The Property Couch

Today’s RBA announcement is more important than all of last year’s “business as usual” announcements… which is why Ben has dedicated more time to explaining it this time around.Yes, the Cash Rate has remained at 1.5%.But that’s more to this episode than just the cash rate. Why?Because there are now more data flowing in, suggesting that over the last quarter of last year, the economy appears to be in sharp decline.In this episode, Ben explains to you why he thinks this is happening, what’s going to happen to interest rates now and where there might be a great opportunity for some.Of course, given recent news with the Banking Royal Commission’s Final Report, he also highlights the significance of some of the 76 recommendations, and how this impacts the finance sector.If you’d like to check out his previous commentaries, click here.DISCLAIMER: This video is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.The Property Couch, its employees or its contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

All good things must come to an end folks! And such is true for our Summer Series… because today is the FINAL EPISODE!!!BUT we’re ending the sunny vibe with a BANG as Couch listener Lindsay Olsen joins us to share how he and his family will retire on $2,000 a week in passive income!The Surprise?We are part of Lindsay’s A-Team!So, if you were one of the folks who told us you were keen to hear from someone we’re helping… Now’s that chance. Lindsay, 33, a father of a 9-month-old and a husband to Alex, is living proof of what can be achieved with an elite money management system and a Plan in place.Keen to find out how he has set himself up to retire on $2K per week at the age of 55??Take a listen!Here’s what you’re about to learn…What was money like in Lindsay’s childhood? (You can see what money was like for us here)How did the fascination with money start?Where did Lindsay buy his first property?How has that PPOR set him up now?Why does the Rentvesting strategy work for him and his young family now?What’s the link between congestion and proximity in Sydney’s CBD?What opportunities exist in the Gold Coast?How can you organise your money to trap more surplus?Why has Auto Sweep significantly helped Lindsay?How much is he follow the Money S.M.A.R.T.S. system?What’s the general amount you should dedicate to savings, mortgages and lifestyle?How does Lindsay and his family use the Provisionings Jar?How has a tailored plan affected his future outcome?Why does the number of kids you have matter?What does his Property Portfolio Plan look like?How many properties does it take to retire on $2,000 per week??LISTEN TO THE FIRST 20 EPISODES HERE >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, our Summer Series just wouldn’t be complete without the Titan of property investing paying a visit!!So here to give you the insights is none other than one of Australia’s most recognised and respected Property Experts…… Margaret Lomas!As the Director and Founder of Destiny Financial Solutions, a best-selling author of EIGHT property investment books and the host of the brand new Web TV show, My Property TV, Margaret is an active property investor, a Qualified Property Investment Advisor and is also on the board of Property Investment Professionals of Australia (PIPA).PLUS, you might recognise her voice from Episode 150 | Margaret Lomas: How this mother of 5 turned $80,000 into a multimillion-dollar property empire! LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Hope you’re enjoying our Summer Series folks!For this Australia Day long weekend, we thought we’ll share one of our recent chat with the boys at What You Will Learn podcast!It’s weird being on the side of the microphone we gotta say but great questions from the guys on the book, Make Money Simple Again.Have a listen and if you haven’t got the book yet, you can grab a copy at 20% OFF! Just use this code: TPC20 and you can buy it here.p.s. Not ready to buy the book yet? No worries! Download a free chapter here.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, if there’s one thing we love… it’s a good TRANSFORMATION story!! And today’s guest had a transformation that seriously shocked us!Here’s why this radical change was so impressive…Today’s guest and #TPC listener Jordan Bill USED TO think, “He who dies with the most money wins”… AND he knows that being dragged to his dad’s worksite as a kid, and being asked to move all those bricks and straighten those nails taught him a valuable life lesson…… Working hard pays off.BUT how??Jordan has grown to realise that a paycheck (even that $3 bucks he’d get from his dad as a kid to buy some mixed lollies) didn’t always end up with a bigger bank balance. PLUS he now gets that a bigger bank balance, especially when you’re in the ground, is NOT what property investing’s about. And neither is it about blowing your cash on… ah…nothing.The crux of the story?The backbone of Jordan’s transformation came from Money S.M.A.R.T.S. This system proved to him that elite money management wasn’t just about “land banking” all of your cash, OR letting it slip from your fingers in one live-for-the-moment swoop… elite money management was putting it to work so it could take care of his family and give him more of what he REALLY wanted.It transformed his life, his family’s life and those little neurons in his brain…LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, there are some stories that are just meant to be told… and listener Fiona Bengtsson DEFINITELY lives one of these stories!Here’s the plot line…Fiona, a teacher by trade, and her husband Andreas, a tradie, had three kids and a small business when things started to go pear-shaped. With their company growing faster than it could fund itself, Fiona and Andrea began feeding their OWN money into the company, hoping the return would pay off. Instead, what happened was this...They borrowed money to pay off borrowed money. They dug into the gut of their personal finances and entered a debt spiral so out of control that Fiona actually stopped sleeping at night. The stress and the embarrassment entered their family home, took up the space in the pantry where the groceries (which they could no longer afford) sat… and the pressure of it all silenced the real conversations between family, friends and, even worse… each other.Rock bottom was their reality.But — as Fiona is bravely about to share with us — in several years they ended up flipping this debt spiral on its head, revamped their financial situation and are now ON TOP.The question is… how on earth did they recover from very-near bankruptcy???LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Guess who’s back folks??!… Our very dear friend, Australian Property Expert and THE person you want on your side if you’re planning on renovating for profit… Jane Slack-Smith, Founder of Your Property Success and The Ultimate Guide to Renovation!!!Not only has Jane built an impressive multimillion-dollar portfolio of her own, but also this ex-Explosive Engineer (she’s a very smart cookie) has been equally successful at transforming her own clients’ lives, particularly when it comes to property investment education and strategic renovation.We’ll say it another way: there’s no one quite like Jane in our industry — she’s grounded in the foundations of property investment and she definitely knows her stuff.And, yep, you might remember her from Episode 61 | Finding the right property education and renovation tips – Chat with Jane Slack-Smith.So, let’s stick with the vibe of our Summer Series, and simply dive straight into it, shall we?LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Our Summer Series is all about hearing from the heavy hitters in property investing so you can score the best investment tips in record time…… and today is no different!Joining us for his 3rd appearance on the Couch is Stuart Wemyss, Founder of ProSolution, an independent financial and mortgage broking firm! You might recognise his voice from Episode 81 | Does investing for the long term actually matter? and Episode 172 | The 5 Rules for Mastering the Game of Building Wealth where Stuart discussed the foundational rules of mastering the game of building wealth as outlined in his most recent book (and now best-seller), Investopoly.In a nutshell: Stuart is a chartered accountant, independent financial advisor and mortgage broker with over 20 years of experience.And he’s here with the commonsense approach to helping filter out the media noise so you can have a more level-headed approach in the current property and financial landscape!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, we’ve got another real-life investor story joining the Summer Series!And this time, our listener Jill Stewart has swapped her headphones for the microphone to share her own investment journey!!Unlike the 8-person town she grew up in — “Come By Chance” — Jill’s impressive 10+ property portfolio has been the result of working hard, putting money aside for the future, consistently educating herself and doing things differently…And she’s here to explain how it’s possible to build a portfolio OUTSIDE the capital cities and why a focus on yield and holding property for the long term has been the right strategy for her and her family’s needs.Get the gold on…Why does Jill focus on yield?What was money like when she grew up?What did her dad teach her about investing in shares?How has that influenced her money management habits?Does her brother invest too?How has this influenced their separate wealth?What do you need to do to be financially stable?Should you rent out a house you’ve lived in?Is it a good idea to self-manage your property?What are some money lessons for kids that Jill teaches her own children?What habits of highly effective property investors does Jill practice?Is there anything Jill would have done differently?What did Jill think was a “waste of money”?Why does Jill prefer to pay principal and interest over interest only? Is this wise?How old will Jill and her husband be when they retire?What is the correlation between capital growth and rental increase?How does Jill keep track of the costs of so many properties?LISTEN TO THE FIRST 20 EPISODES HERE >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, our Summer Series continues with ANOTHER ripper guest! And not only is today’s guest a very special TPC listener (!!) but also…. he is a REAL LIFE INVESTOR!But there’s a problem…John Hartill has learnt a lot of things the hard way. Unfortunately, he made mistakes along the way that, if we’re being completely honest, have cost him a small fortune. Over his property investment journey (expanding a couple of decades now) John has been spruiked to, sold to and, sadly, bought really bad properties.The fact is… He’s tried every property investment strategy under the sun — buying house and land packages, developing property, renovating, investing in positively geared property — you name it folks!And as a result, John’s had to learn the true cost of holding property and what’s at stake if you get your advice for free, buy Off the Plan or jump in without the correct education to support you.And he’s here to share his personal story so that YOU can avoid making the same mistakes.Here’s the gold…How did John get into property in the first place?What was the first mistake he made?And how much is that property worth now?What interest was John paying on his loan for his first property?How was his cash flow management affected?Could he continue investing while also being self-employed?Why is location so important in investing in property?What were the costs of selling a property?What were to costs of holding onto poor-performing property?What Spruiker tactics were used on John?What would John do differently?How is his portfolio performing now?Is he using the Money SMARTS system?When does he want to retire?In all likelihood, was John’s profit a real one or a “paper profit”? Why?What were the other property investment mistakes John made?How can you fix bad property investment decisions?LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube