More Money Podcast

Is your money safe at the bank? It’s a question I get asked all the time. Same with is it safe to use an online bank. And that’s thanks to the Canada Deposit Insurance Corporation (CDIC). I’ve personally partnered with CDIC for years because I believe it’s so important to spread awareness about how our deposits are protected at the bank. In other words, if your bank goes bankrupt, you won’t lose any of your money at that bank. And just so you know, there hasn’t been a bank failure in Canada for 25 years. And even when there was a bank failure in Canada, as long as CDIC has been around, not a single Canadian has lost a dime! To share more about this, so you too can spread the word and feel confident that your money is safe at the bank, I’ve got Peter Routledge, President & CEO of CDIC on the show to explain what CDIC is, how it works, and what you should know.For full episode show notes visit jessicamoorhouse.com/264Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

What a treat of an episode I have for you! Back for a 3rd time on the podcast, and to celebrate the final installment of her Broke Millennial series, I have Erin Lowry back on the show. Her new book, Broke Millennial Talks Money, is available now and that’s what we get talking about in this episode. How to navigate touch money decisions, be it with your friends, partner, or parents. What are the scripts we should use and what are some tips to make those conversations even a little bit less awkward? I can’t believe it’s been almost two years since Erin was in Toronto to do a live event with me to celebrate her 2nd book, Broke Millennial Takes on Investing. What a fun event that was, and boy do I look forward to being able to do events again (maybe I can get her back to Toronto!). I can’t wait to see what Erin has in store next now that her book series is done. So I guess we all have to stay tuned!For full episode show notes visit jessicamoorhouse.com/263Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I've had so many guests on the show over the years to talk about the wealth accumulation stage of investing, but I haven't had any, besides Mike Drak from episode 208 who wrote Victory Lap Retirement, to talk about what happens when you actually retire. What happens when you have to start decumulating your nest egg? That's why I've got Frederick Vettese on the show for this episode. He is the former Chief Actuary of Morneau Shepell, a major Canadian human resources firm. He's also a frequent contributor to the Globe and Mail on retirement issues. And lastly, he's the author of three books, including his latest book that we talk about in this episode, Retirement Income for Life: Getting More Without Saving More. Even if retirement is decades away for you, it's so important to know what to expect when it's right around the corner. How do you ensure you don't drain your retirement savings in the first few years? What strategies should you use to decumulate your savings in a sustainable way? And what are some key things to know about enjoying your retirement and the fruits of your labour?For full episode show notes visit jessicamoorhouse.com/262Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

We’ve all heard the statistics. If you’re a woman and you decide to take time off of your career to raise a family, go back to school, or travel the world, it will set you back both professionally and financially. Although it’s not fair, these are the facts. But that shouldn’t scare you from taking that career pause when you need to. And luckily I have two guests on the show to discuss how to get back into the workforce, and not just get back on track but accelerate your career into an even better, more successful one. I’ve got Nancy Jensen and Sarah Duenwald on the show to discuss this topic in-depth. They teamed up to found their company, The Swing Shift, and co-author their new book Back to Business, after working with hundreds of women struggling with this exact thing. Not only that, both Nancy and Sarah experienced this themselves when taking maternity leaves, and that’s what inspired them to come together and create a solution for women so we can see a change in those statistics.For full episode show notes visit jessicamoorhouse.com/261Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Happy New Year! And welcome back to the Mo’ Money Podcast! After taking a few weeks off to rest and recharge, I am so excited to be back to drop Season 12 of the Mo’ Money Podcast today. Not only that, I thought I’d start with an episode that will get you excited about the future again! 2020 was rough on us all, some more than others, and we’re still in the thick of it. But I’ve got hope for 2021. And when you’ve got hope, you can make plans for better days to come. That’s why I’ve got the wonderful Stephanie Myers and Gillian Batt from Our Freedom Years on the show. I’m a big fan of their YouTube channel, and not only did they achieve financial independence and retire early in their 30s/40s, but they are also Canadian! I haven’t had many Canadians FIRE people on the show, so this is a big treat. And I sure asked them all the questions I know you would have asked yourself, like what to do with taxes when you’re a nomad, how much to save, how to ensure you won’t run out of money, and does FIRE mean you don’t ever have to work again (since so many people who achieve FIRE seem to continue working?). I know you’re going to love this episode just as much as I enjoyed recording it. And don’t forget to check out the link below to sign up for their free e-course!For full episode show notes visit jessicamoorhouse.com/260Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Talking money with your partner is never easy. Wouldn’t it be great if there was a book with conversation starters and examples to use to get things going? Good thing Wallace Howick, CPA thought just the same thing and wrote his book Love and Money: Conversations to Have Before You Get Married. But the conversations he shares in his books can actually be applied to so many different relationships, such as when you’re dating or common-law. And the thing is, although technically it’s not difficult, most couples have no idea where to start. Luckily in this episode, Wallace shares his expertise and insight with his 30 years of being a Chartered Professional Account and working with a wide range of clients. This book is such a great read (and not too long), if you’re looking for a way to approach the subject with your partner, maybe put this episode on in the background or grab a copy and try out some of his conversation starters for yourself!For full episode show notes visit jessicamoorhouse.com/259Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

DIY investing has always been a popular topic on the show, so I’m thrilled to have Brendan Wood on the show, who is the co-founder and CTO of Passiv. As he shares on the show, he grew up in New Foundland and then studied engineering at the University of New Brunswick. After managing his own investment portfolio like so many others do, using Questrade and spreadsheets, he started to wonder if there was an easier way to do it. Realizing that others on forums like Reddit wondered the same thing, he went to work to develop Passiv, an app that works with a number of discount brokerages to make it easier and saving you precious time managing your own portfolio. The best part? Currently, Passiv is free to use for all Questrade clients, so you can try it out yourself and see how much easier it is to use compared to your traditional spreadsheet. This is great news because the one thing I hear all the time is that after listening to my podcast, so many people want to try out DIY investing but aren’t sure how to start. Passiv is a new entry point into self-directed investing, which means it just got easier to start investing and growing your wealth.For full episode show notes visit jessicamoorhouse.com/258Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

You know how I came up with the title for this episode? It was actually from a listener who shared with me that she never knew the power of personal finance (and financial literacy) before she discovered books, blogs and podcasts like mine. And once she realized how powerful it can be, it changed her whole perspective on things. My next guest Dr. JeFreda Brown shares a similar realization in this episode. Before helping individuals with their money, she worked on the institutional side of things. But her passion for personal finance and motivation to teach others the powers of financial literacy led her to start her own company, Provision Financial Education, and dedicate her time to empowering others through her financial wellness programs. Seeing as discovering the world of personal finance changed my life and path forever, I couldn’t agree more that financial literacy is one of the most important things we need to bring more to the forefront. So if you like this episode, share it with your friends and family. Get the word out that your financial present does not have to be your financial future. All of this stuff can be learned, you just need to start somewhere and keep going.For full episode show notes visit jessicamoorhouse.com/257Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Is it a smart move to think about asking for a raise, switching employers (or careers), or searching for your dream job during a pandemic? Well…why not? Employers are still recruiting, so why can’t you be the one recruited? That’s why I’ve got career growth strategist Isi Aladejobi on the show to share her expertise on how to navigate the career landscape during these still uncertain times. Through her Power Women Make Power Moves program, which is a community of over 10,000 Black women, she been able to help countless people win in their careers and lives, even during the pandemic. She believes that with the right tools, mindset, and strategies, women can 100% successfully achieve their purpose, find the right career (that pays their true value), level the playing field, and of course, smash that damn glass ceiling already. Career growth is always one of the most popular topics on this podcast, so I know you’re gonna love this episode! Isi is so inspirational, she’ll make anyone feel like they can make some power moves no matter what’s going on in the world.For full episode show notes visit jessicamoorhouse.com/256Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I can’t believe Cait Flanders has been on the podcast 4 times now! Not only that, she truly helped launched the podcast as my first real guest for episode 3. Well, she’s back on the show because after releasing her first book The Year of Less, she has a second book that’s recently come out called Adventures of Opting Out. As a short bio in case you haven’t followed Cait since she started her original personal finance blog (Blonde on a Budget) in 2010 like me, she was able to pay off all her debt, do a 2-year shopping ban, and eventually published her first book in 2018 sharing her journey in 2018. To me, she always will be one of the OG personal finance bloggers in Canada. Now, she’s moved away from personal finance and into the intentional living and minimalism space, but she still talks about money quite a bit in her books (which I thoroughly enjoy). In her first book, she wrote about her life and experience doing her shopping ban which changed her life forever. For her new book, Adventures in Opting Out, she writes about how to opt-out of things (or relationships) in order to live a more intentional life. I think a lot of the time we think of adding things to our life, instead of taking things away or just doing things differently. Not only that, if there’s ever been a time to take a moment and reassess your life, 2020 is it! And Cait’s latest book is such a great way to get inspired and start thinking about how to change your life so it aligns better to what you really want it to look like. That could mean making shifts with your finances, changing your career, opting out of some social media platforms, leaving relationships that don’t add value to your life, or moving to a new place to live. I hope you really love this episode because I had such a great time recording it. I had an even better time reading Cait’s book, so make sure to check it out for yourself!For full episode show notes visit jessicamoorhouse.com/255Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.