Angry Mortgage

Ron Butler
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Jan 13, 2026 • 56min

Special Guest Ben Woodfinden | EP. 156

In this engaging discussion, Ben Woodfinden, a senior advisor at MBP Intelligence with a rich background in federal housing policy, tackles the housing crisis in Canada. He reveals how municipal fees contribute to skyrocketing home prices, making it hard for young Canadians to buy homes. Ben also highlights the struggle between federal and municipal policies, the demand-supply mismatch exacerbated by immigration, and the generational divide in homeownership opportunities. The conversation dives into the anger surrounding these issues and explores the potential paths forward.
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Jan 6, 2026 • 50min

The Massive Shift | EP. 155

Heather Exner-Pirot, a leading expert on Canadian resources and energy policy, shares her insights on the shifting landscape of resource industries in Canada. She discusses the reasons behind the resource slowdown and the impact of the shale revolution on global energy. Heather highlights how Canada's resource sector can drive economic growth, boost GDP, and create jobs for youth. The conversation explores the geopolitical advantages of Canadian minerals and the importance of developing domestic infrastructure for economic security.
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Dec 30, 2025 • 59min

How Bad Is It? | EP. 154

Send us a textInsolvencies SoarSpecial Guest: Scott Terrio- Manager of Consumer Insolvency at Hoyes Michalos & Associates?Insolvencies are growing in Ontario & there's some new flexes in that worldDid you ever think that Casino Gambling downloaded to your phone was going to be a positive? Or that buying rental Pre-construction properties was a guaranteed path to Wealth?Ron & Scott have the details Support the show
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Dec 23, 2025 • 1h 4min

Condo Catastrophe | EP. 153

Send us a textThe Contagion SpeadsSPECIAL GUEST Mark Morris- Lawyer at Legal ClosingWow! There is no sign of a bottom in the endless Dog Crate Condo Crash which we may upgrade from Crash to Catastrophe. Power of Sales for all types of Ontario Homes are heading for a Hockey Stick GraphAnd Mark's amazing adventures in China, a country he has been visiting & doing business in for years Support the show
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Dec 16, 2025 • 57min

What Went Wrong | EP. 152

Send us a textRoad To DestructionSpecial Guest Jon Flynn - Broker of Record at Flynn Real Estate Inc., BrokerageHow did we go so wrong in Canadian Real Estate. Let's go back to the beginning back 20 years & check the progression of Real Estate  twists & turns with a 20 year Ontario RE Broker & Social Media Influencer Jon FlynnHow did it all go wrong in OntarioSupport the show
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Dec 9, 2025 • 58min

State Of The Mortgage Business | EP. 151

Sebastien Kuperhause, Vice President of Sales Ontario at Sequence Capital, dives into the booming world of private lending. He highlights the significant transition from traditional banking to alternative lending, discussing who benefits most from these options. Learn about the differences in underwriting practices and renewal terms between banks and alternative lenders. They also touch on the importance of choosing established private lenders while warning against risky smaller loans. Insights on when to sell your home instead of opting for costly private loans are key takeaways.
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Dec 2, 2025 • 48min

Housing Gone Wrong | EP. 150

Sabrina Maddeaux, a skilled journalist and housing expert, dives into the chaos of Canada's housing market. She highlights why prices remain detached from incomes and discusses the dubious quality of new developments, like 'dog crate' condos. Sabrina critiques governmental policies and the impact of long-term low interest rates on the housing crisis. They explore the pressing need for 'missing middle' homes to combat homelessness and share insights on how current political incentives favor existing homeowners over new developments.
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Nov 26, 2025 • 1h 4min

Are Canadians Leaving Canada? And a BC Focus Pod | EP. 149

Alex McFadden, a savvy mortgage broker and owner of Flow Mortgage, shares insights on the current Canadian real estate landscape. They discuss the trend of Canadians moving abroad, especially to Mexico, and the affordable lifestyle it offers. Health care comparisons highlight differences in quality and cost. The duo also tackles the complexities of buying beachfront property in Mexico, and discusses the pressures driving people to Alberta for more affordable housing. With a dash of humor, they explore unconventional income streams and the evolving remote work culture.
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Nov 18, 2025 • 1h 1min

Has Government Failed Canada? | EP. 148

Join Adam Chambers, Conservative MP for Simcoe North, as he shares insights from his time in Ottawa and his roots in finance policy. He critiques government spending, discussing rising deficits and the implications of industrial carbon taxes on jobs. Chambers warns against 'catalyze' rhetoric and explores the failures of EV battery subsidies. He emphasizes the need for energy independence and strategic trade negotiations, while also advocating for policies that inspire youth and support homeownership in Canada.
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Nov 11, 2025 • 1h 1min

Canadian's Finances? | EP. 147

David Chilton, bestselling author of The Wealthy Barber and former Dragons' Den personality, dives into the complexities of Canadian personal finance. He discusses the impacts of ultra-low interest rates on real estate prices and emphasizes the importance of the purchase price over short-term mortgage rates. Chilton also explores the behavioral effects of easy credit, the challenges facing first-time move-up buyers, and how rising costs affect the housing market. Plus, he shares fresh saving strategies from his updated book.

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