Farm4Profit Podcast

Redstar and Agronomy 2024 ConversationBio~Ryan & Kristin Mullenhoff / OwnersRyan and Kristin were born and raised on farms near Leigh, NE, in 2004, they started a small seed corn and soybean business. They welcomed their only child, a son Jackson Charles in May of 2005. Over the next couple of years, they quickly found this "short-term" opportunity to become their forever future. In 2010, they added fertilizer and a list of other services prompting them to change their name to Ryan Mullenhoff Sales, LLC. Over the next couple years their fertilizer sales thrived and in 2018 they developed and branded their own line of low-salt starters called REDSTAR Fertilizer. They expanded in to other states. To better reflect their company, Ryan and Kristin officially changed their name to REDSTAR, LLC in 2020. After realizing the success of REDSTAR Fertilizer, Ryan and Kristin expanded their branded line to include Biologicals, Seed Treatments, Amino Acids, Adjuvants and more.In 2023 they introduced a third division of REDSTAR called REDSTAR Branded.  Main Talking PointsThe Early Days of REDSTAR (formally Ryan Mullenhoff Seeds)How did you initially get startedWhat were some of the biggest challengesWhat did your operation and team look like back in those daysREDSTAR FERTILIZERWhere did the idea of low-salt starter fertilizer come from? Did you solve a problem?How did adding fertilizer affect your businessWhat made you decide to build and produce your own line of branded fertilizerWhat makes your fertilizer uniqueCompany GrowthWhat kind of growth has your company seen, and what challenges or opportunities has it brought to your businessFor listeners looking to grow their farm or business what do you have for advice?Let’s Talk about the REDWhy REDSTAR, why the RED FertilizerWhat makes RED so much better and what’s behind all the REDWhat make REDSTAR Different than other Ag DealershipsWhat are some things that you do that set REDSTAR ApartRyan and KristinTell me what it's been like working together for the last 19 years?How do you handle disagreements?How do you manage work and family lifeHow have you grown in your ability to communicate effectively?What have been your biggest accomplishments since you started this companyHow have you customers attacked the rising input costs going into the 2023 growing season?What do you see being the biggest agronomic challenge facing growers this year?Weather, Disease, Insects, Fungicide availabilityWhat has the adoption rate been with your client base for using biologicals?Where do you see input prices going next year?What are some key things our listeners can do now to focus on maximizing the potential of this year’s crop?How many of your growers use cover crops?What else did we miss?Summary and challengeKnowing what you know now, what advice would you give yourself or others at 18? Share contact information Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

@farmerjohnson620    Instagram 2.5k tiktok 24k. youtube 2.9k Subscribers.  Catch up           Where are they from, what do they farm, how did they get into farmingHow’s the family – do they farm with family?Kids? = 2What are they up to today?What have the seen that excites them?What do they want to make sure they see before they leave?Farms in southern OhioStahl Farms?All Red Equipment4 Quad tracks5 combinesKinze carts planters & PeterbiltsMost people’s dream farm line upWhat crops?What kind of drone does he fly?What the favorite job on the farm?Least FavoriteIs Ohio even in the Midwest?What’s wrong with Iowa?What’s something that happened on the farm as a kid that changed you forever?How has social media changed their life?Why do it?How would she start it over differently?Which is their favorite platform?If you were an animal, what do you think you would be?Right now, who inspires you?If you could make anything bigger on your body what would it be? Stump the guestWhat would happen if Pinocchio said “My nose will grow now”?If you hate haters then doesn’t that make you a hater and therefore hate yourself?Who taught the first teacher?.......Why does your nose run but your feet smell?How did we decide Feb only gets 28 days and some months have 31…couldn’t we balance that?If revenge is a dish best served cold and revenge is sweet, does that make revenge ice cream?   What’s next for them?What can our listeners do to help?What can we do to help? What does success look like to them? Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Flex Lease InsuranceGuest:Guest Bio Who is Common Ground IO?What are their offerings?Who is Hudson Crop?History, Mission, VisionHudson is a market-leading specialty insurer that offers a wide range of property and casualty insurance products to corporations, professional firms, and individuals through retailers, wholesalers and program administratorsHow did this partnership come about?Flex lease insurance How it works:If…Commodity prices rally after you have contracted grain, orCommodity prices fall after your Flex Lease Agreement is negotiated based on current market rates and you didn’t contract your grian hoping for a price increase later in the seasonAnd…Your Flex Lease Agreement has a bonus clause that you must pay more to your landlord in rent due to higher revenuesThen…Flex Lease Insurance covers the difference from the agreed upon rental rates in your agreement and the new rental rate whether due to a bonus or a commodity price fluctuationHow has progress come?What impact will this project have on ethanol production in the midwestWhy is it such a focus now?How will this help farmers?Advantages of flex leasesThe actual rent paid adjusts automatically as yields or prices fluctuateThe avoidance of committing to a fixed rent amount at a time when many production and market variables remain unknown Risks are shared between the owner and the tenant, as are profit opportunitiesOperator - some level of risk protection should costs rise or revenue disappointLandowners are paid in cash - they do not have to be involved in decisions about crop inputs or grain marketing Landowner - an opportunity to benefit financially from higher yields and favorable commodity pricesHow are the producers getting paid? How are flex leases more beneficial/different than other leases? DisadvantagesLandowner - a flex lease can increase their exposure to risk (compared to a fixed cash lease agreement)Operator - higher revenue from increased yields and/or prices is shared with ownerBoth parties - flex leasing greatly increases the contract’s complexityOther QuestionsHow are you marketing this to producers to bring them in? Is there more risk doing a flex lease?What other means are suggested in adopting to reduce the risk? With a flexible lease, how is the payment for rent in advance determined? Does it change the final payment that depends on the actual prices and yields?Determining PriceExpected revenue trigger = expected county yield * projected price * trigger election To establish a trigger, the producer may elect the following deductible options: 110%, 115%, 120%, and 125%Final revenue = Final county yield * harvest price What date is used when the crop may be sold laterAre forward contract prices included? What are you most excited for in the future?Flex LeaseWhat challenges may the flex lease face ahead?What can we and our listeners do to help?What did we miss?What does success look like to you?Summary and Challenge Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

@farmer_beas            Instagram: 3.2k    TikTok: 74.0k    Tyler Beasley Catch UpWhere are they from, what do they farm, how did they get into farmingDoes he farm with family?What are they up to today?What they see that excites them?What do they want to make sure they see before they leave Farmhand in Southern Indiana Rudolph Farms?Did he grow up on a farm?Massey Ferguson Equipment Favorite tractor? 3120t Massey Ferguson?“The ghost’Did they really get a “New to him”, Fendt class 8 combine What crops?Soybean, corn, wheat? More? Just got his own farm ground this year starting out with nothing What have been some obstacles? Where does he see it going? Future goals?Did he start a YouTube? What’s his favorite part of the job?Least favoriteMullet hair style When did it start and why?What ever happened to beers in the shop podcast?How has social media changed his life?Why do it? His goal: to show that farming is more than just tractors, gps, and watching this grow midday planting snacksWhat is his favorite? How would he start it over differently?Which is their favorite platform?If you were an animal, what do you think you would be?If you could make anything bigger on your body what would it be? Would you ratherLose your sight or lose your memoryHave a full phone battery or full gas tankDrink from a toilet or pee in a litter boxLive in a treehouse or in a cave Cut the mullet or never farm again Fortune or fame  What’s next for them?What can our listeners do to help?What can we do to help? What does success look like to them?  Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Kellie Livernois is the Director of Farm Success at Bushel, she works closely with customers to understand their needs and provide guidance on how to leverage Bushel's software to drive efficiency on farm and in their agribusiness. She came to Bushel with the FarmLogs acquisition in 2021. In 2016, Kellie joined FarmLogs, as a Customer Success Manager and over the years, Livernois took on increasingly senior roles at FarmLogs, eventually being named VP of Customer Success and Marketing. Livernois holds a Bachelor's degree in Communications from Western Michigan University. Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

@the_ethan_clarke    Instagram 15.2k tiktok 3.4k. youtube 22.7k Subscribers.  Catch up           Where are they from, what do they farm, how did they get into farmingHow’s the family – do they farm with family?Kids?How did he get started?Any advice for others getting started?How did he decide what pieces of equipment to buy first?What are they up to today?What have the seen that excites them?What do they want to make sure they see before they leave?Bad luck fall?Getting stuck, ruining cornheads….Sure gets stuck alotWhat’s the deal with tipping things over?Truck and trailerAugerWhat else?Poulty farming – litter haulingWhat the favorite job on the farm?Least FavoriteHow has social media changed their life?Why do it?How would she start it over differently?Which is their favorite platform?If you were an animal, what do you think you would be?Right now, who inspires you?If you could make anything on your body bigger what would it be? Stump the guestHow many holes does a straw have?Are hot dogs a “sandwich”?Is water actually wet?Should cereal be considered a soup?Is learning from your mistakes better than succeeding on the first try?What would the world be like if you couldn’t introduce yourself using your profession?  What’s next for them?What can our listeners do to help?What can we do to help? What does success look like to them? Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Farm Raised CapitalGuest: Mike DowneyLike many, Mike was farm raised but his family farm was not large enough to support him joining it full time. He has a passion for farms and farmland, and has spent the last 20 plus years working in the agricultural industry consulting with farmers and landowners. 2018: he left a successful career in the farm management & real estate field to join Next Gen Ag Advocates as one of the founding ownersNext Gen: Mike specializes in helping family farms with their family farm transitions, estate and legacy planning, and they oversee a matching and mentoring program to connect young and aspiring farmers to retiring farmers without a successor.Farm Raised platform: to help others in the agricultural community create off-farm income, tax benefits, and build equity through investing together passively in proven, recession proof commercial real estate properties.Who is Farm Raised Capital?History, Mission, VisionIt’s essentially a platform for the Ag community to invest together passively to create off-farm income & diversify using alternative real estate investments How can an individual join this community? What are the incentives? With the platform, how are you making it user friendly to all individuals? Older generations?Why partner with Farm Raised Capital? What has the company done to get to where they are today? Farm Raised Capital platformHow has progress come since the beginning?What impact will this project have on buying farmland Why is it such a focus now?How will this help farmers?Real estate syndicationWhy are you seeing an increase in syndications?Why are we not seeing everyone investing in a syndication?What are the main risks with this type of investing?Future of investing together passivelyWhat is your goal long term? Leverage the equity from commercial real estate to support our goal in buying farmland Where do you see the growth going this year?Impact investingHow are you investing back into the community?Donate a portion of the profits to benefit young and aspiring farmers looking for opportunities to get into production agricultureWhat are you most excited for in the future?Farm Raised CapitalWhat challenges do you face ahead?How will these affect your timeline?What is at stake if this program fails?What can we and our listeners do to help?What did we miss?What does success look like to you?Summary and Challenge Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

@BushelsandBarrels – Ryan PeterWhere are they from?Tell us a little about your family….wife, kids…etc…Any Hobbies or collections?HuntingBoatingWhy are you starting a podcast?PoliticsCurrent EventsCounty issuesSportsHistoryJessicaGlobal WarmingOilStirring the potFlying – sold a planeOilGuitarSchool BoardMeteor or UFO sighting?How do you feel about 2nd chances….3rd chances etc…How did harvest go?Snakes and Frogs – Hates themWho is/was the coolest person you met along the way?What do the most successful people you know have in common?How do people follow you?  What social media platforms? Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

FSA Beginning Farmer Options - Kaitlyn Niemeyer Guest: Kaitlyn Niemeyer @MoAgBanker Kaitlyn has been part of the banking industry since 2018 starting as a long specialist and now an AgriBusiness Officer. With First State Community Bank she is helping farmers through the FSA young beginning farmer loan process.Who is First State Community Bank?Believe in: helping our local economy, giving back, and people should alway come first (when it comes to banking)Mission: Financial success for our region Kaitlyn’s BackgroundFamily farm start in 1992 - grandpa built the original farm - Missouri 4th generation farmerAttended FarmCon 2023, attended the first ABA AG Bankers ConferenceTikTok: Moagbanker - huge on pushing FSA to young beginning farmersWhy TikTok?Proud of her family farm and where it has gone in the past 10 yearsGraduated with a degree in Business Administration, Masters of Business Administration, Specializes in agriculture and commercial lending Why care about beginning farmers?How can you help them? (We)Beginning Farmer Loan Options through the FSAYoung Beginning Farmer Direct Programs - FSA will lend 50% of loan amount or up to $600,00050/50 Program (or no down payment program)40 years3% fixedNo down payment50%: FSA money50%: banksBanks will then break the loan down into 2 notesFSA will guarantee 95% of the 50%Bank will take remaining 5%At the end of the day, you will have 3 notes with different interest rates50/45/5 or Down payment program20 years1.5% Fixed5% down payment50%: FSA money45%: BanksBanks will then break the loan down into 2 notesFSA will guarantee 95% of the 45%Bank will take remaining 5%At the end of the day, you will have 3 notes with different interest ratesFSA does not give any money. They are just guaranteeing the loan. This option is offered for farmers who are not considered “Young Beginning Farmers”Total eligibility per person: $2,037,000The # 1 complaint is the application process.  Is this improving?Does the FSA really take my 1st born child as collateral?Loan programs would be through FSA (Farm Service Agency) & USDATo get started application is all online - personal info and farming info needed - balance sheet is the most important for banker FSA Direct app went from 29 pages to 13 What is your biggest challenge with the FSA?How community bankers help to get young farmers started in Ag How are you educating the beginning farmers?What are some of the first steps you would take with a beginning farmer?Are you aligning your team with what the farmers need? How soWhat are you most excited for in the future?What did we miss?What does success look like to you?Summary and Challenge  Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

@Tyne_Ag      Instagram: 1.3k    TikTok: 4.4k    YouTube: ___k    Twitter 26.1k Catch UpWhere are they from, what do they farm, how did they get into agriculture2 girls - Kimbrel & Kinsler - hardest yet most rewarding job MO girl - Texan through marriageFFA was a big part of her high school careerStarted at 16 working for the local radio station (First real job?)During collegeInterned for Brownfield Ag News2006 Missouri State Fair QueenServed as the Ambassador for Missouri agriculture2008-2012 - Monsanto CompanyMultimedia Specialist → Web Communications Manager → Community Outreach Coordinator Currently - Host of US Farm ReportNamed the first female Host of the U.S. Farm Report (4th host of the show)Recently:Hosted Pro Farmer Crop Tour 2022Attended CES in Las VegasHow has hosting the US Farm Report changed her life?Why do it? How would he start it over differently?Which is their favorite social media platform? - just started posting on TikTok this past year What is she up to today?What has she seen that excites them?What do they want to make sure they see before they leave What is one of her most memorable broadcasts or interviews?Who would she really like to interview?If you were an animal, what do you think you would be?Right now, who inspires you?If you could make anything bigger on your body what would it be? Would you ratherListen to music from the 70’s or music from todayMake a phone call or send a textBe a kid your whole life or be an adultOwn your own boat or own planeTravel for a month straight or spend a week home alone Say everything on your mind or never speak again  What’s next for them?What can our listeners do to help?What can we do to help? What does success look like to them? Want Farm4Profit Merch?  Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don’t forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.