The Long Term Investor

In the second episode of a series about student loan debt, I’m joined by Tyler Olson, who provides financial advice and education for early and mid-career physicians.    Listen now and learn: How to choose the right repayment plan When to refinance vs consolidate loans Differences in debt snow and debt avalanche approaches    Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Cait Howerton, CFP® shares her deep expertise in student loans and provides a broad overview on strategies for paying them off.    Listen now and learn: Challenges high-earning professionals with student loans face Strategies for managing student debt during low and high earning years How to manage lifestyle creep   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

John Jennings, author of The Uncertainty Solution joins the show to explain how to invest with confidence in inherently uncertain and unpredictable markets.   Listen now and learn: How humans react to uncertainty The difference between the economy and the stock market The role of skill and luck in investing outcomes   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Building the perfect portfolio doesn’t matter one bit if it doesn’t align with your willingness and ability to take risk. Evaluating your own risk tolerance is difficult for individuals because of the emotions that are intertwined with investing.    Listen now and learn: The difference between ability and willingness to take risk Factors that drive an investor’s risk tolerance How to choose the right asset allocation based on your risk tolerance   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

How does the choice of using index funds or core funds with an emphasis on value, size, and profitability impact your retirement savings?    Mathieu Pellerin, Senior Researcher and Vice President at Dimensional Fund Advisors, shares his recently published research on the impact of factor investing on retirement outcomes.    Listen now and learn: How a core portfolio differs from an index portfolio The impact of investment strategy on accumulation, decumulation, and bequest outcomes When short-term ends and long-term begins   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.  

The primary purpose of bonds is to reduce the overall volatility of the portfolio, but as we saw in 2022, that doesn’t mean they can’t lose money.   In fact, 2022 was the worst year for bonds in US history. And now that we’re in a new period of higher interest rates on money market funds, CDs, and short-term Treasury bills, I’ve noticed an increasing number of people wondering whether they should hold cash instead of bonds.   Listen now and learn: How reinvestment risk impacts yield  Why investment goals drive your choice of cash vs bonds Where diversification can help boost yield Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Jill Schlesinger, host of Jill on Money and award-winning business analyst for CBS News, joins the show to talk about her latest book: The Great Money Reset. Listen now and learn: What it means to do a great money reset How great money reset experiences differ by age Timely financial steps to build the life you really want Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

The United States is an exceptional place to invest and they’ve historically delivered higher returns than international stocks.    That begs the question: Does it make sense to own international stocks? Are US stocks enough for your portfolio?   Listen now and learn: The primary driver of recent US stock outperformance Why factor investing in a global manner tells a different story How International stocks perform during periods of low returns for US stocks   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Polina Pompliano is the author of HIDDEN GENIUS: The Secret Ways of Thinking That Power the World's Most Successful People. She is also the founder of The Profile, a media organization that studies successful people and companies.   Listen now and learn: Why mental models are more important than life hacks How to problem solve in a crisis The difference between systems-based and outcomes-based thinking   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.  

Retail investors are often curious about various aspects of AI, especially regarding its potential impact on the financial markets and investment opportunities. Some common questions asked by retail investors about AI include:   Listen now and learn: Whether you’re investing in companies at the forefront of AI Questions to ask about your existing holdings How AI can and can’t be incorporated into portfolio construction   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.