Passively Rich with Rentals

Melissa Nash Real Estate Investor & Coach
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Dec 16, 2025 • 37min

How to Avoid Capital Gains Tax with a 1031 Exchange

Stop losing 30-40% of your rental property profits to capital gains tax. In this episode, 1031 exchange expert Dave Foster from Exeter 1031 Exchange reveals how to legally defer taxes on property sales—and how to pass wealth to your heirs without anyone paying the deferred tax.I've personally used 1031 exchanges three times to defer over $150K in taxes. Dave breaks down the critical timelines, reinvestment requirements, and the "swap till you drop" strategy that lets you build wealth tax-free for life.🎁 FREE RESOURCE: Get my 1031 Exchange Checklist + 3-Day Out-of-State Investing Course: https://www.skool.com/passiverentals-free/about?ref=podcast📩 SERIOUS INVESTORS: I have access to 30-40 off-market, cash-flowing rental properties each month. These pre-vetted deals are available exclusively to investors I work with directly. Email me: info@hellomelissanash.comEPISODE SPONSORS:Protect your investments. Set up your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67🚀 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next purchase. See how it works: https://youtu.be/Wc9A61DYBYMCONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...
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Dec 9, 2025 • 15min

Rental Property Debt: When to Pay Off vs When to Buy More Properties

Should you pay off your rental properties or use that cash to buy MORE? This is THE question I get from clients constantly—especially Dave Ramsey followers who are terrified of debt.In this episode, I'm breaking down:My personal Real Estate Snowball strategy (how I'm paying off 10+ properties in 7-8 years)The "lazy equity" trap that's costing investors millionsReal math: How 1 paid-off property can become 4 properties worth $1M in 10 yearsWhen to be in the "buy, buy, buy" phase vs the "pay off" phaseWhy your tenants are literally buying you free housesWhether you have 1 rental or 50, this episode will change how you think about rental property debt.EPISODE RESOURCES:🎁 DOWNLOAD YOUR FREE REAL ESTATE SNOWBALL CALCULATOR Run your own numbers and see exactly how long it will take to pay off YOUR rental properties. This is the exact tool I use to plan my 10-property payoff strategy.Inside my free Skool community you'll also get: ✅ 3-Day Out-of-State Investing Course ✅ Deal analysis calculators & templates ✅ Market research reports ✅ Weekly live Q&As where I review your deals ✅ Active community of 500+ investors taking action NOW⚠️ Fair warning: I'm keeping this free for now, but once we hit 1,000 members, this becomes a paid membership. Lock in free lifetime access today: https://www.skool.com/passiverentals-free/about?ref=podcast__________________________________MORE RESOURCES:CONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...
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Dec 3, 2025 • 25min

The NEW 50-Year Mortgage: Smart Move or Disaster?

🎁 Grab your FREE 3-Day Out-of-State Investing Course + join an active community of passive real estate investors here: https://www.skool.com/passiverentals-free/about?ref=66b2acc27c054a96b2fc68a949451796━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━THE NEW 50-YEAR MORTGAGE EXPLAINEDThe 50-year mortgage is suddenly everywhere, and if you're wondering whether this is a brilliant opportunity or a dangerous trap for real estate investors, this episode breaks it all down. I sit down with creative investment lender Aaron Chapman to discuss what the 50-year mortgage actually means for rental property investors, how it could change cash flow and leverage strategies, and why waiting for it to launch could be the biggest mistake you make in 2025.WHAT YOU'LL LEARN IN THIS EPISODEYou'll discover why a 59% swing in the US dollar's buying power in just 11 months means long-term mortgages are actually working in your favor, not against you.CIRCUIT BREAKERS THAT PROTECT YOUR INVESTMENTIf you're hesitant about out-of-state real estate investing because you can't drive by the property, this episode addresses that concern head-on. We break down all the circuit breakers that actually protect your investment: title companies, professional inspections, appraisals, insurance, property management companies, and legal contracts. The reality is that real estate investing has more protections than most other asset classes, including stocks and bonds you can't "see" or "touch" either.━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━RESOURCES MENTIONED IN THIS EPISODEAaron Chapman's New Book: Red Economics - Pre-order at www.quitjerkingoff.comCONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...
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Nov 19, 2025 • 18min

How to Trust Out-of-State Investments: The System I Use to Eliminate Risk for 2000+ Clients

Join an active community of passive RE investors here for FREE: https://www.skool.com/passiverentals-free/about?ref=66b2acc27c054a96b2fc68a949451796THE QUESTION EVERY OUT OF STATE INVESTOR ASKS 🤔A client asked me how to know if an out of state property is actually good and how to trust the area when you've never been there. If you're investing remotely, this is the exact question keeping you stuck in analysis paralysis. I'm breaking down the entire system I've used to help over 2000 clients successfully buy and close on rental properties in markets they've never visited. This isn't theory, this is a proven process that eliminates risk and removes the guesswork.THE THREE PILLARS THAT ELIMINATE RISK 🎯I reveal the exact framework I use to vet markets, teams, and properties so you can invest confidently from anywhere. We're talking about how to pick markets with high rental demand, how to find property managers with real time data you can't get from Google, and why working with vetted renovation teams changes everything. I also share why some areas look perfect online but are actually one street away from disaster, and how to avoid that trap completely. This is the training wheels system that lets you take action without creating another full time job for yourself.WHY SMART INVESTORS STOP DOING IT ALONE 💡The biggest mistake I see is investors trying to build their own teams from scratch in markets they don't know. You're competing against people who've been doing this for a decade with established relationships and proven systems. I'm handing you the shortcut. If you're serious about building a rental portfolio without the overwhelm, this episode shows you exactly how.CONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...
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Oct 28, 2025 • 25min

How I Taught My Kids to Build Wealth with Real Estate (And You Can Too)

Join an active community of passive RE investors here: (ITS FREE) https://www.skool.com/passiverentals-free/about?ref=66b2acc27c054a96b2fc68a9494517960:00 Introduction: Breaking the Money Trauma Cycle 3:15 The Parenting Pressure Cooker 7:30 Changing Money Conversations with Kids 12:45 Teaching Kids to Think Like Creators 16:20 Real Estate and Real Wealth 20:35 How My Kids Bought Properties Before 18 25:10 Breaking Your Own Money Trauma 29:40 Action Steps This WeekTEACHING KIDS ABOUT WEALTH AND REAL ESTATEMost parents unknowingly pass down money trauma 😰 In this Passively Rich with Rentals episode, I share how to break that cycle. Learn to shift conversations that transform your family's financial future with tools school never teaches.BREAKING NEGATIVE MONEY CONVERSATIONSHow we talk about money matters 💰 Instead of saying we can't afford that, I share responses teaching problem solving and financial literacy without shame. Help kids brainstorm solutions and teach money creation through creative thinking.REAL ESTATE FOR GENERATIONAL WEALTHI helped three kids purchase turnkey rentals before 18 using savings 🏠 My daughter studying art owns a cash flowing rental while tenants pay her mortgage. This provides financial security regardless of career path.FIVE PROFIT CENTERS IN RENTALSReal estate creates wealth five ways 📈 Cash flow, appreciation, equity paydown, tax benefits, and inflation hedging. These teach children wealth building requires patience and strategy.SHIFT FROM SCARCITY TO ABUNDANCESeeing money make money shifts your mindset 😓 Money stops being lazy and works while you sleep. This changes parenting and financial modeling kids absorb.TEACHING KIDS ENTREPRENEURSHIPChildren watch parent money behaviors 👀 Teaching lemonade stands, saving money, and wants versus needs prepares them for decisions. All my children understand multiple income streams.WHAT REALLY MATTERSTeaching kids real estate, multiple incomes, and making money work matters more than career choice 🎓 Teachers owning rentals have more freedom than doctors trading time for money.Learn more at CONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...
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Oct 21, 2025 • 16min

The 4 Ways Turnkey Rentals Build Wealth (Case Study: $155K St. Louis Property)

👉 BOOK YOUR FREE STRATEGY CALL: https://api.leadconnectorhq.com/widget/bookings/ladyluckEPISODE SUMMARY:Hey hey hey! Melissa Nash here with a GAME-CHANGER episode that’s about to blow your mind!Most investors are leaving $10,000+ per year on the table by only looking at cash flow. In this episode, I break down a REAL $155K St. Louis property and show you how it’s secretly making over $13,000 a year on just a $31,000 investment. Spoiler: it’s not just about the monthly rent check!Episode Highlights:The 4 Profit Centers: Cash flow is just ONE way this property pays you. I reveal the other THREE (and why ignoring them is costing you big time).Real Deal Breakdown: Live numbers on an actual turnkey property available RIGHT NOW. $155K purchase, 40%+ total return.Scale Your Income: One property = $300/month. Three = $900/month. Five = $1,500/month. Here’s the roadmap.Done-For-You System: Vetted property managers, investor-friendly lenders, landlord-friendly markets. I’ve done the heavy lifting—you just need the plan.Insider Access: I get 30-50 off-market properties EVERY WEEK. Most never go public. My clients see them first. (Yeah, you want in!) Reach out to see how you can get access. CONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...
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Sep 16, 2025 • 36min

How to Retire Your Spouse with Cashflow (Adam’s $20K/Month Story)

Use this link to connect directly with Adam and book a free strategy call: [CLICK HERE] What would your life look like if you could create $20K a month in cash flow in just five years… and retire your spouse in the process? That’s exactly what Adam did. In this episode, he shares his journey from debt and financial pressure to building massive cashflow- enough to create true financial freedom for his family. We dive into the mindset shifts, the systems he used, and why creating cash flow doesn’t have to take decades. 👉 Want to see if Adam’s cash flow model could work for your family and your budget? [CLICK HERE]Disclaimer: This is an affiliate link, which means if you choose to work with Adam, I may receive compensation. I only share resources I personally believe in and that I know can help you on your freedom journey.CONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...
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Sep 2, 2025 • 28min

Avoiding Loan Nightmares: What Lenders Look For Before Funding Your Deal

👉 Book your FREE strategy call here and let’s map out your first (or next) rental property the lazy way: [CLICK ME] In this episode of Passively Rich with Rentals, I sit down once again with one of my favorite repeat guests, investor-friendly lender Aaron Chapman. We dig into the #1 question every investor asks a lender: How to avoid those last-minute loan nightmares that can derail a deal. Here’s what you’ll learn:✅ What lenders actually look for when funding your deal (beyond interest rates.✅ How appraisals really work and what to do if your value comes in low✅ Tips to stay organized so you can keep your investing journey stress-free and “lazy”Whether you’re on your first rental or scaling your portfolio, this episode will help you navigate lending with confidence and close deals without unnecessary headaches.  CONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...
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Aug 26, 2025 • 8min

Interest Rates Are NOT Your Problem (This Is)

Ready to start building passive income but not sure where to begin? Let’s make it simple. You can book a free strategy call with me and we’ll map out your first (or next) rental property together. 👉 www.hellomelissanash.com (click)Now ... let’s talk about today’s hot topic: interest rates.Everyone says, “Rates are too high… you can’t cash flow anymore.”But the truth is… interest rates are NOT your problem.In this episode of Passively Rich with Rentals, I break down:Why high interest rates are just an excuse.How properties are still cash flowing today (even at 7–8% rates).The real problem keeping investors stuck (and how to avoid it).A real client example that turned “only $250 a month” into over $90K in wealth.If you’re sitting on the sidelines waiting for “perfect conditions,” this episode is your wake-up callCONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...
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Aug 19, 2025 • 12min

Do You Really Need an LLC Before Buying Your First Property?

📞 Book your free strategy call today and let’s map out your first (or next) rental property step by step 👉 www.hellomelissanash.comDo you really need an LLC before buying your first rental? 🤔In this episode of Passively Rich with Rentals, Melissa Nash breaks down one of the most confusing topics for new investors: LLCs.Here’s what you’ll learn:✅ The pros and cons of using an LLC✅ Why conventional loans vs. DSCR loans have different rules✅ How to transfer a property into an LLC after closing✅ The affordable way Melissa sets up her Wyoming LLCs (and why)✅ Why the real benefit of an LLC is asset protection and organization—not taxesIf you’ve been stressing over whether to set up an LLC before your first property, this episode will give you the clarity (and confidence) you need to move forward the right way.CONNECT WITH ME 🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast Apply for 1-on-1 Coaching: https://www.hellomelissanash.com/qualify Instagram: https://www.instagram.com/themelissanash YouTube: https://www.youtube.com/@themelissanash Facebook: https://www.facebook.com/ladyluckinvestments Show me some 🩷🩷🩷 (send me a screenshot and get a free gift) Rate This Podcast: https://ratethispodcast.com/passive -------------------- SPONSORS: Protect your rental properties and start investing the smart way. Form your LLC for under $200: http://shrsl.com/2qfxn-1hzb-kp67 Build Your Real Estate Portfolio Faster: Make your money work harder while you're saving for your next rental. Tardus shows you short-term investments that generate returns to accelerate your next pu...

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