The Property Couch

Folks, it’s likely that today’s guest — Turia Pitt — needs little or no introduction!Chances are, her name’s familiar to you… and that’s because Turia became a household name when, at 24, her life was turned upside down when she became trapped in a grass fire while competing in a 100km ultramarathon.And not only did she manage to SURVIVE the severe burns to 65% of her body… she’s also gone on to absolutely THRIVE in an ultimate story of triumph!Indeed, Turia has well and truly beaten the odds and is inspiring others all over the country to never lose sight of their goals, dreams or who they are with her 7-step coaching course, School of Champions – a guide to getting unstuck, ditching your excuses, overcoming all kinds of barriers and making things happen. On top of that, she’s also an ambassador for Interplast Australia & New Zealand and to date, has helped raise almost $1 million dollars in donations and $3 million dollars in awareness. Her humanitarian doesn’t stop there, Turia has also been busy working on Haapii, a foundation with the overall aim of providing kids in developing countries with the best educational resources possible!So, yep… she’s a VERY inspiring lady indeed!And obviously, we’ve got her on for a few reasons…Her story is jaw-droppingHer mindset tips break the Richter scale — (next level lessons to help you here!)But there’s something else you might not know about Turia…… She’s also a property investor!Before we kick off Turia’s mindset hacks, personal story and property investment journey…Just a quick shout out that WE’VE CREATED AN AFL FOOTY TIPPING COMPETITION! And we have some EPIC PRIZES up for grabs!!!Yes, we know not all our listener folk are fond of our AFL banter… BUT we’ve created an exclusive The Property Couch League for those who want to compete with us this season.1st Prize….  A tailored Property Portfolio Plan2nd Prize… A next-step Property Plan3rd Prize… An Hour Chat with Us CLICK HERE to Join the Footy Tipping Competition & Get the Chance to Win!LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It’s the first day of the season and we’ve got a Footy competition this year folks!For all the AFL lovers out there, we would like to include you in our intense and engaging footy banter!! And for all the non-AFL fans we thought we’ll spare you from all the footy talks this year. So here’s the perfect platform to mingle with everyone that likes to talk footy. And of course, what’s the point of a footy tipping if there are no prizes to be won?Here’s what we have to offer at the end!1st – A FREE Property Portfolio Plan (Valued at $4,950)2nd – A FREE Property Plan (Valued at $2,970)3rd – An hour chat with us! (Valued at least $1.20!)The first game starts at 7:25 pm tonight (21 March 2019)! So join in quick and good luck!Here’s the link: www.thepropertycouch.com.au/AFLp.s. If you missed a couple of days, that’s ok! If you don’t tip, you still get the away teams! *Terms and conditions apply. For more information, please contact us at info@thepropertycouch.com.au LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, feeling a bit scared to take that necessary “leap of faith” on the property market?If you do, it’s not your fault. In fact… it’s actually pretty normal!!So, we’ve taken a leaf out of last week’s episode where we answered some of your questions on the BIGGEST CHALLENGES you’re having in a market downturn…and we’re going to dive in on the fear and uncertainty piece! Because a little bit of fear is normal… but if it gets in the way of you and your future, it becomes a BIG, BIG problem.To help you out, today we’ve got SIX Lessons for you (straight off the bat) as well as a whole bunch of listener concerns we’re going to unpack so you know the best way forward to make the leap, stay the course, handle the Government changes, hold down the fort, invest in a market downturn and much, much more!Before we give you the specifics, just a quick shout out that we have an Encore Webinar happening TOMORROW, Friday 15th @ 2PM, 12th March 2019!!Also, ONLY ONE WEEK LEFT to Get 20% DISCOUNT on SELL or HOLDUse this discount code: TPC20Today’s Lecture Notes…How to avoid market noiseHow to combat analysis paralysisAre you too old to invest in property?Should you focus on paying down your debt or investing?Can you balance capital growth and yield?How can you make sure your cashflow doesn’t dry out?How do you work out what investment strategy you need?Should you buy BEFORE or AFTER the election?How can you get finance in the current lending environment?What’s the update on Mortgage Brokers’ trail commissions?What should you do if you’ve bought an LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“What’s your BIGGEST Challenge when it comes to building a portfolio in the Current Market?”… Folks, this is the question we threw out on Facebook and to our tribe of listeners who receive our emails… and we received a FLOOD of answers back!So it seems a few of you are facing a pickle or two as we speak.  Well, to help you out, today we’re going to unpack quite a few of these and, with a bit of luck, dish out the gold into how to SOLVE some of these problems…. because pickles are meant for the pickle jar  #dadjokeNo surprises on the standouts — GETTING FINANCE APPROVED and FEAR are the main culprits here folks! So we’re going to tackle these, but, of course, we’ve also done what we do best & thrown a few hairballs in the mix for good measure.Before we pick the lock on the old treasure chest, just a wee bit of gold for you right away…We’ve got an exclusive LIVE Masterclass coming your way THIS Wednesday!Details: How to Build a Property Portfolio in a Market Downturn and Retire on $2K Per Week without having to renovate, re-develop or sacrifice your weekends!CLICK HERE to Register NowJust a heads up… this exclusive training will definitely help the folks who are facing challenges right now, or are simply keen to succeed in property investing no matter what the market’s doing. Unfortunately, we WON’T be making this available on our website, so register to get further details.Quick, did you know… Bryce is… 1. On Escape From The City tonight and, huge news, 2. Escape From The City is UP FOR A LOGIE AWARD!!! Vote for the show here on the Most Popular Lifestyle Program. TODAY’S RESOURCES MENTIONED…Watch Ben’s RBA Interest Rate Announcement – March 2019Join PICA for $5Read How To Get a Loan After The Bank Rejects You (LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It’s the first Tuesday of the month folks… which means the RBA Board has met and announced the official cash rate for March 2019!As widely anticipated, the Cash Rate has remained at 1.5%.Now if you tuned in to last week’s episode with Dr Andrew Wilson, you would notice that he forecasted the next rate cut to be as early as April!Bill Evans, Chief Economist at Westpac on the other hand, is anticipating not one, but two rate cuts in the second half of the year.What has triggered this and what do we think is going to happen? Why is it that most economists are forecasting a rate cut instead of a rate hike? Ben explains all this and more in this episode.If you’d like to check out his previous commentaries, click here.DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.The Property Couch, its employees or its contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  httpLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“Housing markets shouldn’t be leading monetary policy; they’re a response to monetary policy.” — Dr Andrew Wilson.Folks, our guest for this week is Dr Andrew Wilson, Chief Economist at My Housing Market, who is sounding more bullish than bearish when it comes to Australia’s property market and overall economic outlook!To give you an idea, Dr Wilson provides comprehensive property market insights and is a highly-regarded and prolific housing market speaker, as well as a keynote presenter for the Committee for Economic Development of Australia (CEDA) and an appointed housing market expert and adviser to the Federal Government funded Australian Urban Research Infrastructure Network. He’s also a repeat offender on the Couch, gracing us with his invaluable insights all the way back in Episode 87!Oh, and of course, he also holds a PhD and Masters by Research in Housing Market Economics. Just sayin’.So if the uncertainty of the property market is sending your confidence out of whack, let’s go up 30ft around the country and see what’s coming up over that hill. You’ll get a sneak peek at some of the regions that might be worth your attention this year, as well as when the interest rate will potentially drop this year, according to the Chief Economist himself.Spoiler… the Scare Campaign just might lose its edgeWhile we don’t want to take the limelight from today’s guest… we should probably let you know here too…. The Property Couch Turns FOUR this week!! Yep, it’s our 4th Birthday, wooooooo To help us celebrate, you’ve all made Make Money Simple Again, our latest money management book, a #1 Best Seller! So thank you for our awesome gift!!!! (According to Ben, “We’re now officially out of nappies.”)LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, “the $64 million dollar question” — and the decision that comes with it — has the potential to either CRIPPLE or COMPLETE an investor’s property portfolio!And the expensive and decisive question is this…“Should I sell or hold onto my property?”Who knows, maybe YOU are currently mulling over this exact question right now? Or maybe you’ve invested in a not-too-great property, but you don’t know if you should keep it. Or maybe, just maybe, you’re like a lot of us… and you simply don’t know how to work out if a property’s got something in the tank — ie. Capital Growth — or it doesn’t.To help us with the Number #1 Dilemma property investors and homeowners have faced since day dot is none other than the self-confessed “Data nut” himself… Jeremy Sheppard!!Because if there’s one thing data can do for us, it’s to take the guesswork out of a seriously costly decision and make it a research-backed, conscious one! Of course, for the folks out there who may not have heard Jeremy on the podcast before — he is course, the better third of the LocationScore Lads.Jeremy Sheppard is one of Australia’s leading property data experts and analysts, having pioneered DSR data, a formula that scores every suburb in Australia out of 100 based on their Demand to Supply Ratio. Oh, and not to mention he is fluent in every property market metric — from Auction Clearance Rates all the way to the “Recycling Costs” we’ll be talking about today!Hint: it’s got a lot to do with how to answer the $64 Million Dollar Question!And if you haven’t checked out Jeremy’s prior episodes, here they are:Episode 125 | Everything You Need To Know About Picking The Next Hotspot – Chat with Jeremy SheppardEpisode 162 | Q&A – Second-tier Lenders, Brisbane’s units market and the order in Investment AssumptionsEpisode 170 | ProperLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We’ve got Phil Tarrant from Smart Property Investment Podcast and Alex Whitlock, the Mortgage Business Director at Momentum Media for today’s Bonusisode folks!What are we chatting about?Well, it’s all about the future of the mortgage broking industry following the Banking Royal Commission’s Final Report and how will it impact the consumers moving forward.It’s not very often that we have a trade-specific podcast, but as this will have a significant impact when it gets rolled out, we thought it’s crucial to increase awareness of it.Here are some of the links that we spoke about…Keep the Competition Alive – https://www.keepcompetitionalive.com.au/The Consumer Access to Mortgages Report that Alex mentioned in the episode – Click here to downloadProperty Investors Council of Australia (PICA) – Click here to joinp.s. If you like this episode, make sure to check out Episode 218 | The Warning Signs of an Economy in Trouble as well!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Wow-wee does this episode contain ALL the gold… and then some!!!Unlike a “rags to riches” story, today’s very special guest — Julie Ann Cairns — shares her personal experience of living RICHES to RAGS… and how she finally managed to overcome the money pattern that kept resurfacing in her life.Of course, today Julie’s life’s mission is to empower people to live an abundant life free from false beliefs — and in this spirit, she wrote The Abundance Code – How to Bust the 7 Money Myths for a Rich Life Now (we’ve got two copies up for grabs, see further down for more  ) And as an economist and statistician, with over 25 years of experience in the fields of wealth creation, financial market education, and financial advice… this book makes sense…… BUT that’s NOT where her story started!Julie’s rollercoaster ride with money dug its roots right in when she was too young to question it — her father was a successful surgeon, her parents were property investors in a position to send their kids to prestigious schools, they lived in their dream home on a lake in Canada… in fact, they were so wealthy they could even to afford to own a “couple of aeroplanes”!!! (Crazy, huh?)But then her parents lost everything. And what happened next triggered a chain of events that made Julie swear she’d NEVER end up bankrupt… except that, years later, she was in an almost-identical situation herself.So… how on earth did she end up in the same predicament? And, most importantly, WHAT did Julie discover that explained why this was likely the case???Folks, to give you a bit of a teaser… what Julie discovered about “subconscious barriers” is a GAME CHANGER for your own financial (and personal) well-being!(So much so, you’ll barely hear Ben in this podcast — **speechless**).Before we get into the guts of today’s episode, CLICK HERE to Get Julie’s “Scare City vs The Abundant Forest” Diagram Mentioned in Today’s Show.Oh, and interested in getting your hands on a copy of Julie’s book for free?For your chance to win, head to our Facebook Page and under the photograph of The Abundance Code, tell us in 25 words or less why YOU need a copy of Julie’s book.The offer ends at 11LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, while we’d love to bring you GOOD news all the time, unfortunately, some things — like the economy! — are simply out of our hands So if you heard from us this morning because you receive our VIP emails (download the free chapter of Make Money Simple Again if want to be a part of our tribe), then you’ll know that the economy in not looking…… ahh…… too crash hot.Here’s why..As we’ll soon explain, there’s quite a few reasons why the Australian economy’s underperforming — but here’s the TOP TWO big things we are unpacking to tackle today’s episode…The Banking Royal Commission’s Final Report (and the unintended consequences some of the 76 recommendations will have)Governor Lowe and the Reserve Bank of Australia (RBA)’s latest cash rate and commentaryIf you’re not familiar with some of the things we refer to in today’s episode, here’s a rundown of the resources and commentary we refer too…Article with MFAA CEO Mike Felton: Customers pay while the big banks profitDeloitte Report: The Value of Mortgage Broking – Assessing the industry’s role in the economyNational Press Club Address on ABC iView (Governor Lowe’s National Press Conference)Governor Lowe’s written addressBen’s RBA Feb 2019 AnnouncementKeep Competition AliveAnd the Less-Serious Stuff…Join our Money S.M.A.R.T.S Platform (“The Great Surplus Challenge” will be added VERY soon – but only for members!)MMSA Facebook GroupBen’s Did You KnoLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube