Market MakeHer Podcast

What Is The Bond Market and What Are Bond ETFs?CPI is “cooling off” which means inflation is trending closer to the Fed’s target, which means a rate cut MAY be in our future! What does that mean? Well if the Fed, you know, good ol "Papa Powell" who we keep talking about, well if they actually go through with cutting rates this is what happens. Interest rates for things like home loans get lower, but that means those high yield savings account rates also get lower. So where do you stash your cash and still get those great returns? Bonds. More specifically, we're looking at Bond ETFs. We've talked about different types of low risk investing on Ep. 31 about Brokerage CDs but we want y'all to know about all the ways you can make your money make money! Side Note Check out Jessica Inskip's most recent appearance on the ⁠Schwab Network Episode⁠ where her worlds collide. The Bond MarketOk, so apparently there is not only a stock market, but also a Bond market. Where do we begin?Need our listeners to know a few things:  You cannot time market, but you can prepare  We are not financial advisors, investing is personal. This is not that. We are here for educational and information purposes only. OK, let’s talk about what happened, and define the SEP - series of economic projections. Most recent: https://www.federalreserve.gov/monetarypolicy/files/fomcprojtabl20240612.pdf Different ways to lock in rates:  CDs Treasurys  Municipal Bonds  Corporate Bonds  Bond Funds https://www.ishares.com/us/strategies/bond-etfs/build-betSupport the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

Happy Fin-Friday! The Nvidia stock is now one of the big 3 in the S&P 500. We've talked about Nvidia earnings and how much the stock price has soared just this year. Now they have announced a stock split and a dividend increase from $0.04 per share to $0.10 per share. Let's demystify stock splitting. 🔮 🍰 What Is A Stock Split?A type of corporate action that changes the cost of a stock. Forward split - When a company increases the outstanding shares by issuing new shares to split up the value of each new share. NVDA did a 10 for 1 split (ie - if the stock is $1000 per share it is now $100 per share and everything rebalances everywhere), but companies can also do a 2 for 1, 3 for 1, etc. Say you had a sheet cake cut into 10 squares, but there are more people who want their own piece of cake, so you cut each piece in half and now there are 20 pieces of cake. Reverse split - It's the opposite, companies do this to increase the stock price (for example, if the stock price falls below $1) Why Is Nvidia splitting their stock?According to their 2024 Stock Split FAQ the stock split isintended to make stock ownership more accessible to employees and investors. Investor RelationsYou can look at the investor relations for any company on their website to see the history of things like how many times they have done a stock split (for example, Nvidia has split their stock 6 times now). Let us know your questions around stock splitting or any other investing topic. And as always, keep learning, keep earning, and keep breaking barriers!xoxo, Fin-Mom & Fin-Auntie Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on:⁠Market MakeHer ⁠⁠website⁠⁠⁠Subscribe to Our NewsletterInstagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠TikTokSupport the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

Finally, short squeeze and gamma squeeze make sense! (Did you know gamma squeeze was a thing?) Also, Roaring Kitty is out of hiding, remember that whole GameStop stonks thing that happened? Well apparently it's happening again with another memestock (super high risk, y'all).We also learn about hedge funds, meme stocks, market makers and the roles played in making money off shorting stocks (or squeezing out the shorters). Check out our episode on Dark Pools for more background. We also very briefly discuss Options! Hedge funds are regulated and here's the link we mentioned for that: https://www.sec.gov/files/ib_hedgefunds.pdfThe Takeaway:Shorting a stock is super risky. You're gambling on the failure of a company, essentially, and this tends to happen in hedge funds. A short squeeze is an event that happens when the people who are shorting stock shares have to cover the cost of the shorted stock because now the price is going up due to unforeseen demand (people suddenly buying it) and getting squeezed out of that position. It's like we always say, investing involves risk. ;)Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on:⁠Market MakeHer ⁠⁠website⁠⁠⁠Subscribe to Our NewsletterInstagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞Market MakeHer is an investing eSupport the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

This week we are joined by Jacey Saige, a Gen Z financial literacy advocate who wants to discuss how to find AI opportunities and stock market impacts. Jacey is filling in for our beloved Jessie DeNuit - do not fret she will be back next week! AI is an important narrative to sustain this bull market. The S&P 500 is about 30% driven by technology. 5% is NVDA. Which means the AI narrative matters because of how we define the market. NVDA is about duration and demand pull for AI. NVDA reports after the hyperscalers: (GOOGL, META, AMZN, MSFT). There is a new emerging AI headwind: Grid pressure. AI is using a lot of power, every new iteration of NVDA becomes more efficient, the issue arises as demand is growing at an astronomical rate. Grid pressure is a byproduct of compute growth. The opportunity: power providers that canbring to market faster, or alternative, like nuclear power, quickly and at better margins. Meet Jacey Saige!Jacey got her first taste of entrepreneurship at 16yrs old, she amassed 30k followers on Instagram and TikTok through sharing her art. Transitioning seamlessly from showcasing her creativity to managing social media, she honed her skills as a freelance manager and created her first business. Now, as she delves into the world of finance, Jacey's journey has taken an exciting new turn.Pursuing a degree in finance, Jacey shares her insights and discoveries on TikTok @jacey_saige, demystifying investing and empowering her audience to take control of their financial futures. She brings a fresh perspective to the often intimidating world of finance, making it accessible to all. Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on:⁠Market MakeHer ⁠⁠website⁠⁠⁠Subscribe to Our NewSupport the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

The bond market is back in focus as the Fed navigates a tricky landscape of rate hikes and potential recession. Jess Inskip dives into the mechanics of Treasury securities and how yields fluctuate with supply and demand. An inverted yield curve could signal economic slowdowns, acting like a crystal ball for investors. The podcast also discusses strategies for investing in treasuries, including the benefits of ETFs, and highlights major foreign holders of U.S. debt—revealing insights into the global economy and effective portfolio management.

Dive into the latest insights from the FOMC press conference led by Jerome Powell! Discover what inflation measures like CPI and PCE mean for the economy. Learn about tapering, the Fed's dual mandate, and why interest rates remain high. Explore the impact of AI spending on the market, and find out how recent jobs reports influence economic confidence. Understand the differences between producer and consumer indices, plus what current inflation stats reveal about our financial future.

Get ready to unravel the tangled web of investing jargon! Learn why understanding basic terms like capital and market cap is like stacking Lego bricks for financial knowledge. Discover the difference between stocks and securities, plus how IPOs function using Reddit as an example. Explore mutual funds vs ETFs, and what makes target-date funds shift risk over time. Capital appreciation and dividends are demystified too, making those financial concepts feel much less intimidating!

Dive into the wild world of stock market fluctuations and the latest twists of tech earnings! Explore the nitty-gritty of index fund fees and discover where those returns truly come from. Are preferred stocks and stock options the same? Spoiler: they’re not! Plus, Jess shares insights on why home prices defy expectations amidst a buyer slump and recommends essential financial education resources for budding investors. Buckle up for a lively discussion filled with witty quips and actionable advice!

This episode dives into key market updates, unpacking CPI and PPI impacts. Listeners get clear explanations on Dow and S&P 500 points, and important insights on CD ladders. The hosts enlighten on gifting stocks to kids and why diversification is crucial. They address concerns about major asset managers' market dominance and tackle whether AI investors are worth it. Plus, a fun moment occurs as one host reveals her favorite Taylor Swift song, blending finance with pop culture!

Discover how to navigate falling interest rates without sacrificing your cash's potential earnings. Learn about the benefits of brokerage CD laddering, which allows lower-risk parking of funds while locking in attractive yields. Understand the key differences between traditional and brokerage CDs, including how to view a variety of options across numerous banks. You'll also find out how to strategically build a CD ladder to optimize cash flow and ensure returns, even in a fluctuating market.