So Money with Farnoosh Torabi

Pat Flynn, a leading expert in digital business and the creator of Smart Passive Income, shares insights from his new book on 'Lean Learning.' He discusses the dangers of overlearning and the value of 'just-in-time' learning over 'just-in-case' approaches. Pat introduces his intriguing 1-1-1 method for launching a business seamlessly and explores the 'Inspiration Matrix' to prioritize ideas. He emphasizes leveraging AI as a creativity tool, while teaching his kids the importance of executive function and communication skills over traditional grades.

What does it mean to be well-mannered with your money?Today, we’re getting a masterclass in modern etiquette from Daniel Post Senning, the great-great-grandson of Emily Post and co-president of the Emily Post Institute. Daniel joins us to talk about the sticky situations we all face—splitting the bill, tipping in the era of digital checkout screens, handling salary conversations with friends, and navigating the financial asks that come with weddings, parties, and work culture.With AI reshaping our communication, remote work blurring social lines, and generational traditions clashing with modern norms, it’s never been harder—or more important—to be mindful of how we show up for each other. For more information, check out The Emily Post Institute, the podcast Awesome Etiquette, and the book Emily Post’s Business Etiquette. Hosted on Acast. See acast.com/privacy for more information.

This episode tackles the implications of a Trump-backed budget bill on personal finances, revealing potential impacts on taxes and government programs. The discussion on the FIRE movement offers insights into pursuing financial independence without traditional retirement. Gift-giving strategies are examined to maintain generosity while budgeting wisely. Additionally, listeners receive valuable tips on incorporating bonds into their investment portfolios, enhancing understanding of smart investing.

Today we're exploring how financial literacy changed a person's life. Our guest is Elizabeth Cronise McLaughlin — former Wall Street lawyer, leadership consultant, single mom, and founder of The Gaia Leadership Project. From the outside, her life looked picture-perfect: elite career, national media appearances, a thriving business. But behind the scenes, Elizabeth was battling deep financial insecurity, credit card debt, and the emotional weight of divorce and single motherhood — all while running a nearly 7-figure company.In this deeply personal and powerful conversation, Elizabeth opens up about hitting financial rock bottom during the pandemic and the mindset shift that pulled her out. She shares how investing in financial education helped her pay off $50,000 in debt in six months, build emergency savings, and teach her children what she was never taught: how to talk about — and take control of — their money.To learn more about BudgetDog, click here and say you were referred by Elizabeth! Hosted on Acast. See acast.com/privacy for more information.

Hannah Cole is back on So Money — and just in time. You may know her as the founder of Sunlight Tax, or from her game-changing workshops that help creatives and freelancers make sense of their money. But today, she's here to share insights from her forthcoming book, Taxes for Humans, which might just be the most approachable — and dare I say, funny — tax book you'll ever read.In this conversation, Hannah and I dive into the emotional baggage so many of us carry around taxes: shame, intimidation, even fear. She opens up about being dismissed by a traditional accountant early in her career, and how that lit the fire for her to become a voice for those often left out of financial conversations — women, artists, freelancers, anyone who’s ever felt like a “weirdo” in the world of money.We talk about how to avoid the dreaded tax bill shock, what the IRS really cares about, why freelancers need to understand quarterly taxes, and what you should know if you’re married and your spouse is handling the taxes (spoiler: pay attention!). Plus, Hannah shares the number one thing new business owners should do to feel confident and in control of their taxes. Hosted on Acast. See acast.com/privacy for more information.

This week's questions focus on smart budgeting frameworks, earning more outside a 9 to 5, dealing with high annual credit card fees and a pro tip for handling medical debt. Hosted on Acast. See acast.com/privacy for more information.

My guest today is one of the most vibrant and necessary voices in personal finance today. Katie Gatti Tassin is the founder of the wildly popular Money with Katie platform and host of the podcast by the same name. She's back on the show with a brand-new book that is as bold as it is brilliant: Rich Girl Nation.This isn't your average money guide. Katie weaves sharp analysis, real-world context, and her signature wit into a manifesto for financial independence — especially for women navigating the beauty tax, the motherhood penalty, workplace politics, and a world where financial systems weren’t exactly built with us in mind. We discuss why the first chapter is called “The Hot Girl Hamster Wheel,” how investing in yourself early can pay off big, and why financial independence isn’t just about retiring early—it’s about having options. Hosted on Acast. See acast.com/privacy for more information.

Have you ever felt uncomfortable splitting a dinner bill with friends or hesitated to join a group vacation because of the cost? Maybe you’ve wondered if your friends view money the way you do. Friendships are one of the most rewarding parts of life, yet they come with their own set of challenges—especially when money enters the picture.Today, we’re diving into this problem with someone who has tackled this topic head-on. Kristin Wong, an award-winning journalist and author, has explored the subtle, often unspoken ways wealth gaps can impact friendships.Her recent article in The New York Times uncovers the nuances of these situations and how friends navigate the social and emotional dynamics of financial imbalance. Follow Kristin’s Substack, “Untranslatable.”Join the So Money Members Club.Download Farnoosh’s free investing blueprint.Hang out with Farnoosh on Instagram. Hosted on Acast. See acast.com/privacy for more information.

Today’s show offers financial advice for couples. Plus: How to manage savings versus investments?Download Farnoosh’s free guide to Paris in 4 Days. Hosted on Acast. See acast.com/privacy for more information.

We’re joined by Dr. Annie Cole, Ed.D., a money coach and financial educator who specializes in helping women master their finances—from budgeting and debt payoff to investing, building wealth, and retiring early.Dr. Annie's story is a powerful one. In her 20s, she was a burnt-out social worker earning just $26,000 a year. Fast-forward a decade, and she had climbed the ranks to a Vice President role, invested over $380,000, built a $1 million real estate portfolio, and shaved 20 years off her retirement timeline.Now the founder of Money Essentials for Women, Annie is on a mission to help women step into financial confidence—and today, she’s sharing the steps that made it possible.We talk about her four-phase wealth-building plan, how our brains are wired to resist financial change, and why the increasingly popular idea of micro retirement—taking a meaningful, temporary break from work—isn’t just possible, it might be essential.Grab Dr. Annie's Free Guide: How to Take a Micro-Retirement Hosted on Acast. See acast.com/privacy for more information.