More Money Podcast

Is it a smart move to think about asking for a raise, switching employers (or careers), or searching for your dream job during a pandemic? Well…why not? Employers are still recruiting, so why can’t you be the one recruited? That’s why I’ve got career growth strategist Isi Aladejobi on the show to share her expertise on how to navigate the career landscape during these still uncertain times. Through her Power Women Make Power Moves program, which is a community of over 10,000 Black women, she been able to help countless people win in their careers and lives, even during the pandemic. She believes that with the right tools, mindset, and strategies, women can 100% successfully achieve their purpose, find the right career (that pays their true value), level the playing field, and of course, smash that damn glass ceiling already. Career growth is always one of the most popular topics on this podcast, so I know you’re gonna love this episode! Isi is so inspirational, she’ll make anyone feel like they can make some power moves no matter what’s going on in the world.For full episode show notes visit jessicamoorhouse.com/256Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I can’t believe Cait Flanders has been on the podcast 4 times now! Not only that, she truly helped launched the podcast as my first real guest for episode 3. Well, she’s back on the show because after releasing her first book The Year of Less, she has a second book that’s recently come out called Adventures of Opting Out. As a short bio in case you haven’t followed Cait since she started her original personal finance blog (Blonde on a Budget) in 2010 like me, she was able to pay off all her debt, do a 2-year shopping ban, and eventually published her first book in 2018 sharing her journey in 2018. To me, she always will be one of the OG personal finance bloggers in Canada. Now, she’s moved away from personal finance and into the intentional living and minimalism space, but she still talks about money quite a bit in her books (which I thoroughly enjoy). In her first book, she wrote about her life and experience doing her shopping ban which changed her life forever. For her new book, Adventures in Opting Out, she writes about how to opt-out of things (or relationships) in order to live a more intentional life. I think a lot of the time we think of adding things to our life, instead of taking things away or just doing things differently. Not only that, if there’s ever been a time to take a moment and reassess your life, 2020 is it! And Cait’s latest book is such a great way to get inspired and start thinking about how to change your life so it aligns better to what you really want it to look like. That could mean making shifts with your finances, changing your career, opting out of some social media platforms, leaving relationships that don’t add value to your life, or moving to a new place to live. I hope you really love this episode because I had such a great time recording it. I had an even better time reading Cait’s book, so make sure to check it out for yourself!For full episode show notes visit jessicamoorhouse.com/255Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

We’ve all seen the stats…if you started investing in your teens you’d end up significantly wealthier than if you wait until your 20s or 30s. But most of us have no idea where to start or even have the confidence to invest our first dollar before we’re fully ready. Well, as my next guest Jully-Alma Taveras (a.k.a. Investing Latina) shares in this episode, you’ll never be fully ready. And that’s ok! She started investing at 19 and now in her 20s, she’s much further ahead on her financial journey because of it. And now, she creates financial literacy content on your Instagram and YouTube channel, in addition to being a contributing editor at Next Advisor and public speaker, to empower and educate other young women to start investing as soon as possible. Because the thing is, you’ll never be completely ready to start investing and you may make mistakes. But that shouldn’t scare you off from getting started because you can change your investment strategy as you become a more confident and knowledgeable investor. Just take my journey. I started with index funds (but had no idea what those were), then switched to mutual funds, then moved everything to ETFs, and now I do a mixture of ETFs and individual stocks. It’s taken me years to discover the best way to invest for my goals, but I’m so glad I didn’t wait until I was “ready”.For full episode show notes visit jessicamoorhouse.com/254Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

You may remember my next guest from episode 104 in which we discussed money and mindfulness. Well, I’ve got Leisa Peterson back on the show to discuss her new book The Mindful Millionaire! In case you don’t know, Leisa is an author, business growth strategist, money expert, mindset coach and host of The Art of Abundance podcast and the Mindful Millionaire podcast. You see, it’s all about having a millionaire mindset, or having an abundance mindset, to guide you to make better financial choices for your future. Not only that, but she also shares why it’s so important to practice mindfulness and how taking care of your mental health plays into your financial health. I know you’ll love this episode as much as I loved recording it, so make sure to listen, share, and grab a copy of Leisa’s new book!For full episode show notes visit jessicamoorhouse.com/253Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I’m so excited to share this episode! I was told by others that Kassandra Dasent, a financial wellness engineer, Certified Financial Education Instructor, and speaker, would be an amazing guest…and she did not disappoint. As she shares in this episode, she is immigrated with her mom from Trinidad to Quebec, Canada as a child, and now lives in Florida, USA. And as immigrants to a new country, money was always tight. This led Kassandra to do, as I see so many financial counselling clients do, to rebel as an adult and spend without a plan and eventually get into debt. But everything changed in 2009 when she realized she was in serious consumer debt. Something needed to change if she wanted to live a more balanced, fulfilled, and financially secure life. So, in June 2009, she created a plan to pay off $55,000 of debt in five years. By November 2012 she became debt-free. And now she is on the show to not only share her journey of becoming debt-free, but to explain how she did it, how she continued to stay diligent with her plan and stay motivated, and what lessons she learned she hopes to pass onto others who may be in a similar situation.For full episode show notes, visit jessicamoorhouse.com/252Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I can’t believe it’s been almost 3 years to the day since I last had Tim Nash, a sustainable investing expert and founder of Good Investing, on the show! You may remember Tim from episode 129 because not only does he know his stuff, but he was the first guest I had on to talk about responsible investing. Since then, a lot has happened! Notably, Tim Nash became a Certified Financial Planner (CFP®) and founded his investment coaching company. He also has been featured in the media regularly to discuss the changes in the sustainable investing landscape. But in terms of the financial industry, more and more companies are developing ETFs and mutual funds that follow ESG criteria (ESG standing for environmental, social, and governance). This is good news because sustainable investing is becoming less of a niche and more the norm. And as I’ve learned over the years, it is critical that we all become more mindful of what companies we invest in for our futures.For full episode show notes visit jessicamoorhouse.com/251Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Maybe talking about your spending shouldn’t make you feel bad? Maybe a hobby doesn’t have to become a side hustle? Maybe striving towards early retirement by living extremely frugally isn’t the ideal path? These are just some of the fresh takes about personal finance I discuss with my next guest Mykail James, founder of BoujieBudgeter.com. Having had her interest in personal finance sparked in her early school days, Mykail naturally went on to obtain her MBA in accounting and become a Certified Financial Literacy Instructor. But what’s unique about Mykail is she likes to use her fresh take on finance to reach people outside of the normal personal finance bubble. That’s why she uses pop-culture references, relatable language, and Instagram as one of her main platforms to help her audience understand confusing concepts like budgeting, saving, and investing…and actually feel good about it at the same time! Because living your best life shouldn’t be about doing something extreme and unsustainable, like living on practically nothing for years or side hustling until you burn out. You can live your best life and still work towards your financial goals as long as you practice being intentional and well, take some of that traditional financial advice with a grain of salt.For full episode show notes visit jessicamoorhouse.com/250Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I’ve been following A Purple Life on Twitter for a while now. So, when I saw her tweet about finally quitting her job because she’d reached her financial independence number of half a million dollars this summer, I knew I needed to have her on the show to share her story! Purple (that’s what I’ll call her to keep things simple) started her personal finance blog back in 2015 when she was only 25 to document her journey of becoming financial independent and eventually retiring early. Originally, her plan was to have enough saved up to retire by 2025 when she would be 35. But, as she saved and invested her money, and lived well below her means, she was able to achieve FIRE five years early! Not only that, she made the decision to follow through with her plans during the pandemic. From the outside looking in, that seems like a fairly bold move, but not by Purple. As she explains in our interview, it didn’t have much effect on her plan to retire at 30. She had a solid investment plan, she understood her personal risk tolerance and didn’t freak out in March when the market tanked (unlike many of us), and she also knew that if she had to earn more income, she could through the job she was leaving. Another thing I want to point out that we didn’t really discuss in this episode is that Purple is a person of colour. You may not know that since she’s anonymous online, but I think this is very significant. When you look at the FIRE community as a whole, it’s very white. Purple is actually the first guest I’ve had on my show who achieved FIRE and isn’t white. I’m pointing this out because I’m hopeful that moving forward, and by sharing more examples like Purple, that the FIRE community will become more diverse and better represent what our world actually looks like.For full episode show notes visit jessicamoorhouse.com/249Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Ask and you shall receive! Having a guest on to talk about starting a family and what to do with your finances has been a popular request from listeners, so I’m excited to finally share this episode! I of course thought of having Shannon Lee Simmons on the show to talk about this. Not only is she an amazing guest (listen to her on episode 151 and episode 184), she’s also a mom and offers baby-proofing your finances services as part of her financial planning firm – The New School of Finance. Shannon mentions in this episode that as a financial planner, she works will people all the time who come to her worried that they have to achieve a certain amount of wealth before they can start a family. But the truth is, people all around the world have kids in different circumstances, and they make it work with little or a lot! It’s all about your expectations and figuring out how to balance them with your income. Moreover, you don’t need to buy all the things! Although having kids can be expensive, there are a number of ways you can save money and make it work within the constraints of your income. It may mean cutting some expenses, or putting a pause on some future plans. But people do it all the time, and so can you.For full episode show notes visit jessicamoorhouse.com/247Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Oh my goodness, what a week last week was! But I’ll get to that in a bit. I’ve got one hell of a guest this week though. Jackie Porter, a financial planner, author and speaker, joins me on the show to share her incredible story of getting into financial planning but also to discuss her book Single by Choice or Chance. Over the years of having the podcast, I’ve gotten so many questions from single people asking what should they do differently with their money? What are some important considerations they should be aware of? Jackie shares her wisdom because not only has she gone through it herself but she’s also worked with numerous clients over the years. Ok, back to last week. Not only was the launch of Season 11 my best ever (I got the highest amount podcast episode downloads on launch day than any other day in the history of my podcast!) but I have some very exciting news to share…I passed! As I shared at the end of the episode, I’ve been studying all summer for the Canadian Securities Course. It’s broken down into two parts, and last week I passed the first exam. And it was tough! But it feels so good to be over and done with. Now, onto the second exam this October. Thanks so much to everyone who sent me good vibes, I really appreciate it! Now continue to send them over to me so I pass the next one!For full episode show notes visit jessicamoorhouse.com/246Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.