
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Latest episodes

Jan 14, 2025 • 27min
The Cost Of IVF: The Hidden Costs of Starting a Family | Episode 268
In this episode of The Takeover, we dive into the financial side of family planning. From the costs of IVF to budgeting for egg freezing, we explore the key expenses involved in starting or growing your family. Whether you're navigating these options now or planning ahead, we offer practical advice to help you align your finances with your family-building goals.
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jan 12, 2025 • 27min
5 Tips For First Home Buyers | Episode 267
In this episode of The Takeover, Jess and Makayla share key insights and tips for first-time homebuyers, from avoiding common pitfalls to managing your budget effectively. Learn how to clarify your priorities, navigate mortgage approvals, and surround yourself with the right experts to make confident, informed decisions.
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jan 9, 2025 • 27min
Tax Troubles: Bridging the Knowledge Gap for Kiwis ft. Josh Taylor | Episode 266
In this episode, we sit down with Josh Taylor, co-founder of Taxi and Tax Traders, to explore how their workflow tool is helping Kiwis simplify the preparation of provisional tax bills. We also discuss Josh's experiences with business growth, expansion, and navigating setbacks, as well as the impact of their innovative solutions on New Zealand businesses.
Learn more about Tax Traders here
Learn more about Taxi here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jan 7, 2025 • 28min
How To Avoid Dodgy Developers ft Matthew Horncastle | Episode 265
In this episode, we sit down with Matthew Horncastle, Managing Director of Williams Corporation to delve into the complexities of buying off the plans, from navigating sunset clauses to securing deposits and protecting your investment. Learn practical tips to safeguard your purchase and avoid common pitfalls in a shifting property market.
Learn more about Williams Corporation here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jan 5, 2025 • 24min
KiwiSaver 101: A Beginner's Guide To Your Financial Future ft. Murray Harris | Episode 264
In this episode, we sit down with Murray Harris, Head of KiwiSaver at Milford, to break down the basics of KiwiSaver, its benefits, and how it can play a key role in your retirement strategy. Whether you're new to KiwiSaver or looking to make the most of your contributions, tune in for expert tips and insights.
Learn more about Milford here
Utilise their KiwiSaver calculator here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jan 2, 2025 • 10min
Five Financial Tips For New Parents | Episode 263
In this episode, we sit down with an extra-special guest, Cooper Blair, to explore five financial tips every new parent needs to know. From creating a baby budget to planning for long-term goals, we cover the essentials for navigating the financial challenges of parenthood.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 31, 2024 • 17min
Dupe Culture: Affordable Alternatives or Ethical Dilemmas? | Episode 262
In this episode of The Takeover, Jess and Makayla dive into the rise of dupe culture, exploring how affordable alternatives to luxury products are gaining popularity. They discuss the pros and cons of dupes, from budget-friendly benefits to ethical concerns in the marketplace.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 29, 2024 • 16min
How to Build Your 2025 Financial Plan | Episode 261
In this episode, we break down why a solid financial plan for 2025 is key to hitting your goals. From setting SMART targets to managing your income and expenses, we dive into strategies to set you up for success in the year ahead.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 26, 2024 • 46min
Our Top Financial Advice From Guests In 2024 ft. Matthew Horncastle | Episode 260
In this episode, we revisit some of the top advice shared by our 2024 guests: from tackling debt to navigating the commercial property sector and entrepreneurial growth, featuring Reagan White, Scott O'Neill, and Matthew Horncastle. Discover valuable lessons, insightful strategies, and inspiration to guide your financial journey in the year ahead.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 24, 2024 • 36min
Our Top Property Insights From 2024 ft. Sam Stubbs | Episode 259
Dive into 2024's top property insights with Sam Stubbs, Founder of Simplicity, Jarrod Kerr, Chief Economist at Kiwibank, Matt Harris, Managing Director of Lighthouse Financial and James Kellow, Director of NZMS. From expert strategies on navigating the housing market to securing investments and building wealth, these highlights are packed with actionable advice to help both seasoned investors and first-time buyers thrive in real estate.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.