
Personal Finance for Long-Term Investors - The Best Interest
Why is personal finance so complicated?
The internet is flooded with personal finance “experts” sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies.
Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, Personal Finance for Long-Term Investors simplifies complex financial topics. With relatable stories, in-depth research, and practical tips, Jesse helps you master financial planning for families, make smart decisions about tax-efficient investing, and build strategies for retirement planning and beyond.
Formerly known as The Best Interest Podcast, and inspired by Jesse’s award-nominated blog The Best Interest, this podcast is your trusted resource for comprehensive financial planning and smart investing.
Whether you're looking for optimal investment allocations, retirement planning advice, or generational wealth transfer ideas, this show makes personal finance approachable, enjoyable, and actionable.
A richer tomorrow starts with learning today. Invest in your knowledge with Personal Finance for Long-Term Investors.
Latest episodes

Oct 13, 2022 • 26min
Omission and Paralysis - E43
On this episode of the podcast, we discuss the hidden dangers of "analysis paralysis" in personal finance. And we discuss the "omission vs. commission" problem in investing. Does "doing nothing" absolve you of financial responsibility?

Sep 28, 2022 • 34min
Lollapaloozas - E42
On this episode, we talk about rogue waves, rogue markets, and paying off debt. We also answer 4 cool listener questions, covering: - credit cards - how to invest $100K - if current economic conditions are affecting my investing thoughts - and my first foray into investing

Sep 21, 2022 • 30min
Kanye West and Reader Questions - E41
This episode features thoughts on Kanye West, and detailed answers to two terrific reader/listener questions. A few links: Original Kanye article: https://bestinterest.blog/kanye-broker-than-me/ ChroniFi podcast: https://podcasts.apple.com/us/podcast/acting-in-your-own-best-interest-interview-with-jesse/id1597816029?i=1000579101148 BiggerPockets podcast: https://podcasts.apple.com/tr/podcast/the-almost-guaranteed-way-to-31x-your-investments/id1330225136?i=1000579159475

Sep 11, 2022 • 33min
Did I Make an Investing Mistake? - E40
In this episode, we talk about: - the college loan forgiveness program - "gardening" vs. "dining out," and how it applies to financial planning - a blog reader asking if they made a BIG investing mistake?

Aug 24, 2022 • 25min
Back In The Saddle - E39
The podcast is back! This episode covers... - a quick (hopeful) plan for the future of the pod - discussing "The Perfect Investor," and why they're a mythical character - and a favor: send me your questions!

Jan 17, 2022 • 48min
This One's For Tommy - E38
Long time, no chat! This episode is a mixture of: - some catch-up conversation - a few big money topics to discuss - my career change - answering YOUR questions - and a sprinkling of other random stuff Mentioned in the episode: TicToc Life: https://www.tictoclife.com/ "No More Side Quests": https://thereformedbroker.com/2021/11/15/no-more-side-quests/ "Does Not Compute": https://www.collaborativefund.com/blog/does-not-compute/ Noom: https://www.noom.com/ Influence: https://amzn.to/3rus7tS

Sep 22, 2021 • 1h 5min
Married - With Children! But Retiring Early In Your 40s - E37
Today's episode features "Landshark," who is retiring in his 40s in 2022. We discuss his investing path to multi-millionaire status, his thoughts on retiring with two young kids, and much more. Landshark SNL skit: https://www.youtube.com/watch?v=p_NS2H55dxI Random Walk Down Wall Street: https://amzn.to/3nUCxmE Coffeehouse Investor: https://amzn.to/3lQFLF8 Simple Path to Wealth: https://amzn.to/3ExNuQV The Automatic Millionaire: https://amzn.to/3nTKubB Your Money or Your Life: https://amzn.to/3CCJw7P Landshark's spreadsheets: https://docs.google.com/spreadsheets/d/1G_Kx0H1oDoABP_qhWtRr5G-RJAWbSpzBMWDMmkwbVps/edit?usp=gmail https://docs.google.com/spreadsheets/d/1zQXLMbuEbV8-a4ebKfiqoo_9k5LArUobhlJf6MhGJjw/edit#gid=853516457 ...his website: Landshark.org Social Security Calc: https://www.physicianonfire.com/calculators/ssa/ Wait but Why article: https://waitbutwhy.com/2015/12/the-tail-end.html

Sep 14, 2021 • 48min
Retired at 30, with Purple - E36
Today's guest is Purple, of the famous A Purple Life blog. We discuss retiring at 30, fun lessons from Year 1 of retirement, and share plenty of jokes about birds, passwords, and good books. If you want to reach Purple, check out https://apurplelife.com/

Sep 8, 2021 • 53min
Upstate Real Estate with The FI Couple - E35
This episode features The FI Couple - a young husband and wife from upstate New York who are utilizing real estate to reach financial independance. Find the FI Couple: On Instagram: https://www.instagram.com/theficouple/?hl=en On Twitter: https://twitter.com/theficouple?lang=en On their website: https://www.theficouple.com/ Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE

Aug 31, 2021 • 1h 6min
Money Hungry with Michelle Jackson - E34
Michelle Jackson is an entrepreneur involved in various forms of financial media and non-financial media. Plus, she's super funny and entertaining. Get ahold of Michelle at: https://michelleismoneyhungry.com/connect-with-michelle/ Listen to Michelle discuss personal finance with a sex worker: https://podcasts.apple.com/us/podcast/making-money-online-as-a-sex-worker-a/id1142053967?i=1000530725647 Listen to Jesse and Michelle discuss Bitcoin: https://michelleismoneyhungry.com/what-is-bitcoin/ Start your Personal Capital account today - personalcapital.sjv.io/9WAGRE