Property Investment Podcast Network

Momentum Media
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Mar 23, 2023 • 32min

Investor update: Is this investor still adamant about insurance?

On this episode of the Smart Property Investment Show, Jason Chapman sits down with host Grace Ormsby, three years after his first pre-pandemic appearance, to provide an update on his ever- growing portfolio. He discusses the thought process behind his choice of suburbs and regions, as well as his doubtless philosophy towards the merits of property investment. Jason also reveals how he managed the myriad of financial considerations throughout the investment journey. In this episode, you will also hear: The importance of insurance The challenges of virtual property management Is having broad parameters liberating?
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Mar 20, 2023 • 58min

Navigating the post-COVID-19 hangover

COVID-19 data can tell us a lot of things, but what can it tell us about property markets moving forward? On this episode of the Smart Property Investment Show, Pure Property Investment's Paul Glossop sits down with Phil Tarrant to reflect on the three years the world has known about COVID-19. They reflect on what it's meant for Australia's largest capital city markets and what it could possibly all mean for investors moving forward.In this episode, you will also hear: What buyer's agents can, should, and could be doing for customers When and why you should be wary of confirmation bias Whether Tasmania has "done its run" If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Mar 17, 2023 • 41min

THE PROPERTY NERDS: How to find the 'X Factor' scenario for your borrowing capacity

With the ceiling to the Reserve Bank's interest rate hike cycle still out of plain sight, data nerds Arjun Paliwal and Leigh Paliwal say it's more important than ever for investors to be proactive in improving their financial positions. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, unpack the rising trend of refinancing among mortgage holders and present different financing strategies that can help investors continue scaling their portfolios despite the increasing pressure on borrowing capacity. They also warned against getting caught up with predictions in the market and instead urged market players to "focus on the chain of events" that can set up the stage for a forecasted scenario so they can accordingly improvise and adapt their strategies. Lastly, they talk about Australia's ongoing infrastructure boom and explain its potential impact on the property market.
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Mar 16, 2023 • 45min

Comparing the varied fortunes of Australia's regional and metropolitan markets

On this episode of the Smart Property Investment Show, Steve Waters from Right Property Group sits down with Phil Tarrant to discuss the factors driving the varied performance of Australia's rural and regional property market versus the capital city markets. After touching quickly on how to define regional Australia, Steve reveals the numerous variables he hunts for when looking to invest in these markets. The pair analyses Australia's capital city markets, outlining the variables defining each market's past and future performance. In this episode, you will also hear: The importance of investment proactivity Where is Australia's hottest property capital city? Cash rate and cost-of-living impacts on Australia's regions If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Mar 15, 2023 • 27min

PROPERTY SHOWCASE: Is internal migration an investment difference maker?

On this episode of the Property Showcase, Arjun Paliwal, the founder and head of research at InvestorKit, sits down with Grace Ormsby to discuss the business characteristics necessary to manoeuvre through turbulent market periods. The pair discuss the "interesting" return of migration and the nation's post-COVID-19 recovery before Arjun dives deep into how to analyse property data and paint a "total picture" of an individual property market. In this episode, you will hear: Does overseas migration have an immediate positive effect? Why variables shouldn't be looked at in isolation The three core components that have major impacts on a portfolio If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Mar 13, 2023 • 39min

How this investor found the solution to her LMI dilemma

To pay or not to pay Lenders Mortgage Insurance (LMI)? With the help of a savvy mortgage broker, here's how an investor found the best answer to her question. Smart Property Investment's Phil Tarrant sits down with Eva Loisance, the manager for Finni Mortgages' broker division, to talk about how her client, Anita, wanted to purchase a second property but with a specific caveat: she doesn't want to pay additional costs beyond her 10 per cent deposit. To help her client see "the bigger picture" for the next step in her investment journey, Eva unpacks the different considerations that go into deciding whether or not to pay LMI, including the property's price and the borrower's individual circumstances and goals, among other factors. Finally, the duo discusses the tailored solution Eva provided for her client and explores various options that borrowers can consider to improve their financial position prior to applying for a home loan in today's high-interest-rate market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Mar 9, 2023 • 1h 1min

Rate increases: 'Stop putting Aussies through brain damage', says Mark Bouris

Mark Bouris lays out the argument on why rapid rate increases — which has been the Reserve Bank's traditional weapon of choice against inflation — won't just cut it anymore. In this special episode, host Phil Tarrant sits down with Mark Bouris, the founder of Wizard Home Loans and Yellow Brick Road, to talk about why the central bank's current approach to tackling the high inflationary levels is short-sighted, as it fails to consider current economic trends. With this, the industry commentator called for the government, along with the RBA, to tweak its monetary and fiscal policies and explained why its inflation target band should be a medium-term goal rather than a short-term one based on the chain of events that unfolded during the country's 1990s recession. The pair also delves into how mortgage holders are specifically being "punished" by the rate hikes, the current state of play in the world of brokers and lenders, and unpacks what options are available to borrowers in today's high-interest rate environment. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Mar 7, 2023 • 13min

Property Finance Uncut: Don't let RBA's latest rate hike land you in mortgage prison

Amidst another RBA rate hike in March, Australians are not only facing the looming threat of falling off the mortgage cliff but are also finding themselves trapped in a different kind of financial dilemma — a mortgage prison. Smart Property Investment's Phil Tarrant and Finni Mortgages' chief executive Paul Glossop acknowledged the increased pocket pain that borrowers are burdened with, thanks to the central bank's continued monetary policy tightening in 2023. And while refinancing has become the go-to recourse for borrowers to deal with the blows, they shine a spotlight on borrowers who find themselves unable to switch lenders due to rate hikes negatively impacting their serviceability. On that note, they unpack the "moving parts" that impact a borrower's serviceability and delve into possible solutions to escape (or prevent) being stuck in mortgage prison.
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Mar 6, 2023 • 44min

'Look for drivers, not the outcome'

To make the right calls in your investment decisions in 2023, an expert gives tips on how to avoid having hindsight and data bias to have sustainable and profitable results in the long run. In this episode, host Phil Tarrant sits down with Arjun Paliwal, founder of InvestorKit, to shed light on the common pitfalls that investors fall into when zeroing in on their next investment location, including focusing on the outcome and not on the main data points that will drive growth. The duo walks us through a structured approach to an investment analysis and underlines the importance of not being limited to specific cities or criteria when choosing your next location to buy into. They also bust the myths surrounding today's market before looking into the data points that can shape it in the coming months. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Mar 3, 2023 • 35min

INSIDE COMMERCIAL PROPERTY: The best buys of 2023

With several headwinds blowing in the commercial market's direction, is it the right time to invest in the sector? Co-hosts Phil Tarrant and Scott O'Neill unpack why there are still opportunities abounding — if you know what to look for. While the going is anticipated to get tough for commercial investors in 2023, thanks to rising interest rates, high inflationary rates and record construction costs, Scott and Phil delve into how buying into the market amid current downturn conditions can be a good investment strategy in the long run. They also examine the performance of various commercial asset types in the current market before discussing potential pitfalls that investors may encounter when they purchase such properties. Finally, they share their insights on how the future trajectory of interest rates and lending practices will affect the sector and what this means for commercial investors.

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