After Earnings

In this episode of After Earnings, Ann speaks with Upstart CEO and co-founder Dave Girouard about how the company uses AI to assess creditworthiness. Dave shares insights on the limitations of FICO scores, Upstart’s data points, recent earnings, and growth strategies.$UPST00:00 Start00:25 Limitations of FICO Scores00:50 New Approaches by Fintech Companies01:42 Upstart’s Credit Assessment02:22 AI and Creditworthiness05:10 Addressing Bias in Credit Access06:22 Upstart’s Macroeconomic Insights09:06 Challenges with Buy Now, Pay Later10:11 Upstart’s Business Model and Partnerships13:28 Recent Earnings and Market Reactions25:13 Future Growth and AI in LendingAfter Earnings is brought to you by Stakeholder Labs and Morning Brew.For more go to https://www.afterearnings.comFollow UsX: https://twitter.com/AfterEarningsTikTok: https://www.tiktok.com/@AfterEarningsInstagram: https://www.instagram.com/afterearnings_/Reach Out Email: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The pet industry is growing fast and could reach a global market size of half a trillion dollars by 2032. This episode looks at why people bought more pets during COVID, the trend of treating pets like family, and key public companies in the pet space, like Zoetis. Zoetis Executive Vice President and CFO Wetteny Joseph shares how the company works in both companion and production animal health. He talks about their top products, research investments, use of AI, and strong financial results. Despite challenges, Zoetis keeps pushing for innovation and profit in animal health.$ZTS00:00 START 00:26 The Rise of Zoetis in Animal Health02:10 Zoetis' Focus on Companion Animals03:21 Innovations in Pet Care Products05:06 Challenges and Opportunities in Pet Health09:06 Zoetis' Livestock Business Insights14:02 Global Market Trends and R&D Priorities17:41 The Role of AI in Animal HealthAfter Earnings is brought to you by Stakeholder Labs and Morning Brew. For more go to https://www.afterearnings.comFollow Us X: https://twitter.com/AfterEarningsTikTok: https://www.tiktok.com/@AfterEarningsInstagram: https://www.instagram.com/afterearnings_/Reach Out Email: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of After Earnings, Airbnb’s Chief Business Officer and Former CFO, Dave Stephenson, spoke with Katie and Ann to discuss the company’s unique differentiation strategies, including exclusive listings and a co-host marketplace. He highlights innovative marketing initiatives, a shift from search engine reliance, and the company’s global expansion efforts. Amid regulatory and market challenges, Airbnb celebrates significant growth in rural areas and extended stays, showcasing its value against traditional hotels and marking a milestone of over two billion guest arrivals worldwide.$ABNB00:00 START01:25 Airbnb’s Differentiation Strategy02:36 Winter Release and Co-Host Marketplace06:20 Unique Listings and Marketing Strategy09:52 The Power of Brand Marketing10:35 Airbnb’s Impact on Major Events12:14 Navigating Regulatory Challenges13:48 International Expansion and Market Trends18:51 Leadership Insights and Future OutlookAfter Earnings is brought to you by Stakeholder Labs and Morning Brew.For more go to https://www.afterearnings.comFollow UsX: https://twitter.com/AfterEarningsTikTok: https://www.tiktok.com/@AfterEarningsInstagram: https://www.instagram.com/afterearnings_/Reach Out Email: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of After Earnings, Katie Perry and Ann Berry talk with Blake Grayson, CFO of Docusign, about the company's shift from e-signatures to intelligent agreement management. Grayson discusses Docusign's new IAM platform, AI-focused acquisitions like Lexion, and global expansion plans. He also shares insights on financial performance, growth strategies, and how Docusign plans to innovate with its 1.6 million customers. Grayson wraps up by reflecting on his 11 years at Amazon.$DOCU00:00 START01:04 Docusign's Evolution and Vision02:35 Intelligent Agreement Management Platform08:10 Go-to-Market Strategy and Competitive Landscape12:56 Recent Acquisition and AI Integration20:27 Financial Performance and Market Perception28:50 Blake Grayson's Career JourneyAfter Earnings is brought to you by Stakeholder Labs and Morning Brew.For more go to https://www.afterearnings.com.Follow UsX: https://twitter.com/AfterEarningsTikTok: https://www.tiktok.com/@AfterEarningsInstagram: https://www.instagram.com/afterearnings_/Reach OutEmail: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of After Earnings, COO & CFO of Affirm Michael Linford sits down with Katie to reflect on the outstanding Q2 performance for the popular Buy Now, Pay Later company. Linford shares the secret sauce that contributes to Affirm’s rapid growth and areas of opportunities to seize, such as key partnerships with Amazon and Apple. Also, some insight to why Affirm is considered one of the more popular methods of payment for Gen Z and where Affirm fits in the trend of AI.00:00 - Welcome Affirm COO & CFO Michael Linford02:00 - Secrets to Affirm’s ‘killer’ Q2 earnings05:30 - Effects of the Fed’s rate cut on consumer demand09:10 - Why Gen Z leans on Affirm for their purchases11:40 - What Affirm does better than its competitors14:30 - Are there plans to leverage AI?18:40 - What the Apple partnership brings for Affirm20:30 - Breaking into the UK market24:00 - Building a payment network as big as Amex or VisaAfter Earnings is brought to you by Stakeholder Labs and Morning Brew. For more go to https://www.afterearnings.comFollow Us X: https://twitter.com/AfterEarningsTikTok: https://www.tiktok.com/@AfterEarningsInstagram: https://www.instagram.com/afterearnings_/Reach Out Email: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of After Earnings, Arm CFO Jason Child joined to talk about the company's growth since its IPO, its relationship with SoftBank, and its approach to AI. He shared insights on Arm's engineering culture, key partnerships with tech giants like Google and Microsoft, and how going public has impacted recruitment. Jason also discussed Arm’s strategies in mergers and acquisitions, as well as managing investor relations.$ADR00:00 START 01:12 Understanding Arm's Role in the AI Value Chain02:47 Arm's IPO Journey and Business Model03:25 Revenue Streams: Licenses and Royalties06:59 AI and the Semiconductor Market08:31 Talent Wars and Recruitment Strategies11:56 Competition and Market Position13:19 Public Float and Investor Relations16:38 Managing Expectations and Long-term Vision18:44 M&A and Future Growth20:09 Cloud Products and Market Share23:25 China Revenue and Geopolitical Impact25:14 Work Culture and Remote Work Policies After Earnings is brought to you by Stakeholder Labs and Morning Brew. For more go to https://www.afterearnings.comFollow Us X: https://twitter.com/AfterEarningsTikTok: https://www.tiktok.com/@AfterEarningsInstagram: https://www.instagram.com/afterearnings_/Reach Out Email: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In the latest episode of After Earnings, Pfizer CFO David Denton shares insights into the company’s achievements and future strategies with Ann Berry and Katie Perry. They discuss topics like acquiring Seagen, the use of AI in drug development, and ongoing initiatives in oncology and weight management. Denton addresses shareholder concerns about financial performance, emphasizing Pfizer’s dedication to innovation through significant investments in M&A and R&D. He also highlights the development of an oral GLP-1 receptor for obesity management and efforts to maintain robust dividends.$PFE00:00 START00:55 Pfizer’s Current Position and Achievements02:23 Strategic Acquisitions and Investments06:04 AI and Digital Transformation in Drug Development08:33 New Product Development: Oral Semaglutide10:37 Challenges and Market Opportunities15:39 Direct-to-Consumer Strategies and M&A20:31 Investor Relations and Future OutlookAfter Earnings is brought to you by Stakeholder Labs and Morning Brew.For more go to https://www.afterearnings.comFollow UsX: https://twitter.com/AfterEarnings  TikTok: https://www.tiktok.com/@AfterEarnings  Instagram: https://www.instagram.com/afterearnings_ / Reach OutEmail: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of After Earnings, Katie talks with Mike Walrath, CEO of Yext, about digital presence management. Mike explains how Yext helps companies keep their online info accurate, which is key for revenue and customer satisfaction. They discuss challenges from AI and the need for reliable data, plus Yext's recent acquisition of Hearsay and AI's growing role in business.00:00 START 01:28 The Importance of Accurate Digital Data03:30 AI's Impact on Search and Data Accuracy06:56 Klarna's Bold Move and SaaS Industry Insights09:05 Balancing Innovation and Customer Needs11:01 Yext's Recent Earnings and Future Focus17:30 The Evolution of Digital Advertising21:34 Reflections on Education and Career Paths$YEXTAfter Earnings is brought to you by Stakeholder Labs and Morning Brew.For more go to https://www.afterearnings.comFollow UsX: https://twitter.com/AfterEarnings  TikTok: https://www.tiktok.com/@AfterEarnings  Instagram: https://www.instagram.com/afterearnings_ / Reach OutEmail: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Katie Perry sat down with Upwork CFO Erica Gessert to discuss trends shaping the freelance marketplace. With 38% of the U.S. workforce participating in freelance work, Upwork is positioned at the intersection of rising fractional workforces and AI advancements. They brokedown the benefits for enterprises, the growth of AI-enabled freelance jobs, and Upwork's strategic initiatives, including partnerships with OpenAI.$UPWK00:00 START00:41 The Rise of Fractional Work and AI04:37 Benefits of Freelance Platforms for Businesses10:58 Upwork's Financial Performance and Market Perception12:41 AI's Role in Upwork's Future17:14 Partnerships and R&D at Upwork27:28 NFL TalkAfter Earnings is brought to you by Stakeholder Labs and Morning Brew.For more go to https://www.afterearnings.comFollow UsX: https://twitter.com/AfterEarningsTikTok: https://www.tiktok.com/@AfterEarningsInstagram: https://www.instagram.com/afterearnings_/Reach OutEmail: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of After Earnings, Katie Perry and Ann Berry chat with Wes Cummins, CEO of Applied Digital, about NVIDIA's latest earnings and how it's shaking up the tech world. They dive into what Applied Digital is doing with AI, the challenges of building data centers in rural areas like North Dakota, and the impact on local communities. They also talk about the future of AI supercomputing and what’s next for the company.$APLD00:00 START 02:44 Applied Digital's Data Centers05:46 NVIDIA's New Chips and Impact07:22 Financial Performance and Challenges09:16 Customer Base and Market Strategy17:53 Future Growth and Expansion Plans26:55 Revitalizing Rural AmericaAfter Earnings is brought to you by Stakeholder Labs and Morning Brew. For more go to https://www.afterearnings.comFollow Us X: https://twitter.com/AfterEarningsTikTok: https://www.tiktok.com/@AfterEarningsInstagram: https://www.instagram.com/afterearnings_/Reach Out Email: afterearnings@morningbrew.com Learn more about your ad choices. Visit megaphone.fm/adchoices