Making Money

Tom McPhail, a pensions expert at The Lang Cat and former Head of Policy at Hargreaves Lansdown, shares crucial insights on retirement planning. He emphasizes making pensions a priority this year, discusses calculating retirement needs, and the importance of engaging with pension plans. Tom unpacks the benefits of salary sacrifice and tax relief, and highlights the need for a diversified savings approach, including ISAs. He also navigates the complexities of choosing investment strategies and the role of state pensions in today’s changing demographic landscape.

Helen Tupper, a careers expert and author of 'The Squiggly Career,' shares insights on adapting to the evolving job market. She emphasizes moving sideways in careers as a valid path for growth and financial success, rather than solely focusing on upward promotion. Discussing the impact of technology and AI, she encourages continuous learning and skill diversification. Tupper also highlights the concept of 'boomerang employees' and the importance of recognizing personal strengths to enhance employability.

In this engaging discussion, financial advisor Lisa Conway-Hughes shares expert insights on improving retirement savings. She highlights the impact of small, practical changes in budgeting and insurance that can lead to substantial financial growth. Lisa also delves into the complexities of pension plans, emphasizing the significance of understanding options at work. Additionally, she addresses common fears about pensions and stresses the importance of having an emergency fund, advising listeners on proactive financial management for a secure future.

Rob Dix, a finance expert and host of The Property Podcast, discusses the changing landscape of wealth-building. He stresses that old financial rules no longer apply and encourages listeners to adopt new strategies for investment amidst rising interest rates. Dix emphasizes the significance of personalized finance approaches and mindful spending. He also shares an eight-step guide to mastering personal finance, boosting income through career advancement, and leveraging property investments for maximum returns. Tune in for fresh insights on navigating your financial future!

In this engaging discussion, Pete Matthew, a Chartered Financial Planner and the founder of Meaningful Money, shares insights on how our mindset shapes our financial decisions. He emphasizes the importance of a positive perspective to avoid financial pitfalls. Pete highlights the intersection of psychology and investment, advocating for mindful decision-making. They explore overcoming limiting beliefs about money and stress the significance of self-awareness in managing finances effectively. The talk also touches on the impact of market volatility and the value of lifelong learning in financial growth.

Ramin Nakisa, a personal finance YouTuber and former investment bank strategist, shares his insights on investing. He challenges the notion of diversification, suggesting that a single well-chosen fund can outperform 95% of professionals. The discussion spans the importance of bonds, the advantages of simplicity in investment strategies, and the lessons learned from the crypto market. Ramin emphasizes understanding personal goals and adapting to changing markets while navigating financial complexities.

Erik Angner, a PhD economist and author, shares his insights on leveraging economics to solve global issues and personal financial growth. He discusses the importance of sound financial decision-making and the psychological aspects of saving versus spending. Angner also addresses the challenges posed by fluctuating interest rates, strategies to cultivate better financial habits, and the necessity of financial literacy. He emphasizes learning from failures and the role economics plays in shaping sustainable futures and ethical societal values.

In this enlightening talk, Vivi Friedgut, CEO of Blackbullion, shares her insights on financial literacy, emphasizing its critical role in student success. She advocates for integrating money management into educational curriculums and discusses the challenges of teaching financial skills today. Vivi explores the impact of tuition fees on social mobility and the importance of networking. With a focus on modern student anxieties, she urges universities to equip students with practical financial tools for their futures.

Lionel Barber, former editor of the Financial Times and author of 'Gambling Man', dives into the audacious world of Masayoshi Son, SoftBank’s CEO. They explore Masa’s bold investments, like Alibaba and ARM, showcasing his unique knack for spotting future tech stars. Barber discusses the risks and cultural nuances that shaped Masa's strategies, alongside the shifting landscape of venture capitalism in a post-globalization era. The conversation also touches on the tension between innovation and traditional values in Japan, offering a fascinating glimpse into high-stakes investing.

Edward Chancellor, a financial historian and author of "The Price of Time," delves into the fallout from historically low interest rates, including unaffordable housing and rising inequality. He warns that the worst economic impacts might still be ahead. Chancellor discusses the role of interest rates in fostering 'zombie companies' and the widening wealth gap. He also critiques the exploitative nature of payday loans amid these trends and offers insights into navigating current market dynamics, especially for tech valuations and investment strategies.