

Which?
Which?
Our presenters sit down with our team of consumer experts to give you useful advice to help make life simpler, fairer and safer for everyone.
Which? Money is your home for money news and personal finance hacks. Which? Shorts is your home of narrated pieces from our suite of magazines. And stay tuned for other shows full of advice.
Which? Money is your home for money news and personal finance hacks. Which? Shorts is your home of narrated pieces from our suite of magazines. And stay tuned for other shows full of advice.
Episodes
Mentioned books

Mar 4, 2025 • 10min
How to use cloud storage to secure your data
In this week's episode of Which? Shorts, we're investigating the key differences between the major cloud service providers, and reveal whether you really can trust them with your personal data. Read more on how to choose the best cloud storage service & sign up for our Tech newsletter, it's free monthly Listen to our podcast about Which? taking Apple to court Join Which? Tech now Become a Which? member for 50% off the usual price

Mar 2, 2025 • 12min
Smart ways to save
In our final episode, we take a look at the many ways you can use apps to help you save money as you spend.Find out more, read The best budgeting apps of 2025 and sign up to our free monthly Money newsletter.

10 snips
Feb 27, 2025 • 36min
The ‘free money’ hack you can do today
Grace Witherden, a Which? Money expert, and Gabriel Nussbaum, known as That Money Guy, dive into the world of bank switching. They lay out the current offers and incentives that can bring you 'free money.' The discussion covers the ease of switching banks and the potential benefits, like hefty cash bonuses. However, they also warn about the pitfalls of juggling multiple accounts and the importance of understanding terms. Ultimately, they emphasize that the right choice depends on your personal financial needs and habits.

Feb 20, 2025 • 29min
Why you need to act now to stop your stamp duty bill from doubling
Stephen Maunder, Which? mortgage expert, and David Hollingworth, Associate Director of L&C Mortgages, delve into the critical changes in the mortgage market. They discuss the recent drop in the Bank of England's base rate and its impact on first-time buyers. The duo highlights the surge in stamp duty rates, which could add thousands to tax liabilities, urging potential homeowners to act swiftly. They also provide insights on navigating current housing market challenges and opportunities, emphasizing the importance of seizing financial advantages before looming deadlines.

Feb 16, 2025 • 13min
How to avoid mobile banking scammers
In this episode, we take a look at the most common banking security threats and what you can do to protect yourself from scammers preying on your information.Find out more, read How safe is online banking and sign up to our free monthly Money newsletter & our free Scam alert newsletter

Feb 13, 2025 • 37min
Why you should open a joint bank account
To coincide with Valentine’s Day, we’re exploring joint accounts, spotting the signs of romance fraud, and finding the best Valentine’s deals for you. In this episode Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, reveal the best joint accounts available, the pros and cons of sharing money, and alternative ways to pay bills together. Plus, Author Becky Holmes talks about her research into romance fraud, how to spot it, and why we need to talk about it. Read our reviews of the best joint accounts & sign up to our free weekly Money newsletter. Find out how your bank can help protect you from financial abuse.Read our advice on how to detect romance fraud.Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

Feb 6, 2025 • 36min
Should you be worried about inheritance tax?
Inheritance tax - it’s something that’s become a hot topic in recent months, following the government’s proposals to make some changes to how it works, which will lead to more people facing a bill. It’s often an emotive subject, but is also a complex one, with lots of rules that determine how and when inheritance tax is charged. In this episode Which? Money Editor Jenny Ross and Director of Public Policy at AJ Bell, Tom Selby discuss how inheritance tax works, how you can potentially avoid it, and whether you need to worry about it at all. Read more about the ways to avoid paying IHT & sign up to our free weekly Money newsletter. Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

Feb 2, 2025 • 11min
Why accessing your pension is complex and stressful
This week we're looking at the impact of the government's 'freedom and choice' rules a decade on and the options available to access your pension now.Find out more, read Annuities vs pension drawdown: which option is right for you? and sign up to our free monthly Money newsletter.

Jan 30, 2025 • 32min
Which credit card is actually right for you?
Credit cards - used wrong and they can be a nightmare, but used right, they can be a great tool, whether that’s the cheapest way to borrow, helping you get out of debt, or making the most of rewards. There are hundreds out there on the market with varying rewards, interest rates and functions. In this episode, Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, explain the different types, reveal the Which? Best Buys, and deep-dive into all things credit cards along the way. Read our best credit card deals and best providers & sign up to our free weekly Money newsletter. Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

Jan 28, 2025 • 12min
Which? Cars: what we learned writing the 2025 Which? Car Guide
Last week we released the Which? Cars podcast, where we sat down with our motoring experts to find out what they learned writing the 2025 Which? Car Guide. From revealing the data that shows new cars are spending more time off the road than old ones, to demystify the world of car finance, we've got you covered. We also answer some of your burning questions. Today, you can hear a teaser of what we got up to. You can listen to the full episode here - or become a Which? member for 50% off the usual price. Read the latest news from the cars team & sign up for our Cars newsletter, it's free monthly. Read about the most and least loved cars for 2025 & use our car reliability tool to check the reliability of your car.