More Money Podcast

With International Women’s Day happening this past Monday, I’ve partnered with Coast Capital Savings on their Keep Her on the Map campaign to put a spotlight on the disproportionate social and economic impacts that the COVID-19 has had on women, and women-owned businesses, and hopefully inspire action. To discuss this more in-depth, I have Larkin MacKenzie-Ast on the show, who is currently the Chair of the Business Women’s Network at Coast Capital Savings. Throughout the almost 6 years of this podcast, I’ve tried to emphasize the importance of using your dollars as votes for change. Of course it’s important to be frugal and find deals to save money, but it’s also important to be mindful of what your spending says about your values and realize how big of an impact your spending has on the bigger picture. For instance, maybe instead of using Amazon for everything or always going to the big box stores, seeking out local, women-run businesses instead. Especially since they’ve been the hardest hit during this pandemic. To get some ideas about how you can be part of the change, you find more resources and info about Coast Capital’s Keep Her on the Map campaign on their website. Also watch their quick video about some startling statistics about how women have been affected by the pandemic.For full episode show notes, visit jessicamoorhouse.com/271Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

When we think of financial planning, often we just focus on budgeting, debt repayment, and investing. But another important element of a complete financial plan is protection. Specifically protecting yourself and/or your loved ones if something happens. That’s why I’ve got Nicole Simons on the show, who is a Wealth Management Advisor at CPN Financial Services. For the past decade, she’s worked with clients in all aspects of financial planning, but especially when it comes to having the right insurance in place. In this episode, we discuss the important things everyone should know about life insurance, critical illness insurance, and disability insurance. Hopefully, this episode will serve as a timely reminder to review how you’re currently protected and to ensure if you don’t have the right protections in place, to get it sooner rather than later.For full episode show notes visit jessicamoorhouse.com/270Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

It’s that time again…tax time. But this tax season may feel a bit different than other years. And that’s because 2020 sure was a weird year. Many Canadians earned income through various benefit programs or started earning self-employment income for the first time. So what’s the best way to navigate this new tax season so it can be the least stressful possible? That’s why I’ve got Susan Watkin, accountant, educator, and spokesperson for TurboTax Canada on the show! I took some time to gather all the key questions people had about taxes for this year, and Susan graciously answers all of them. Hopefully, you’ll feel a bit better about filing your taxes this year, because it doesn’t have to be a pain. Just take some time to organize your documents (feel free to download my Tax Prep Checklist), pick a route to get your taxes done (click here to get 20% off TurboTax Assist & Review or Live Full Service), then choose a date and time to get it done. Remember, the sooner you get it done, the sooner you can get your tax refund…or at least not have to think about taxes until next year.For full episode show notes visit jessicamoorhouse.com/269Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Well, this episode is a big first for me! Not only is this the first-ever double episode, in which I share not one, but two guest interviews. But this is also the first episode I’ve ever done on cryptocurrency. With all the talk in recent weeks about Bitcoin, I’ve finally given up thinking that cryptocurrency is just a trend or an asset that only tech bros or get-rich-quick investors are interested in. Even though it’s still very new, in my view it’s safe to say that cryptocurrency is here to stay. I’m still an ardent promoter of passive investing using index ETFs, however, I think it’s important to talk about other types of investing too. So the first interview is with Ayelen Osorio, the Content & Community Manager at Netcoins. Netcoins is one of the leading cryptocurrency trading platforms in Canada, providing access for people like you and me to invest in cryptocurrencies like Bitcoin, Ethereum, and Tether. Going from zero crypto knowledge now teaching others all about it, Ayelen provides a crash course in cryptocurrency to demystify digital currency as an investment type and share how why it may make sense as an addition to your portfolio. As Ayelen mentions in the podcast, to learn more about cryptocurrency Netcoins offers a free Crypto Academy online course you can check out on their website.For my second interview, I chat with Elliot Johnson, CIO & COO at Evolve ETFs. Evolve ETFs recently launched the second-ever Bitcoin ETF in Canada (ticker EBIT), making owning a bit of Bitcoin more accessible by trading it on a traditional stock exchange through your discount brokerage account. Not only that, you can hold your Bitcoin ETF in your TFSA or RRSP (something you’re unable to do with an actual Bitcoin). This is a very exciting time to be an investor, and although I’m still cautious (what couch potato investor wouldn’t be?), I’m interested to see where cryptocurrency will go in the future.For full episode show notes, visit jessicamoorhouse.com/268Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I’m so excited to have Sarah Wilson from Budget Girl on the podcast! I got to know Sarah when we met at FinCon in 2019, and since then we’ve become friends and are even in a mastermind together with some other amazing women in the personal finance community. It was high time I had Sarah on the show because she has crushed some major milestones since our first meeting. As she shares in this episode, she started out her personal finance journey with five-figures of debt while living on a very low income. But by learning more about the fundamentals of money management, living frugally, and taking on some side hustles to earn extra money on top of her day job, she not only paid off all her debt in 3 years, she was also able to buy a house that she partially rents out, and has just reached a $100,000 net worth. Sarah’s story should serve as an important reminder that where you start doesn’t determine where you’ll end up. It may not be easy to crush your debt and grow your wealth, but it is possible if you stay strong, consistent, and don’t give up!For full episode show notes, visit jessicamoorhouse.com/267Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Although I’ve done 265 episodes of this show (well, more if you count any of my solo episodes), shockingly I’ve never done an episode on the history of money. As important as it is to discuss the management of money, it’s just as important to understand currency’s history. Especially as we enter this new age of currency with the rise of cryptocurrency. Luckily, I was able to get Frederick Kaufman on the show, who authored The Money Plot: A History of Currency’s Power to Enchant, Control, and Manipulate, and is also a much distinguished English professor who has spent the last decade focused on researching the fiction that is money. If you’re a money nerd and history buff like me, you’re going to love this episode and Frederick’s latest book!For full episode show notes, visit jessicamoorhouse.com/266Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

My guest Meaghan Jean Smith is money mindset and life coach for women who I’ve been following on Instagram for a little while now. She is also the host of the popular Money Mindful podcast and book club. I find her so inspiring and her thoughts on money and mindfulness so interesting, I had to have her on the show so we could dive deeper. This is one of those episodes that's going to make you pause and think (what good timing since I've been doing a lot of that lately!), and reconsider your actions, habits, and mindset around money. Meaghan definitely got me thinking of some of the money mindset issues I still battle every day. I think I've mentioned on the show that naturally I have a scarcity mindset because of my background growing up. But I try to work through that because I find having an abundance mindset so much more liberating. I hope you enjoy this episode as much as I did and make sure to follow Meaghan on Instagram and check out her podcast that dives even deeper into this topic!For full episode show notes visit jessicamoorhouse.com/265Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Is your money safe at the bank? It’s a question I get asked all the time. Same with is it safe to use an online bank. And that’s thanks to the Canada Deposit Insurance Corporation (CDIC). I’ve personally partnered with CDIC for years because I believe it’s so important to spread awareness about how our deposits are protected at the bank. In other words, if your bank goes bankrupt, you won’t lose any of your money at that bank. And just so you know, there hasn’t been a bank failure in Canada for 25 years. And even when there was a bank failure in Canada, as long as CDIC has been around, not a single Canadian has lost a dime! To share more about this, so you too can spread the word and feel confident that your money is safe at the bank, I’ve got Peter Routledge, President & CEO of CDIC on the show to explain what CDIC is, how it works, and what you should know.For full episode show notes visit jessicamoorhouse.com/264Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

What a treat of an episode I have for you! Back for a 3rd time on the podcast, and to celebrate the final installment of her Broke Millennial series, I have Erin Lowry back on the show. Her new book, Broke Millennial Talks Money, is available now and that’s what we get talking about in this episode. How to navigate touch money decisions, be it with your friends, partner, or parents. What are the scripts we should use and what are some tips to make those conversations even a little bit less awkward? I can’t believe it’s been almost two years since Erin was in Toronto to do a live event with me to celebrate her 2nd book, Broke Millennial Takes on Investing. What a fun event that was, and boy do I look forward to being able to do events again (maybe I can get her back to Toronto!). I can’t wait to see what Erin has in store next now that her book series is done. So I guess we all have to stay tuned!For full episode show notes visit jessicamoorhouse.com/263Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I've had so many guests on the show over the years to talk about the wealth accumulation stage of investing, but I haven't had any, besides Mike Drak from episode 208 who wrote Victory Lap Retirement, to talk about what happens when you actually retire. What happens when you have to start decumulating your nest egg? That's why I've got Frederick Vettese on the show for this episode. He is the former Chief Actuary of Morneau Shepell, a major Canadian human resources firm. He's also a frequent contributor to the Globe and Mail on retirement issues. And lastly, he's the author of three books, including his latest book that we talk about in this episode, Retirement Income for Life: Getting More Without Saving More. Even if retirement is decades away for you, it's so important to know what to expect when it's right around the corner. How do you ensure you don't drain your retirement savings in the first few years? What strategies should you use to decumulate your savings in a sustainable way? And what are some key things to know about enjoying your retirement and the fruits of your labour?For full episode show notes visit jessicamoorhouse.com/262Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.