Property Investment Podcast Network

Momentum Media
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Apr 9, 2023 • 35min

Private banking v broking: What's the difference?

On this episode of the Smart Property Investment Show, Eva Loisance and Sara Shome of Finni Mortgages sit down with host Phil Tarrant to discuss Australia's current financial climate following the RBA's decision to hold the cash rate at its April meeting. The trio discusses the key differences between private banking, Sara's former career, and mortgage broking, her current one. They touch on whether it's better for investors to consolidate their eggs in one basket, or spread them amongst many before touching on the factors conducive to private banking success. In this episode, you will also hear: When to consider refinancing The importance of strong broker-client relationships Are fixed rates a silver bullet for borrowers? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Apr 6, 2023 • 1h 5min

INSIDE COMMERCIAL PROPERTY: An insider's look into today's commercial mortgage space

With finance at the top of commercial investors' minds amid a rapidly shifting market landscape, co-hosts Phil Tarrant and Scott O'Neill bring in the cavalry to help navigate the rough mortgage terrain. In this episode, Son Pham, the director and head of mortgages at Rethink Financing, highlights the puzzle-like nature of finding the right lender to provide a commercial real estate mortgage that fits an investor's needs before giving an insider's look into the current lending environment. They also talk about the inner workings of borrowing in today's market, including comparable rates, competitive packages offered by lenders, as well as features that investors need to add to their checklist when shopping for a commercial property loan. Lastly, the trio discusses where they think the market will be headed in the coming months and explains why they believe the market's downturn is coming to an end. *This episode was recorded prior to the RBA's April cash rate decision.
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Apr 6, 2023 • 32min

The validity of a portfolio pivot

In a special investor and economic update, this chief economist spills the beans on the latest economic indicators and what it means for the property market. The chief economist of PRD and friend of the show, Dr Diaswati Mardiasmo, returns to The Smart Property Investment Show with Grace Ormsby to reveal what the latest RBA decision means, highlight the ramifications for regional property versus metro, and give an update on her own changing property investment strategy. An investor herself, the chief economist provides a very interesting update to her own property portfolio, candidly offering up her own reasons for the pivot. You will also hear: Why no two property investment experiences should be the same How to decipher the latest RBA monetary policy What factors are spurring on continued regional market success If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Apr 5, 2023 • 15min

PROPERTY SHOWCASE: The fundamental do's and don'ts of property investment

On this episode of The Property Showcase, Rishi Bajaj from InvestorKit sits down with host Grace Ormsby, to outline and unpack the primary mistakes made by Australian property investors, particularly those entering the Sydney and Melbourne markets Rishi channels his 15 years of investing experience to discuss the common errors he sees many investors make before revealing the resources and tactics which potentially combat these actions. He touches on the importance of clearly defined goals and making wiser investment choices. In this episode, you will also hear: Where are Australia's most opportunistic suburbs? Contextualising "going regional" Is it a good time to invest?
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Apr 4, 2023 • 14min

Property Finance Uncut: Is the tide turning on rising interest rates?

With the Reserve Bank (RBA) announcing its policy decision for April, there is much speculation about whether the central bank has reached the peak of its current rate hike cycle or if there is still more pain to come for borrowers. So in this episode, Smart Property Investment's Phil Tarrant and Finni Mortgages' chief executive, Paul Glossop, talk about the factors that will affect the bank's decision-making process in the coming months before unpacking the current sentiment among consumers, particularly borrowers who are bearing the brunt of the rate increases. With owner-occupier refinances hitting a record high, the duo discuss the importance of borrowers "looking under the hood" of their loans before looking into how mortgage holders can "sharpen the pencil" on their finances. Lastly, they also share their opinion on where — and when — the RBA may choose to close out its rate rise cycle.
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Apr 3, 2023 • 43min

Can this investor secure 40 properties by age 32?

After overshooting his personal goal of attaining 31 properties at 30, this investor has set a new ambitious target. In this long-awaited update, Smart Property Investment's Phil Tarrant sits down with Sam Gordon, the director of Australian Property Scout and a full-time real estate investor, to give us an exciting insight into how he plans to achieve a 40-property portfolio when he reaches just 32 years of age. The Queensland-based investor also talks about the tried and tested strategies that helped him rapidly and sustainably expand his portfolio, as well as the mistakes he has learned in his investment journey. The pair also discusses the three telltale signs that "dumb money" investors are arriving on the market before discussing how to avoid being part of this particular crowd. You can follow Sam's journey by listening to the podcasts below: LIFESTYLE BY DESIGN: Bunnyhopping to the top of the property ladder Young gun property investor shares his top secrets 4 properties in 4 months On a roll: How this investor surpassed 30 properties by age 30 If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Mar 31, 2023 • 56min

INVESTING INSIGHTS WITH RIGHT PROPERTY GROUP: Why the 'good news' matters

While being cautious is a necessary trick of the real estate investing trade, these experts warned investors of the downfalls that come with solely focusing on the "bad" news. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar talk about how successful investors have a good understanding of what's happening on the ground but adopt a disciplined approach to managing their own emotions and biases, ultimately helping them manage the market between their ears. With the market littered with "so much conflicting opinion", they explain how being an "alarmist" investor can result in missed opportunities, unrealised gains, and unnecessary losses. Drawing from their respective experiences, the experts also shared strategies on how to manage and overcome market fluctuations.
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Mar 30, 2023 • 17min

Breaking down the NSW state election

On this editorial catch-up edition of the Smart Property Investment Show, host Grace Ormsby is joined by fellow real estate journalist, Kyle Robbins, to unpack the recent outcome of the NSW state election and what Chris Minns' victory means for the state's property market. The pair outlines and discusses the first NSW Labor government in over a decade's housing plans, recounts the campaign trail as a whole, and compares the different policies between the outgoing and incoming governments. In this episode, you will also hear: Does NSW policy guide national thinking? Can partisanship ease supply issues? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Mar 27, 2023 • 43min

From a capital roadblock to an SMSF solution

As borrowers feel the financial walls closing in due to rising interest rates, a savvy broker helped two investors make heads or tails of another underrated (and often misunderstood) option: buying property through a self-managed super fund (SMSF). Smart Property Investment's Phil Tarrant sits down with Eva Loisance, the manager for Finni Mortgages' broker division, to talk about how her real-life clients, a couple in their 50s, wanted to climb higher on the property ladder with a second property but had been unable to do so due to rising rates limiting their borrowing options. And while there is a lot of misconception about purchasing a property through an SMSF, Eva explains how and when the option can be the right fit for investors before debunking the myths that surround it. Finally, the duo discusses the solution Eva provided for her clients and encourages borrowers to keep their minds open to unconventional options that can help them successfully navigate the rapidly changing lending landscape. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
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Mar 23, 2023 • 32min

Investor update: Is this investor still adamant about insurance?

On this episode of the Smart Property Investment Show, Jason Chapman sits down with host Grace Ormsby, three years after his first pre-pandemic appearance, to provide an update on his ever- growing portfolio. He discusses the thought process behind his choice of suburbs and regions, as well as his doubtless philosophy towards the merits of property investment. Jason also reveals how he managed the myriad of financial considerations throughout the investment journey. In this episode, you will also hear: The importance of insurance The challenges of virtual property management Is having broad parameters liberating?

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