssues #RealEstateTech #MarketAnalysis #HousingTrends #ShadowInventory #ShortTermRentalSaturation #BuildToRent #RentalMarket #HousingAnalyst #HousingStrategy Key Takeaways: Jason's Editorial 1:27 Housing market crash- it's not IF but WHEN 2:25 Everyone's primary thought 7:48 Join our monthly Empowered Investor Pro meeting Melody Wright Interview Part 1 8:27 Melody's background 11:33 Shadow leverage and the many layers of the housing market 16:24 The inventory component 25:06 Oversaturation of the short term rental market Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Nov 3, 2023 • 55min

2073 FBF: Greg Saylor - Six Properties In Six Months, Client Case Study

Today's Flashback Friday is from episode 665, published last April 27, 2016. Just last year Greg Saylor was a corporate software engineer looking for a reliable investment strategy. He found the Creating Wealth podcast and listened during his long commute. He decided to pick up the phone and call one of Jason's investment specialists. It's now six months later and Greg has six income properties earning him $4000.00 in monthly income. His due diligence partnered with the extensive data resources available on JasonHartman.com have allowed him to get a step closer to financial freedom. Key Takeaways: Jason's Editorial: 4:14 What is your motivator? Do you expend more energy to conserve than to gain? 13:05 Hartman Education is having a big 2-week sale! Greg Saylor Guest Interview: 19:23 Was it the Creating Wealth podcast that got Greg interested in real estate investing? 26:55 The acquiring of the properties had the most components, everything else is pretty straightforward. 28:15 Greg shares the details his first income property deal including the flaws. 36:23 A certain percentage of risk is acceptable as long as you have a solid portfolio. 40:32 Property taxes are one factor which is that varies greatly from market to market. 45:44 Some rules for new investors to follow are to plan for additional expenses, be conservative on your numbers and have a reserve fund. 48:33 The debt to income ratio is an important factor in financing. Mentioned in This Episode: Jason Hartman Hartman Education Property Tracker Software Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Nov 1, 2023 • 42min

2072: Devastating NAR Real Estate Class Action Lawsuit- Is this the END

Jason discusses a significant legal case that could reshape the real estate industry. The case involves allegations of price-fixing and antitrust violations by major players in the industry, including the National Association of Realtors. A Missouri jury found NAR and several big brokerages guilty of conspiring to inflate commissions, potentially resulting in a massive financial impact. Hartman provides insights into the real estate industry, the role of commissions, and the potential implications of the case. He believes the commissions are too high due to the industry's oversaturation, leading agents to spend a significant amount on marketing to secure transactions. He also suggests that technology platforms like Zillow could benefit from the case, as it may lead to a more direct relationship between buyers and agents. #RealEstate #AntitrustLaws #PriceFixing #NationalAssociationOfRealtors #RealEstateCommissions #LegalCase #MarketDisruption #RealEstateIndustry #BuyersAgent #Cooperation #Commissions #Competition Key Takeaways: 1:28 An earthquake just hit the real estate industry 3:05 IS the NAR a cartel 4:00 Conspiring to inflate commissions 4:58 A 5 billion lawsuit and Jason's civil RICO case 8:15 Jason's commentary on a CNBC Video: Real Estate Commissions Under Fire 12:56 Buyer's agent adds great value to the transaction 18:50 NAR as a cartel 25:18 Higher Commission costs in the US 27:46 REMAX stocks versus the rest 29:37 American Bar Association & New York Bar Association 'Contingency Fees' 32:35 Anti-Trust Laws, the definition and pros and cons of a cartel 36:15 Real Estate: A Dysfunctional Industry 37:51 What's next and Jason's BIG Disruptor Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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Oct 30, 2023 • 28min

2071: Protecting Your Savings from Inflation: Proven Strategies for Savvy Investors

Today Jason welcomes Sara, one of his investment counselors to the show as they cover several financial and real estate topics. They address challenges faced by self-employed individuals in obtaining mortgages due to low reported income and offer insights into strategies like inflation-induced debt destruction. They also touch on interest rates, rental market saturation, and the advantages of joining the Empowered Investor Pro community, which provides valuable insights and networking opportunities for investors. #RealEstate #Investment #Mortgages #Inflation #InterestRates #EmpoweredInvestorPro Key Takeaways: Q & A with Investment counselor Sara 1:26 Visit JasonHartman.com/Ask for your questions 2:26 Self-employed financing 7:27 Protecting your cash as you save for the next property 11:41 Growing out of low quality houses into better ones 14:37 It's a dynamic market and are subject to change 15:33 Interest rates 16:58 Rental Saturation 18:17 Empowered Investor Pro and upcoming LIVE virtual events; stay tuned for details 22:09 Why mass inflation is still a threat to rich nations Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

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