Which?

UK pharmacies are facing a crisis due to severe funding cuts, staff shortages, and manufacturing issues. These challenges lead to limited access to medications and advice for patients. The discussion includes the Pharmacy First initiative and practical solutions for navigating these obstacles. Listeners learn how to verify pharmacy credibility and discover alternative options for prescriptions, including utilizing the NHS app for repeat orders. This conversation sheds light on an urgent issue affecting public health.

Grace Witherden, a Money Content Editor at Which?, teams up with Victoria Lyons, an Admiral Nurse at Dementia UK, to tackle the tricky financial terrain following a dementia diagnosis. They discuss innovative banking solutions like the Sibstar account and stress the need for lasting power of attorney to safeguard finances. The conversation dives into the emotional complexities, urging families to address financial planning proactively. They also highlight modern tools for caregivers, making financial management more accessible for those impacted by dementia.

Dive into the world of modern car technology, where shiny features often overshadow practicality. Explore the value of advanced systems like cruise control and blind spot monitors, weighing their benefits against potential drawbacks. Discover which tech is essential and which could be more trouble than it's worth. This insightful discussion prompts a reevaluation of what really enhances safety and driving experience, leaving you with a clearer picture of what to prioritize in your next vehicle.

Investment experts Josh Wilson from Which? and Russ Mould, AJ Bell's Investments Director, dive into the chaos caused by recent U.S. tariffs. They unpack how these tariffs could reshape the housing and bond markets, potentially creating unique investment opportunities. The conversation shifts to the unpredictable nature of investing, emphasizing diversification and strategic decision-making. With market accessibility on the rise, they discuss how new platforms are changing the game for all investors, especially beginners.

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Stephen Maunder, a mortgages expert, and Aneisha Beveridge, Head of Research at Hamptons, discuss the surprising effects of Trump’s tariffs on mortgage rates. They delve into the current competitive landscape among lenders, suggesting it might benefit mortgage holders. The conversation highlights the implications of recent rate drops for first-time buyers and the significance of economic factors on mortgage options. Additionally, they explore how stamp duty changes are impacting buyers and regional variations in house price recovery across the UK.

Frustrated with unreliable broadband? The discussion kicks off with essential mobile apps that can revolutionize daily life. Discover how popular picks like New York Times Games and Shazam simplify tasks and enhance entertainment. Plus, learn about a consumer advocacy organization's membership benefits that champion consumer rights. It's a treasure trove of tech insights and recommendations!

Adam French, Managing Editor at NerdWallet UK, joins James Aitchison, an energy expert at Which?, to tackle the rising energy price cap. They break down what this means for your monthly bills and provide tips on how to lower them. The duo discusses the shift towards fixed energy tariffs and highlights top energy suppliers based on consumer satisfaction. They also share practical saving strategies for homes, such as smart appliances and smart energy management, empowering listeners to make informed choices in these challenging times.

Discover the ins and outs of tipping culture in the UK. Are waitstaff truly benefiting from your tips? Explore the legal impact of the Employment Allocation of Tips Act and how tipping practices vary across the hospitality sector. Learn about the dos and don'ts of showing appreciation for good service, and find alternative ways to express gratitude if you choose not to tip. Plus, get insights into exclusive offers for savvy consumers!

This discussion features Matthew Jenkin, a Which? Money writer specializing in personal finance, and Marcus Johns, a Senior Research Fellow focused on public policy. They tackle the striking 5% increase in council tax bills and explore the historical funding shifts that led councils to rely more on local taxpayers. Frustration over rising bills despite declining services is palpable. Listeners learn about exemptions, discounts for specific groups, and practical tips to navigate council tax challenges and potentially reduce their payments.