Why is Personal Finance so Complicated?

Why is personal finance so complicated? Even worse, the Internet is full of personal finance “experts” providing short-sighted, error-prone, and outright bad financial advice. 

 

Sure, we all need the basic advice - investing 101, budgeting, how to avoid financial frauds. But then there’s the more complicated stuff…

 

• What happened at Silicon Valley Bank in March 2023? 

• Why did bonds - a supposedly safe investment - suffer losses in 2022? 

• How did the Great Financial Crisis happen - and could it happen again?! 

 

We all want to understand significant financial events but don't want to constantly read and watch a stream of negative news that stresses us out. 

 

Real topics with real implications, deserving a simple, straight forward explanation. We don’t have time to be Warren Buffett or get Economics PhDs. We shouldn’t have to! But we need to be aware of what’s going on. This stuff affects our lives. 

 

That’s where The Best Interest Podcast come in, hosted by me, Jesse Cramer. 

 

I take the important news, break it down in simple terms, and reinforce the important personal finance advice that these events should teach us.

 

I use everyday experiences to make personal finance accessible for the average investor. Extensive research and simple narrative makes finance both informative and enjoyable. 

 

By day, I work for a fiduciary wealth management firm in Rochester, NY, helping clients 1-on-1 create their long-term financial plans and investment portfolios. By night, I runs The Best Interest - nominated in 2022 for "Personal Finance Blog of the Year.” 

 

The Best Interest simplifies personal finance and investing to make your life easier, smarter…and a little richer, too. Come invest in knowledge with The Best Interest.