33. Current State of the Stock Market + Q&A (Pt. 2)
Apr 19, 2024
Dive into the wild world of stock market fluctuations and the latest twists of tech earnings! Explore the nitty-gritty of index fund fees and discover where those returns truly come from. Are preferred stocks and stock options the same? Spoiler: they’re not! Plus, Jess shares insights on why home prices defy expectations amidst a buyer slump and recommends essential financial education resources for budding investors. Buckle up for a lively discussion filled with witty quips and actionable advice!
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insights INSIGHT
Normal Market Drawdowns And Volatility
Intra-year S&P 500 drawdowns average ~13% even during strong up years, so mid-year drops are normal.
Expect volatility around big tech earnings and inflation data because those drive market uncertainty.
volunteer_activism ADVICE
Prepare — Don’t React To Earnings Noise
Prepare for volatility during big-tech earnings by setting expectations and avoiding emotional trading.
Wait for key data like PCE and earnings before making major portfolio moves, Jess Inskip recommends.
insights INSIGHT
PCE And Who’s Driving Consumption
PCE is the Fed's preferred inflation gauge and includes household spending and wage components.
Who is spending matters: retirement-age wealth holders can make reported consumption look more resilient than younger generations actually are.
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Questions on questions: Y'all submitted sooo many questions we had to make this Q&A a two-parter.
Be sure to follow us and subscribe to our email newsletter (all links at the bottom) to keep up with all the stock market happenings!
But First, A Quick SMU!
We also get a quick Stock Market Update from Jess Inskip. This investing rollercoaster we're on has been a bit of a dooziie this past week - what's happening? Remember, we're buckled in for the ups and downs! You know Jess is going to tell us in Swiftie speak every chance she gets...
AI: I can still make the whole place shimmer
The Dollar: I'm on my vigilante sh*t again
Oil: I'll be the actress staring in your bad dreams
The Fed: It's a cruel summer
Answering Your Questions:
Dalia asked a question from our What are mutual funds and ETFs? (Episode 04): Can you talk more about those fees behind index funds? Also, I’m wondering where exactly the money that a fund returns comes from. Is it an interest, companies’ profits or something else?
@maljones asked a question from What Are Preferred Stocks (Ep. 07): Are preferred stocks also called options? Are they the same thing or different concepts?
Jane Smith Carson asked: Other 'educators' talk crap about picking stocks, your advice makes me feel more confident to diversify my own portfolio. ETF. Re: step 1, what are some other fin-ed resources and podcasts you like? Check out: Napkin Finance by Tina Hay (book); Mad Money Podcast by Jim Cramer (first 10 minutes is stock market updates for self-directed investors); BOA global research (dry podcast but informative); Compound and Friends (podcast); Money with Katie (podcast);
Ask Us a Question, Leave a Review, Follow, Subscribe: 🔗All Market MakeHer Links 👀 YouTube Channel ✨ Jess Inskip: TikTok Instagram ✨ Jessie DeNuit: TikTok Instagram Funny Finance Shirts and Merch About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.
Important Disclosures: Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...