
Off the Rails from the U.S. Faster Payments Council - FPC
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Latest episodes

Jul 10, 2025 • 35min
10 July 2025 Vishal Pasari of Euronet on International Learnings for Instant Payments and Squid Game on Netflix
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Vishal Pasari of Euronet. Vishal and Reed talk about the things we can really lean from other markets, key use cases, and Squid Game’s much anticipated 3rd season which was recently released on Netflix.

Jun 26, 2025 • 26min
26 June 2025 Karen Brown from CGI on Instant payments adoption, successes, and renovating historic homes
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Karen Brown of CGI. Karen and Reed talk about mandates in other markets, what the U.S. market is doing well, and her love of photography and her dog Harry.

Jun 12, 2025 • 29min
12 June 2025 Chris Harmse of BVNK on stablecoins, cross border payments, and skydiving
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Chris Harmse of BVNK. Reed and Chris talk about stablecoins and cross border payments as well as Chris’s affinity to adrenaline-pumping sports.

May 22, 2025 • 33min
22 May 2025 Phillipa Wilson of Mastercard on cross border, business to business/B2B, AI, and the NBA playoffs
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Phillipa Wilson of Mastercard. Reed and Phillipa cover a wide range of things going on in faster payments, how emerging tech such as AI will play a role, and how the NBA playoffs might shake out

May 8, 2025 • 30min
8 May 2024 James Watts of Mitek on Check Fraud, Payments Fraud, Dispute Resolution, and the Juicy Lucy
Join FPC Executive Director Reed Luhtanen as he goes off the rails with James Watts of Mitek. Reed and James dig in on payments fraud, talk about how faster payments reduce check fraud, and the virtues of a few regional delicacies.

Apr 24, 2025 • 30min
24 April 2025 Peter Davey of PaymentsJedi Advisory on killing checks, pay by bank, and Payments Beer Nerds
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Peter Davey of PaymentsJedi Advisory. Reed and Peter dig into the factors that have persisted in keeping checks in circulation, the continued growth of pay by bank, and the San Diego beer scene. Join the FPC and register at fasterpaymentscouncil.org

Apr 10, 2025 • 25min
10 April 2025 Ross McFerrin of Trustly on Trump Executive Order Modernizing Payments to and from America's Bank Account
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Ross McFerrin of Trustly. Reed and Ross dig into the recently announced Trump administration executive order that aims to significantly curtail the use of checks by the federal government, the rapid growth in usage of instant payments in the United States, and the NCAA tournament. FPC Spring Member Meeting is coming up! Join the FPC and register at fasterpaymentscouncil.org

Mar 27, 2025 • 33min
27 March 2025 Peter Tapling on Payments Headlines, Pay by Bank, and March Madness
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Peter Tapling, Managing Director at PTap Advisory. Reed and Peter talk about topical headlines in the payments arena, the best places to grab a beer on this year's conference circuit (San Diego, Boston, and Portland, ME all in the same year!), and the growth of pay by bank. Register for the FPC's Spring Member meeting at www.fasterpaymentscouncil.org!

Mar 13, 2025 • 34min
13 March 2025 Tony Cook from First Bank and Donna Blum from BHMI on payments reconciliation
Join FPC executive director Reed Luhtanen as he goes Off the Rails with Tony Cook of FirstBank and Donna Blum of BHMI. The trio discusses the difficulties of payments reconciliation and the ways payments modernization can help streamline that process. They also discuss the recently released paper from the FPC's Operational Considerations Work Group. Find that paper here: https://fasterpaymentscouncil.org/blog/14393/Guideline-02-Operational-Considerations-for-Instant-Payments-Send-Side-Primer

Feb 27, 2025 • 22min
27 Feb 2025 Yamini Sagar of Instarails on Cross Border Payments
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Yamini Sagar CEO and Founder of Instarails. Reed and Yamini talk about the market for cross border payments, how Yamini is working to enhance the user experience in that space, and their respective go-to karaoke songs.